Money Isn’t Scary - Money Mindset, Money Anxiety, Intentional Spending, Saving Money, Money Management

Hosted by Meghan Dwyer - Financial Planner, Money Mindset Coach, Boy Mom

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Episodes

282

Latest episode

Jun 2026

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About the show

Feel Confident and Secure in your Relationship With Money Are you sick of feeling overwhelmed whenever you open you bank account? Do you want to learn to spend money with intention instead of emotion? Do you want to stop staying small and have more confidence in your financial decisions? In this podcast, you will find actionable steps and emotional support to free yourself from shame and help you find peace around money. My mission is to remove the cultural stigma around money, so that you feel less alone and more equipped to start running toward your fears. If you’re ready to have a healthier and more purposeful relationship with money, you’re in the right place! I’m Meghan, a mom of 2 young boys, a financial planner, and emotional spender. Despite being a financial planner, I’ve never truly felt a sense of control over my own financial situation. Even though I had the knowledge of financial tools and strategies, I just couldn’t seem to implement and I avoided it altogether. When I finally decided to explore my relationship with money and all the thoughts, beliefs and stories that come with it, I started noticing major shifts in my spending patterns. I began feeling less afraid and started feeling calmer and more confident in my financial decisions. And I’m here to share my journey with you! If you are ready to see massive shifts in your money mindset and finally feel good when you open your bank account – this podcast is for you! Its time to start listening to who knows you best – you!

Listen to episodes

60 recent

June 3, 2026Episode 2829 min

Spending to Feel Like Yourself Again

Have you ever felt like somewhere along the way, you stopped feeling like yourself? Whether it's motherhood, burnout, a career change, or simply years of putting everyone else's needs before your own, major life transitions can leave us feeling disconnected from who we are. And sometimes, without even realizing it, we turn to spending as a way to reconnect with ourselves. In this episode, I'm exploring the emotional connection between spending and identity, why shopping can feel so hopeful during difficult seasons, and how marketing often capitalizes on our desire for transformation. I also talk about the grief that can come with outgrowing old versions of ourselves and why trying to "buy our way back" rarely creates lasting fulfillment. Most importantly, we'll discuss how to navigate identity shifts with more awareness and self-compassion—and why the answer may not be finding the person you used to be, but getting curious about who you're becoming. ------------------------------------------------------------------------------------------------------ If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

May 27, 2026Episode 28112 min

The Cost of Saying Yes

This week on the pod I’m talking about the financial and emotional cost of constantly saying yes during the chaos of event season. May can feel like a nonstop cycle of graduations, weddings, school events, birthday parties, fundraisers, travel, gifts, and social obligations — and while these moments are often joyful, they can also leave us feeling financially stretched, emotionally overwhelmed, and quietly resentful. In this episode, I talk about: The hidden emotional and financial pressure of “event season” The difference between joyful spending and resentment spending Why so many women struggle with boundaries around money, time, and obligations How people-pleasing and guilt influence our spending decisions The connection between overcommitting and nervous system burnout Why saying no doesn’t make you selfish or uncaring Learning to honor your financial, emotional, and energetic capacity without guilt If you’ve ever felt overwhelmed by invitations, pressured to participate in everything, or resentful after spending money you didn’t really want to spend — you are not alone! ------------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

May 20, 2026Episode 28040 min

The Connection Between Clutter, Money & Mindset with Tracy Hoth

In this week’s episode, I’m joined by Tracy Hoth — life coach, professional organizer, systems expert, and host of The Organized Coach Podcast. Tracy’s work goes far beyond organizing physical spaces. She helps people understand the emotional patterns, mindset shifts, and habits that often sit underneath clutter and overwhelm. In our conversation, we talk about the connection between clutter, money, scarcity, and self-worth — and how decluttering can actually become a healing process. Tracy also shares practical strategies to simplify your home and life without falling into perfectionism. Connect with Tracy Her podcast: The Organized Coach Podcast Decluttering Challenge: https://simplysquaredaway.com/declutter Website: https://simplysquaredaway.com/ --------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

May 13, 2026Episode 2798 min

The Invisible Financial Load of Being a Mom

In this week's episode, I’m talking about something that doesn’t get discussed nearly enough—the invisible financial load that so many moms carry every single day. Beyond paying bills or managing accounts, there’s a deeper layer of responsibility: the constant thinking, planning, worrying, and anticipating around money. And in many households, that emotional and mental load quietly falls on moms—often without being seen or acknowledged. I share my own experience with this, and how it can show up as pressure, burnout, guilt, and even resentment over time. We also talk about why this happens, how it becomes normalized, and what it looks like to start bringing awareness to it. This is a gentle, honest conversation meant to help you feel seen—and to remind you that it doesn’t have to feel this heavy. ---------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

