No BS Finance

Hosted by Nick Lightfoot

Business

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Episodes

Latest episode

Aug 2024

Language

EN-US

About the show

Can't understand finance lingo? Don't know where to start with investing? Mortgages scare the sh*t out of you? This podcast is for you. Uncomplicated, no bullsh*t finance talk to help you take control of your finances. This podcast will cover topics ranging from investing, to saving money, to mortgages. Questions will be answered, real-life scenario's will be run, and maybe even some fun will be had.

Listen to episodes

60 recent

August 18, 2024Episode 5323 min

The No BS Finances of Buying a Home

On this episode of No BS Finance I dive into the finances of buying a house. I speak about my own experience and really get into the process I took for budgeting for the monthly and annual expenses, any unforeseen costs, and the large upfront expenses that come with purchasing a home. If you want to get in contact, I can be reached at the following: nobsfinances.com @nobsfinance nobsfinancenick@gmail.com Music provided by: Song: Enthusiast Artist: Tours Released: August 22, 2012 Licensed under the Creative Commons Attribution License

July 12, 2024Episode 5216 min

Capital Gains Update & Tax Write-offs

On this episode of No BS Finance I touch on two topics. I start by providing an update on the new capital gains tax in Canada, and then I go into how tax write-offs/deductions work and how you can cut the bullshit and use them effectively. If you want to get in contact, I can be reached at the following: nobsfinances.com @nobsfinance nobsfinancenick@gmail.com Music provided by: Song: Enthusiast Artist: Tours Released: August 22, 2012 Licensed under the Creative Commons Attribution License

June 28, 2024Episode 5121 min

What Investment Account Should You be Funding?

On this episode of No BS Finance I’m helping to answer a question that I get a ton. This question is all about what account people should be putting their money into. I do my best to provide a general answer to this pretty broad question. I break down what accounts you can utilize and what the order of funding should look like depending where you are at in life. If you want to get in contact, I can be reached at the following: nobsfinances.com @nobsfinance nobsfinancenick@gmail.com Music provided by: Song: Enthusiast Artist: Tours Released: August 22, 2012 Licensed under the Creative Commons Attribution License

June 17, 2024Episode 5013 min

More Money, More Spending

On this episode of No BS Finance I talk about a topic that happens to us all, but many of us don't even realize it's happening, which is the concept of lifestyle creep. I talk about what lifestyle creep is, how it can negatively effect you, and how to fight back against it. If you want to get in contact, I can be reached at the following: nobsfinances.com @nobsfinance nobsfinancenick@gmail.com Music provided by: Song: Enthusiast Artist: Tours Released: August 22, 2012 Licensed under the Creative Commons Attribution License

June 1, 2024Episode 4922 min

10 Signs of Finance BS

On this episode of No BS Finance I dive into the wide world of finance BS that is out there (specifically on the internet). I not only point out some signs of BS so that you can recognize it and avoid it, but also explain why it's BS as well. If you want to get in contact, I can be reached at the following: nobsfinances.com @nobsfinance nobsfinancenick@gmail.com Music provided by: Song: Enthusiast Artist: Tours Released: August 22, 2012 Licensed under the Creative Commons Attribution License

May 15, 2024Episode 4815 min

The Fear of Investing on Your Own

On this episode of No BS Finance I go back and reminisce on my story of investing and what pushed me to finally do it myself. I talk about the 2 most common reasons I hear as to why people don't invest on their own, how I overcame that, and how you can too. If you want to get in contact, I can be reached at the following: nobsfinances.com @nobsfinance nobsfinancenick@gmail.com Music provided by: Song: Enthusiast Artist: Tours Released: August 22, 2012 Licensed under the Creative Commons Attribution License

May 2, 2024Episode 4714 min

Canada's New Capital Gains Policy & How it Affects You

On this episode of No BS Finance we are talking about the new capital gain policy that went into effect with the federal budget that was just released. I talk about what a capital gain is, how they are taxed, what the new policy is, and how it affects you (hint: it probably doesn’t). If you want to get in contact, I can be reached at the following: nobsfinances.com @nobsfinance nobsfinancenick@gmail.com Music provided by: Song: Enthusiast Artist: Tours Released: August 22, 2012 Licensed under the Creative Commons Attribution License

April 21, 2024Episode 4619 min

The Best Way to Get Out of Debt

On this episode of No BS Finance we are talking about the best ways to get you out of debt and on your way to financial freedom. I talk about what debt actually is, why banks aren't your friends, and the two best methods for paying off debt when you feel like you're making no progress.If you want to get in contact, I can be reached at the following:nobsfinances.com@nobsfinancenobsfinancenick@gmail.comMusic provided by:Song: EnthusiastArtist: ToursReleased: August 22, 2012Licensed under the Creative Commons Attribution License

March 23, 2024Episode 4519 min

Explode Your Wealth After 100k and How to Get There Fast

On this episode of No BS Finance we are talking about the tall task of getting to 100k invested, and why this number matters so much to your finances. I also talk about why compounding growth is such an important thing to make your wealth explode, and how it works, with tons of examples along the way.If you want to get in contact, I can be reached at the following:nobsfinances.com@nobsfinancenobsfinancenick@gmail.comMusic provided by:Song: EnthusiastArtist: ToursReleased: August 22, 2012Licensed under the Creative Commons Attribution License

March 9, 2024Episode 4437 min

How to solve your relationship finance problems

On this episode of No BS Finance I dive into how to manage your finances while you're in a relationship. I talk about what the main points of conflict are, some ways to resolve them, and much more. A super important episode as I have seen myself deal with some of these issues before and I bet you will too. So give it a listen if you want to be more aware of your own tendencies and those of your partner.If you want to get in contact, I can be reached at the following:nobsfinances.com@nobsfinancenobsfinancenick@gmail.com