Episodes
187
Latest episode
Aug 2026
Language
EN
Retirement and Your Money: Dollars and Sense Radio is the perfect podcast for retirees or those planning to retire and want to learn more about how to manage their money for retirement. Hosted by financial expert Doug Horne, this show provides helpful insights, tips and strategies to ensure your retirement years are financially secure. Retiring is a milestone that many look forward to, but it's important to plan and prepare for the transition. Taking the time to understand your financial situation and exploring different retirement planning options can help you make the most of your retirement years.
Sure, you loive to have a plan for life stuff. Life works better when you do. But, have you put together a plan for your retirement? Today is a perfect day to start and you can do that right now, by listening. Enjoy.
Here are a few details on how an RMD works. Want to know more? Talk to Doug Starting Age: You must generally begin taking RMDs at age 73 (which will increase to age 75 in 2033). Deadlines: Your first RMD must be taken by April 1 of the year after you turn 73. All later RMDs are due by December 31 of each year. Calculation: The amount is calculated by dividing your account's balance as of December 31 of the previous year by an IRS life expectancy factor. Accounts Affected: Traditional IRAs, SEP IRAs, SIMPLE IRAs, 401(k)s, and other pre-tax employer plans. Exemptions: Original owners do not have to take RMDs from Roth IRAs while they are alive. Penalties: Missing an RMD deadline can result in an IRS tax penalty of up to 25% of the amount you failed to withdraw.
Do you, or don't you, and if you DO, when is the best time? Your retirement...when? Let's find out right now.
With AI and speculation, it's easy to get advice. But is that advice real? To have success in retirement, talk to a REAL retirement specialist, like Doug Horne. Chat GPT might be a starting point, but to dig into reality, especially your reality, the real deal is a guy by the name of Doug Horn. Listening to this podcast is a good move.
So, everyone is different, and that means that retirement planning is personal. Lots of folks think they don't have enough, but you really don't know, until you sit down and talk with Doug Horne. Today's podcast is a great place to start. Be hopeful, you can have a great retirement.
Bottom line, you must find a way to make your earned dollars and retirement dollars work in your favor. So keeping more is a good thing. The Roth IRA Conversion is what we're talking about, today. Let's see how it might work for you.
So many questions come to Dollars and Sense Radio, but one of the most asked questions is a simple thought. Have I saved enough, have I done the right things to launch my retirement, do I have enough money to retire. How about you?
Estate planning is about more than deciding who receives your assets—it's about creating a clear plan that protects your family, preserves your wishes, and helps avoid unnecessary legal complications. In this episode, tou will learn how proper estate planning can provide peace of mind and help ensure that your legacy is passed on according to your wishes.
Taxes are one of the biggest expenses retirees face, but a Roth IRA conversion may help reduce future tax burdens and create more flexibility in retirement. In this episode, we'll discuss how Roth conversions work, who may benefit most, potential tax implications, and the strategies many pre-retirees and retirees are considering in today's economic environment. Learn how converting traditional retirement assets to a Roth IRA could impact your long-term retirement income plan and help you keep more of what you've worked so hard to save.
Living longer. Yep, that's happening. Living better. They way it should be, IF you have a retirement plan in place. So, how about you?
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Valerie Hail
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PodcastOne
Russ Mathews
