Real Estate Jerky

Hosted by Ed Parcaut

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Episodes

300

Latest episode

Jun 2026

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About the show

Ed Parcaut, MBA, President, Lending for Living brings over 25 years experience in the real estate and mortgage industry to live radio at Powertalk 1360 AM KFIV, Saturday's at 12noon. Ed provides reliable, professional answers to all your real estate questions along with uniquely humorous life experiences, stories and FUN! You're sure to come away with "something to chew on" from Real Estate Jerky.

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60 recent

June 15, 202643 min

Veteran Home Repair Options and the Reverse Mortgage Solution

National housing inventory continues to rise, but does that mean the market is moving toward another crash? In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly examine the latest national, California, and Stanislaus County housing numbers. National inventory climbed to more than 806,000 listings, while the median list price remained near $450,000 and price reductions moved closer to 38%. Ed explains why those numbers still do not resemble the Great Recession. During the last major housing downturn, the country experienced weekly inventory increases many times larger than what the market is seeing today. The conversation then turns to California, where the median home price has reached approximately $918,000. Ed and Mike discuss why homeowners may want to sell but decide to stay after calculating the cost of purchasing a replacement property at today's prices and mortgage rates. They also examine: Why sellers need to price their homes aggressively The difference between a Zestimate and a professional appraisal How inaccurate property information can affect automated values Why capital gains taxes discourage some homeowners from selling Whether companies are using AI as an excuse for layoffs How oil-market disruptions can affect inflation and mortgage rates A disabled veteran facing approximately $60,000 in foundation repairs Whether a reverse mortgage could fund repairs and eliminate a monthly payment Outdoor living trends, including lighting, pergolas, edible landscaping, and outdoor kitchens This episode combines housing-market data, mortgage education, veteran advocacy, homeowner solutions, and the humor listeners expect from Ed and Mike. Subscribe to Real Estate Jerky for real estate news, mortgage insight, local market updates, and something new to chew on every week. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerky #EdParcaut #MikeKelly #RealEstatePodcast #MortgagePodcast #HousingMarketUpdate #HousingInventory #CaliforniaRealEstate #HomePrices #PriceReductions #SellerTips #Zestimate #HomeAppraisal #MortgageRates #CapitalGainsTax #ReverseMortgage #VeteranHomeLoans #DisabledVeterans #FoundationRepair #ModestoRealEstate #StanislausCountyRealEstate #CentralValleyRealEstate #OutdoorLiving #Homeownership

June 8, 202643 min

Housing Bubble Fears Versus Real Inventory Numbers

In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly dig into the real numbers behind today's housing market and explain why current inventory levels do not look like a repeat of the Great Recession. Ed and Mike start with national listing numbers, including total inventory, median listing price, average days on market, and the rise in price reductions. They explain why sellers need to listen to experienced agents and price their homes correctly from the beginning instead of chasing the market after buyers lose interest. The conversation also covers California housing inventory, Stanislaus County activity, active listings, pending sales, and closed transactions. Ed and Mike compare today's supply to the kind of massive weekly listing increases that happened during the Great Recession, making the case that the market would need a major inventory surge before true bubble conditions appeared. They also discuss seller delistings, buyer demand, VA loan changes, proposed increases to VA funding fees, and why Ed believes veterans should not be asked to fund expanded veteran benefits through higher loan costs. Later in the episode, Ed and Mike talk about home improvement tax deductions for 2026, including energy-efficient improvements, pipe replacement, accessibility-related smoke detectors, smart monitoring systems, and the practical repair issues homeowners are seeing in older homes. This episode is full of local market insight, mortgage expertise, veteran lending perspective, and classic Real Estate Jerky humor. Subscribe to Real Estate Jerky for real estate news, mortgage updates, local housing market insight, and straight talk from Ed Parcaut and Mike Kelly. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerky #EdParcaut #MikeKelly #RealEstatePodcast #MortgagePodcast #HousingMarketUpdate #HousingInventory #RealEstateMarket #HomeListings #PriceReductions #SellerTips #HomeBuyingTips #VALoans #VeteranHomeLoans #VAFundingFee #CaliforniaRealEstate #ModestoRealEstate #StanislausCountyRealEstate #CentralValleyRealEstate #LendingForLiving

June 1, 202644 min

Why Rising Inventory Could Give Serious Buyers Their Best Opening Yet

In this episode of Real Estate Jerky Daily, Ed Parcaut and Mike Kelly break down a market that is giving buyers more breathing room than they have seen in a while. National inventory climbs near 800,000, Stanislaus County listings rise sharply, and local pending sales improve. They also cover why buying when other people hesitate can still be the smartest move, how rates are being pushed around by oil and bond pressure, and why buyers need to avoid credit and job mistakes during escrow. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #RealEstateMarket #HousingMarket #MortgageRates #HousingInventory #BuyerOpportunity #PendingHomeSales #CaliforniaRealEstate #StanislausCountyRealEstate #HomeBuying #MarketUpdate #MortgageNews

