Move iQ Podcast

Hosted by Phil Spencer: UK Property Expert

Business Investing Education

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Episodes

269

Latest episode

Oct 2026

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About the show

Phil Spencer is one of the UK's leading property experts, with over 25 years of experience in the property sector. The Move iQ Podcast is where Phil shares his tips for all things property related. Whether this is your first move or you are a seasoned property professional, Phil shares his property advice, guidance and insights to help everyone move and manage their home with confidence.

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October 21, 20269 min

Accidental Landlord? The Legal Mistakes You Can't Afford to Make

Have you become an accidental landlord? Perhaps you've inherited a property, moved in with a partner, relocated for work or decided to rent out a home you can't sell. Whatever the circumstances, becoming a landlord unexpectedly doesn't mean you have fewer legal responsibilities. And getting things wrong could prove costly. In this episode, Phil Spencer is joined by legal experts Alex and Faye from Taylor Rose to explore what you need to know if you've found yourself becoming a landlord without necessarily planning to. From checking your mortgage and arranging the right insurance to property safety requirements, deposit protection, licensing and renters' rights, they discuss the essential steps you need to take and the common legal mistakes to avoid. If you're an accidental landlord, or considering renting out a property for the first time, this is essential viewing to help you understand your responsibilities and avoid potentially costly mistakes. Have you unexpectedly become a landlord? What's been your biggest challenge? Share your experience in the comments. 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:45 The Rise of Small-Scale and Accidental Landlords 02:07 Why Being Casual About Renting is Dangerous 02:54 Legal Steps Every Landlord Must Take 04:13 Common Errors Landlords Make 04:47 Selective Licensing and Local Authority Requirements 05:20 Deposit Protection and Possession Procedure Pitfalls 06:35 Safety Checks Timeline and Tenant Wellbeing 07:06 Written Statement of Terms Under the Renters' Rights Act 08:01 Essential Advice for New Landlords 09:17 Final Thoughts and What's Next Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT TAYLOR ROSE’S WEBSITE 💻 🔗 https://www.taylor-rose.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

October 14, 202625 min

The Essential Guide to Relocating Without the Stress

Thinking about relocating to a new area? Whether you're chasing a dream lifestyle, following a work opportunity, or simply craving a change, moving to an unfamiliar place can feel both exciting and overwhelming. In this episode, Sara and Lexie share their personal experiences and practical advice on relocating successfully. They discuss how to avoid common mistakes, like falling in love with a house without considering the lifestyle around it, and why visiting an area at different times of day can be a game changer. They also discuss the importance of community, how to meet people when you don't know a soul, and what to prioritise when choosing where to live. Have you relocated to a new town or city? What was your biggest challenge or surprise? Let us know your thoughts in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 02:12 Understanding Your Priorities and Lifestyle Needs 05:33 Avoiding Common Mistakes 08:13 Talking to Locals and Online Communities 10:17 The Seven Minute Lie and Other Estate Agent Fibs 11:59 The Compromise Equation: Area, Price, Space, and Spec 15:08 Coastal Dreams vs Off-Season Reality 16:48 Kids, Schools, and Finding Your Community 21:48 Your Non-Negotiables 23:42 Preparation and Organisation for Moving Day Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

October 7, 202614 min

Is the North Becoming Less Affordable?

What's really happening in the property market across Northern England? We headed to Old Trafford to hear insights from local sales and lettings agents about the realities of buying, selling and renting in the region. We're asking whether the North is becoming less affordable on the whole, how landlords are navigating new legislation, and what buyers and renters need to know about the current landscape in cities like Manchester, Liverpool, Blackpool and beyond. Have you bought, sold or rented in the North recently? What surprised you most about the market? Let us know your thoughts in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:37 What the Northern Rental Market Really Needs 02:22 The Landlord Exodus: Keeping Investors in the Market 03:40 Andy Burnham as PM: Will It Change the North? 04:38 Is the North Still Affordable? 08:01 Where Should Graduates Live? 09:17 Manchester vs Leeds vs Liverpool vs Newcastle 10:47 Renters' Rights Act Impact 13:21 The Sales Landscape and Final Thoughts Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 FIND AN ESTATE AGENT✅ 🔗 https://www.moveiq.co.uk/tools/buying/find-an-estate-agent/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT PROPERTYMARK'S WEBSITE 💻 🔗 https://www.propertymark.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

September 30, 202632 min

What It Really Takes to Build a Career in Property

Ever wondered how someone builds a property career from the ground up? In this episode, Sara turns the spotlight on her co-host, Lexie Carducci, to explore her journey from a childhood obsessed with floor plans to becoming a property developer, landlord, presenter and property finder in London's competitive market. This conversation covers what it really takes to find your first property, the lessons learned from working in estate agency, the challenges of being a landlord under shifting legislation, and the emotional side of helping people relocate. Whether you're thinking about investing in property, curious about what a property finder actually does, or simply want to know how to negotiate like a pro, this episode is packed with honest insights and practical advice from someone who's worn every property hat there is. What's your biggest property lesson learned the hard way? Let us know your thoughts in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:42 Three Property Hats: Developer, Presenter, and Property Finder 04:41 The London Bubble 06:40 The Art of Negotiation 09:53 Design Philosophy 12:27 The First Buy-to-Let 17:30 Estate Agency Education: The Good, Bad, and Ugly 19:14 Building a Portfolio: Refinance, Repeat, and Know When to Stop 20:47 The Emotional Side 24:02 Warning Signs and Red Flags 25:31 The Questions Nobody Asks 27:09 Top Property Tips 31:22 Making Property Fun Again Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq ➤ LEXIE’S WEBSITE 💻 🔗 https://www.lexiecarducci.co.uk/

September 23, 202611 min

Estate Agent Insights from Wales and the South West

What's really happening in the Welsh property market? We headed to Newport for the Propertymark Conference to speak with local agents and industry professionals about the realities of buying, selling and renting in Wales. We’re discussing pricing strategies, the impact of rental reforms, advice for first time buyers and tenants navigating a competitive market; this episode is packed with honest insights you won't find in listing photos. This conversation offers a real, unfiltered look at buying, selling and renting property in Wales today. Have you bought, sold or rented in Wales? What surprised you most about the market? Let us know your thoughts in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 00:27 Why Move to Wales? Value and Lifestyle 01:24 What's Different for Welsh Tenants? 02:27 Pricing Strategy: The Biggest Seller Mistake 03:41 Are Landlords Really Leaving Wales? 05:15 Propertymark: Why Professional Standards Matter 06:04 Why Sales Fall Through and How to Prevent It 07:13 Advice for Tenants Priced Out of Cardiff 08:58 Nobody Tells You: First-Time Buyer Reality Check 09:48 The Question Every Renter Should Ask Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT PROPERTYMARK'S WEBSITE 💻 🔗 https://www.propertymark.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

September 16, 202621 min

Making a Rental Property Feel Like Home

Renting doesn't mean having to live in a beige waiting room! Sara and Lexie are exploring how to make a rental property feel like home without risking your deposit or overstepping your landlord's boundaries. “Portable personalisation”, creative styling tricks and helpful dos and don’ts; this conversation is packed with practical ideas for renters who want to inject personality into their space while staying within the rules. Are you renting right now? What's the cleverest way you've personalised your space? Let us know your thoughts in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 01:54 Decorating Without Drilling: Mirrors and Artwork 02:47 Permission and Communication with Landlords 04:50 Making It Feel Like Home 05:29 Peel and Stick Dilemmas 08:15 Lighting: The Game Changer 09:30 Reading Your Tenancy Agreement 12:08 Pet Corners and Personal Spaces 14:10 Upcycling and Budget-Friendly Ideas 15:02 Deposits and the New Renters' Rights Act 16:17 Ask Permission or Just Do It? Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

September 9, 202643 min

Leaving Home for the First Time: What We Wish We Knew

Moving out of your parents’ house is exciting, but there is plenty nobody prepares you for. In this episode, Sara and Lexie share the lessons they wish they had known, covering budgeting beyond the rent, understanding bills, building good financial habits, communicating with landlords and handling the everyday realities of running your own home. Whether you are preparing to move out or helping someone take that first step, this conversation is packed with honest stories and practical advice. As always, we’d love to hear from you down the comments! 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 01:25 Revelations of moving out 04:10 Emotions of children flying the nest 06:05 Who you live with 09:30 First thing to do 12:20 Costs of things 17:54 Financial readiness 19:16 Non-compulsary costs 24:50 Emergency kit 27:08 Finding a home to rent 35:33 Locate key property assets 38:25 Keep a paper trail 40:45 Final tips Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

September 2, 202629 min

Moving to Scotland: Is Buying a Home Really Easier?

Thinking about moving to Scotland? Curious about how the Scottish property system compares to the rest of the UK? In this episode, Sara and Lexie sit down with Move iQ's own Digital Content Creator, Catriona, who is right in the middle of relocating from Hampshire to the Scottish Highlands. The episode looks at the pros and cons of the buying system in Scotland, and whether the process moves faster than in the rest of the UK. Whether you're interested in how the different property systems work, or simply curious about what it takes to relocate hundreds of miles away, this conversation offers a real, honest insight into the Scottish home buying experience. Have you bought or sold property in Scotland? What was your experience like? Let us know your thoughts in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 01:23 Why Scotland? The Big Move Decision 03:00 Finding the Perfect Property 05:43 The Speed of Scottish Property Transactions 07:04 The "Offers Over" System 11:25 Buying a House Without Seeing It 12:26 Home Reports and Legal Differences 16:36 Gazumping, Chains, and Transaction Security 18:39 Value for Money: What You Get in Scotland 20:37 Myth vs Reality: Quick Fire Round 22:58 Surprises, Mortgages, and Hidden Costs 24:57 Top Tips for a Big Move Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

August 26, 202646 min

How to Create a Better Kitchen on Any Budget

The kitchen is often described as the heart of the home, but designing or renovating one can feel overwhelming. In this episode, Sara and Lexie are chatting to kitchen designer Faye Newman, host of the Love Your Kitchen podcast. They explore everything from layout mistakes and lighting hacks to affordable upgrades and trending material: everything you need to know about how to create a better kitchen on any budget. Whether you're planning a full renovation, thinking about a simple refresh, or just curious about what makes a kitchen truly work, this episode is packed with practical advice and insider tips. What's the biggest mistake you've made or avoided in your kitchen? Let us know your thoughts in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 05:48 Layout: The Foundation of Good Kitchen Design 07:13 Expensive Mistakes and Common Pitfalls 10:59 Trends and Colour Choices 15:06 Designing for Different Lifestyles 19:07 Lighting: The Overlooked Essential 20:39 Tech and Hidden Storage Solutions 24:48 Affordable Hacks and Secondhand Kitchens 35:14 The £500 and £2000 Kitchen Refresh 40:49 Worktop Materials and Textures 43:02 Quick Fire Round and Final Advice Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT FAYE’S WEBSITE 💻 🔗 https://www.fayenewmandesign.com 👉 LISTEN TO THE LOVE YOUR KITCHEN PODCAST 🎧 Available on YouTube and all audio platforms ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

August 19, 202634 min

How to Make the Right Move in Later Life

With a rapidly ageing population representing the largest and fastest-growing group of homeowners in the UK, the conversation about making the right home move in later life has never been more important. Yet for many, the thought of leaving a home filled with decades of memories can feel overwhelming, and downsizing can come with many hidden challenges. In this episode, Sara and Lexie speak to Susan Gregory, founder of Turners Oak, about the hidden emotional and practical challenges of downsizing, or as Susan prefers to call it, “rightsizing”. Whether you're considering a move yourself, supporting a parent through the process, or simply curious about what later life housing really looks like, this conversation offers a compassionate, practical perspective on how to approach downsizing with curiosity, control and confidence. Have you or someone you know navigated downsizing? What surprised you most about the process? Let us know your thoughts in the comments 💬 👉 VIDEO TIMESTAMPS ⏳ Chapters 00:00 Introduction 03:15 The Psychology of Downsizing: Understanding Resistance 08:05 The Grief Cycle and Acceptance 10:54 The Overwhelm: Practical Challenges and Decluttering 15:03 Getting 80% Ready: The Fear of Making the Wrong Decision 17:26 Success Stories: The Freedom on the Other Side 20:37 Location Decisions and Lifestyle Priorities 24:53 Cost, Inheritance, and Financial Considerations 27:15 Practical Details: Pets, Leases, and Trial Periods 28:43 Final Advice: Plan A, B, and C Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads! 👉 SUBSCRIBE TO THE MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ 👉 VISIT THE TURNERS OAK WEBSITE 💻 🔗 https://turnersoak.co.uk/meet-susan ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en LinkedIn: https://www.linkedin.com/company/move-iq

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