Money and Investing with Andrew Baxter

Hosted by Andrew Baxter

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300

Latest episode

Jun 2026

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About the show

Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians.

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60 recent

June 14, 2026Episode 2428 min

Why Australians Feel Financially Exhausted and What You Can Do About It

Welcome to this week's Money and Investing Show with Andrew Baxter and co-host Mitch. If you're lying awake at night worrying about groceries, fuel, and power bills that never seem to stop climbing, you're not alone and you're not imagining it. Millions of Australians are feeling financially exhausted, and Andrew breaks down exactly why that feeling has become so widespread, and more importantly, what you can actually do to turn things around. From cost of living fatigue at the supermarket checkout to rising energy costs, wage stagnation, and a tax system that isn't built in your favour, Andrew cuts through the noise to explain the real forces squeezing Australian households right now. But this isn't just about the problem. Andrew delivers three straight-talking, practical action steps designed for anyone who is financially exhausted and ready to stop surviving and start gaining ground. From budgeting with purpose and building a side income, to protecting your mindset from the relentless negativity that keeps people stuck, this is the conversation that challenges you to make a stand and do something about it. Because where you are right now doesn't have to be where you stay. If you found this valuable, please subscribe, leave us a review, and share it with someone who needs to hear it. Every share helps more Australians get the financial clarity they deserve. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

June 7, 2026Episode 2328 min

New Wealth Creation Rules: AI Side Hustles, Financial Literacy, and Why Your Money Is Losing Value While You Wait

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. The rules of wealth creation have changed. In this episode, Andrew breaks down exactly what that means for everyday Australians navigating a world of AI-powered opportunity, social media noise, and an inflation rate that's quietly eroding your purchasing power while you sit on the sidelines. From a 16-year-old cold-calling local businesses to build AI-generated websites, to a barber who turned a visa nightmare into a sellable app, the new wealth creation rules aren't reserved for the tech-savvy or the already wealthy. They're available to anyone willing to back themselves and take action. Andrew covers the rise of AI side hustles, the collapse of traditional software industries, the social media traps costing everyday investors dearly, and why locking your cash in a term deposit at 5% is actually a guaranteed loss when real inflation is running closer to 9%. Most importantly, he makes the case that the ultimate side hustle has always been investing. Getting your money working harder than you do isn't a luxury. It's the foundation of the new wealth creation rules in a rapidly evolving economy. Whether you're just starting out or looking to sharpen your financial edge, this episode is packed with straight-talking, real-world insight you won't hear anywhere else. Hit subscribe, leave a review, and share this one with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

May 31, 2026Episode 2224 min

Budget Response 2026: The Hidden Cost of Tax Reform

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. The Budget Response 2026 has sparked debate across Australia, with proposed changes to negative gearing, capital gains tax, trust structures, and housing policy raising serious questions about the future of investing and wealth creation. In this episode, Andrew and Mitch break down the key announcements from the Budget Response and examine what they could mean for property investors, share market participants, business owners, and everyday Australians. From the potential impact on housing affordability and rental markets to concerns around entrepreneurship, investment incentives, and economic growth, they unpack the issues in clear and practical terms. The discussion also covers bracket creep, government spending, inflation, interest rates, and the growing disconnect between fiscal policy and the broader economy. If you've been trying to understand the real implications behind the headlines, this Budget Response analysis provides valuable insights into the policies shaping Australia's financial future. Whether you're building wealth through property, shares, or business ownership, understanding the Budget Response is becoming increasingly important in a changing economic environment. Tune in to hear Andrew's perspective on the hidden costs of tax reform, the challenges facing investors, and the opportunities that may still exist despite the uncertainty. If you enjoyed this episode, subscribe to the show, leave a review, and share it with someone who wants to stay ahead of Australia's economic changes. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

May 24, 2026Episode 2151 min

The Economic Debrief for 2026: Big Picture Trends Every Investor Needs to Understand

