Mind Your Money with Bradshaw Rogers Financial Partners

Hosted by Trent Bradshaw

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114

Latest episode

Jun 2026

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About the show

The Mind Your Money Podcast is an extension of the great education and conversation the Bradshaw Rogers Financial Partners team has always believed in. This show will extend the kinds of financial and retirement planning topics we've covered over the years in our video series and blogs with the added ability to highlight and elevate some of the top business owners and leaders in and around Salisbury, NC. Your hosts are Trent Bradshaw and Brandon Rogers of Bradshaw Rogers Financial Partners. If you would like to be a guest or ask Trent and Brandon a question, please reach out. Email office@bradshawfp.com or call 704-216-2260. Discussions in this show are for educational purposes only. Information presented should not be considered specific investment advice or a recommendation to take any particular course of action. Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change. All investing involves risk, including the potential for loss of principal. Securities and Advisory Services offered through United Planners Financial Services, Member FINRA, SIPC. Bradshaw Rogers Financial Partners and United Planners are not affiliated. United Planners and its representatives do not offer tax or legal advice.

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60 recent

June 11, 20269 min

I'm 65, Is It Too Late to Do a Roth Conversion?

It's summer and nothing says summer quite like Tom Cruise as Maverick soaring across the sky in Top Gun. This year marks the 40th anniversary of the original film, and with Tom Cruise's birthday on July 3rd, Trent figured it was the perfect excuse to revisit some of the most iconic quotes from the franchise and see what they have to say about your financial life. Because Maverick didn't become the best by flying blind and hoping for the best. He had a plan, a co-pilot, and enough self-awareness to know when the risk was worth it. Here's some of what we discuss in this episode: 🚀 The Need for Speed: Patience and Consistency in Investing 💸 Ego and Lifestyle Creep: Financial Pitfalls ⚠️ Highway to the Danger Zone: Managing Investment Risk 📜 The Future is Coming: Estate and Legacy Planning 🤝 Talk to Goose: The Importance of Trust and Financial Guidance Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

May 21, 202613 min

Famous Financial Advice: Is It Actually Good?

Everyone has financial opinions these days, especially famous authors, podcast hosts, billionaires, and TV personalities. In this episode, Trent and Brandon react to popular money advice from the big names and explore where some of these ideas make sense, where they may go too far, and why personal financial planning matters more than one-size-fits-all advice. Before you blindly follow another financial "guru," think critically about the advice you hear online. Here's some of what we discuss in this episode: 🏦 Emergency Funds: Balancing safety and growth 📊 Net Worth Tracking: Awareness versus obsession 🏠 Leverage Strategy: Real estate risk management 💳 Spending Habits: Discipline drives financial success 🤖 AI Predictions: Retirement uncertainty ahead 🎯 Personal Planning: Advice must fit your life Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

May 7, 202611 min

Selling an Inherited Home? Don't Make This Tax Mistake

Inheriting a home can bring more questions than answers, especially when taxes enter the conversation. Many families hesitate to sell because they're worried about a massive tax bill… but that fear is often misunderstood. Today, we take a closer look at how inherited home taxes work and how one well-intentioned decision could cost you far more than expected. We also talk about the real challenges families face, because it's not always about the numbers. Here's some of what we discuss in this episode: 🏡 Step-Up Rule: Value resets at inheritance 💸 Avoid Big Taxes: Early transfers can backfire 📈 Limited Gain: Only post-inheritance growth taxed 👨‍👩‍👧‍👦 Family Dynamics: Emotions often drive decisions ⚠️ Plan Ahead: Ownership changes have consequences Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

April 2, 202612 min

Claiming Social Security at 62: Smart Move or Expensive Shortcut?

Turning 62 opens the door to Social Security, but it also introduces one of the most permanent retirement decisions you'll ever make. Many people claim early for understandable reasons, yet few fully grasp the long-term tradeoffs involved. Brandon and Trent walk through how, when it comes to Social Security, the shortcut can sometimes be the most expensive path. Here's some of what we discuss in this episode: 🕰️ Claiming at 62: Why this age draws so much attention 🤔 Why People File Early: Common motivations and assumptions 📉 Early vs. Full Retirement Age: Understanding long-term impact 👫 Spousal Coordination: Why timing affects more than one person 🧠 Smart Filing Strategies: Making intentional, informed decisions ⚠️ Future Concerns: How uncertainty influences claiming behavior Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

