Property Addicts Australia

Hosted by Mona Ali and Sana Ali

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Jun 2026

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Welcome to Property Addicts Australia, your home for everything property investing. Get an insider view of what really works when building a portfolio and learn how to avoid the common mistakes. Plus, get all of the tips and tricks from the property investing experts, Sana and Mona Ali, the Property Twins. Join us to learn from the experts and set yourself up for long-term success in property investing. Proudly powered by propertytwins.com.au.

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June 15, 2026Episode 2743 min

Is Investing Over? What the Budget Really Means and Where the Opportunities Are Now

Is Australia's property market really heading for disaster or are investors being distracted by fear and headlines?John Lindeman is one of Australia's leading property market analysts, known for providing clear, research-backed insights into where the housing market is heading and where investors can find opportunity.In this episode, John joins us to unpack the federal budget changes, negative gearing reforms, and capital gains tax updates that have many investors wondering what comes next. He shares why he believes Australia's property market remains fundamentally strong, how housing shortages and migration continue to drive demand, and why the fears of a property market crash may be overstated.We also dive into the lessons from New Zealand's tax reforms, the risks of off-the-plan investments, the growing importance of cash flow and rental yields, and the suburbs and regions John believes could benefit most from the changes ahead.If you're wondering how to navigate the next chapter of property investing in Australia, this episode is packed with practical insights and opportunities you won't want to miss.Episode Takeaways:✅ Why John believes Australia's property market remains fundamentally strong✅ How housing shortages and migration continue to drive demand✅ What the negative gearing and CGT changes mean for investors✅ Why cash flow and rental yields could matter more than ever✅ The risks of off-the-plan properties and house-and-land packagesTimestamps:00:00 Why the Property Crash Predictions Are Wrong03:41 The Housing Shortage Driving Prices Higher06:19 The Hidden Impact of Negative Gearing Changes08:58 What New Zealand’s Property Experiment Taught Us11:15 Is Property Investing Still Worth It?15:16 The 71 Suburbs Set to Benefit Most18:39 Should You Buy an Investment Property Before a Home?22:01 Affordable Markets Offering Strong Cash Flow26:09 The Downsizing Trend Creating New Hotspots28:45 The Off-the-Plan Trap Explained32:40 Why Rental Guarantees Should Raise Red Flags35:35 Granny Flats, Airbnb & Other Cash Flow Strategies39:04 The Political Strategy Behind the Reforms42:04 Final Thoughts for Property InvestorsMeet John LindemanJohn Lindeman is one of Australia’s most respected property market analysts and the CEO of Property Power Partners. With more than two decades of experience researching residential property markets and over 40 years as a successful property investor, John is widely regarded as the expert many property professionals turn to for trusted housing market insights. He provides research, market analysis, and strategic advice to industry leaders, investors, and media outlets across Australia. A regular contributor to leading property publications and programs, John is also the bestselling author of Mastering the Australian Housing Market and Unlocking the Property Market. Known for his data-driven approach and ability to explain complex market trends in a practical and easy-to-understand way, John helps investors identify opportunities, navigate market cycles, and make more informed property decisions.📱 Connect with John LindemanWebsite: https://lindemanreports.com.au/ LinkedIn: https://www.linkedin.com/in/john-lindeman/Instagram: https://www.instagram.com/lindemanreports/Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage brokerage and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.🌟 Get Started with Property Twins:Book a Property Kickstart Call: http://meetme.so/propertytwinsListen to the Property Addicts Australia Podcast: www.propertyaddictspodcast.com.auAccess Our Cash Flow Spreadsheet: Analyse property deals to maximise returns! https://www.propertytwins.com.au/youtubeFree Training & Resources in Our Private Facebook Group: Join over 10,000+ clients and investors! https://www.propertyaddicts.com.au📱 Connect with Property Twins:Facebook: https://www.facebook.com/propertytwins.com.au/ X/Twitter: https://x.com/PropertyTwinsAU/ Instagram: https://www.instagram.com/propertytwinsau/ LinkedIn: https://www.linkedin.com/company/propertytwins/ Instagram for Property Addicts: https://www.instagram.com/propertyaddictsau/DISCLAIMER: No Legal, Financial & Taxation AdviceProperty Twins channel contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. Past performance is not a reliable indicator of future performance. The projections are for illustrative purposes only and are not an estimate of the investment returns you will receive or fees and costs you will incur.

June 8, 2026Episode 2747 min

How the CGT & Indexation Reforms Could Impact Your Property Portfolio | My Bui

Most property investors are focused on what the Federal Budget changes mean for their portfolio. But are the headlines telling the full story?In this episode, we're joined by My Bui, Economist at AMP Investments, to break down one of the biggest property tax shake-ups Australia has seen in decades. My cuts through the misinformation surrounding capital gains tax, negative gearing, borrowing capacity, interest rates, and housing supply, explaining what these changes actually mean for investors, renters, and first-home buyers.We explore whether the market is really under threat, why Australia's housing shortage remains the biggest driver of long-term growth, and how investors can adapt their strategies in a changing environment. We also discuss Melbourne's outlook, rental pressures, future rate cuts, and why focusing on fundamentals, not fear, may be the key to long-term success.Episode Takeaways:✅ Why property fundamentals matter more than tax changes✅ How the Federal Budget could impact investors and renters✅ Why Australia's housing shortage still supports long-term growth✅ How borrowing capacity changes may affect investment strategies✅ Why smart investors focus on opportunity, not fearTimestamps:00:00 Why Investors Shouldn't Panic About the Tax Changes03:57 Capital Gains Tax Explained in Plain English09:21 Why Investors May Shift Focus to Rental Yields12:25 Will Rents Rise Because of These Changes?17:07 Property Prices, Wages & What Happens Next21:07 How Borrowing Capacity Has Changed Overnight25:24 Could These Changes Make the Housing Shortage Worse?28:18 Why Smart Investors Buy When Everyone Else Is Scared33:39 Another Interest Rate Rise Coming?37:07 When Will Interest Rates Finally Start Falling?40:27 AMP's Property Market Forecast for the Next Two Years43:02 My Bui's Final Thoughts on Australia's Property FutureMeet My BuiMy Bui is an economist at AMP Investments, where she specialises in analysing Australian and global economic trends, forecasting market conditions, and providing insights that help guide investment decisions. Prior to joining AMP, My worked as a Fixed Income Research Analyst at Deutsche Bank in New York, focusing on securitised mortgage markets. A CFA Charterholder with a Master of Financial Mathematics from UNSW Sydney, My is known for her ability to simplify complex economic issues and connect them to real-world outcomes. Her expertise spans property markets, interest rates, inflation, taxation policy, and the broader economic forces shaping investment opportunities across Australia.Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage brokerage and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