May 6, 2026Episode 27840 min

More Than Money: Building a Life That Actually Feels Good with Kim O’Hara

In this episode, I’m joined by Kim O’Hara, coach and host of This Delicious Life, for a really grounding conversation about what it means to build a life that actually feels good—not just one that looks good on paper. We talk about the idea of a “delicious life” and how small, intentional moments of self-kindness can shift how we show up day-to-day. We also explore the connection between our overall wellbeing and our relationship with money—and how feeling more aligned in our lives can lead to more confident, intentional financial decisions. We also get into those all-too-familiar moments of waking up with a sense of dread, and how to gently move through that by creating space for joy, even in small ways. This is an honest, feel-good conversation that will leave you thinking a little differently about what really matters. Connect with Kim: Website: kimohara.com Podcast: This Delicious Life Substack: I Give You Permission ------------------------------------------------------------------------------------------------------ If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

April 29, 2026Episode 2779 min

Financial Fatigue Is Real (And No One Talks About It)

Do you ever feel like you’re just… tired of thinking about money? Because I do—and that’s what inspired this episode. Today I’m talking about financial fatigue—that low-level mental exhaustion that comes from constantly having to think about, manage, and make decisions around money. It’s not that we don’t care or don’t know what to do—it’s that we’re overloaded. In this episode, I share: What financial fatigue actually looks like in everyday life Why avoiding your finances can be a normal response (not a personal failure) The emotional weight behind money decisions—and why it’s not just about the numbers The cycle that keeps us stuck, and how to start shifting out of it This conversation is really about changing the way we think about being “bad with money,” and creating a relationship with our finances that feels more manageable, more sustainable, and a lot less draining. --------------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

April 22, 2026Episode 27643 min

What Happens When Women Stop Competing with Ruchika Malhotra

Why does it feel like we’re always trying to keep up? In this episode, I sit down with Ruchika Malhotra, author of Uncompete, to talk about how competition shows up for women—and how it can quietly create a sense of scarcity, impact our confidence, and shape the way we think about success and money. We also explore what shifts when we move toward a more collaborative mindset, and how that can change the way we show up in our work and lives. In this episode, we cover: Competition, comparison, and scarcity The link between self-worth and success How this impacts money decisions Moving from competition to collaboration Connect with Ruchika: Book: Uncompete – Rejecting Competition to Unlock Success Website: https://uncompetebook.com LinkedIn: Search “Ruchika Malhotra” for her latest work and newsletter ------------------------------------------------------------------------------------------------------ If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

April 14, 2026Episode 27511 min

It’s Not Just Taxes: What This Season Is Actually Triggering

Tax season isn’t just about forms, deadlines, and numbers — it brings up a lot more than we expect. In this episode, I talk about the psychology of tax season — why it can feel so heavy, why so many of us avoid it, and what’s really going on underneath the surface. From procrastination and fear of getting it wrong, to deeper feelings of financial shame, this time of year can quietly stir up a lot. If you’ve been putting off your taxes or feeling overwhelmed just thinking about them, you’re not alone — and there’s nothing wrong with you. This episode will help you understand what’s coming up, so you can move through it with more awareness, less judgment, and a little more ease. ----------------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

April 8, 2026Episode 27448 min

Midlife, Money & Coming Home to Yourself with Courtney Townley

This week, I'm talking with Courtney Townley, host of the Grace & Grit podcast and a leading voice in helping women navigate health, hormones, and reinvention with intention. Courtney’s work is all about helping women stop self-abandoning, regulate their nervous systems, and build lives rooted in power instead of pressure. We talk about what it really looks like to live in alignment—and how to recognize when you’re stuck in what Courtney calls “integrity pain.” We get into the difference between the kind of stress that drains you versus the kind that actually helps you grow, the subtle hiding habits that keep us stuck, and how self-leadership and consistency shape not just our lives—but our relationship with money, too. Connect with Courtney: Book: The Consistency Code (available at theconsistencycode.com and major online retailers) Website: graceandgrit.com Podcast: Grace & Grit ----------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

April 1, 2026Episode 2738 min

What Your Spending Says About What You’re Avoiding

In today's episode, I explore a deeper layer of our spending habits—looking not at what our money is helping us move toward, but what it may be helping us avoid. Building on the idea of the “upgraded self,” I share personal patterns I've noticed in her own life, from spending during moments of mental overwhelm to purchasing things that feel productive but actually delay decision-making. I also touch on the social side of spending—like over-giving or saying yes to things we don’t want—as a way to avoid discomfort in relationships. At the core of the episode is a powerful shift: instead of focusing on discipline or restriction, I invite listeners to get curious. What if your spending isn’t random—but patterned? What if it’s helping you avoid something you already know you need to face? This episode is a reminder that awareness—not perfection—is what creates real change. When you understand the “why” behind your spending, you give yourself the opportunity to choose differently. -------------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations. You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary ---------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program. I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!