Pension Attention

Hosted by Brad Barrett

Business Education

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Episodes

100

Latest episode

Aug 2026

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About the show

Pension Attention is a show dedicated to helping firefighters and police officers take charge of their finances to build a life they love. Your host Brad Barrett is a Managing Director and Partner at One Capital Management, a top ranked independent investment advisory firm managing $5B in assets for clients. He has advised families in the Los Angeles City Fire Department for over 12 years, is an active member in Kingdom Advisors, a biblically based advisory network and holds the certified financial planning designation.

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60 recent

August 10, 2026Episode 20019 min

How To Avoid The Psychology Of Lifestyle Inflation

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores the psychology of lifestyle inflation and why earning more money doesn't always lead to building more wealth. He breaks down how spending habits naturally evolve as income increases, why many high earners still struggle financially, and the subtle mindset traps that keep people from achieving true financial freedom. Brad also shares practical strategies for enjoying the rewards of your success without allowing your lifestyle to outpace your long-term goals. Whether you've recently received a raise, started earning more, or simply want to build lasting wealth, this episode will help you make intentional financial decisions that keep your future on track. Listen Now! Show Highlights Include: · What Is Lifestyle Creep? (1:45) · 70-20-10 (3:30) · Arrival Fallacy (6:00) · Status Signaling (9:00) · The Treadmill Effect (11:30) · Build Long Term Wealth (14:45) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

August 3, 2026Episode 19920 min

5 Lessons You Need To Learn From Monopoly

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad breaks down five powerful financial lessons hidden inside the classic board game Monopoly . He explains how buying assets, creating multiple income streams, managing cash flow, negotiating strategically, and thinking long-term can all translate into real world financial success. While Monopoly may seem like just a game, many of its core principles mirror the habits of successful investors and entrepreneurs. Whether you're just beginning your financial journey or looking to sharpen your wealth-building mindset, this episode highlights practical lessons you can apply long after the game is over. Listen Now! Show Highlights Include: · Risk Should Be Taken Early (4:00) · Evaluate Assets Beyond The Cost (8:00) · Cash Flow Matters (10:00) · Value Patience (14:30) · Diversify Always (17:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

July 27, 2026Episode 19814 min

The American Dream At 250

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores what the American Dream looks like as the United States celebrates its 250th anniversary. He examines how the traditional idea of success has evolved over time, discusses whether homeownership, financial independence, and upward mobility are still within reach, and shares practical ways people can build wealth and create opportunity in today's economy. Whether you're wondering if the American Dream is still alive or simply looking for a realistic path forward, this episode offers a balanced perspective on what's still possible and how to pursue it. Listen Now! Show Highlights Include: · The American Dream (2:00) · The Housing Affordability Crisis (3:15) · Deepening Inequality (5:30) · Wage Stagnation (8:30) · Improve Socioeconomic Standing (10:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

June 1, 2026Episode 19716 min

Bull vs. Bear Markets-What You Should Know!

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad breaks down the difference between bull and bear markets and why understanding these market cycles matters as an investor. He explains what defines each type of market, highlights some of the positive opportunities that can come during bear markets, and reminds listeners that the market is always cyclical and constantly changing over time. If market volatility has ever made you nervous, this episode will help you better understand how experienced investors think during both the highs and the lows. Listen Now! Show Highlights Include: · Let's define them (2:00) · Driven by the media (5:00) · How long does it last? (6:15) · Buy it on sale (9:30) · It's a cycle (12:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

May 25, 2026Episode 19619 min

What We All Should Have Learned In High School

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad tackles one of the biggest gaps in our education system, the money lessons we should've learned in high school but didn't. Brad walks through the foundational financial skills every young adult needs before stepping into the real world: how to budget without feeling broke, how credit actually works, the basics of investing, and why understanding taxes isn't just for accountants. Whether your high school skipped over personal finance completely or gave you a single worksheet and called it a day, this episode fills in the gaps and gives you the blueprint you should've graduated with, so you can start your adult life on offense instead of playing catch-up. Listen Now! Show Highlights Include: · Budgeting (3:30) · Investing (9:15) · Credit (14:45) · Taxes (16:30)

May 12, 2026Episode 19518 min

Is College Still Worth It?

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad breaks down one of the biggest questions facing young adults today: is college still worth it? Instead of giving a one-size-fits-all answer, he explores the real cost of college, the changing job market, student debt, earning potential, and whether a degree still provides the same advantage it once did. If you've ever questioned whether college is an investment in your future or an outdated path in today's economy, this episode will help you think critically about what makes the most financial and personal sense for your life. Listen Now! Show Highlights Include: · What do employers think? (3:00) · The social and personal benefit (6:30) · Networking (9:30) · The Cost (12:30) · ROI (15:30) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

April 27, 2026Episode 19417 min

The SpaceX IPO-Biggest Opportunity or The Biggest Trap?

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad breaks down the hype around SpaceX and what it reveals about IPOs and investing before a company goes public. Instead of chasing headlines or waiting for the next big IPO, he explains how these opportunities actually work, who really gets access early, and why some of the most valuable companies never hit the public markets. If you've ever wondered whether IPOs are worth the hype or felt like you're always "too late" to invest, this episode will help you rethink how real wealth-building opportunities are created. Listen Now! Show Highlights Include: · What is happening right now? (2:00) · Why do we feel pressured?(4:00) · The Elon Factor (6:30) · IPOs (9:30) · Pricing (11:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

April 13, 2026Episode 19319 min

10 Financial Terms Every Investor Should Know

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad breaks down the 10 financial terms every investor should know, without the confusion or jargon. Instead of overcomplicating the language of money, he simplifies the concepts that actually drive your decisions and your results. If you've ever felt lost reading about "market cap" or don't know why diversification matters, this episode will give you the clarity and confidence to start thinking, and investing like a pro. Listen Now! Show Highlights Include: · Compound Interest (2:00) · Diversification (5:00) · Volatility (7:00) · Market Capitalization (11:30) · Bull vs. Bear Market(15:30) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

April 6, 2026Episode 19214 min

Variability Is The Spice Of Life

Most people try to avoid any situation that is volatile because they generally involve risk. But when it come to investing, it could be misleading to believe volatility equates to risk. In today's show, Brad discusses this topic of variability in a story driven way, plus educates all of us on how to filter the financial "noise" we hear every day. Listen now. Show Highlights Include: Avoiding Risky Volatility. (2:06) Your Time Horizon May Be Short. (4:47) The Story Of "Mr. Market". (6:38) Don't Become Part Of The Herd. (10:23) There's A Laundry List Of Risk. (11:39) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

March 30, 2026Episode 19117 min

How To Build Wealth

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. On this week's show, Brad talks about the differences between being rich and being wealthy, and shares practical steps on how to build wealth. Listen Now! Show Highlights Include: What's the definition of wealth (1:30) What is enough? (5:10) Step 1 is simple (8:30) Break glass in case of emergency (10:25) The importance of taxes (13:15) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.