Retire On Your Best Path with Liz Whitteberry

Hosted by Liz Whitteberry

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Latest episode

May 2026

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EN-US

About the show

If you want to retire with confidence and a well-rounded plan, then listen to Retire On Your Best Path with Liz Whitteberry of Best Path Advisors. Liz is an experienced financial advisor who specializes in working with retirement-focused women and couples who desire confidence and clarity so they can live their best life on purpose. On this show, Liz will tackle important issues like income planning, legacy building, minimizing taxes, managing risk, and so much more. Hear her unique approach to planning and learn why it's so important to have a clear, comprehensive, collaborative, and compassionate process to get to, and through, retirement. If you have any questions or want to reach out, go to https://www.bestpathadvisors.com or call 817-849-1375 for more information.

Listen to episodes

60 recent

May 14, 202626 min

Mom Knew Best: 7 Childhood Lessons to Apply to Retirement

Some of the best retirement advice may have started with the simple lessons your mom taught you growing up. In this special Mother’s Day episode, Liz connects timeless “mom wisdom” to real financial planning decisions that can shape your retirement future. From avoiding scams and irreversible mistakes to diversification, emergency savings, and estate planning, Liz walks through seven practical lessons that still matter today.Here’s some of what we discuss in today’s show:Avoid financial offers that sound too good to be trueSlow down before making irreversible retirement decisionsWhy diversification still matters in retirementCover your retirement essentials before the “fun” spendingClean up your estate plan before your family has toSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

April 30, 202621 min

How to Storm-Proof Your Financial Plan

What do thunderstorms and the stock market have in common? More than you think. In this episode, Liz uses a weather analogy to break down how investors react to uncertainty, and why that reaction can make or break your retirement plan. The goal isn’t to predict every storm, it’s to be ready for whatever shows up. With the right plan in place, you can stay confident no matter what the forecast looks like.Here’s some of what we discuss in today’s show:Forecast vs Reality: Predictions don’t control outcomesEmotional Reactions: Volatility impacts everyone differentlyRisk Mismatch: Comfort vs reality can get out of syncBucket Planning: Structure creates long-term stabilitySubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

April 9, 202617 min

Should Social Security Have a Cap? A New Proposal Is Stirring the Debate

A new proposal out of Washington is putting fresh pressure on the future of Social Security- and it could impact how much some retirees receive. In this episode, Liz breaks down what’s being proposed, who it might affect, and why it’s sparking debate. While nothing is finalized, the conversation highlights a bigger issue: Social Security is likely to change. The real question is how prepared your retirement plan is if it does.Here’s some of what we discuss in today’s show:A new proposal could cap Social Security benefits for higher earnersThe debate: fairness vs. earned benefits Only a small percentage impacted today but that could growSocial Security has changed before and will likely change againHaving a backup income strategy is critical for retirement securitySubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

February 26, 202617 min

Selling an Inherited Home: The Tax Fear That Stops Families

When a parent passes away, emotions and finances tend to collide, especially when real estate is involved. One of the most common things that stalls families is fear of taxes, even when that fear isn’t fully understood. Today’s listener question is about an inherited home and hesitant siblings.Here’s some of what we discuss in today’s show:Step-Up in Basis Explained – Why heirs typically don’t owe taxes on decades of appreciation.Capital Gains Timing Matters – When taxes apply after inheritance.Document Fair Market Value – Why getting an appraisal at date of death is critical.Trust vs. Direct Inheritance – How ownership structure affects reporting and decision-making.Step-Down in Basis (Yes, It Happens) – What changes if property values decline.Sibling Dynamics & Planning Ahead – Why clear instructions can prevent family gridlock.Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

February 12, 202624 min

How to Protect Yourself From Scammers

Retirees and pre-retirees are increasingly targeted by sophisticated scammers, with billions lost each year, especially among those 60 and older. In this episode, Liz breaks down the most common frauds hitting seniors today, from tech support and investment scams to romance schemes and social media cons, and explains how they work. You’ll also hear practical, high-impact steps to protect yourself and your family. Here’s some of what we discuss in today’s show:Statistics on Identity Theft and Data Breaches: The scale of the problemTypes of Scams Targeting Older Adults: What’s most commonRomance Scams and Social Media Fraud: Where trust gets exploitedProtective Measures and Action Steps: Habits that reduce riskAdditional Security Measures and Resources: Extra layers of protectionSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

January 22, 202619 min

An Economist Is Optimistic About 2026- Should You Be?