February 2, 2026Episode 2657 min

Your Childhood Trauma May Be Driving Your Property & Wealth Decisions

Most property investors focus on numbers. But what if your biggest wealth blocker isn’t financial, it’s psychological?If you’ve ever wondered why smart people still make self-sabotaging money decisions, this episode will change how you see property investing forever.We’re joined by Philippa Hunt, behavioural psychologist turned financial planner, who works at the powerful intersection of money, trauma, and decision-making. Philippa reveals how hidden psychological money blocks, survival instincts, and self-worth silently drive investing behaviour, including why so many people chase property for safety, security, and approval.We explore how unresolved trauma shapes risk tolerance, why women fall behind financially, and how overreliance on property portfolios can become a vanity metric rather than a strategy.Episode Takeaways:✅ How psychological money blocks impact investing decisions✅ Why property feels safer than other asset classes✅ How to buy your first investment property in Australia with clarity✅ The real meaning of financial security✅ Why education beats “free advice” and social media spruikersTimestamps:01:22 Meet Philippa Hunt03:40 Why women retire with less06:35 Childhood shapes money habits10:27 Migrants build wealth with property15:37 36 properties: strategy or ego?19:31 Why women invest cautiously23:52 The post-COVID mortgage trap27:44 Dangerous social media spruikers31:05 TikTok finance misinformation36:10 Will equality take generations?41:11 Corporate wake-up call47:01 Your 20s wealth turning point52:07 Super is your retirement partnerMeet Philippa HuntPhilippa Hunt is a financial freedom mentor and founder of WiseGirls Money Academy, dedicated to helping women build confidence and competence with money. With nearly two decades of experience in financial services, financial planning, psychology, and organisational change, she teaches women to understand their money behaviours, overcome financial blocks, and make empowered investing decisions. Philippa’s programs blend financial literacy with self-awareness, guiding clients toward long-term security, smarter spending, and strategic investing. She is recognised for her practical approach to financial independence and her passion for transforming mindsets around wealth and risk.Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage brokerage and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

January 19, 2026Episode 2555 min

Buying Property In 2026? The Truth About Timing, Trends And Market Changes!

John Lindeman is one of Australia’s most respected property researchers and market forecasters, with decades of experience analysing what actually drives price growth. If you want to know how to buy your first investment property in Australia without getting caught in hype, this episode is essential viewing.In this conversation, John Lindeman breaks down why property markets are more predictable than most people realise, how timing beats blind “time in the market,” and why data without on-the-ground context can cost investors dearly. We dive into buyer’s markets, artificial booms, AI-driven predictions, and what really separates smart investors from the crowd.Episode Takeaways:✅ How to buy your first investment property in Australia with confidence✅ Why timing matters more than holding forever✅ The biggest mistakes first-time property investors make✅ How data and demand actually drive price growth✅ Where Australian property markets may head nextTimestamps:00:00 Property Markets Are Predictable03:02 Can Data Predict Property Prices?06:55 Too Much Data Hurts Investors09:03 Why On-the-Ground Research Is Critical13:08 Can AI Predictions Manipulate Markets?16:54 The 3 Drivers of Price Growth20:56 Is There a Limit to How High Prices Can Go?25:11 Australia’s Housing Crisis Explained28:54 Sydney Property Outlook Explained31:52 Is Adelaide Nearing Its Peak?35:08 Are Melbourne Properties Undervalued?38:39 Why Tasmania Could Standout42:25 Why Buying at the Peak Hurts45:18 How Accurate Are Market Predictions?47:22 John Lindeman’s 2026 Property Hotspot50:14 Can Cheap Regional Property Double in Value?53:56 Where to Find John’s ResearchMeet John LindemanJohn Lindeman is one of Australia’s foremost property market analysts, authors and commentators, renowned for his predictive insight into housing trends and investment strategy. With over fifteen years of experience researching market dynamics, he founded Lindeman Reports, delivering data-driven forecasts used by investors nationwide. John’s monthly housing research has featured in Australian Property Investor Magazine and he regularly contributes to Your Investment Property Magazine, Property Update, Real Estate Talk and Eureka Report. He’s also the author of best-selling books Mastering the Australian Housing Market and Unlocking the Property Market and holds a patented solution for suburb-level price prediction.Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

July 7, 2025Episode 2348 min

2025’s Most Important Real Estate Trends That Aren’t in the Headlines | Terry Ryder

