Pension Attention

Hosted by Brad Barrett

Business Education

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Episodes

100

Latest episode

Oct 2026

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About the show

Pension Attention is a show dedicated to helping firefighters and police officers take charge of their finances to build a life they love. Your host Brad Barrett is a Managing Director and Partner at One Capital Management, a top ranked independent investment advisory firm managing $5B in assets for clients. He has advised families in the Los Angeles City Fire Department for over 12 years, is an active member in Kingdom Advisors, a biblically based advisory network and holds the certified financial planning designation.

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60 recent

October 26, 2026Episode 20715 min

5 Financial Horror Stories and How to Avoid Them

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores 5 Financial Horror Stories and How to Avoid Them, breaking down real-world financial nightmares and the lessons we can learn from them. From poor financial planning and risky investments to overspending, falling victim to scams, and making emotional money decisions, Brad examines how seemingly small mistakes can spiral into major financial setbacks. He explores the warning signs people often overlook, the habits that can put your financial future at risk, and the practical steps you can take to protect yourself from making the same mistakes. Whether you're just beginning your financial journey, working toward building wealth, or trying to avoid costly financial regrets, this episode offers valuable insights to help you make smarter, more informed decisions with your money. Because sometimes the best way to learn what to do with your money is by understanding what not to do. Listen Now! Show Highlights Include: · Have An Emergency Fund (3:00) · Uncontrolled Overspending (5:30) · Ignoring Retirement (8:00) · Identity Theft (11:30) · Not Having Proper Insurance (12:30) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

October 19, 2026Episode 20621 min

How to Teach Your Kids About Money (At Every Age)

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores how to teach your kids about money at every age and why building a strong financial foundation starts long before adulthood. From teaching young children the difference between wants and needs to helping teenagers understand budgeting, saving, investing, and responsible spending, Brad breaks down the essential money lessons every parent should be passing down. He explores how everyday conversations about money can shape a child's financial mindset, why leading by example is one of the most powerful teaching tools, and how to introduce financial responsibility in ways that make sense at each stage of life. Whether you're raising a toddler, navigating the teenage years, or preparing your child to become financially independent, this episode offers practical insights to help you raise financially confident and responsible kids. Because teaching your children about money isn't just about dollars and cents; it's about giving them the knowledge, habits, and confidence to make smart financial decisions for the rest of their lives. Listen Now! Show Highlights Include: · Elementary and Middle School (3:00) · High School (6:30) · Early Adulthood (12:30) · Early 30s (14:30) · Signs They're Ready For More (17:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

October 12, 2026Episode 20517 min

Sunk Cost Fallacy - What you Should Know About Your Investments

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores the sunk cost fallacy and why knowing when to walk away can be one of the most important financial decisions you make. From holding onto losing investments and staying in unfulfilling careers to continuing to spend money on something simply because you've already invested so much into it, Brad breaks down how our past decisions can cloud our judgment and keep us from making better choices for the future. He explores the psychology behind why we struggle to let go, how emotions like guilt and fear of failure influence our financial behavior, and why investing more time or money into something doesn't always make it worth saving. Whether you're holding onto a bad investment, questioning a major financial commitment, or struggling to walk away from something you've already put so much into, this episode challenges you to rethink how you make decisions. Because sometimes, the smartest financial move isn't knowing when to keep going, but recognizing when it's time to let go. Listen Now! Show Highlights Include: · What is Sunk Cost Fallacy? (1:45) · Loss Aversion (6:30) · Commitment Bias (7:30) · Endowment Effect (8:30) · Strategies (12:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

September 28, 2026Episode 20417 min

Brad's Top 5 Most Frequently Asked Questions

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad answers the top 5 questions he gets asked most often about money, investing, and building wealth. From the financial decisions people struggle with every day to the questions that come up again and again, Brad breaks down his perspective and shares practical insights you can actually apply to your own finances. He explores some of the biggest misconceptions people have about money, the mistakes that can hold you back, and why the right answer isn't always as simple as it seems. Whether you're trying to invest smarter, make better financial decisions, or simply figure out what you should be doing next with your money, chances are you've asked at least one of these questions yourself. This episode cuts through the confusion and gets straight to the answers behind five of Brad's most frequently asked questions. Listen Now! Show Highlights Include: · How much do I need to retire? (2:00) · Pay off debt or invest the money? (6:00) · How much should I be contributing to my accounts? (8:00) · Traditional vs. Roth? (10:00) · Will I outlive my money? (13:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

