MILMO Show

Hosted by Lacey Langford

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Episodes

405

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Aug 2026

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About the show

The MILMO® Show is all about military money and entrepreneurship. It's everything you need to know about making, saving, and investing money wisely. Lacey Langford, AFC®, interviews inspiring guests about personal finance, entrepreneurship, investing, life in the military, and more.

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60 recent

August 31, 2026Episode 40440 min

What Happens When You Are Medically Retired From the Military

Going through a medical board can be confusing, and it's happening at a time when you may already be dealing with health issues and an unexpected change to your military career. On top of that, there are two disability ratings, different rules for medical retirement versus medical separation, and benefits that can depend on the details of your situation. In this episode, Heather Walrath and I talk about the Integrated Disability Evaluation System, how the VA and DoD ratings work, and what the difference between medical retirement and medical separation can mean for your pay, health care, and survivor benefits. We also talk about questions to ask along the way and how to make sure the information you're getting is accurate. Heather is an Accredited Financial Counselor, Financial Educator, and Military Benefits Liaison with Navy Mutual who has spent years helping military families understand complex benefits. She brings a lot of practical knowledge to a process that can be difficult to navigate, especially when there's a lot riding on the decisions you make. For more information, visit the full show notes at https://milmo.co/podcast/military-medical-retirement

August 24, 2026Episode 40227 min

Who's Really Managing Your Money

There are more tools, apps, services, advisors, and now AI options than ever before that can help you manage your money. On the surface, that sounds great. The problem is that all the convenience can make it easy to become disconnected from your own finances and start relying on someone or something else to manage your money for you. That matters because even if you're paying for help, using a free military resource, or letting technology handle part of the work, you're still responsible for what happens with your money. You own the outcome. If you're not paying attention, asking questions, and understanding what's going on, you can end up giving away more control than you plan on. In episode 402, I'm talking about the difference between getting help with your money and completely checking out of the process. For more information, visit the full show notes at https://milmo.co/podcast/whos-really-managing-your-money For more MILMO, follow at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

August 24, 2026Episode 40318 min

Are You Spending to Be the Fun Parent?

There are some expenses that are really easy to question. You look at the charge and think, why did I spend money on that? But spending money on your kids is different. It's easy to justify because you're doing something for them. You want them to be happy and have what they need. You don't want them to feel left out. Sometimes, you just want to say yes and be the fun parent. But all those yeses can add up. In this episode, I want to talk about finding the balance between spending money on things that make your kids happy and protecting the financial priorities that take care of your entire family. For more information, visit the full show notes at https://milmo.co/podcast/back-to-school-spending For more MILMO, follow at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

August 10, 2026Episode 40138 min

How to Find Military and Veteran Benefits You Qualify For

Military and veteran benefits can have a major impact on your finances, but finding them is not always easy. The information is spread across federal agencies, states, counties, and different programs, which means you may qualify for something without ever realizing it exists. In this episode, Jackson Jerdee and I talk about why he created Benefitry, an app designed to help members of the military community identify benefits they may qualify for. We also discuss some of the benefits people commonly overlook, how the app keeps track of changing information, and why even longtime veterans may want to take another look at what is available to them. Jackson is an Air Force veteran who is the founder of Benefitry. He came up with the idea while navigating his own separation. He saw firsthand how many veterans and military families miss out on benefits they earned. His mission is to make sure no one who served leaves behind what they earned. For more information, visit the full show notes at https://milmo.co/podcast/military-veteran-benefits For more MILMO, follow at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

August 3, 2026Episode 40019 min

What 400 Episodes Taught Me About Money and Life

Four hundred episodes is hard for me to take in fully. I'm proud of reaching this milestone. I love this show, I love the people I get to talk to, and I love helping the military community. But reaching 400 episodes has also made me realize how much more I want to do. What I have now isn't something I would have imagined when I began. I have a show I care deeply about, a community I am honored to serve, and the opportunity to talk with people every week who are generous enough to share their knowledge, experiences, and stories. In this episode, I'm sharing some of the biggest lessons the MILMO Show has taught me about money, success, business, military life, and what it means to keep going and growing. For more MILMO, follow at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