In this episode, Terry Ryder, founder of Hotspotting, joins us to cut through the noise and talk about what actually drives property growth in Australia. With decades of data-backed insight, Terry explains why local economies, not national headlines, shape the real estate market. We unpack why interest rates are overrated, how infrastructure projects signal future hotspots, and why some of the best opportunities right now are outside the major capitals. Terry also shares why apartments are outperforming in key markets and how first-time investors can make smart moves, without waiting for the “perfect” time.We also dive into high-growth regions, overlooked suburbs, and why investors need to stop chasing trends and start looking forward.Episode Takeaways:✅ Interest rates are overrated. The media overplays interest rates. Most property movements are driven by supply, demand, and economic activity, not RBA decisions.✅ Never sell too early. Terry’s personal regret: selling great properties too soon. Long-term hold strategies build serious wealth.✅ Ignore the headlines. Media commentary is often sensational and contradictory. Real research beats clickbait.✅Western Sydney is booming. The new airport and surrounding economic zone are creating long-term opportunities in once-overlooked suburbs.✅Timing beats hype. The best growth often happens in markets that currently look flat but have strong fundamentals.Meet Terry RyderTerry Ryder is one of Australia’s leading independent property commentators and the founder of Hotspotting, a research platform helping investors identify high-growth locations before they boom. With a background in journalism, including roles at the Australian Financial Review and Courier Mail, Terry has spent over three decades analysing property trends and exposing market myths. His data-backed insights are regularly featured across major media outlets, and his work empowers everyday investors to make informed, forward-focused decisions. Through Hotspotting, Terry continues to guide thousands of Australians in building successful portfolios based on local economies, infrastructure growth, and real-world fundamentals.Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

June 23, 2025Episode 2448 min

AMP’s Chief Economist Had This to Say About Rate Cuts, Hotspots and Market Growth in 2025

Shane Oliver is one of the most respected voices in Australia when it comes to the economy and financial markets. As the Chief Economist at AMP, he’s spent over four decades analysing interest rates, market cycles, and housing trends, earning a reputation for cutting through the noise with clarity and precision.In this episode, Shane breaks down exactly where we are in the current rate cycle, why affordability in Australia has become worse than ever, and how cities like Melbourne might be poised for a quiet comeback. We also unpack the growing divide between generations, superannuation changes, the unintended consequences of government policy, and the critical supply issues fueling the housing crisis.Episode Takeaways:✅ Rate cuts are here, but relief will be slow✅ Supply, not demand, is driving the affordability crisis✅ Melbourne may be the best value market right now✅ Politics and policy are widening the wealth gap✅ The RBA doesn’t set interest rates for homebuyers✅ Property and shares both have a place in your portfolioMeet Shane OliverShane Oliver is Chief Economist and Head of Investment Strategy at AMP, where he oversees diversified investment funds and provides expert analysis on economic trends and market cycles. With over 35 years of experience, Shane is widely regarded for his clear insights on interest rates, inflation, property, and global markets. He is a sought-after media commentator and a trusted voice in Australian finance, regularly contributing to publications, broadcasts, and investor forums. Shane holds a PhD in economics and brings a deep, research-driven approach to understanding the forces that shape investment outcomes.Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

June 9, 2025Episode 221 hr 12 min

Don’t Buy Property Without Hearing This First! Margaret Lomas’s Property Investing Must-Knows

Margaret Lomas is one of the most respected and influential voices in Australian property investing. As the bestselling author of nine books and founder of Destiny Financial Solutions, she’s spent over two decades educating everyday investors and challenging industry spruikers.In this episode, Margaret shares how she built a property portfolio from the ground up starting at nearly 40 and why beginners need to ignore the noise and focus on strategy. We dive into how to find and balance cash flow and capital growth, why market timing matters more than people admit, and how to spot red flags in flashy property deals and “free” advice.Episode Takeaways:✅You don’t need to choose between cash flow and capital growth✅Margaret’s “20 Must-Ask Questions” framework for better investing✅Emotional decisions destroy good investments✅Regional areas can work but require timing & skill✅Spruikers are everywhere giving “free” advice✅Passive income comes laterMeet Margaret LomasMargaret Lomas is one of Australia’s most respected property investment experts, with over three decades of experience and a portfolio of more than 35 investment properties. She is the founder of Destiny Financial Solutions and the bestselling author of nine property investment books. Margaret is a passionate advocate for ethical advice in the industry, having co-founded the Property Investment Professionals of Australia (PIPA). A sought-after speaker and media commentator, she has also hosted several property-focused TV shows and podcasts. Margaret is dedicated to educating investors and empowering them with the tools to make informed, independent property decisions.Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