After a year defined by volatility, political noise, and nonstop market headlines, it’s no surprise that optimism feels hard to come by. In this episode, Liz breaks down why at least one economist believes the economic outlook for 2026 may be brighter than many expect. From consumer spending and business investment to interest rates, energy prices, and market behavior, this conversation cuts through the noise to explore what could actually drive growth- and why having a disciplined plan matters more than reacting to headlines.Here’s some of what we discuss in today’s show:Why some economists are cautiously optimistic about 2026 How tax refunds and policy changes could boost consumer spending What stronger corporate profits and broader market participation signal The role interest rate cuts may play and the risks that come with themHow energy prices and tariffs could impact inflation and volatility Bloomberg News Opinion Column:https://www.fa-mag.com/news/five-reasons-to-be-optimistic-about-the-2026-economy-85324.html?section=68Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

January 8, 202616 min

What’s Different About 2026 for Retirees and Pre-Retirees

What does 2026 mean for retirees and those approaching retirement? In this episode, Liz breaks down the key financial changes that could quietly reshape your retirement plan in the year ahead. From Social Security cost-of-living adjustments and rising Medicare premiums to higher retirement contribution limits, these small shifts can have a surprisingly big impact on your cash flow, taxes, and long-term strategy.Here’s some of what we discuss in today’s show:Social Security’s 2026 COLA and why it may not keep up with retiree inflation Medicare Part B and Medigap premium increasesWho benefits most from the expanded senior tax deductionNew retirement contribution limits and late-career catch-up opportunitiesWhy where you save matters just as much as how much you saveSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

December 23, 202521 min

2025 Year In Review: What Actually Mattered for Your Money

A lot happened in 2025… Big political swings, stubborn inflation, new tax rules, and even a historic government shutdown. But what actually matters for your financial life? Today, we’re breaking down the year’s biggest headlines and what they may mean for your plan moving forward.Here’s some of what we discuss in today’s show:Why inflation matters more to retirees than short-term market volatilityHow interest rates and high-yield savings accounts fit into a smart cash strategyWhat recent tax legislation means for long-term tax planningHow government shutdowns affect retirement incomeWhy controlling what you can is the foundation of financial confidenceSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

December 11, 202516 min

Why Better Questions Build Better Retirements (Part 2)

In retirement planning, some questions are definitely better than others. A good question helps you reframe how you think about your money and improve the quality of your financial decisions. In our last episode, we talked about how to reframe five key questions to improve the quality of your answers for a better retirement. In today's episode, we're going to reframe another five questions.Here’s some of what we discuss in today’s show:Why Social Security timing must be evaluated in the context of your entire financial strategyThe emotional vs. mathematical considerations of paying off a mortgage before retirementWhy avoiding market risk completely could create other risks that may hurt you moreThe pitfalls of moving everything to cash during volatilityWhat you and your advisor should be reviewing regularly to stay aligned with your goalsSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

November 26, 202516 min

Why Better Questions Build Better Retirements (Part 1)

Most retirees think they’re asking the right questions, but the most common ones are often framed in ways that lead to incomplete or misleading answers. In this episode, Liz walks through several of the top retirement questions people ask and explains how to reframe each one so the answer actually helps you make better decisions. Learn how to ask better questions so you can make smarter, more confident decisions for your retirement!Here’s some of what we discuss in today’s show:“How Much Do I Need?” Reframed: shifting the focus from savings totals to income needsLong-Term Care Insurance: evaluating options instead of simply “rolling the dice”Maximizing Returns: focusing on keeping your money, not chasing the highest returnFinding Value in Advice: looking beyond “lowest fees” to find true valueMinimizing Lifetime Taxes: why lowering this year’s bill isn’t always the smartest moveSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube