Ready, Set, Retire!

Hosted by Steve Anzuoni

Business Investing Education

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Episodes

248

Latest episode

Aug 2026

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About the show

Planning for retirement is not a guessing game. Now is the time to plan! What have you done to protect yourself from another recession? Can you afford to ride the waves of a volatile market? When the paychecks stop but the bills keep coming, how are you going to maintain your lifestyle? For more than 30 years, retirement income specialist Steve Anzuoni of Fairway Financial, Inc has been using customized strategies to help people just like you build a successful retirement that includes guaranteed lifetime income. Share not only the wealth of a happy retirement but also in your Cape Cod community. Steve supports a number of local organizations such as The Cape Cod Baseball League, Veteran's Top Shot, Swing for the White Caps, Hero's in Transition and the Boston Bruins Foundation. Tune into Steve's weekly radio show, "Ready Set Retire" Saturdays @ 6am on WXTK!

Listen to episodes

60 recent

August 18, 202617 min

Can Your Retirement Plan Survive the Next Market Shock?

What happens when chasing the latest market trend puts your retirement plan at risk? Steve Anzuoni explains why diversification, sustainable income, and long-term planning matter more than following investment hype. He discusses the importance of cash flow in retirement, Roth conversion strategies, the growing focus on income solutions, and common mistakes people make when preparing for longer life expectancies. Steve also shares his perspective on guaranteed income, retirement confidence, and building a plan designed to weather changing markets and economic uncertainty. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

August 11, 202613 min

Boomers, Markets, and the Income Question That Matters Most

Will the retirement wave of baby boomers reshape the markets, or is the bigger challenge creating income that lasts? Steve Anzuoni discusses why retirement planning may be about more than market performance, including longevity, withdrawal strategies, inflation, risk management, and the importance of balancing growth with dependable income. They explore concerns surrounding the 4% rule, planning for longer lifespans, market volatility, and the value of reviewing retirement plans as life changes. The conversation focuses on building a retirement strategy designed to adapt through changing markets and changing personal circumstances. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

August 4, 202613 min

Can AI Really Plan Your Retirement?

Can artificial intelligence really help you plan for retirement, or is it missing the most important part of the conversation? Steve Anzoni explores a recent study showing how AI-generated financial guidance can vary widely and explains why retirement planning requires more than algorithms and generic answers. He discusses the value of personalized advice, Social Security decisions, Medicare considerations, tax planning, and his "Buckets of Wealth" approach to managing income, inflation, emergencies, and lifestyle spending in retirement. Plus, a look at the risks of sharing sensitive financial information with AI tools and why human guidance still matters. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

July 28, 202614 min

The Retirement Tool More Advisors Are Finally Talking About

What if the most overlooked retirement tool is making a comeback just when uncertainty has retirees on edge? Steve Anzuoni explains why more advisors are turning to annuities as part of retirement income planning and discusses the importance of steady cash flow, avoiding emotional investment decisions, and creating a written retirement strategy. He also explores why many retirees regret waiting too long to plan and how unexpected life events can force an earlier retirement than expected. The conversation focuses on building income sources, protecting confidence during market volatility, and giving every dollar a clear purpose. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

July 21, 202616 min

You Don't Need $1 Million to Retire? Here's Why

Do you really need a million dollars to retire, or is that number distracting you from what matters most? Steve Anzuoni challenges the common retirement benchmark and explains why retirement success is often driven by reliable income rather than account balances. He discusses the 4% withdrawal rule, guaranteed lifetime income annuities, lessons from market downturns, and concerns about Social Security's future. The conversation focuses on how retirees can think about converting savings into sustainable income streams and why having a retirement paycheck remains a central part of long-term planning. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

July 7, 202616 min

Do You Really Know What’s in Your Retirement Plan?

What if the biggest retirement mistake isn’t choosing the wrong annuity—but not understanding what you already own? Steve Anzuoni breaks down why annuities create so much confusion, how retirees can avoid costly planning mistakes, and why guaranteed income plays a critical role in long-term retirement confidence. He shares a real-world example of aligning income and long-term care concerns, discusses planning for longevity, and explains why delaying retirement decisions can be costly. The conversation also covers maximizing 401(k) opportunities, catch-up contributions, and the importance of turning financial knowledge into action. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

June 23, 202616 min

Stop Hoarding Wealth—Start Funding Your Life

Are you saving for retirement—or saving yourself from actually living it? This episode explores how fear of running out of money leads many to hoard wealth instead of creating meaningful experiences. Steve Anzuoni discusses shifting the focus from accumulation to income, using strategies that prioritize steady cash flow, tax-efficient wealth transfer, and personal fulfillment. From guaranteed income planning to rethinking Social Security’s future, the conversation highlights practical ways to balance financial security with enjoying life now—while still preparing thoughtfully for the next generation. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

June 16, 202617 min

The Retirement Paycheck That Changes Everything

What if retirement confidence came down to one thing—your paycheck? Steve Anzuoni breaks down why income planning—not market performance—is the foundation of a steady retirement. He explains how combining income strategies with wealth management can reduce guesswork, create reliable cash flow, and help address inflation concerns. From guaranteed lifetime income to being proactive with savings and rates, the conversation highlights practical ways to build consistency and comfort in retirement without relying on market highs alone. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

June 9, 202618 min

Your 401(k) Was Never Meant to Be Your Paycheck

What if your retirement plan isn’t built to replace your paycheck? This episode breaks down why 401(k)s alone may fall short and how retirement really comes down to creating reliable income. Steve Anzuoni explains the gap between expectations and reality, the risks of relying on hypothetical projections, and why income planning—not just saving—is critical. From Social Security timing to building a personal “pension,” the conversation highlights how to approach retirement with clearer expectations and a focus on sustainable monthly cash flow. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

June 2, 202618 min

The Roth IRA Rule Change That Could Reshape Your Plan

Could your retirement plan be quietly costing you more than you realize? Steve Anzuoni breaks down the surprising pros and cons of moving retirement funds, including proposed changes to Roth IRA rules and what they could mean for your control and taxes. He highlights the hidden impact of fees, the importance of tax planning over guesswork, and why relying on workplace-only advice can lead to costly mistakes. Real-world examples show how small decisions can significantly affect long-term outcomes, emphasizing the value of education and informed strategies when approaching retirement. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media : Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.