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Risky Assets

Risky Assets

Hosted by Greyhawk Premier Insurance Solutions

Episodes

22

Latest episode

Jun 2026

Language

EN

About the show

What do you really know about insurance? Charlie Deaver and Daniel Clarke host Risky Assets, a podcast about insurance, financial strategy, entrepreneurship, and business management. They talk about how insurance is a means to investing in the future, and a necessary tool to be wielded by business owners. Their goal in both the podcast and their work at Greyhawk Insurance is to educate people on what proper structure is for their insurance, to think creatively about risk, and to share their experience with business owners who care about doing insurance right.

Listen to episodes

22 recent
June 15, 2026Episode 2234 min

The CSI of Insurance Claims - EP022 with Michael Ross

Greyhawk founder Charlie Deaver sits down with Michael Ross, founder of Vision Forensic Engineering, a national firm that figures out why buildings fail and what really caused an insurance loss. Think CSI for claims: cause-of-loss investigations, telling the difference between real damage and fraud, and helping people get answers in their hardest moments.But this conversation is as much about building a business as it is about engineering. Michael shares his unlikely path from pastor to entrepreneur, the case that hooked him on forensics, the licensing mistake that nearly sank the company, and how he grew Vision from a spare-bedroom office to a firm of more than 80 people covering all 50 states in about five years. Along the way: betting on yourself, leading with faith, taking care of your people, and why real entrepreneurs are builders, not get-rich-quick day traders.CHAPTERS00:00 A different kind of insurance episode00:35 What forensic engineering actually is01:42 Real damage vs fraud: the ball-peen hammer tell03:09 When adjusters get it wrong05:56 Meeting people in their hardest moments06:48 From pastor to forensic engineering08:11 The case that hooked him10:25 Starting his own firm, and the licensing mistake15:38 From 8 states to all 5017:26 Hitting $1M in three and a half years19:21 Betting on yourself, and faith through the fear22:02 "$90K in debt... rookie numbers"24:16 Taking care of your people, thinking generationally31:21 Lawsuits, intimidation, and the 3% who don't quitABOUT THE GUESTMichael Ross is the founder of Vision Forensic Engineering, a national firm providing cause-of-loss investigations and building consulting for insurance companies and private parties. A former pastor turned entrepreneur, he built the company from eight states to all fifty, and from a spare bedroom to more than 80 people, in roughly five years.FOLLOW THE SHOWInstagram: @greyhawkinsuranceMusic from #Uppbeat (free for Creators!):https://uppbeat.io/t/pryces/got-itLicense code: IJFRDULSIGSMATU5

June 15, 2026Episode 2123 min

He Left A 10-Year Liquor Career for This - EP021 with John Young

He spent nearly a decade selling alcohol across Los Angeles. Then he watched the industry change for good and made the jump into commercial insurance. In this comeback episode of the Risky Assets Podcast, host Charlie Deaver sits down with John Young: former UCLA football player, longtime liquor industry veteran, and now a producer at Greyhawk Premier Insurance Solutions.John breaks down the generational shift that is quietly reshaping the alcohol business, including the stat that stopped Charlie cold: 80 percent of alcohol is consumed by just 20 percent of drinkers, and those drinkers are aging out. He talks about why he walked away from a successful sales career, what made him choose a smaller, family oriented shop over a big corporate agency, and what his first two months inside Greyhawk have actually been like.It is an honest conversation about career change, betting on yourself, and what it looks like to do right by the people you serve.CHAPTERS00:38 Meet John Young01:36 LA roots: Loyola and UCLA football03:04 "Man for others": the Loyola network04:39 Injuries and walking away from football06:20 Family06:56 From Aldi to a decade in liquor08:05 How the pandemic gutted hospitality10:27 Why nobody is drinking anymore11:56 The pivot into commercial insurance13:23 Why he chose the small shop over corporate16:29 Two months in: learning inside the bullpen19:30 What insurance really means, and the Greyhawk difference22:03 Closing thoughtsFor more info on careers at Greyhawk: careers@greyhawkinsurance.com

September 18, 2025Episode 2046 min

The Importance of Being Honest - EP020 with Edgar Corona

Edgar Corona is our VP of Personal Lines at Greyhawk. We discuss:- Shifting from big-name employers (In-N-Out and State Farm), to Greyhawk- Trusting your gut- The importance of life insurance (at any age)- State Farm pulling out of California- Pros and cons of the brokerage side of the insurance industry - California Fair Plan = "nothing fair about it" - Why it always pays to be honest - Becoming the largest insurance brokerage in Santa Clarita, CA - Plans for future growthFrom Eddie: With over a decade of experience in the insurance industry. I specialize in providing tailored risk management solutions that protect business and individuals. At Greyhawk Insurance, I focus on delivering personalized service, ensuring clients understand their coverage while securing the best policies for their needs. My expertise spans in property & casualty and Life & Health. I'm passionate about building lasting relationships and staying ahead of the industry trends to offer protective solutions.For more info on personal insurance contact Eddie at: ecorona@greyhawkinsurance.com For more info on careers at Greyhawk: careers@greyhawkinsurance.com

August 27, 2025Episode 1938 min

The Future Is Insurance - EP019 with Bryan Houser

Bryan is our newest commercial producer here at Greyhawk. He comes from a dynamic professional background- from the entertainment industry, to owning a drone operating company and executive assisting. He has absolutely killed it this year, surpassing the national average for a book of business by 3xs! We also discuss the future of insurance as it pertains to AI and cryptocurrency.  If you are looking for help with your insurance, or are interested in a career, contact us @ info@greyhawkinsurance.com

