Mortgage Note Investing Weekly

Hosted by Rick Allen & Brett Burky

BusinessExplicit

Website RSS feed

Episodes

158

Latest episode

Jun 2026

Language

EN-US

About the show

Mortgage Note Investing Weekly is a (30-minute tops) podcast covering everything that someone getting started in note investing would want to know. We run Paperstac (a marketplace for mortgage notes) we get a lot of questions from buyers and sellers and with our podcast, we cover the questions that come and share the answers with everyone. We cover strategies, tips & expert secrets to help you improve YOUR note-investing business.

Listen to episodes

60 recent

June 5, 2026Episode 15821 min

Should You Invest in a Mortgage Note Fund or Buy Notes Yourself?

Should you invest in a mortgage note fund or build your own portfolio of mortgage notes?In this episode of the Paperstac Podcast, Brett Burky and Rick Allen break down one of the most common questions in the note investing industry: Is it better to invest passively through a mortgage note fund or actively purchase mortgage notes yourself?Both strategies can generate attractive returns, passive income, and portfolio diversification, but they come with very different levels of risk, control, liquidity, and time commitment.In this episode, you'll learn:✅ What a mortgage note fund is✅ How mortgage note funds generate returns✅ The benefits of passive investing✅ The advantages of owning mortgage notes directly✅ Risk factors investors should consider✅ How much control you have in each strategy✅ Expected returns and investment structures✅ Which strategy may be best for beginners✅ How experienced investors use both approachesWhether you're looking for passive income, alternative investments, retirement portfolio diversification, or ways to build long-term wealth, understanding the differences between mortgage note funds and direct note investing is critical before deploying capital.Topics Covered:* Mortgage Note Funds* Note Investing* Mortgage Notes* Passive Income* Alternative Investments* Real Estate Investing* Seller Financing* Distressed Debt* Private Lending* Investment Funds* Cash Flow Investing* Retirement Investing* Self-Directed IRAs* Wealth Building Strategies* Real Estate NotesBy the end of this episode, you'll have a clear understanding of the pros and cons of each approach and be better equipped to decide whether passive investing through a fund or actively buying mortgage notes aligns with your investment goals.📚 Learn more about mortgage note investing:https://pstac.co/intro-to-note-investing🏠 Browse mortgage notes for sale:https://paperstac.com🎙 Listen to the Paperstac Podcast:https://pstac.co/podcastSubscribe for weekly content covering:* Mortgage Note Investing* Passive Income Strategies* Real Estate Investing* Seller Financing* Distressed Debt Investing* Alternative Investments* Wealth Building* Industry News and Trends#MortgageNoteFund #NoteInvesting #MortgageNotes #PassiveIncome #AlternativeInvestments #RealEstateInvesting #SellerFinancing #DistressedDebt #Paperstac #InvestmentFund #CashFlowInvesting #SelfDirectedIRA #WealthBuilding #PrivateLending #FinancialFreedomFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

May 29, 2026Episode 15726 min

How Smart Investors Use Cash for Keys to Take Back Properties Fast

What is Cash for Keys, and why do experienced mortgage note investors and real estate investors use it to save time, money, and stress?In this episode of the Paperstac Podcast, Brett Burky and Rick Allen break down the real-world strategy behind Cash for Keys agreements and how they are used in mortgage note investing, foreclosure situations, and distressed real estate deals.Many new investors assume foreclosure is the only option when a borrower stops paying. The reality is that smart investors often use Cash for Keys to regain possession faster, reduce legal costs, avoid property damage, and move properties back into productive use more quickly.In this episode, we discuss:What Cash for Keys actually meansHow Cash for Keys works in mortgage note investingWhen investors should use Cash for KeysForeclosure vs Cash for Keys strategiesCommon mistakes investors makeHow to negotiate with borrowers professionallyRisks and legal considerationsReal stories from note investing and real estate dealsWhy speed matters in distressed asset investingWhether you invest in:Mortgage notesNon-performing notesDistressed debtSeller financingReal estate investingForeclosuresREO propertiesPassive income assets…this episode will help you understand one of the most important workout strategies in the note investing business.Cash for Keys can often save investors thousands of dollars in legal fees, holding costs, property damage, and months of delays. Knowing when and how to use it properly can completely change the outcome of a deal.Learn more about mortgage note investing:https://pstac.co/intro-to-note-investingBrowse mortgage notes for sale:https://paperstac.comListen to the Paperstac Podcast:https://pstac.co/podcastSubscribe for more content on:Mortgage note investingReal estate investingPassive income strategiesDistressed debt investingSeller financingNote investing educationForeclosure strategiesAlternative investments#CashForKeys #NoteInvesting #MortgageNotes #RealEstateInvesting #Foreclosure #PassiveIncome #SellerFinancing #DistressedDebt #Paperstac #MortgageNoteInvestingFollow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

May 22, 2026Episode 15617 min

Buying Notes With a Self-Directed IRA: The Critical Steps

Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

May 15, 2026Episode 15618 min

5 Mistakes That Will Wreck Your First Mortgage Note Deal

Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

May 8, 2026Episode 15519 min

Why Your Mortgage Note Isn't Selling (5 Reasons We See Every Week)

