Passive Income Doctor

Hosted by Dr Dan

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Latest episode

Jun 2026

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EN-US

About the show

Join Dr Dan, an Australian doctor who is on a mission to improve financial health for doctors and healthcare professionals. Interviewing money experts, doctors turned entrepreneurs, and documenting his own journey to passive income.

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60 recent

June 3, 20267 min

Portfolio update Passive Income Doctor 2026

Hectic first half of 2026, under offer on numerous properties. Negative sentiment in terms of interest rates, war, CGT and negative gearing changes.How I balance (or try to) finances/investing with lifestyle/holidays.If you are a doctor or dentist in Australia interested in property, join facebook community-Doctors Property Network | FacebookMusic Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

May 20, 202625 min

Renovate to increase equity (with Johnson Lin)

In this episode, we chat with buyers agent Johnson Lin- how renovating can boost your equity.Now renovation by yourself can be daunting, we talk about what type of investor should consider a renovation project, when to do, and also traps to avoid!Having gotten bathroom renovation quote of $45,000 does prices vary with metro vs smaller town. what questions to ask of the trades?Johnson also shares a case study, and I ask some hard hitting questions about uplift from market vs from the reno itself.Other episodes:Buying your first property? or getting stuck?Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

May 6, 202658 min

Bi Mian, Investing for Doctors | Why doctors need to take more risk

Today we welcome a special guest, Dr Bi, Sydney based doctor, founder of Investing for Doctors facebook group, and also more recently IFD podcast also. He is also founder of Australian Medical angels.In this 1st part, we get to know Dr Bi, his background, journey through medicine, also how created one of the largest fb groups for doctors and dentists in Australia, and also what learnt from seeing so many doctors ask similar questions.➢money backstory, growing up in China and Singapore➢neuroscience at USyd, to medical school➢pivoting from surgical career to ED CMO, and also business ventures➢Investing for Doctors Facebook group with 30,000+ members- what are some common themes/issues facting doctors and dentists in regards to finances➢what can doctors do today to improve their financial futureConnect with Bi: Home - Doctor BiOther episodes:Dev Raga personal story (Frugality, surgery to GP, net worth target)Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

April 22, 202622 min

Tasmania hotspot? What about lack of population growth?

Tasmania had a massive growth run 2016-2022, so why are some investors buying now? New AFL stadium, new larger and faster Spirit of Tasmania ferries etc.Growth has occurred already in the last 6-12months, with yields compressing, now below 5%. A lot of investors and buyers agents hunting for properties.Devonport in particular has had a stellar growth of 16% in the last 12months at time of recording.When a selling agent asks for "best and final offer", what does that mean?Other episodes:Property predictions for 2026Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

April 8, 202635 min

Property Market Melbourne/Victoria 2026 (and revisiting purchasing process)

In this episode, joined by doctor and mortgage broker Leon, we discuss Melbourne and regional Victoria market for 2026 and beyond.Some suburbs including Broadmeadows, Dallas, Frankston have gone up 10-20% in the last 12 months. Stay to the end where we discuss some controversial suburbs: Werribee, Melton.We also discuss the property purchasing process, from finance preapproval, to finding a property and then conveyancing, building pest through to settlement. Hot tip: check the special conditions on the contract of sale.Other episodes:Melbourne HOT or NOT? with Richard BharataDarwin property 2026?Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

March 26, 202621 min

Buying your first property? or getting stuck?

In this informal stye chat with optometrist turned BA Johnson, we discuss why getting your first 1 or 2 properties is so important, not just for equity growth but also investor confidence.Then we discuss scenarios when people are stuck with a couple of properties, and not sure how to progress.We discuss where value plays can be had- including Melbourne and Victoria such as Bendigo, Ballarat, Geelong. However one downside is the lower rental yields.Perth, Brisbane, and Darwin is still rising strongly.Supply and demand is important, with indicators such as days on market, vacancy rates, as well as building approvals.Johnson- Prime VantageOther episodes:initial chat with Johnson- 6 properties in under 3 years (Johnson Lin)Property predictions for 2026Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

February 11, 202626 min

How can doctors improve borrowing power

In this episode, we discuss 6 ways doctors (or really anyone) can improve their borrowing power, to purchase their next property.Joined again by mortgage broker and doctor Leon, we discuss1.improving income (assessable vs non-assessable)2.reducing credit cards (or at least reducing limit)3.getting rid of car loans/personal loans4.checking credit history5.finding an investment savvy mortgage broker6.selling property?Other episodes:How medical student Leon bought 3 properties(800k equity)Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

January 28, 202613 min

Lending update early 2026

Lending is critical for growing a property portfolio, and there are some significant changes coming to borrowing in 2026. In this update, joined by doctor and mortgage broker Leon, we discuss 2 big changes for 2026- DTI (debt- to- income ratio) limits, and also trust lending changes- big banks including Macquarie and CBA have pulled out. And also we discuss importance (or more importantly, really how important) interest rates are for those looking to buy in 2026.I'm on a mission to improve doctors financial literacy, especially when comes to property. Follow Leon and also my socials, for more tips and behind the scenes into our daily lives:Dr Dan (@passiveincomedoctors) • Instagram photos and videosLeon | Mortgage Doctor (@themortgagedoctor_) • Instagram photos and videosMusic Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

January 1, 20269 min

Darwin property 2026?

Where to buy in 2026? Many investors have started buying in Darwin, a relatively affordable capital city in Australia. I share some recent purchases, rental yields, drivers for growth.Other episodes:Buying my first property at 23 years oldMusic Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube

December 17, 202531 min

Capital growth vs cashflow

Will admit more recently I have been leaning more towards capital growth rather than cashflow, especially when earlier in investing journey/accumulation phase. One reason being, if working, any additional income will be taxed at your marginal tax rate, and for many doctors that's the highest tax bracket 47%.May make more sense in retirement to have focus on cashflow.Of course, cashflow management is still important- do not want too negatively geared properties to the point that you can't hold them.In this episode with BA Richard, we discuss some cashflow strategies- granny flat, duplex, unit blocks, NDIS, rooming homes.Also, we talk about some common sayings "Cashflow keeps you in the game but capital growth gets you out of the rat race"Music Credit: Bass Nation.New episode every fortnight.Send in your questions to: passiveincomedoctors[AT]gmail.comIf you are a doctor or dentist interested in property investing Australia, join my community: https://www.facebook.com/groups/315108673770810Follow me on Instagram for first peek at new content, and my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videosYoutube channel/video podcast: Passive Income Doctor - YouTube