New Retirement Radio with Dennis Prout Podcast

Hosted by Dennis Prout

Business InvestingInterviews guests

Website RSS feed

Episodes

100

Latest episode

Jun 2026

Language

About the show

The days of simple retirement planning are gone and those who can manage their own portfolio are choosing not to. Prout Financial Design began over 25 years ago as an education based financial planning practice. Dennis Prout, Certified Financial Planner, believes that each client should not only understand their finances, they should be actively involved in the decisions made. Join the conversation! Dennis' radio show can be heard LIVE every Thursday at 10 am on News Talk 580 am or you can listen here instead. Thanks for tuning in! Advisory Services offered through Capital Asset Advisory Services, a Limited Liability Company, and a Registered Investment Advisor. Prout Financial Design does not provide tax, accounting, or legal services. Please consult the appropriate professional regarding your individual circumstance. Not associated with or endorsed by the Social Security Administration or any other government agency.

Listen to episodes

60 recent

June 15, 202641 min

Episode 454 - "New Diversification" Uncertainty Into Opportunity

If there's one constant throughout history, it's that change is inevitable. Over the past 12 months, we've experienced that reality firsthand through heightened market volatility, shifting political tensions, and economic uncertainty both at home and abroad. With so much unfolding around the world, the investment landscape has experienced dramatic swings. Yet amid the uncertainty, new opportunities have also emerged for investors willing to stay invested, informed and adaptable. On today's show, we'll explore the concept of the "new diversification" and discuss how the investment climate may be shifting in response to rising debt levels, inflation concerns and changing market dynamics. We'll also turn our attention to November's midterm elections and examine how election cycles have historically influenced market behavior. There's certainly a lot to reflect on, and even more to prepare for. Tune in and take control!

May 27, 202639 min

Episode 453 - Retirement Reality - Now What?

Retirement. You made it. Congratulations! But as many retirees quickly discover, this is where a whole new chapter begins. Managing your finances in retirement isn't always a walk in the park. The steady paycheck you counted on for decades is gone, and now the dollars you're spending represent years of careful planning, disciplined saving and smart decision-making. On today's show, we'll dive into some of the most overlooked expenses retirees often face, and more importantly, how to recognize, prepare for, and navigate them with confidence. We'll also explore the rapid rise of artificial intelligence and how AI-driven spending is reshaping markets here at home and around the globe. And finally, after a month of sunshine, relaxation and who knows how many beach chairs, we're thrilled to welcome Mr. Ron Jolly back to the airwaves! It's going to be an informative, timely and fun show you won't want to miss. Join us, won't you? Tune in and take control!

May 27, 202641 min

Episode 452 - From Spring Showers to Market Powers

We all know the familiar saying: April showers bring May flowers. And like clockwork, as snow showers turn to rain, that's exactly what we're starting to see … fresh buds pushing through the ground and a new season taking place. But changes in weather aren't the only shifts afoot. Global events are also making waves, creating changes impossible to ignore. Still, much like the changes of spring, periods of volatility can also open the door to growth and opportunity, even in the market. That's precisely what we'll be talking about on today's show. We'll also dive into practical ways to help the next generation step into homeownership. And we'll wrap up with IRAs and 401(k)s. Think all retirement accounts are the same? Think again! Different rules, different worlds. This is one conversation you won't want to miss. Tune in and take control!

May 18, 202643 min

Episode 451 - Living Longer, Planning Smarter & Rethinking Roth

Here we are, on the cusp of May, with more sunshine and warmer weather (well, relatively). And, per usual, we have so much to talk about and so little time. On this week's show, Dennis will explain how living longer than you expect can affect both your finances and your health. Next, Hiedi will delve into the subject of estate planning for older parents, and options and possible thinking you'll need to consider. Last, Nathan will explore expanded Roth conversion strategies, outlining 10 key ideas to help you rethink when, why and how this option can become more valuable for you and your family. This is anything but light conversation, but for us and hopefully you, you'll find this information enormously valuable to your long-term financial security. Tune in and take control!

May 18, 202645 min

Episode 450 - Rapid Change, Resilient Markets

Shockwaves and Comebacks: Investing in an Acceleration Economy Ever feel like the pace of change continues to increase, and sometimes at an exponential rate? Quite honestly, I (Dennis) was feeling this as I reviewed the articles we approved for this week's show. First, we'll discuss the ever-decreasing length of business cycle recessions and fast rebounds that we're seeing on the world stage from fiscal upset. Next, we'll delve into why stocks have been surprisingly resilient in the face of a possible global oil shock. And last, we'll discuss Capital Group's recent article, "Four Lasting Impacts of the Iran War." We are loaded with information this week to disseminate to you. We view this radio show three ways. First, to inform you, our listening audience. Second, to discuss the financial trends and issues that most impact you. Of course, these will not necessarily be those you'll hear on the nightly news. Third, we garner and disseminate information to you with utmost sincerity to help you navigate a very complex world. As usual, your questions are always welcome on the show through text or phone call. Tune in and take control!

April 30, 202639 min

Episode 449 - Uncertain Times Mean Strategic Moves

While the economic warning signs are significant, opportunity knocks … and knocks even louder with the passage of time. Today's show will revolve around the current economy and how to approach your investments – then delve the depths of the charts to see where we might be going. As always, measuring your own tolerance for risk, time frame and potential use of the funds you want to employ are a huge part of this equation. Heidi will discuss the Fidelity article titled, "Six Ways to Recession-Proof Your Life." As you can guess, not all the strategies you might employ lie outside of yourself. Balancing your own needs with the realities of today can make for very interesting conversation. Last, Nathan will go over how to invest an inherited IRA for nonspouse beneficiaries. Most of the time, an inherited IRA must be distributed over a 10-year period, but we'll see what he says about that! Tune in and take control.

April 30, 202645 min

Episode 448 - Plan the Ride. Plan the Exit.

Blood, Sweat & Tears said it best. "What goes up must come down …" And over the past 12 months, that's exactly what we've been seeing in the markets – plenty of volatility. But here's the thing: Market twists, turns and dips are nothing new. The real question is how do you respond? On this week's show, we'll talk about why keeping a cool head matters, how to avoid knee-jerk reactions, and why having a simple, practical plan in place (and actually sticking to it), can help you stay confident no matter what the market throws your way. And speaking of planning, we're also diving into a topic we don't often cover – getting your business ready for a sale. According to the U.S. Small Business Administration, there are more than 36 million small businesses in the U.S., making up nearly half of private sector employment. That's an incredible group to be part of. But if you see yourself passing the torch in the next 5 or 10 years, the time to start thinking about it is now. We'll highlight the smart moves owners are always glad they made, and the ones they wish they hadn't skipped. We've got a lot to cover. Tune in and take control!

April 6, 202641 min

Episode 444 - Global Tensions and Your Retirement Plan

On today's show, we'll dive into the current geopolitical climate involving Iran and explore what global developments could mean for financial markets and, possibly, your retirement savings. When tensions rise in key regions tied to global energy supply, markets can react quickly, creating waves of volatility that leave many investors asking, "What should I do now?" That's exactly what we'll break down. We'll discuss why portfolio diversification is one of the most powerful tools investors have during uncertain times. By spreading investments across different asset classes and sectors, you can help reduce risk and keep your long-term retirement strategy on track, even when markets get bumpy. We'll also highlight key insights from an article by Fidelity, "How to Stay Invested in Volatile Markets," including how to stay disciplined, avoid emotional investing and keep focused on your long-term goals. With so much going on in the world, you won't want to miss this show! Tune in and take control!

April 6, 202641 min

Episode 443 - Charitable Giving Advantages

As April 15th is bearing down on us … now is the perfect time to discuss the eight questions to ask yourself regarding your charitable mindedness. Can giving a portion of your IRA Required Minimum Distribution to charity bring you a tax advantage? We'll see what Capital Group is saying about the opportunities for 2026 in the United States and worldwide. Also, your questions and comments are welcome as we approach tax season. We look forward to conversing with and hearing from you. Tune in and take control!

February 25, 202642 min

Episode 442 - Sorry Mr. Musk, Saving Still Matters: Tax Tips for Your Future

You may have seen a recent article featuring Elon Musk suggesting that, with current advances in AI, saving for retirement may one day be a thing of the past. While that idea might sound appealing, especially if you're worth a few hundred billion dollars, the rest of us may want to hit pause before embracing such a bold claim. On today's show, we'll dive into why prudent saving is still very much in vogue, and why consistent, intentional planning continues to pay off. Spoiler alert: The fundamentals still matter! We'll also be joined by local CPA, Jon Sluis, who will break down key changes in this year's tax landscape. While recent legislation introduced some attractive benefits, those perks can sometimes create complications down the road if not handled carefully. Jon will share his top five tips as we head into tax season – and yes, "planning" shows up more than once. It's shaping up to be a great show packed with insight, perspective and practical takeaways. So be sure to tune in, stay informed and take control of your financial future.