March 19, 20269 min

Daycare Costs, Grandkids, & Early Retirement: Finding the Balance

Rising daycare costs are forcing many families into tough conversations, and grandparents often feel caught in the middle. In this episode, we explore the emotional pull of helping with grandkids and the long-term financial tradeoffs that come with retiring earlier than planned. These decisions are rarely about money alone, but the consequences can last for decades. Finding the right balance matters for both generations. Here's some of what we discuss in this episode: 👶 Caring for Grandkids: When family needs spark retirement questions ❤️ Emotional vs. Financial Pull: Weighing priceless moments against long-term impact ⏳ Lifetime Income Effects: How timing decisions ripple over time ⚖️ Middle-Ground Solutions: Exploring flexible options instead of all-or-nothing 🧭 Comprehensive Planning: Building a plan that supports family and retirement Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

March 5, 202614 min

Where Would You Invest a Million Dollars Today?

If you suddenly came into a large sum of money, where would it actually belong? The answer isn't as simple, or as universal, as most headlines make it seem. Brandon and Trent explore how different perspectives can lead to very different strategies, and why context matters more than trends. Before you copy someone else's playbook, it's worth understanding what should drive decisions at this level. Here's some of what we discuss in this episode: 💰 The Million-Dollar Question: Why a big number doesn't automatically mean a big risk 🧩 Different Expert Perspectives: How professionals can see the same scenario very differently 🎯 Age & Timing Considerations: Why life stage quietly changes the answer 🧾 Tax & Liquidity Realities: What often gets overlooked when imagining lump sums 🧭 Personalized Planning: Why no two "right answers" ever look the same Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

February 19, 202617 min

Mailbag: Parents, Pensions, Social Security & Shared Decisions

Big financial decisions rarely happen in isolation, and many involve family, timing, and long-term consequences. In this mailbag episode, Trent and Brandon respond to listener questions that highlight the importance of thoughtful planning before making major moves. Tune in for a practical conversation for anyone navigating complex financial choices with real-world implications. Here's some of what we discuss in this episode: 👵 Aging Parents: Planning conversations and financial considerations when parents need care 🎁 Gifting to Kids: Understanding how gifting works and when it may make sense ⏳ Social Security Timing: Weighing when to start benefits and why timing matters 📉 Rates & Inflation: How interest rate changes may influence inflation expectations 🏖️ Family Vacation Homes: Financial and relational considerations before buying together 💼 Pension Decisions: Comparing lump sum options versus monthly income payments Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

February 5, 202613 min

Do Your Feelings Belong in Your Financial Plan?

Financial planning is often treated like a numbers-only exercise, but emotions play a much bigger role than most people realize. Today, we explore how things like personal preferences, comfort with risk, and lifestyle priorities can influence financial decisions just as much as spreadsheets and projections. Understanding the emotional side of money can help create a plan that not only works on paper but also feels right in real life. Here's some of what we discuss in this episode: ❤️ Money & Emotions: Why feelings naturally influence financial decisions 🧩 Investment Style: Preference for simplicity versus detail-heavy strategies 📉 Market Volatility: How risk tolerance shows up when markets move 💸 Spending Flexibility: Balancing needs, wants, and lifestyle goals 🎁 Giving & Legacy: How values shape philanthropy and long-term impact Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

January 15, 202612 min

Financial Lessons from 2025: Headlines That Affected Your Plan

2025 was relentless, bursting with financial headlines that just wouldn't let up. But how many truly deserved your attention? In this episode, we push aside the endless, attention-grabbing noise to zero in on the stories that really moved the needle for real financial plans. Spoiler: some of the most hyped headlines turned out to be far less important than you were led to believe. In 2026, don't let the news cycle distract you from what truly matters for your money. Here's some of what we discuss in this episode: 🌍 Tariffs – April trade policy sparked market volatility 📈 Inflation – Higher prices persisted throughout the year 🧾 Tax Changes – How legislation reshaped planning strategies 🏛️ Government Shutdown – Record 43-day disruption tested markets Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260

December 31, 202511 min

The First Year of Retirement: 5 Must-Do Steps for a Strong Start

Kick off your retirement with confidence! In this episode, we reveal the powerful "first year rule" and the five must-do steps to creating healthy habits with your finances, lifestyle, and well-being. Discover why these areas set the stage for lasting fulfillment, and what most retirees overlook. If you want to thrive from day one, click play! Here's some of what we discuss in this episode: 🕰️ First-Year Rule: Why year one matters most 💸 Financial Adjustment: Shifting from saving to spending 🌱 Purpose & Routine: Creating meaning beyond work 🏥 Health Focus: Prioritizing wellness early 🚗 Test-Driving Plans: Trying big ideas before committing Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260