
Episode 28 - Property Auctions in 2026
In this episode, Ruban Selvanayagam from Property Solvers / Property Solvers Auctions chats with with Simon Misiewicz from Optimise Accountants, taking a detailed look at property auctions in 2026. Ruban explains why more sellers are turning to auctions for speed, certainty and a reduced risk of fall-throughs, especially where properties are tenanted, unusual, in need of work or difficult to sell through a standard estate agency (private treaty) route. He also explains how auctions can help sellers achieve a stronger result than a fast cash sale (Property Solvers' core business), while still offering a faster and more structured process. The discussion also covers the buyer’s perspective, including the opportunity to access deals that often don't appear on the open market, the importance of understanding guide prices, reserves, bidding strategy and the need to carry out proper due diligence before committing. Ruban walks through the key differences between traditional (28-day) auction and the modern method of auction (56-days), legal packs, deposits, buyer fees and what happens after the hammer falls. He also discusses financing, including cash purchases, bridging loans and the risks of relying on mortgage finance in an auction setting. #propertyauctions #propertysolversauctions #propertysales #sellhousefast #rubanselvanayagam LINKS (RESOURCES) REFERRED TO IN THE PODCAST Property Solvers Auction Optimise Accountants Optimise Accountants Youtube Channel Follow Simon Misiewicz on LinkedIn TIMESTAMPS 00:10 - Introduction to Property Solvers Auctions 01:22 - Why buyers and sellers use auctions 01:45 - Auction opportunities for property buyers 02:45 - Speed and certainty compared with estate agents (private treaty) 04:38 - Traditional 28-day auction process explained 05:32 - Why more landlords are selling through auctions in 2026 06:24 - Pricing auction properties competitively 07:35 - Auctions as a solution for chain break issues 09:08 - Buyer benefits of Property Solvers Auctions 11:29 - First-time auction buyer guidance 11:59 - Online auctions and legal pack checks 13:45 - Spotting auction legal pack red flags 15:40 - Understanding auction bidding and proxy bids 17:28 - Current buyer’s market in auctions 18:54 - Financing auction property purchases 19:25 - Modern method auction and mortgage finance 20:22 - Bridging finance risks and exit planning 21:45 - Key auction takeaways for buyers 22:14 - How to contact Property Solvers Auctions 23:11 - Join Property Solvers' investor list 23:56 - Final thoughts for auction buyers and sellers