May 26, 202541 min

Depreciation for Property Investors: What You Can and Can’t Claim

Depreciation might not sound exciting until you realise how much money it’s leaving on the table for everyday investors. In this episode, we’re joined by Scott Brunsdon, co-founder of Depreciator and one of the first in Australia to specialise solely in tax depreciation schedules.We dive into what depreciation actually is, why so many investors and even accountants overlook it, and how one schedule can mean thousands in extra cash flow year after year. Scott breaks down how to claim on renovations, when a schedule is worth doing, and why not all providers are created equal.Whether you own one property or ten, this episode is packed with simple, actionable insights that could seriously improve your return.Episode Takeaways:✅ Depreciation isn’t just for new builds. Renovations, even those done by previous owners, can unlock thousands in tax savings.✅ Most investors are leaving money on the table. A simple depreciation schedule could improve cash flow by $2,000 or more each year.✅ Cheap isn’t always smart. Using an experienced provider matters because if your schedule is wrong, you’re the one the ATO holds accountable.Meet Scott BrunsdonScott Brunsdon is the General Manager of Depreciator, a leading Australian firm specialising in tax depreciation schedules for property investors. With a background in marketing and firsthand experience as a property investor, he has been instrumental in transforming Depreciator into a client-focused depreciation specialist. Brunsdon is passionate about simplifying the depreciation process and educating investors on maximising tax benefits, often speaking at seminars and contributing to industry discussions.Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

May 12, 202555 min

How Data Can Predict Property Market Trends with Mat Djolic, Co Founder of HtAG® Analytics

“Property investment is not just about data—it’s about building a narrative that makes sense for your goals. There’s a difference between just looking at numbers and actually understanding what they mean in the context of market cycles. Too many investors chase growth without understanding the fundamentals behind it.” - Mat DjolicEpisode Takeaways:✅Data plays a crucial role in eliminating opportunity costs by helping investors make informed decisions based on growth patterns and market cycles.✅Understanding property investment requires more than just looking at numbers; interpreting trends and aligning them with investor goals is key.✅AI and analytics tools are transforming property investing, but they cannot replace human expertise in execution and decision-making.Meet Mat DjolicMatija (Mat) Djolic is a Co-Founder of HTAG Analytics, one of Australia's leading proptech platforms. As an accomplished author and seasoned data analytics coach, Mat has empowered over 2,000 investors and buyer agents with his insights and strategies over the past five years of running HTAG. Holding a PhD in Organisational Psychology, Mat possesses a deep expertise in the collection and analysis of both qualitative and quantitative data, making him a sought-after authority in the field of data-driven property investing. Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

May 5, 202537 min

Sydney vs. Regional: Where Should You Invest in 2025?

“Investing in real estate isn’t about finding the next hotspot, it’s about playing the long game.” - John Comino, Bridge to BricksEpisode Takeaways:✅Sydney remains a solid investment due to infrastructure growth, scarcity, and high demand, but affordability remains a challenge.✅Investors should prioritise areas with government investment, such as Badgerys Creek and the Sydenham-Bankstown corridor, rather than chasing short-term trends.✅Strata properties in Sydney can be a great starting point for investors, but due diligence on strata reports is crucial to avoid costly mistakes.Meet John CominoJohn Comino is the CEO of Bridge to Bricks Buyers Agents, a licensed and independent buyer’s agency helping investors and homebuyers make informed property decisions. With a background in finance and accounting, he spent over 20 years working across Europe and Asia before pivoting into real estate to follow his passion for property investing. Now a long-term investor specializing in the Sydney market, John combines data-driven analysis with deep industry experience to guide clients through successful property purchases.Meet The Property TwinsThe Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.