September 21, 2026Episode 20318 min

Cutting Through The Noise

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores how to cut through the noise when it comes to investing and why having access to more financial advice doesn't always make investing easier. From social media "experts" and market predictions to hot stocks, trending strategies, and conflicting opinions, it can be easy to feel overwhelmed by what you should be doing with your money. Brad breaks down how to tune out the distractions, focus on the fundamentals, and build an investment strategy that actually aligns with your goals, timeline, and risk tolerance. He also explores why constantly reacting to headlines can do more harm than good and how consistency, diversification, and a long-term perspective can help you stay on track. Whether you're just getting started or have been investing for years, this episode is about simplifying the process, trusting your plan, and making smarter decisions without getting lost in the endless pool of financial advice. Listen Now! Show Highlights Include: · Start With Your Goals (4:00) · Be Selective (6:45) · It's More Than Just Investing (10:00) · News vs. Noise (12:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

September 7, 2026Episode 20217 min

What Dolly Parton Can Teach Us About Building Wealth

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores what we can learn from Dolly Parton about building wealth and why her success goes far beyond hit songs and sold-out shows. From building multiple streams of income and owning her work to turning her personal brand into businesses designed to last, Dolly's career offers powerful lessons in thinking long-term about money. Brad breaks down how she transformed talent into ownership, stayed true to what made her unique, and made strategic decisions that allowed her wealth to grow beyond a single paycheck. He also explores what her approach can teach us about investing in yourself, creating opportunities outside your primary career, and using success with purpose. Whether you're building a business, growing your career, or simply trying to make smarter decisions with your money, Dolly Parton's story proves that building lasting wealth is about more than how much you earn—it's about what you do with it. Listen Now! Show Highlights Include: · Wisdom Wealth (2:45) · The Concrete Box (4:20) · Create Income, But Own Assets (7:00) · What Is All The Money For? (9:00) · Not Everything You Do Will Be A Success (13:30) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

August 24, 2026Episode 20118 min

What You Need To Know About The "Algorithm of Spending"

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores the algorithm of spending and how social media may be influencing your financial decisions more than you realize. From targeted ads and influencer culture to viral trends and constant exposure to other people's lifestyles, our feeds are designed to keep us scrolling, and spending. Brad breaks down the psychology behind why social media makes it so easy to buy things we don't need and how comparison, convenience, and impulse can quietly derail our financial goals. He also shares practical ways to take back control of your spending, become more intentional with what you consume online, and make financial decisions based on your priorities instead of your algorithm. If you've ever wondered why it feels harder than ever to stop spending, this episode is for you. Listen Now! Show Highlights Include: · What Is The Algorithm of Spending (3:00) · How Is This Happening (4:30) · It Is Not Your Fault (7:00) · What You Can Do (9:00) · Boundaries (15:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

August 10, 2026Episode 20019 min

How To Avoid The Psychology Of Lifestyle Inflation

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores the psychology of lifestyle inflation and why earning more money doesn't always lead to building more wealth. He breaks down how spending habits naturally evolve as income increases, why many high earners still struggle financially, and the subtle mindset traps that keep people from achieving true financial freedom. Brad also shares practical strategies for enjoying the rewards of your success without allowing your lifestyle to outpace your long-term goals. Whether you've recently received a raise, started earning more, or simply want to build lasting wealth, this episode will help you make intentional financial decisions that keep your future on track. Listen Now! Show Highlights Include: · What Is Lifestyle Creep? (1:45) · 70-20-10 (3:30) · Arrival Fallacy (6:00) · Status Signaling (9:00) · The Treadmill Effect (11:30) · Build Long Term Wealth (14:45) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

August 3, 2026Episode 19920 min

5 Lessons You Need To Learn From Monopoly

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad breaks down five powerful financial lessons hidden inside the classic board game Monopoly . He explains how buying assets, creating multiple income streams, managing cash flow, negotiating strategically, and thinking long-term can all translate into real world financial success. While Monopoly may seem like just a game, many of its core principles mirror the habits of successful investors and entrepreneurs. Whether you're just beginning your financial journey or looking to sharpen your wealth-building mindset, this episode highlights practical lessons you can apply long after the game is over. Listen Now! Show Highlights Include: · Risk Should Be Taken Early (4:00) · Evaluate Assets Beyond The Cost (8:00) · Cash Flow Matters (10:00) · Value Patience (14:30) · Diversify Always (17:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

July 27, 2026Episode 19814 min

The American Dream At 250

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes. This week on the show, Brad explores what the American Dream looks like as the United States celebrates its 250th anniversary. He examines how the traditional idea of success has evolved over time, discusses whether homeownership, financial independence, and upward mobility are still within reach, and shares practical ways people can build wealth and create opportunity in today's economy. Whether you're wondering if the American Dream is still alive or simply looking for a realistic path forward, this episode offers a balanced perspective on what's still possible and how to pursue it. Listen Now! Show Highlights Include: · The American Dream (2:00) · The Housing Affordability Crisis (3:15) · Deepening Inequality (5:30) · Wage Stagnation (8:30) · Improve Socioeconomic Standing (10:00) To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

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