May 25, 202643 min

Builders Lean Toward Multifamily as Rates Rise and Buyers Feel More Pressure

In this episode of Real Estate Jerky Daily, Ed Parcaut and Mike Kelly break down a rougher day for mortgage pricing as peace talks lose momentum and market nerves rise again. They cover stronger housing permits, weaker housing starts, rising single-family rents, and why builders are still leaning toward multifamily as affordability pressure keeps more households in the rental lane. The episode also touches on lower initial jobless claims, continuing claims, and why rates may stay elevated longer than many buyers hoped. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #RealEstateMarket #HousingMarket #MortgageRates #HousingPermits #HousingStarts #JoblessClaims #RentalMarket #SingleFamilyRents #MultifamilyHousing #MarketUpdate #OilPrices

May 18, 202643 min

Stanislaus County Activity Holds Up as Inflation and Oil Keep Buyers on Edge

In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down rising national inventory, hotter-than-expected inflation, and why California still does not feel like a buyer-friendly market. They cover mortgage application slowdown, state and local inventory numbers, seller pricing mistakes, reverse mortgage strategy, and the growing role of scams using AI-cloned voices in real estate transactions. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerky #EdParcaut #MikeKelly #RealEstateMarket #HousingMarket #MortgageRates #CPI #PPI #HousingInventory #CaliforniaRealEstate #StanislausCountyRealEstate #SellerStrategy #ReverseMortgage #MarketUpdate #HomeBuying

May 11, 202643 min

Why Sellers Need to Price Right as Inventory Rises Across the Market

In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down rising housing inventory, seller pricing pressure, and why strategy matters more when listings start to build. They also cover price reductions, California inventory pressure, local Stanislaus County activity, and the continuing tension between more supply and still-strong buyer demand. It is another practical episode packed with real estate perspective, mortgage insight, and the direct talk Real Estate Jerky is known for. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerky #EdParcaut #MikeKelly #RealEstateMarket #HousingMarket #MortgageRates #HousingInventory #PriceReductions #HousingStarts #CaliforniaRealEstate #StanislausCountyRealEstate #SellerTips #MarketUpdate #RealEstatePodcast #HomeBuying

May 4, 202645 min

Why Sellers Still Need to Price It Right as Inventory Climbs Nationwide

In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down a sharp jump in national housing inventory, a rise in price reductions, and why sellers still need to price correctly from the beginning. They also cover housing starts and permits, California inventory pressure, local Stanislaus County activity, and why people are finally leaving their ultra-low interest rates behind to make necessary life moves. The conversation also touches on affordability, first-time buyer age trends, and what keeps California housing feeling tight even as inventory grows. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerky #EdParcaut #MikeKelly #RealEstateMarket #HousingMarket #MortgageRates #HousingInventory #PriceReductions #HousingStarts #CaliforniaRealEstate #StanislausCountyRealEstate #SellerTips #MarketUpdate #RealEstatePodcast #HomeBuying

April 27, 202643 min

Housing Inventory Grows While California Demand Keeps the Market Tight

In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down rising national housing inventory, stronger mortgage application activity, and why California still feels tight even after adding more housing over time. They cover statewide and local Stanislaus County numbers, foreclosure filing trends, affordability pressure, and why sellers still need to price correctly from the start. The conversation also touches on California's long-term housing shortage, buyer demand, and how mortgage rate pressure continues to shape behavior. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #RealEstateMarket #HousingMarket #MortgageRates #StanislausCountyRealEstate #PendingSales #NewListings #CaliforniaRealEstate #SellerTips #MarketUpdate #MortgageNews #HomeBuying

April 20, 202643 min

California Housing Market Pressure and the Search for Better Buyer Markets

In this episode of Real Estate Jerky, Ed Parcaut and Mike Kelly break down national, state, and local housing inventory, mortgage application trends, and the widening gap between markets that feel buyer-friendly and markets that still feel out of reach. They cover Stanislaus County numbers, California affordability pressure, mortgage rate movement, and why places like Florida and Texas look much easier for buyers than many California cities. The conversation also touches on refinancing activity, private-sector job growth, AI's role in productivity, and why so many buyers still feel homeownership is impossible. It is another wide-ranging episode packed with real estate perspective, mortgage insight, and the usual Real Estate Jerky banter. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerky, #EdParcaut, #MikeKelly, #RealEstateMarket, #HousingMarket, #MortgageRates, #CaliforniaRealEstate, #HousingAffordability, #HousingInventory, #MortgageApplications, #Refinance, #StanislausCountyRealEstate, #BuyerFriendlyMarkets, #FloridaRealEstate, #TexasRealEstate

April 13, 202643 min

Housing Trends, Fraudulent Practices, and Real Estate Insights for Buyers in California

Get expert insight on the latest real estate trends with Ed Parcaut, MBA, veteran, and president of Lending for Living. Each week, Ed Parcaut teams up with Mike Kelly, REMAX Executive Realtor, to break down market data, strategies for buyers and sellers, and the inside scoop on California's changing housing landscape. Tune in for candid conversations about the economy, local news, and how national events impact your homeownership goals. Whether you're a homeowner, investor, or just curious about real estate, Real Estate Jerky will always give you something to chew on. Subscribe today for straightforward advice, lively banter, and the tools you need to navigate the market with confidence. #RealEstateJerky #EdParcaut #MikeKelly #RealEstatePodcast #HousingMarket #CaliforniaRealEstate #MortgageAdvice #HomeOwnership #MarketUpdate #CommunityInsights #LocalRealEstate #InventoryUpdate #HousingTrends #ReverseMortgage #LoanSquad #AffordableHousing #HomeBuyingTips #StanislausCounty #CaliforniaHousing #FinancialTips Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate!