Ready To Retire!

Hosted by Danette Lowe CFP®

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Oct 2026

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Planning for retirement is a big deal, and it does take some time, strategy, and intentional action, especially if you're in or nearing your fifties! Unfortunately, most people spend more time planning their yearly 1-2 week vacations than they do their 30+ year retirement. Then, the "How much money do you need to retire?" question starts to feel overwhelming and confusing. It doesn't have to be that way. With Danette Lowe and the Ready to Retire podcast, you can take small, simple steps now that will go a long way toward planning an epic retirement. With over 20 years of experience as a Certified Financial Planning Professional, Danette joyously provides customized, actionable advice to help you confidently navigate the transition from uncertain net saver to peaceful net spender. She's here to flip those feelings of shame, regret, or stress about retirement savings and help you see what CAN be done to prepare for your retirement. Maybe you want to find out if you've saved enough and if you can retire in the next few years, or maybe you have just moved or are considering changing careers and are curious about your 401K, pension, or social security benefits. If you're starting to think about retirement and want to learn more about how and when you can stop working, whether you've saved enough, and what your retirement years might look like, you're in the right place. Danette shares free resources, fresh perspectives, and easy-to-understand educational materials throughout this show about retirement planning in an effort to enhance and enrich your life, no matter your age, income, or retirement preparation level. Are you Ready to Retire? Connect with Danette and her team on Linkedin or visit www.trunorthwealth.com Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated. Danette Gay Lowe, CFP® TruNorth Wealth Management, LLC, 1662 US Hwy 395N Suite #203, Minden, NV 89423 Phone 775-364-0010 / Email: Hello@TruNorthWealth.com

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October 13, 2026Episode 3613 min

Design Your Ideal Week in Retirement | Ep 36

Episode Overview Most people spend years preparing financially for retirement, but few stop to plan how they will spend an ordinary week. In this episode, CERTIFIED FINANCIAL PLANNER™ professional Danette Lowe shares a practical life-design framework to help you build a fulfilling portfolio of experiences in retirement. Danette introduces Mark and Susan, a retired couple who initially drifted into too much television, too little structure, and no shared direction. Their experience illustrates how easily retirement can feel disappointing when we leave our time to chance. You will learn how to shape your ideal retirement week around five essential elements: · Energy and Health: Support your well-being through regular movement and physical activity. · Curiosity: Keep learning, exploring, and discovering new interests. · Creativity: Make something through art, cooking, woodworking, gardening, or another creative pursuit. · Connection: Nurture relationships and build a meaningful sense of community. · Contribution: Share your time and talents through mentoring, volunteering, or passion projects. Once Mark and Susan put these ideas into practice, Mark began mentoring at a community college, while Susan returned to art and started a hiking group. Their days gained rhythm, purpose, and connection. Retirement is not only about having enough money; it is also about using your time in ways that make life feel rich. Episode Chapters 00:00 - Your Perfect Tuesday 00:18 - Why Time Planning Matters 01:37 - Mark and Susan's Wake-Up Call 02:52 - The Five-Element Framework 03:35 - Energy and Health 05:07 - Curiosity and Learning 06:56 - Creativity and Making 08:00 - Relationships and Community 09:24 - Contribution and Purpose 11:20 - Putting It Into Practice 12:05 - Worksheet and Closing 13:21 - Disclosures Resources Download the Ideal Retirement Week Worksheet: [ADD WORKSHEET LINK] Read or listen to The Early Start Retirement Plan: https://amzn.to/3TealtO Subscribe for more retirement planning tips: https://bit.ly/NavigateWeeklyNewsletter Take the Retirement Readiness Quiz: https://www.EarlyStartRetirement.com Connect with Danette Lowe, CFP® All links: https://linktr.ee/trunorthwealth TruNorth Wealth Management: https://www.TruNorthWealth.com Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette Danette Lowe, CFP®, is the founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC. She helps family-oriented couples confidently navigate the important decision of retirement and the transition from being net savers to net spenders. Danette and the TruNorth team invite you to experience thoughtful financial planning rooted in clarity, care, and long-term relationships. Danette Lowe, CFP® Founder - Wealth Advisor TruNorth Wealth Management, LLC 1662 Hwy 395 N, Suite 203, Minden, NV 89423 Connect with Danette: https://linktr.ee/trunorthwealth Disclosure Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated.