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this Economic Debrief 2026, Andrew and Mitch cut through the noise to deliver a frank, no-fluff breakdown of the big picture trends shaping the global and Australian economy right now. From three back-to-back RBA rate hikes and a cost-of-living crisis squeezing household budgets by over $400 a month, to a federal budget that's rattling investors with sweeping changes to negative gearing and capital gains tax, this episode covers it all. Andrew and Mitch explore why the Aussie stock market has had a pedestrian run, where the real opportunities lie in the US across tech, semiconductors, data centres, and utilities, and why geopolitical tensions in the Middle East are keeping oil prices and inflation stubbornly elevated. This Economic Debrief 2026 also digs into Australia's housing supply crisis, the RBA's increasingly difficult battle against inflation, and why some of the country's brightest entrepreneurs may be eyeing the exit. Whether you're a seasoned investor or just trying to make sense of what's happening with your mortgage, super, and savings, this episode delivers the clarity and conviction you need to make smarter financial decisions. If there's one listen that cuts to the heart of where the economy stands today, this is it, your definitive Economic Debrief 2026. Don't miss out. Subscribe to the Money and Investing Show, leave us a review, and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

May 17, 2026Episode 2023 min

Get Control of Your Money in 30 Days: The 4-Week Plan to Find Your Financial Why and Act On It

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this practical episode, Andrew and Mitch break down a simple 4 week plan to help people get control of their money and build better financial habits that actually last. If you’ve been feeling stuck financially, overwhelmed by expenses, or unsure where to begin, this episode gives you a clear starting point. The Andrew covers the mindset behind money, why most people struggle to take action, and how to build a system that creates long term financial progress. From understanding your spending habits and creating surplus cash flow to setting up an emergency fund and starting your first investments, this episode lays out the exact steps to get control of your money without overcomplicating the process. Andrew also shares insights on identifying your financial “why”, cutting wasteful spending, building discipline, and using simple investing tools like ETFs and micro investing apps to start growing wealth over time. If your goal is to get control of your money, improve your financial habits, and stop living pay cheque to pay cheque, this episode is packed with practical ideas you can apply immediately. Listen now to get control of your money and start building a stronger financial future. If you enjoyed the episode, subscribe, leave a review, and share it with someone who needs a financial reset. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

May 10, 2026Episode 1931 min

Why Do Stocks Go Up and Down? The Meat-and-Potatoes Answer Every Investor Needs

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Ever wondered why stock markets swing wildly one day and barely budge the next? In this episode, Andrew Baxter and Mitch cut through the noise and deliver the meat and potatoes answer every investor needs, breaking down exactly why stocks go up and down without the jargon heavy rubbish you would normally hear from the so called experts on TV. At the heart of it all is one powerful idea: price and value are two very different things. Andrew unpacks what actually moves stock markets and it is not as complicated as the technical talking heads would have you believe. From macro forces like interest rates, inflation, and economic outlook, to micro factors like company earnings, CEO guidance, and share buybacks, this episode covers the full picture in plain English. You will also discover why human psychology, think FOMO, fear, and herd mentality, is arguably the biggest driver of market sentiment, and why understanding that can genuinely tilt the odds in your favour as an investor. Whether you are just getting started or you have been in the market for years, this episode will sharpen the way you think about what moves stock markets and how to read the signals that actually matter. Andrew keeps it simple, practical, and straight to the point because the best investing decisions rarely come from overcomplicating things. If you found this episode valuable, please subscribe, leave us a review, and share it with someone who is ready to start investing smarter. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

May 3, 2026Episode 1817 min

AI Stocks Boom or Bubble: The Stocks Delivering, the Pretenders, and Where the Smart Money Is

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Are we living through the greatest wealth creation opportunity of our lifetime, or are we watching a bubble quietly inflate before our eyes? In this episode, Andrew and Mitch tackle the big question on every investor's mind: AI Stocks Boom or Bubble? With trillions of dollars being poured into AI infrastructure, data centres, and chipmakers, the excitement is impossible to ignore. But not every stock riding the AI wave is built to last. Andrew draws on decades of real market experience to cut through the noise, identifying the companies genuinely delivering the goods, the pretenders coasting on hype, and the co-tailers that could leave investors seriously exposed. From Nvidia's extraordinary run to the Magnificent 7's lofty valuations, Andrew and Mitch unpack what the current earnings cycle is really telling us, why capital expenditure at this scale matters, and how smart investors are positioning themselves across ETFs, sector plays, and energy stocks to manage risk without missing the upside. If you've been asking yourself whether the AI stocks boom or bubble debate actually affects your portfolio, this episode gives you the honest, unfiltered breakdown you need to make informed decisions. Whether you're a seasoned investor or just getting started, there's something in this episode for everyone. If you found this episode valuable, please subscribe, leave a review, and share it with someone who needs to hear it. It genuinely helps us reach more everyday Aussie investors just like you. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

April 26, 2026Episode 1728 min

Weird Habits of Self Made Millionaires That Quietly Turn Small Daily Actions Into Long Term Wealth

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Ever wondered what separates the truly wealthy from everyone else? In this week's episode, Andrew and Mitch pull back the curtain on the weird habits of self made millionaires... not the trust fund babies or the lucky few, but the everyday Australians who dug in hard and built real, lasting wealth from scratch. From showering to classical music as a nightly wind-down ritual, to haggling over five dollars in a shopping centre only to reveal they already own half of it, the quirks are real, fascinating, and surprisingly instructive. Andrew shares personal anecdotes and stories from time spent with some of the world's most recognised names in business and finance, including insights on what truly drives self made millionaires beyond the money itself. The big takeaway? It's never really about the scorecard. It's about the process: spending less than you earn, building long-term assets, and playing the wealth game with discipline rather than chasing short-term dopamine hits. Whether you're just starting out or already on your way, this episode is packed with practical mindset shifts and real-world habits you can act on today. The weird habits of self made millionaires might just be the wake-up call your financial future needs. If you found value in this episode, please subscribe, leave us a review, and share it with someone who's serious about building long-term wealth. We'll see you next week. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

April 19, 2026Episode 1622 min

From Wage to Wealth: The 4 Income Streams Every Investor Needs to Win the Money Game

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Are you working hard but still feel like you're spinning your wheels financially? The problem might not be your effort. It could be your income streams. In this episode, Andrew and Mitch break down the 4 income streams every investor needs to win the money game: earned income, business income, investment income, and passive income. Most Australians spend 40 years working and still retire with less than they need. Not because they didn't earn enough, but because nobody handed them a proper playbook. The hard truth is that most people are only operating with one, maybe one and a half income streams, leaving them dangerously exposed to inflation, wage stagnation, and financial stagnation. Andrew explores what separates the wage earners from the wealth builders, how to identify which income streams suit your personality and goals, and why investment income and passive income are non-negotiables if you're serious about long term financial freedom. Whether you're an employee, a self-employed Maverick, or somewhere in between, this episode will challenge the way you think about money and give you a clear framework for building genuine, lasting wealth. Because holding cash at the bank while inflation runs hot isn't a strategy. It's a slow leak. If this episode opened your eyes to the power of multiple income streams, don't keep it to yourself. Subscribe, leave us a review, and share it with someone who needs to hear this. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

April 12, 2026Episode 1534 min

Psychology of Stock Market Success: Master Discipline, Risk, and Consistency

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What's really standing between you and consistent investment success? Spoiler: it's not your strategy, it's your mindset. In this episode, Andrew and Mitch dive deep into the psychology of stock market performance, unpacking the mental traps that quietly derail even the most promising investors. From emotional discipline and cognitive biases to overconfidence and fear-driven decision-making, Andrew breaks down the major psychological pinch points that hold traders back, and more importantly, how to overcome them. You'll learn why consistency and belief in your process matter far more than chasing the next hot indicator, and why the shortest distance between success and failure is the few centimetres between your ears. Andrew shares real client stories and hard-won lessons from his own career, including a standout example of a disciplined investor who banked over 33% returns simply by following a structured plan and keeping emotions out of the equation. The episode also explores how to match your investment strategy to your personal mindset and time horizon, and why mixing long-term and short-term thinking can be a costly mistake. If you've ever let a bad morning bleed into a poor trading decision, or second-guessed a solid plan in the heat of the moment, this episode on the psychology of stock market success was made for you. Don't miss out — subscribe, leave us a review, and share this episode with someone who needs to hear it! Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387