July 27, 2026Episode 39914 min

Why Taking Care of Your Stuff Saves You Money

The things we have cost money. And the care and attention we give them matter to our bottom line more than we realize. Today's episode isn't exactly about money, but it's also not not about money. It's about door thresholds and more. In this episode, I'm talking about one of the easiest ways to save money that has nothing to do with earning more or spending less. It has everything to do with taking care of the things you already own. For more information, visit the full show notes at https://milmo.co/podcast/taking-care-of-your-stuff-saves-money For more MILMO, follow at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

July 20, 2026Episode 39810 min

The Financial Side of a Family Emergency

This episode is a little different than what I normally do. I love interviewing guests and sharing their stories and expertise, but sometimes life has a way of changing your plans. Over the last few weeks, I've had one of the hardest experiences I've ever gone through as a parent, and honestly, I haven't felt like talking. I went back and forth on whether I should record this episode at all. But as I started processing everything that had happened, I realized there was a lesson I could share that illustrates why we save for emergencies, why insurance matters, and why financial preparation isn't about expecting the worst. It's about giving yourself the ability to focus on what matters most when life takes an unexpected turn. So today, I want to share a personal story and one financial lesson I hope you'll never have to learn the hard way. For more information, visit the full show notes at https://milmo.co/podcast/emergency-expenses-family-emergency You can reach out to me at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

July 13, 2026Episode 39746 min

Marketing Strategies to Grow Revenue for Military Entrepreneurs

A lot of military entrepreneurs know they need to market their business, but it can be hard to know what is actually worth your time and money. In this episode, Aaron Tellier shares how service members, veterans, and military spouses can approach marketing in ways that drive revenue rather than just create more work. We talk about how to stop wasting money on random marketing and start building a revenue-focused strategy. He shares what to fix first, what to track, and when it makes sense to hire help. Aaron is a former Naval Academy graduate, officer, serial entrepreneur, and chief marketing officer with decades of experience helping businesses grow. He currently serves as Managing Partner and Chief Revenue Officer at The Volute Group and is the founder of Ignite Studio. For more information, visit the full show notes at https://milmo.co/podcast/marketing-strategies-grow-revenue-military-entrepreneurs For more MILMO, follow at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook

July 6, 2026Episode 39646 min

How to Make Money on a Military PPM

A military move comes with orders, packing, paperwork, timelines, and a lot of stress. But for some service members, a Personally Procured Move, also known as a PPM or DITY move, can be a way to take more control and potentially make money. In this episode, Lt Col Jonathan "Peso" Clason shares how he and his family completed two full PPM moves, what he learned, and why planning, paperwork, weight tickets, and teamwork matter so much. Peso is an active-duty Air Force officer, pilot, commander, instructor, husband, dad, and experienced full PPM mover. He shares how far out he starts planning, which costs to watch, which mistakes to avoid, and how to decide whether doing your own move is worth it. For more information, visit the full show notes at https://milmo.co/podcast/make-money-on-a-ppm-move

June 29, 2026Episode 39550 min

Building a Fintech Company After Military Service

Leaving the military does not always come with a perfectly mapped-out plan. Sometimes the next step is a stepping stone. Sometimes it opens doors you didn't even know existed, and sometimes it leads you to build something completely new. In this episode, I'm talking with Sinon Bennett, a former Navy submarine officer who went on to work in private banking at J.P. Morgan before co-founding Wavvest, a fintech company helping modernize advisor operations and financial planning through AI and technology. Sinon shares what the Navy taught him about problem-solving, how private banking exposed him to a whole new side of money and business, and what it really took to move Wavvest from an idea to a company with paying customers. We also talk about customer discovery, finding the right co-founder, hearing no, knowing when to pivot, and why service members need to think about their financial runway if they want to build something after military service. For more information, visit the full show notes at https://milmo.co/podcast/building-fintech-company-after-military-service For more MILMO, follow at: https://MILMO.co ItsMILMO on YouTube @itsmilmo on X @itsmilmo Instagram @itsmilmo LinkedIn @itsmilmo Facebook