Risk Ready- Presented by The Private Risk Management Association by PRMA

June 11, 2026Episode 337 min

Tom Ruggie on The Family Office View of Risk

Protecting wealth today goes far beyond insurance policies and investment portfolios. For affluent families, risk management increasingly means protecting a balance sheet, a legacy, a lifestyle, and future generations. In this episode of Risk Ready, Bryant Kolle sits down with Tom Ruggie, Founder and CEO of Destiny Family Office, to explore how family offices think about risk through a broader lens. From governance and reputational concerns to emerging lifestyle exposures and generational wealth transitions, Tom shares how sophisticated families approach protection in an increasingly complex world. The conversation examines where insurance fits within a larger wealth preservation strategy, the importance of coordination among trusted advisors, and what family offices expect from insurance professionals serving high-net-worth clients. Ultimately, this is a conversation about moving beyond policies and becoming a true strategic advisor, helping families protect not only what they own, but what they value most. 🎧 Listen now to gain a family office perspective on risk, protection, and long-term wealth preservation.

May 7, 2026Episode 230 min

Josh Ackerman & Laura Garcell on Why Kidnap & Ransom Risks Start Closer to Home

Kidnap & ransom risk is no longer just an international concern—and for high-net-worth clients, that shift matters more than ever. In this episode of Risk Ready, Bryant Kolle sits down with Josh Ackerman and Laura Garcell of Ackerman Group to unpack how K&R risk is evolving closer to home becoming more domestic, digital, and opportunistic. From real-world drivers of exposure to the biggest misconceptions families still hold, this conversation moves beyond theory into practical guidance. The discussion highlights where advisors play a critical role—not just in insurance placement, but in helping clients think proactively about visibility, access, and preparedness. This is ultimately a conversation about awareness, not fear and how advisors can better support clients before risk becomes reality. 🎧 Listen now and rethink how you approach K&R risk with your clients.

April 9, 2026Episode 134 min

Paul Maurer-Batjer & Mark Braun on Rebuilding After High-Net-Worth Losses

When a major loss hits a high-net-worth property, the headlines fade quickly but the real work is just beginning. In this episode of Risk Ready, host Bryant Kolle sits down with Paul Maurer-Batjer and Mark Braun to explore what recovery truly looks like for $10M+ homes. Through the lens of restoration professionals and industry experts, they break down how early decisions, estimating discipline, and coordination across carriers, brokers, and recovery teams shape the entire outcome. They also dive into the human side of loss. In high-net-worth claims, it’s not just about restoring property it’s about protecting privacy, legacy, and trust. If you work with high-net-worth clients, this episode offers practical insights on what to look for in post-loss partners and how the right approach can make all the difference in the recovery process.

February 23, 202622 min

Bryant Kolle on the Future of PRMA Leadership

As PRMA continues to grow and evolve, what does steady, values-driven leadership look like behind the scenes?In this episode of Risk Ready, Spencer Houldin sits down with Bryant Kolle, former Chair of the PRMA Board of Trustees, for a thoughtful conversation about governance, continuity, and the responsibility of guiding a member-driven organization through change.Bryant reflects on his time in board leadership, the importance of culture and consensus, and how PRMA can continue to serve private risk professionals in an increasingly complex landscape. Together, they explore what sustainable growth really requires, and why relationships remain at the core of everything PRMA does.

September 17, 202530 min

PRMA Insurance Thought Leaders Insight Series- Scott McCollum, Founder & Chief Solutions Officer at McRoof

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode our host, Spencer Houldin, Managing Director Gallagher Private Client, sits down with special guest, Scott McCollum, Founder & Chief Solutions Officer at McRoof. With over 20 years of experience, Scott is nationally recognized for his expertise in resilient, fortified roofing systems that reduce loss and improve insurability.

May 27, 202526 min

PRMA Insurance Thought Leaders Insight Series- Kareen Boyadjian, VP of UW at Tokio Marine HCC – Cyber & Professional Lines Group

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode our host, Spencer Houldin, Managing Director Gallagher Private Client, sits down with special guest, Kareen Boyadjian, Vice President of Underwriting at Tokio Marine HCC – Cyber & Professional Lines Group. Kareen Boyadjian, Vice President of Underwriting at Tokio Marine HCC – Cyber & Professional Lines Group. Based out of Los Angeles, Kareen is leading the charge when it comes to navigating some of the toughest and fastest-changing risks in the industry, especially around personal cyber insurance.

December 18, 202425 min

PRMA Insurance Thought Leaders Insight Series- McKeel Hagerty, CEO of Hagerty

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode our host, Spencer Houldin, Managing Director Gallagher Private Client, sits down with special guest, McKeel Hagerty, CEO of Hagerty, a global leader in automotive enthusiast services and specialty insurance. From generational trends shaping car collecting, predictions for the future of the collector vehicle market, and McKeel Hagerty's top book recommendations for growth and inspiration, this episode is packed with wisdom. Whether you're a broker looking to enhance your expertise or a car enthusiast intrigued by the industry's evolution, we invite you to tune-in! McKeel Hagerty is the Chief Executive Officer and driving force behind Hagerty, an automotive enthusiast brand offering integrated membership products and programs as well as a specialty insurance provider focused on the global automotive enthusiast market. Based in Traverse City, Michigan, the company has more than 1,600 employees in the U.S., Canada, the UK and Germany. Hagerty’s purpose is to save driving and preserve car culture for future generations and its mission is to build a global business to fund that purpose. In December 2021, Hagerty Inc. joined the New York Stock Exchange as a publicly traded company under the ticker symbol HGTY.

October 24, 202429 min

PRMA Insurance Thought Leaders Insight Series- Ross Bowie, President & Chief Risk Officer of Private Client Select Insurance Services (PCS)

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode our host, Spencer Houldin, Managing Director Gallagher Private Client, sits down with special guest, Ross Bowie, President & Chief Risk Officer of Private Client Select Insurance Services (PCS). Formerly known as AIG Private Client Group, Ross provides transparent insights into the future of the high net worth and ultra-high net worth space under PCS. Ross shares his career journey, the transparent vision for PCS and what it means for brokers, clients, and the future of the HNW market. Whether you’re a broker, insurance professional, or simply curious about the changing landscape, you won’t want to miss this episode!

July 31, 202426 min

PRMA Insurance Thought Leaders Insight Series- Ty Harris, CEO and Co-Founder of Openly

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode our host, Spencer Houldin, Area President of AJ Gallagher, sits down with special guest, industry expert Ty Harris, CEO and Co-Founder at Openly as they discuss the transformative potential of technology in the insurance industry, emphasizing the importance of leveraging technology for enhanced broker efficiency, improved pricing accuracy, and reduced expenses, while also addressing challenges and necessary changes for achieving this vision. Ty Harris is the CEO and Co-Founder of Openly. Before founding Openly, Ty spent 12 years at Liberty Mutual. As EVP and Chief Product Officer, Ty led an organization responsible for product, pricing, underwriting, and innovation across all personal lines of business. Prior to Liberty Mutual, Ty conducted researchat the Brookings Institution and taught economics and statistics at MIT andNortheastern. A Duke and MIT alum, Ty is also a fully credentialed actuary(FCAS). Ty lives in Charleston, South Carolina with his wife and two kids. He's an enthusiastic runner, snowboarder, windsurfer, and dad!

June 24, 202424 min

PRMA Insurance Thought Leaders Insight Series- Gwen Banas, Founder of Water Security Solutions

The PRMA Insurance Thought Leaders Insight Series with Spencer Houldin, alongside leading thought leaders in the industry, aims to examine the insurance terrain, identify solutions to navigating the bumpy roads, and provide a roadmap that guides risk management professionals in the right direction. In this episode, we embrace the future of home protection and dive deep into the world of leak detection systems. Spencer Houldin sits down with Gwen Banas, Founder of Water Security Solutions, to uncover how brokers can better overcome client skepticism and increase the adoption of leak detection systems among homeowners. Gwen also shares the latest advancements in technology and explores upcoming trends and innovative concepts that could transform leak detection and home protection. Gwen Banas is President & Founder of Water Security Solutions, LLC, the leader in water security consulting and distribution, and national installer support for homes and condos of affluent and high net worth clients and carriers nationwide.  Prior to WSS, she worked in disaster restoration with ServiceMaster where she performed initial research and testing of early water security devices.  In 2006, she began consulting to assists carriers, plumbers and homeowners with water security system selection, application and installation and now works with the widest variety of options offered.  Today, she and her team help homeowners across the USA and Canada, assess their homes and lifestyle to get the most compatible leak protection systems installed correctly and certified to meet manufacturers’ specifications and carrier underwriting requirements with the support of thousands of network installers.  Gwen served on the IAPMO Standards Technical Subcommittee helping to develop national standards for testing and approval of water leak protection systems and has unrivaled experience to support end-users in their water security endeavors.

Risk Ready- Presented by The Private Risk Management Association

About the show

Listen to episodes

Tom Ruggie on The Family Office View of Risk

Josh Ackerman & Laura Garcell on Why Kidnap & Ransom Risks Start Closer to Home

Paul Maurer-Batjer & Mark Braun on Rebuilding After High-Net-Worth Losses

Bryant Kolle on the Future of PRMA Leadership

PRMA Insurance Thought Leaders Insight Series- Scott McCollum, Founder & Chief Solutions Officer at McRoof

PRMA Insurance Thought Leaders Insight Series- Kareen Boyadjian, VP of UW at Tokio Marine HCC – Cyber & Professional Lines Group

PRMA Insurance Thought Leaders Insight Series- McKeel Hagerty, CEO of Hagerty

PRMA Insurance Thought Leaders Insight Series- Ross Bowie, President & Chief Risk Officer of Private Client Select Insurance Services (PCS)

PRMA Insurance Thought Leaders Insight Series- Ty Harris, CEO and Co-Founder of Openly

PRMA Insurance Thought Leaders Insight Series- Gwen Banas, Founder of Water Security Solutions

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