Biz and Tech Podcasts > Business > Retire Texas Style!
Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. It’s this connection with community — alongside more than three decades of industry experience — that allows Steve and Derrik to create retirement strategies that are as unique as the clients they serve and the places they live.
Learn more about Steve, Derrik and the rest of the team here.
Don't miss an episode. Subscribe or follow wherever you get your favorite podcasts!
For more helpful insights follow on social media: Facebook and X
Last Episode Date: No Date found.
Total Episodes: Not Available
In this conversation, Steve and Derrick discuss the intricacies of retirement planning in the current economic climate, emphasizing the importance of guaranteed income and debunking common myths surrounding annuities. They highlight the need for a well-structured financial plan that accounts for market volatility and inflation, and they stress the significance of proactive planning to ensure a secure retirement. Get Your Complimentary Retirement Analysis Social Media: Facebook I Twitter See omnystudio.com/listener for privacy information.
In this conversation, Steve and Derrick discuss the intricacies of retirement planning, focusing on tax efficiency, required minimum distributions (RMDs), and legacy planning. They emphasize the importance of understanding tax strategies to maximize retirement savings and minimize tax burdens, particularly in light of RMDs. The discussion also highlights the significance of building strong client relationships and the need for personalized financial planning to ensure a secure financial future. Get Your Complimentary Retirement Analysis Social Media: Facebook I Twitter See omnystudio.com/listener for privacy information.
In this conversation, Steve and Derrick discuss the critical aspects of retirement planning, emphasizing the importance of having a solid plan in place, understanding tax strategies, and preparing for the future of Social Security. They highlight the emotional side of retirement planning and the necessity of communication between spouses regarding financial matters. The discussion also touches on the current economic climate and how it affects retirement strategies, urging listeners to take proactive steps in their financial planning. PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAYSee omnystudio.com/listener for privacy information.
In this episode, Jessica, Derek, and Steve discuss essential aspects of retirement planning, emphasizing the importance of year-round tax planning, understanding retirement returns, and the role of financial advisors. They delve into the complexities of annuities, their benefits and drawbacks, and the critical need for long-term care planning as healthcare costs continue to rise. The conversation highlights the necessity of proactive financial strategies to ensure a secure retirement. PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAYSee omnystudio.com/listener for privacy information.
Steve and Derrick discuss the importance of proactive retirement planning as we enter 2025. They emphasize the need for individuals to take control of their financial futures, especially in light of inflation and healthcare costs. The conversation covers the significance of custom financial strategies, the psychology behind retirement decisions, and the critical nature of understanding the sequence of returns in investment planning. PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAYSee omnystudio.com/listener for privacy information.
Steve and Derrick discuss the complexities of retirement planning, emphasizing the importance of financial literacy, understanding risks, and finding a balance in financial strategies. They share personal anecdotes and insights from their extensive experience in the field, highlighting the evolving landscape of retirement planning and the necessity for individuals to be proactive in their financial education and decision-making. PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAYSee omnystudio.com/listener for privacy information.
In this conversation, Steve and Derrick from discuss the importance of creating a personal pension for retirement, especially in the absence of traditional pensions. They emphasize the need for proactive financial planning, including tax strategies and addressing common fears about retirement. The conversation also touches on the future of Social Security and the necessity of having a solid plan in place to ensure financial security in retirement. PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAY See omnystudio.com/listener for privacy information.
In this conversation, Steve and Derrick discuss the pressing issues surrounding national debt, tax strategies for retirement, and the importance of personal finance management. They emphasize the need for effective retirement planning and the services they offer to help individuals navigate their financial futures. The discussion highlights the emotional aspects of financial decisions and the necessity of understanding one's spending habits to ensure a secure retirement. PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAYSee omnystudio.com/listener for privacy information.
Steve and Derrick discuss the importance of having a solid retirement plan amidst economic uncertainties. They emphasize the need for individuals to focus on their personal financial situations rather than external economic predictions. The discussion covers risk management, the significance of sustainable income, tax strategies, and the emotional aspects of retirement planning. PROTECT YOUR RETIREMENT SAVINGS: CLICK HERE TO BOOK YOUR MEETING TODAYSee omnystudio.com/listener for privacy information.
This conversation delves into the complexities of retirement planning, focusing on withdrawal strategies, the impact of inflation, and the importance of having a comprehensive financial plan. Steve and Derrick emphasize the need for diversification in assets and the significance of understanding market conditions when planning for retirement. They also discuss the rising costs associated with the American dream and the necessity of optimizing Social Security benefits. Ultimately, the conversation highlights the importance of having a tailored retirement plan to ensure a high probability of success. See omnystudio.com/listener for privacy information.
Discover new partners and
collaboration opportunities —right in your inbox.
Get notified about new partnerships