Why Your Mortgage Note Isn't Selling (5 Reasons We See Every Week)Struggling with selling mortgage notes on Paperstac? Rick Allen and Brett Burky are back — and in this episode, they break down the five most common mistakes note sellers make that keep listings from getting bids. These aren't theories. These are real patterns they see on the platform every single week.In this episode, we talk about selling mortgage notes the right way — from pricing your asset at a realistic yield to writing a listing description that actually converts. Whether you're dealing with a performing note, a non-performing note, or something in between, these tips will help you close faster and protect your seller reputation on the marketplace.What you'll learn:✅ Why pricing to your purchase price kills deals — and how to list by yield instead✅ The single most important document every note listing needs✅ How to write seller comments that tell the story of your loan✅ What happens when you don't disclose known issues (it's not good)✅ Why post-closing follow-through matters more than you think✅ Bonus: The best days of the week to list your mortgage note for saleIf you're trying to sell a mortgage note or improve your track record as a seller in the note investing space, this episode is a must-watch.__________________________________Chapters: 0:00 Intro0:20 Welcome Back to the Paperstac Podcast0:56 Seller-Focused Discussion & Common Mistakes1:28 Mistake #1: Unrealistic Pricing4:21 How to List by Yield (and Why It Works Better)5:38 Mistake #2: Missing or Outdated Payment History7:14 Mistake #3: Weak Seller Descriptions07:47 What Sellers Should Include in Comments08:48 Why Photos & Property Details Matter09:29 Using AI to Improve Seller Descriptions10:58 Bankruptcy Loans, Taxes & Title Problems12:07 Why Seller Reputation Matters13:16 Mistake #5: Poor Post-Closing Follow Through13:35 Servicing Transfers & Missing Documents14:34 Why Good Business Practices Matter15:38 Bonus Pro Tip: Best Days to List Your Notes16:47 When to Activate Your Listing for Maximum Visibility17:04 Recap of the 5 Biggest Seller Mistakes17:40 Coming Up Next: Buyer Mistakes Episode________________________________________Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

September 22, 2025Episode 15455 min

EP154: Business Notes - Everything You Need to Know & How to Get Started

Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

August 11, 2025Episode 1535 min

EP153: Do You Need an LLC to Get Started

Here are three actionable takeaways:1. Assess Your Goals: Determine how serious you are about note investing. As a hobby, an LLC may not be necessary, but for long-term commitment, it's worth considering.2. Evaluate Risk: Gauge your personal risk tolerance. Decide if you'd prefer the peace of mind that comes with protecting your personal assets through an LLC.3. Seek Professional Guidance: Always consult with a professional, such as an attorney or tax advisor, for personalized advice.Think of forming an LLC not just as a formality, but as an investment in your note investing future. It positions you professionally and shields personal liability while setting the stage for enduring success.Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

February 14, 2025Episode 15226 min

EP152: The Note Investor’s Edge: Winning Transactions as a Buyer on Paperstac

Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

February 7, 2025Episode 15122 min

EP151: Turn a Rental with a Current Mortgage into a Mortgage Note (How to)

𝗧𝘂𝗿𝗻 𝗮 𝗥𝗲𝗻𝘁𝗮𝗹 𝘄𝗶𝘁𝗵 𝗮 𝗖𝘂𝗿𝗿𝗲𝗻𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗶𝗻𝘁𝗼 𝗮 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗡𝗼𝘁𝗲 (𝗛𝗼𝘄 𝘁𝗼)Thinking about turning your 𝗿𝗲𝗻𝘁𝗮𝗹 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 into a 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗻𝗼𝘁𝗲? In this episode of the Paperstac Podcast, Rick and Brett explain how to create a note on a rental property with an existing mortgage. They cover strategies like wrap mortgages, creative financing, and how investors can leverage owner financing to cash out while still generating income.📌 Key Takeaways:✔️ What is a wrap mortgage and how does it work?✔️ How to structure an owner-financed deal with an existing mortgage✔️ Risks and legal considerations for selling a rental with seller financing✔️ Benefits of transitioning from a landlord to a “lien lord” (note holder)📖 Chapters:00:00 Introduction 02:07 How to Create a Note on a Rental Property with a Mortgage02:50 Understanding Wrap Mortgages and Owner Financing04:30 Market Trends: Why More Investors Are Exploring This Strategy06:00 Key Considerations Before Structuring a Wrap Mortgage08:45 The Importance of Rental Cash Flow in a Seller Financing Deal11:00 How to Sell Your Mortgage Note for a Profit14:30 Tax Implications & Spreading Out Capital Gains16:00 Ensuring Proper Documentation for a Smooth Transaction17:55 Due-On-Sale Clause & Risks to Watch Out For19:20 Why Investors Love Wrap Mortgages on Paperstac20:30 Preview: Next Episode on More Efficient Bidding StrategiesInterested in Buying or Selling Mortgage Notes?Visit https://www.paperstac.com – and streamline your note transactions securely & efficiently.👍 Like, Comment & Subscribe if you found this episode valuable! Let us know in the comments: Have you ever structured a wrap mortgage or considered turning a rental into a note?________________________________________Follow Us On These Platforms:👇Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter: https://pstac.co/twitterTikTok: ...

December 20, 2024Episode 15024 min