April 21, 2026Episode 3511 min

How to Take a Mini Retirement

What if retirement didn't have to wait until the very end of your career? In this episode, we'll explore the idea of "mini retirements"—taking meaningful time away from work before traditional retirement to rest, explore, and reset. Instead of waiting decades for the freedom to step away, a mini retirement gives you the opportunity to take a purposeful break during your working years. You'll learn why stepping away for an extended period of time doesn't have to derail your career or financial plan—and how it can actually leave you feeling more energized, creative, and engaged when you return. We 'll also walk through some of the biggest concerns people have about taking time off and share practical ways to begin planning for a mini retirement of your own. In this episode, we explore: ✅ What a mini retirement is—and how it differs from a typical vacation ✅ Why taking extended time away from work can actually benefit your career and creativity ✅ Common fears about stepping away from work and how to think about them differently ✅ Four practical steps to help you plan and prepare for a mini retirement 🎧 Now available on Audible! Check out my book, The Early Start Retirement Plan, on Amazon: https://amzn.to/3TealtO 🔔 Subscribe for more retirement planning tips! https://bit.ly/NavigateWeeklyNewsletter ✏️ Take the Retirement Readiness Quiz! Visit https://www.EarlyStartRetirement.com Connect with Danette Lowe, CFP® https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette: Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP® Founder – Wealth Advisor TruNorth Wealth Management, LLC 1662 Hwy 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer , member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated.

January 6, 2026Episode 3420 min

Start Your Hobbies Before Retirement

In this episode, we explore the real secret to a fun and fulfilling retirement: starting your hobbies now, rather than waiting until you stop working. We'll discuss why engaging in meaningful activities today builds identity, joy, and social connection that carry into retirement. You'll learn simple, practical strategies for weaving hobbies into even the busiest schedule. We also share helpful resources to make trying new interests easier and more enjoyable. What We'll Cover: ✅ Why beginning hobbies before retirement leads to greater happiness and smoother transitions ✅ Three strategies for incorporating hobbies into your life right now ✅ How hobbies boost identity, cognitive health, and social connection ✅ Ways to try new interests without big commitments or costs ✅ Tools and resources—like YouTube, classes, apps, and community groups—to help you get started today 🎧Now available on Audible! Check out my book, The Early Start Retirement Plan, on Amazon: https://amzn.to/3TealtO 🔔Subscribe for more retirement planning tips! https://bit.ly/NavigateWeeklyNewsletter ✏️Take the Retirement Readiness Quiz! Visit https://www.EarlyStartRetirement.com Connect with Danette Lowe, CFP® https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette: Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP® Founder – Wealth Advisor T ruNorth Wealth Management, LLC 1662 Hwy 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated.

April 1, 2025Episode 3319 min

Finding Passion & Purpose in Retirement

Retirement isn't the end—it's the beginning of a new adventure! In this episode, we explore how to bring passion and purpose into your next chapter. Learn six practical tips to stay engaged, turn interests into meaningful activities, and create a fulfilling retirement on your terms. Whether you're nearing retirement or already there, these strategies will help you design a life you love. Here's what we'll cover: ✅ Exploring new passions and interests ✅ Starting small to avoid feeling overwhelmed ✅ Turning hobbies into meaningful activities ✅ Giving back through volunteering or philanthropy ✅ Overcoming common retirement challenges like loss of identity and lack of structure Check out the ESME Foundation : https://sites.google.com/view/esme-young-authors/home 📖 Check out my book, The Early Start Retirement Plan , on Amazon: https://amzn.to/3TealtO 🔔 Subscribe for more retirement planning tips! https://bit.ly/NavigateWeeklyNewsletter Take the Retirement Readiness Quiz! Visit https://www.EarlyStartRetirement.com Start YOUR FREE Financial Plan Today: FREE Financial Planning Tool: https://bit.ly/GetFinancialPlan Connect with Danette Lowe, CFP ® : https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette: Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER® professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP ® Founder – Wealth Advisor TruNorth Wealth Management, LLC 1662 Hwy 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated .

February 25, 2025Episode 3214 min

Smart Budgeting for Retirees

Budgeting for retirement doesn't have to feel overwhelming! In this episode of Ready to Retire! , I'm sharing practical strategies to help you manage your income in retirement—without sacrificing the lifestyle you've worked so hard to build. Many retirees worry about living on a "fixed income," but I encourage you to think of it as a flexible income stream instead. We'll talk about how to structure your income sources, account for inflation, and plan for unexpected expenses while still having room for travel, hobbies, and fun. Here's what we'll cover: ✔️ Why budgeting in retirement is different from when you were working ✔️ How to shift your mindset from "fixed income" to "flexible income" ✔️ The biggest challenges retirees face—and how to solve them ✔️ How to map out your income streams and avoid common mistakes ✔️ Why delaying Social Security can help maximize your benefits ✔️ The importance of an emergency reserve—even in retirement Budgeting is about freedom , not restriction. With the right plan, you can retire with confidence, knowing your money will last. 📖 Check out my book, The Early Start Retirement Plan , on Amazon: https://amzn.to/3TealtO Let's make sure your budget supports the retirement adventure you deserve! 🔔 Subscribe for more retirement planning tips! https://bit.ly/NavigateWeeklyNewsletter NEW RELEASE: THE EARLY START RETIREMENT PLAN Take the Retirement Readiness Quiz! https://www.EarlyStartRetirement.com Start YOUR FREE Financial Plan Today: Now available – FREE ACCESS – to a Financial Planning Tool: Click here: https://bit.ly/GetFinancialPlan Connect with Danette Lowe, CFP ® https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette: Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP ® Founder – Wealth Advisor TruNorth Wealth Management, LLC 1662 Hwy 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated .

February 11, 2025Episode 3119 min

Easing Sibling Tensions when Settling Your Parents Trust

Losing both parents is a challenging time, and managing the family estate as the successor trustee can feel overwhelming—especially when sibling tensions arise. In this episode, Danette shares a step-by-step guide to settling an estate, from obtaining death certificates to distributing assets, and offers five practical strategies to ease sibling conflicts. With tips on fostering collaboration, maintaining open communication, and setting boundaries, this episode is designed to help preserve family relationships during a difficult process. Check the show notes for helpful checklists and resources.… Helpful checklists for Administering a Trust: Death of a Family Member Checklist Successor Trustee Tips Survivor's Reminders: Death of a Spouse https://earlystartretirement.com/#:~:text=ESTATE%20SETTLEMENT%20RESOURCES NEW RELEASE: THE EARLY START RETIREMENT PLAN Take the Retirement Readiness Quiz! Visit https://www.EarlyStartRetirement.com Start YOUR FREE Financial Plan Today: Now available – FREE ACCESS – to a Financial Planning Tool: Click here: https://bit.ly/GetFinancialPlan Connect with Danette Lowe, CFP ® https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette: Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP ® Founder – Wealth Advisor TruNorth Wealth Management, LLC 1662 Hwy 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated .

November 18, 2024Episode 3016 min

5 Fun Ways to Boost Your Pre-Retirement Income

Are you looking for fresh ways to boost your income before retirement? In this episode, we explore five fun, practical ways to add to your cash flow without taking on the weight of a second job. Whether you're saving to retire early, dreaming of shifting into a passion project, or just want a bit more financial freedom, these tips can help you get there in a way that aligns with your current lifestyle… NEW RELEASE: THE EARLY START RETIREMENT PLAN Visit https://www.EarlyStartRetirement.com Take the Retirement Readiness Quiz! Start YOUR FREE Financial Plan Today: Now available – FREE ACCESS – to a Financial Planning Tool: Click here: https://bit.ly/GetFinancialPlan Connect with Danette Lowe, CFP ® https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com 1. Hobby Hustle Turn your hobbies into a side income! Whether it's crafting, gardening, or painting, hobbies can often be transformed into small businesses. Hear how my mom's candle-making hobby became a successful Etsy shop and discover tips on how to share your creations with others. 2. Holiday Haven Consider investing in a vacation rental. If you own property in a desirable location, renting it out part-time can generate significant extra income. We dive into location tips, property management ideas, and unique amenities that make your rental stand out. 3. Broadcast Brilliance Have a story to tell or knowledge to share? Starting a blog or podcast is simpler than ever and can eventually lead to ad revenue, affiliate income, or even your own product sales. I share my journey of podcasting and how it led to writing my book, The Early Start Retirement Plan . 4. E-Commerce Extravaganza Create and sell products online! From digital downloads to handmade goods, e-commerce offers endless possibilities. Platforms like Etsy and eBay make it easy to showcase your work, while SEO and social media can help you attract customers. 5. Teaching Treasures Use your skills to teach others! Coaching, tutoring, or teaching classes—whether online or in-person—can be both fulfilling and profitable. Whether it's academic subjects or a beloved hobby, this can be a rewarding way to share your expertise. Each strategy is designed to fit smoothly into your life now, adding value and setting the stage for a fulfilling retirement. With personal stories, actionable tips, and easy-to-follow guidance, these simple ideas will help you elevate your financial future. So grab your notebook, sit back, and let's dive into these tips for pre-retirement income! Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette: Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP ® Founder – Wealth Advisor TruNorth Wealth Management, LLC 1662 HWY 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated .

January 23, 2024Episode 2914 min

How to Calculate Needs in Retirement for Couples and 5 Key Savings Strategies

Today we dive into the crucial topic of retirement planning for married couples. With the challenge of harmonizing two different perspectives on retirement, this episode offers valuable strategies to increase savings and ensure a comfortable retirement… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet: https://www.trunorthwealth.com/newsletter-signup What's included: 3 Steps to Planning an EPIC Retirement Step 1: How will You Spend Your Time? Step 2: Identify Your Income & Expenses Step 3: Putting it all Together Connect with Danette Lowe, CFP ® https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com Episode Summary: We kick off with a discussion on a recent T. Rowe Price study, which benchmarks the ideal savings by age for both single individuals and married couples. For instance, at age 55, you should have five times your annual income saved, and by 65, it should be eight and a half times. Danette breaks down these figures with real-world examples, providing a clear starting point for retirement planning. T. Rowe Price Benchmark Study: https://trowe.com/3vEJiyM IRS Contribution Limits 2024: https://www.irs.gov/newsroom/401k-limit-increases-to-23000-for-2024-ira-limit-rises-to-7000 The episode then guides you through practical steps to assess your financial status, including creating a Statement of Net Worth and analyzing monthly spending. Here are 5 Strategies to Maximize Savings for Couples in 2024: Maximize 401k and IRA Contributions: Understanding the impact of the SECURE Act 2.0 on retirement savings. Pay Yourself First: Leveraging automatic transfers and incremental savings increases. Eliminate High-Interest Debt: Starting with the smallest balances and working up. Smart Management of Car Expenses: Sharing a successful strategy for car payments and savings. Utilize IRAs Efficiently: Exploring the benefits of spousal and Roth IRAs. Each strategy is accompanied by real-life examples and practical advice. If you found this episode helpful, please give us a thumbs up. For more insights and advice on retirement planning, don't forget to subscribe and join us in the next episode of "Ready to Retire!". Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP ® Founder – Wealth Advisor TruNorth Wealth Management, LLC 1662 HWY 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated .

October 23, 2023Episode 2813 min

Tax-Free or Tax-Deferred? Roth vs. Traditional IRA, Which is Better? | Ep 28

Traditional IRA vs. Roth IRA – Which one is better? In this episode, Danette explores the decision between investing in a Traditional IRA, which offers immediate tax deductions but taxes gains upon withdrawal, and a Roth IRA, which doesn't provide tax deductions on contributions, but offers tax-free gains. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet: https://www.trunorthwealth.com/newsletter-signup What's included: 3 Steps to Planning an EPIC Retirement Step 1: How will You Spend Your Time? Step 2: Identify Your Income & Expenses Step 3: Putting it all Together Connect with Danette Lowe, CFP ® https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com Episode Summary: She discusses the pros and cons of each option and the benefits of a Roth conversion for those who are not eligible for direct Roth contributions. The episode delves into the strategies for managing taxes during a Roth conversion, including staggered conversions and using non-IRA funds to cover the tax liability. Danette emphasizes the potential benefits of converting during market downturns and the implications of recent legislative changes. Danette recommends consulting with a financial advisor to determine the best retirement savings strategy based on individual circumstances, whether it involves Traditional IRAs, Roth IRAs, or Roth conversions. Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette: Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP ® Founder – Wealth Advisor TruNorth Wealth Management, LLC 1662 HWY 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated .

October 9, 2023Episode 2721 min

Ways to Reduce the Financial Stress of 5 Major Life Transitions

In this episode, we explore practical strategies to alleviate the financial strain that often accompanies five major life transitions: Relocating to new places Navigating career or job changes Managing finances through relationship shifts Coping with unexpected health events Finding stability during times of loss or grief. Tune in to discover expert insights and actionable tips for achieving financial peace of mind during these pivotal moments in life. Connect with Danette Lowe, CFP ® https://linktr.ee/trunorthwealth Visit Our Website: https://www.TruNorthWealth.com Episode Summary: In this episode of the Ready to Retire podcast, Danette explores the financial implications of five major life transitions: relocation, career or job changes, relationship changes, health events, and loss or grief events. She emphasizes the importance of having a solid financial plan in place to navigate these transitions. Danette also offers practical advice, such as the significance of health insurance decisions, managing old 401(k) plans, and considering life insurance during career changes. She discusses the financial aspects of relocating, including trust updates and home investments, and highlights the importance of self-care during health transitions. In times of relationship changes, Danette emphasizes the need to reevaluate asset titling and life insurance. Lastly, she addresses the challenges of grief and loss transitions, urging caution in making major decisions and recommending journaling as a helpful tool. This episode provides valuable guidance on managing finances during life's most significant changes. Follow Us on Facebook: https://www.facebook.com/TruNorthRetirementPlanning About Danette: Professional Journey- As the Founder and a CERTIFIED FINANCIAL PLANNER™ professional at TruNorth Wealth Management, LLC, I've found my calling in helping pre-retirees confidently navigate the crucial decision of retirement. Our team is dedicated to guiding family-oriented couples from being net savers to net spenders. We invite you to join our extended family and experience the TruNorth Wealth difference. Danette Lowe, CFP ® Founder – Wealth Advisor TruNorth Wealth Management, LLC 1662 HWY 395 N, Suite 203, Minden, NV 89423 Connect with Danette @ https://linktr.ee/trunorthwealth Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. TruNorth Wealth and Cambridge are not affiliated .

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