Ready, Set, Retire!

Hosted by Steve Anzuoni

Business Investing Education

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Episodes

241

Latest episode

Jun 2026

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About the show

Planning for retirement is not a guessing game. Now is the time to plan! What have you done to protect yourself from another recession? Can you afford to ride the waves of a volatile market? When the paychecks stop but the bills keep coming, how are you going to maintain your lifestyle? For more than 30 years, retirement income specialist Steve Anzuoni of Fairway Financial, Inc has been using customized strategies to help people just like you build a successful retirement that includes guaranteed lifetime income. Share not only the wealth of a happy retirement but also in your Cape Cod community. Steve supports a number of local organizations such as The Cape Cod Baseball League, Veteran's Top Shot, Swing for the White Caps, Hero's in Transition and the Boston Bruins Foundation. Tune into Steve's weekly radio show, "Ready Set Retire" Saturdays @ 6am on WXTK!

Listen to episodes

60 recent

June 16, 202617 min

The Retirement Paycheck That Changes Everything

What if retirement confidence came down to one thing—your paycheck? Steve Anzuoni breaks down why income planning—not market performance—is the foundation of a steady retirement. He explains how combining income strategies with wealth management can reduce guesswork, create reliable cash flow, and help address inflation concerns. From guaranteed lifetime income to being proactive with savings and rates, the conversation highlights practical ways to build consistency and comfort in retirement without relying on market highs alone. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

June 9, 202618 min

Your 401(k) Was Never Meant to Be Your Paycheck

What if your retirement plan isn’t built to replace your paycheck? This episode breaks down why 401(k)s alone may fall short and how retirement really comes down to creating reliable income. Steve Anzuoni explains the gap between expectations and reality, the risks of relying on hypothetical projections, and why income planning—not just saving—is critical. From Social Security timing to building a personal “pension,” the conversation highlights how to approach retirement with clearer expectations and a focus on sustainable monthly cash flow. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

June 2, 202618 min

The Roth IRA Rule Change That Could Reshape Your Plan

Could your retirement plan be quietly costing you more than you realize? Steve Anzuoni breaks down the surprising pros and cons of moving retirement funds, including proposed changes to Roth IRA rules and what they could mean for your control and taxes. He highlights the hidden impact of fees, the importance of tax planning over guesswork, and why relying on workplace-only advice can lead to costly mistakes. Real-world examples show how small decisions can significantly affect long-term outcomes, emphasizing the value of education and informed strategies when approaching retirement. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

May 27, 202614 min

Donald Trump Jr Has Retirement Advice for You

A conversation at Mar-a-Lago brings an unexpected takeaway: retirement success starts with one word—planning. Steve Anzuoni breaks down insights from Donald Trump Jr. on why early preparation, understanding the fundamentals, and staying adaptable matter at any income level. Steve explores how disciplined planning helps protect wealth, manage uncertainty, and create reliable income streams. From building a solid financial foundation to avoiding common missteps, this episode highlights practical ways to align your savings, investments, and strategy so everything works together—even when life doesn’t go according to plan. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

May 20, 202617 min

The 40-Year Retirement Problem Nobody Plans For

What if your retirement lasts 40 years—will your savings keep up? This episode breaks down why a large 401(k) balance isn’t the same as a reliable income plan and why longevity is reshaping retirement strategy. Steve Anzuoni explains how to turn scattered savings into a structured “paycheck,” the role Social Security plays, and why timing matters when claiming benefits. The conversation also explores tax diversification, guaranteed income concepts, and how each financial piece should fit together. It’s a practical look at building clarity around income, not just accumulating assets. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

May 12, 202617 min

The “A Word” Making a Comeback in Retirement Planning

Annuities are back in the spotlight, but not for the reasons you might expect. On this episode, Steve Anzuoni breaks down why more retirees and advisors are reexamining annuities as part of today’s retirement income conversations. He shares his long‑standing focus on cash flow, income stability, and avoiding emotion‑driven financial decisions. The discussion also explores replacing lost pensions, assigning a purpose to every dollar, and why retirement planning without a written plan often leads to uncertainty. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

May 5, 202617 min

The Hidden Gap Between Saving for Retirement and Living It

Market swings may grab headlines, but the real retirement risk often shows up quietly. On this episode, Steve Anzuoni explores why many near-retirees feel less confident despite strong markets, and why relying solely on a growing 401(k) can be misleading. The conversation covers shifting from accumulation to income planning, the role of rebalancing, rising healthcare costs, and why flexibility matters as retirement approaches. Steve also explains concepts like in‑service distributions and guaranteed income tools, helping listeners rethink how their savings may function once paychecks stop. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

April 21, 202616 min

Market Confidence vs. Real Retirement Planning

Is your retirement confidence built on real planning—or just a strong market streak? On this episode, Steve Anzuoni breaks down why rising market gains can create a false sense of security without a written income plan. He explains the difference between saving for retirement and planning real retirement income, highlights the risks of market timing and sequence-of-returns, and discusses how fees, diversification, and cash-flow strategy impact long-term outcomes. The conversation centers on building clarity through numbers you can actually see, feel, and rely on—so confidence comes from preparation, not guesswork. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

April 14, 202616 min

The Annuity Trap Most Retirees Don’t See Coming

Annuities don’t fail retirees—confusion does. On this episode, Steve Anzuoni breaks down why so many people misunderstand annuities and how that confusion can derail an otherwise solid retirement plan. Steve explains the difference between simple and complex income products, why goals matter more than rates, and how guaranteed income can change how retirees actually live and spend. The conversation also tackles longevity, inflation, healthcare concerns, and the costly mistake of delaying key retirement decisions. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

April 7, 20269 min

The Retirement Reality Check Most Investors Need

Inflation is everywhere, yet many retirees say they’re doing just fine—so what’s really going on? On this episode, Steve Anzuoni breaks down how retirees are absorbing rising costs, why guaranteed income matters more than headlines, and how to think clearly about cash flow once the paycheck stops. The conversation cuts through fear, financial noise, and novelty investments—like collectibles or “hot” trends—and refocuses on what actually supports retirement income. It’s a practical, plain‑English discussion about organizing your resources so everything works together when it matters most. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement!  Social Media: Facebook I  LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.