December 6, 2024Episode 181 hr 0 min

The BIGGEST little Company (That No One’s Ever Heard Of) - EP018 with George Sagadencky

George Sagadencky is an Area Manager for BBSI in Southern California. As a small business owner for over 2 decades in California he has a unique insight into the challenges running and growing a small business in the State. His understanding of risk management, payroll and employer tax requirements as well as human resource laws make his diverse background and strong relationship building a unique fit to be a partner with the small business owner.BBSI is a leading provider of business management solutions, combining human resource outsourcing and professional management consulting to create a unique operational platform that differentiates it from competitors. The Company’s integrated platform is built upon expertise in payroll processing, employee benefits, workers’ compensation coverage, risk management and workplace safety programs, and human resource administration. BBSI’s partnerships help businesses of all sizes improve the efficiency of their operations. The Company works with more than 5,600 clients across all lines of business in 50 states. For more information, please visit www.bbsi.com.Our Model:- Provide Worker's Compensation in all class codes- High-touch approach services for small businesses within 50 miles of the Pasadena Branch- Aligned with the business owner's goals and vision- Deliver the resources, value and expertise of a full time Risk Manager, Human Resource Manager, Individual Payroll Specialist and Business Partner to help the business owner grow their passion- Business seminars on Harassment, CPR Training, Active Shooter Protocol, Best Hiring Practices- Cost and billing structure that brings predictability to the P&LFor more information about Greyhawk Insurance, visit our website: greyhawkinsurance.com or email info@greyhawkinsurance.com

October 15, 2024Episode 171 hr 2 min

From Retail to Restoration - EP017 with Daniel Christensen

I'm posting this today at 10am. If the audio goes up a little late, that's ok! Here is the audio file and bio. Sorry I am always last minute lol.Description:Daniel Christensen is an owner and Executive Director of Operations at Servpro in Santa Clarita. He also works as a pastor at West Hills Church. He talks about his entrepreneurial journey from working at Ross Dress for Less to being introduced to the restoration industry. We discuss prevailing wage, what it takes to be a leader, why construction is a future-proof industry, and work-life balance among many other things. This is a must-listen for entrepreneurs!Contact Daniel at: dchristensen@servproscv.comContact Greyhawk at: cdeaver@greyhawkinsurance.com

August 27, 2024Episode 1654 min

It Pays To Break The Rules - EP016 with Cesar Montoya

We sit down with Cesar Montoya of Ringaro Telecom and discuss his entrepreneurial journey starting with when he moved from Peru to the US at age 17. Cesar held a ton of sales jobs before settling down with his first corporate job at Sony. He also has many entrepreneurial pursuits from exporting cars to Peru, to buying rental properties, and finally starting his own telecom company, Ringaro. Cesar shares insights to his success as well as how and when you should break the rules.

May 30, 2024Episode 1547 min

Getting Uncomfortable — Leaving Farmers for Greyhawk - EP015 Roger Romero

Roger Romero is one of Greyhawk's standout Producers and AVPs.Raised in a household where health and wellness were paramount, he initially pursued a career in personal training, deeply influenced by his mother's dedication to marathon running and holistic living.While health and fitness remained integral to his lifestyle, his professional trajectory took an unexpected turn during college when he embarked on an internship at Farmers Insurance. Under the guidance of a mentor, he gained invaluable insight into the corporate world and discovered a newfound passion for the insurance industry.Driven by a desire to learn and succeed, he obtained his license and delved into the intricacies of insurance, specializing in serving high-net-worth individuals and businesses. Over nearly a decade with Farmers, he cultivated expertise in sectors such as law firms, dental offices, and restaurants, where comprehensive coverage and risk management were paramount.As the insurance landscape evolved, presenting new challenges and opportunities, he remained adaptable and forward-thinking. Recognizing the potential of the broker world, he expanded his horizons, exploring new markets and specialties. In 2023, amid unprecedented industry volatility, he made the bold decision to join Greyhawk, drawn by the agency's innovative approach and supportive culture.Despite initial hurdles and a significant commute, his dedication and resilience have yielded remarkable results. Now an integral part of the Greyhawk family, he thrives in an environment that values Integrity, Culture, Technology and forward motion. Roger's success at Greyhawk Insurance is attributed to the ample resources and support offered by the company, enabling him to flourish and attain exceptional achievements.For more info on this topic and programs we offer, reach out at: info@greyhawkinsurance.com--Get a quote at: greyhawkinsurance.com--Stay up to date on all things insurance! Subscribe to our brand new newsletter: greyhawkinsurance.com/newsletter

April 25, 2024Episode 1436 min

Pulling Health Insurance Out of the Stone Age - EP014 Wesley Deaver

Today we sat down with Wesley Deaver, our Benefits Manager at Greyhawk. He gives insights into the health insurance market, including:🎨 Getting creative with health insurance🔧 Benefits as a tool to attract and retain employees🚫 Why payroll companies should not be handling your healthcare⚖️ How to counter inflation with the right benefits package📊 Market report for the health insurance industry in CaliforniaFor more info on this topic and programs we offer, reach out at: info@greyhawkinsurance.com--Get a quote at: greyhawkinsurance.com--Stay up to date on all things insurance! Subscribe to our brand new newsletter: greyhawkinsurance.com/newsletter

March 14, 2024Episode 131 hr 4 min

Life Insurance With Living Benefits // How to Use an IUL - EP013 Hobie Beman

Hobie Beman is Regional Vice President at Midland National Life Insurance Company. He is an expert on tailoring IULs for high income/high net-worth clients and business owners.For more info email: cdeaver@greyhawkinsurance.com

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