Next Level Finance

Hosted by Zee Razaq

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Latest episode

Dec 2025

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About the show

Welcome to Next Level Finance. Over this series, Zee Razaq, MD of GoldHouse Accounting, will be talking to some of the most influential entrepreneurs in the market right now. They'll be giving the deep-dive into their stories, how they came to success, and what tips they would give to anyone pursuing their dreams. By the end of this series you should have a clear vision of how YOU can achieve financial freedom. And we mean true financial freedom.

Listen to episodes

21 recent

December 9, 2025Episode 11 hr 13 min

She Made a NEW Property Strategy That Beats EVERYTHING. ft. Rachel Maria Knight | NLF S3 Ep1

She became a mother at 17, worked in a post office, and spent 25 years in the corporate grind. Today, Rachel Knight -the "Title Split Queen"- is one of the UK’s most disruptive property trainers, teaching a strategy she claims is adding millions in hidden value to portfolios.Like the video if you want more content like this, and don't forget to hit subscribe to keep up to date with all the latest tax insights and news!Key Moments:00:00:00 - Intro00:01:50 - The Single Mom Origin Story00:09:30 - Leaving the 6-Figure Corporate Life00:18:14 - The £30k Education That Missed the Key Strategy00:27:34 - Title Split Proof: 30% Uplift & 168% More Rent00:36:42 - Case Study: Turning £5.7M into £12M00:41:48 - Building the Ultimate Property "Power Team"00:54:30 - The Community Model That Actually Works00:57:56 - Rant: UK Budget 2025 & Tax on Entrepreneurs01:05:52 - Global Expansion: Dubai & Hong Kong Plans

November 25, 2025Episode 101 hr 2 min

Buying Businesses for a Fraction of their Worth ft. Peter Charalambous | Next Level Finance S2 Ep10

What if you could acquire a business in just 2 weeks and for a fraction of its value? In this high-stakes episode, Zee dives deep into the world of acquiring businesses out of insolvency with returning guest and expert insolvency practitioner, Peter Charalambous.Forget traditional M&A with its months of due diligence. This is about moving at the "speed of light" to rescue sinking companies. Peter pulls back the curtain on pre-pack administrations, trading administrations, and the hidden opportunities most entrepreneurs never see.Like the video if you want more content like this, and don't forget to hit subscribe to keep up to date with all the latest tax insights and news!Key moments:00:00 - Introduction: The 2-Week Fire Sale02:40 - Pre-Pack vs. Trading Administration06:28 - Valuing a Business on Its Knees18:14 - The 3 Pillars of a Lightning-Fast Assessment23:27 - Top Reasons Businesses Fail33:05 - The Employee Dilemma (TUPE)38:53 - Case Study: The Debenhams Breakdown46:51 - Creative Deal Structures for Savvy Buyers52:13 - The "Phoenix" Company Rules57:00 - Personal Liability & Credit Impact

October 22, 2025Episode 91 hr 0 min

How To Succeed In Business - At ANY Age ft. Richard Evans | Next Level Finance S2 Ep9

Zee Razaq speaks with property entrepreneur and growth expert Richard Evans!Is your business running you, instead of you running it? 🤯 Most entrepreneurs are trapped trading time for money, leading straight to burnout. In this powerful episode, we sit down with Richard Evans, a seasoned entrepreneur who started his 7-figure business, Awaken to Business, in his late 50s after leaving the corporate world and navigating a divorce.Richard reveals the mindset shifts and practical systems that allowed him to scale his business, reclaim his time (now spending 2.5 days a week with his grandson!), and build a company that can truly run without him.

July 28, 2025Episode 81 hr 16 min

Developers: Hidden Risks No-one Tells You About ft. Dave Forde | Next Level Finance S2 Ep8

Zee Razaq interviews construction expert Dave Forde!In this episode, we dive deep into the realities of growing up working class, navigating a system that often feels rigged, and the importance of timing, speed, and resilience in both business and life. From personal stories to hard lessons, this episode shines a light on ambition, mindset, and the subtle dynamics that shape success and failure. 📌 Timestamps:00:00:00 – Introduction: The biggest myth about health & safety in property development.00:01:03 – Dave’s background: From electrician to top construction manager.00:02:30 – The "lightbulb moment" that changed Dave’s financial future.00:06:06 – How his partner’s father transformed his mindset.00:11:24 – The "time vs. money" trap – Why trading hours for pounds won’t make you rich.00:18:31 – CDM Regulations & Building Safety Act – How developers risk losing everything (even as passive investors).00:28:44 – IR35 Disaster – Why the UK’s tax system is pushing talent abroad.00:40:37 – How Dave landed a Russian oligarch client (and what ultra-wealthy clients really want).00:54:57 – Commercial-to-Resi Success – How Dave saved a client £110K on a single project.01:00:03 – Brexit’s REAL Impact – The untold story of Eastern European workers & IR35.01:08:24 – Why Dave is Leaving the UK – Taxes, politics, and where high performers are going.🚀 Follow Dave Forde:LinkedIn: https://www.linkedin.com/in/dave-forde/

April 23, 2025Episode 753 min

From Riches To Homeless: The Incredible Story of Mohsin Ravjani | Next Level Finance S2 Ep7

Zee Razaq speaks with Mohsin Ravjani, who shares his incredible story and how he went from riches to rags, and then worked his way back up again to set up his charity, Change Ahead. Their goal is to connect vulnerable individuals with housing opportunities, wellness programs, and pathways to employment.If you would like to support Mohsin and his charity, you can read more about them here: https://www.changeahead.org.uk/Like the video if you want more content like this, and don't forget to hit subscribe to keep up to date with all the latest tax insights and news!

November 28, 2024Episode 61 hr 0 min

How to feel GOOD about the money you earn ft. Sarah Brill | Next Level Finance S2 Ep6

Zee Razaq is talking with Sarah Brill, a money mindset coach. We dive into what that exactly means, and why some people might feel negatively around their own success and earnings. Find out more in today's episode! Welcome back to Next Level Finance! You can take a look at her website and money personality quiz here: https://sarahbrillcoaching.co.uk/ If you enjoyed this video, please don’t forget to drop us a comment or give the video a like! We post regularly, so hit subscribe to keep up to date with all our content. We also offer some great free resources, so check them out here! https://linktr.ee/goldhouseaccounting

November 20, 2024Episode 552 min

The UK government will PAY YOU to do this! ft. Ismael Hinds | Next Level Finance S2 Ep5

Zee Razaq is talking with Ismael Hinds, who some of you might remember from our previous videos. Ismael runs Seeder Heights, who specialise in land remediation and R&D. But what does that actually mean? Find out in today's episode! Welcome back to Next Level Finance! You can check his website and other pages out here: https://www.seederheights.co.uk/ If you enjoyed this video, please don’t forget to drop us a comment or give the video a like! We post regularly, so hit subscribe to keep up to date with all our content. We also offer some great free resources, so check them out here! https://linktr.ee/goldhouseaccounting You can also follow this link to find all our other social pages, and the rest of our Podcast series "Next Level Finance".

September 2, 2024Episode 41 hr 32 min

20 Years of Property Insights from a Specialist Advisor ft. Julie Ford | S2 Ep4

Join Zee Razaq for this interview with Julie Ford - a seasoned property specialist advisor. Ford shares invaluable insights on overcoming challenges, tackling imposter syndrome and building a successful career as a female property entrepreneur. This episode is packed on property insights and empowering stories for women looking to thrive in the property market!

August 12, 20241 hr 7 min

Expert Advice from a Property Lawyer ft. Maureen Ogbu | S2 Ep3

Join Zee Razaq for this interview with Maureen Ogbu, a successful, brilliant, funny property lawyer. Maureen shares with us her journey from being an employee to an entrepreneur with her own firm in London, as well as legal insights and property updates. Welcome back to Next Level Finance!

April 25, 2024Episode 21 hr 25 min

From Having Nothing to Multi-millionaire ft. Dr Daniel Moses | S2 Ep2

Join Zee Razaq for this interview with Dr Daniel Moses, an extraordinary individual who went from gang life in Nigeria, to having nothing starting in the UK, to having a multi-million property portfolio. Dr Daniel's journey is like nothing we've ever seen before, and he's a truly inspirational person. Welcome back to Next Level Finance!