McIntire Retirement Services Game Plan For Retirement

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100

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Aug 2026

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Find more information about Chris McIntire & McIntire Retirement Services, request your Game Plan For Retirement, or download the resources mentioned in this week's episode by visiting http://mcintireretirementservices.com/helpful-resources/.

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60 recent

August 29, 2026Episode 82930 min

401(k) and Social Security: How to Coordinate Your Retirement Income Plan

Are your 401(k) withdrawals silently increasing the taxes on your Social Security benefits? Many retirees view Social Security and tax-deferred accounts (like 401(k)s, 403(b)s, and IRAs) as completely separate systems, but decisions made in one directly impact the other. In this episode of Game Plan for Retirement , Chris McIntire, President and Founder of McIntire Retirement Services, joins the program to discuss how to coordinate your retirement income streams effectively. In this video, you'll discover: Earnings & Credits: Why making tax-deductible 401(k) contributions won't reduce your future Social Security earnings baseline. The Business Owner Trap: How business deductions differ from 401(k) contributions and can lower your future Social Security payout. The Retirement Tax Domino Effect: How drawing taxable income from a 401(k) or traditional IRA can trigger taxation on up to 85% of your Social Security benefits and spike your Medicare premiums (IRMAA penalties). Strategic Solutions: How late-year Roth conversions and smart withdrawal sequencing help you gain control over tax brackets, protect survivor benefits, and build long-term tax-free wealth. To get in contact call: 419-332-0532

August 22, 2026Episode 82230 min

Structuring for Retirement Success with Chris McIntire 🏛️🔑

A successful retirement doesn't happen by accident—it takes a solid structure. 🏗️ Whether you're nearing retirement or already enjoying your golden years, host Chris McIntire breaks down the essential strategies needed to build, protect, and optimize your financial foundation. 🛡️ From organizing income streams and tax-efficient strategies to risk management and estate planning, we share actionable insights so you can retire with confidence and complete peace of mind. 📈🏖️ 📲 Hit subscribe to start structuring your path to lifelong financial independence today! 🎯📊

August 15, 2026Episode 81530 min

Mastering Your Fixed Income Portfolio: Secure Your Retirement 🛡️✨

When it comes to retirement planning, market growth is only half the battle—protecting what you've built and generating predictable income is what carries you across the finish line. 🏖️ Join host Chris McIntire as he breaks down how to construct, balance, and optimize your fixed income portfolio . 📈 Whether you're navigating changing interest rates, mitigating market volatility, or seeking reliable cash flow for your golden years, this episode delivers practical, actionable strategies to keep your retirement securely on track. 📊🛡️ 📲 Hit subscribe today and take full control of your retirement income strategy! 🎯✨

August 9, 2026Episode 80830 min

🎙️ Game Plan for Retirement | Navigating Your 401(k): Maximize Benefits & Avoid Blind Spots

Is your 401(k) doing all it can for your future, or are you sitting on financial cruise control? 🚗💨 In this episode of Game Plan for Retirement , host Peter talks with Chris McIntyre , President and Founder of McIntyre Retirement Services, to unpack the ins and outs of 401(k)s, 403(b)s, and TSPs. While these tax-deferred savings accounts are among the most powerful tools for building wealth while working, they aren't always the best fit once you reach retirement! 🛑 In this episode, we discuss: 💵 Maximizing Contribution Limits: Why taking advantage of updated contribution limits and company matches is non-negotiable. 🔄 Traditional vs. Roth Contributions: What high earners need to know about catch-up contribution rules and building tax-free retirement income. 🎯 The Catch with Target-Date Funds: Why "set-it-and-forget-it" investment strategies might expose you to unwanted market risk as you near retirement. 🚪 Taking Control with IRAs: How in-service rollovers and post-retirement transfers unlock greater investment choice, tax control, and flexibility. 🏛️ Smart Tax & RMD Strategies: How to utilize Qualified Charitable Distributions (QCDs) from IRAs to satisfy required minimum distributions tax-free.

August 1, 2026Episode 80130 min

Understanding Annuities

Annuities are one of the most talked about — and most misunderstood — tools in retirement planning. In this episode, Chris McIntire breaks down what annuities actually are, how they work, and the different types you may come across as you build your retirement strategy. Whether you're evaluating guaranteed income options or just trying to separate fact from fiction, this conversation is designed to help you understand the basics so you can ask better questions and make more informed decisions. 📌 Topics covered in this episode: What an annuity is and how it fits into a retirement plan The different types of annuities and how they differ Common misconceptions about annuities Questions to consider before adding an annuity to your plan This video is for educational purposes only and is not a solicitation or offer to sell any financial product. Please consult with a licensed financial professional before making any decisions about your retirement plan. For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/. More content like this is always available on our Youtube channel.

July 24, 202630 min

Stress Test Your Retirement

Just like engineers stress test bridges and buildings to withstand storms, and doctors run stress tests to check heart health, your retirement plan can be stress tested too. In this episode, Chris McIntire, President and Founder of McIntire Retirement Services, walks through what it means to pressure-test a retirement plan against real-world conditions. Topics covered in this episode include: Why stress testing a portfolio matters, using analogies from engineering, health, and even navigating unfamiliar waters How market corrections, rising interest rates, and past downturns (2022, COVID-19, the 2008 housing crisis) have tested portfolios historically The impact of inflation on retirees versus those still working Longevity risk — planning for the possibility of a longer-than-expected retirement, and the difference between running out of money and running out of income Long-term care and nursing home costs, and how they can factor into a plan What can happen to Social Security, pensions, and household income when a spouse passes away, and why timing of these decisions matters Tax planning considerations and the question of whether future tax rates may change How planning software and scenario modeling can help illustrate the potential effects of market declines, longevity, or other events on a portfolio If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

July 18, 2026Episode 71430 min

The Great Wealth Transfer

In this episode, Chris McIntire looks at the Great Wealth Transfer — the trillions of dollars expected to pass from Baby Boomers to younger generations in the coming years. He covers what this shift could mean for retirement and estate planning, including common tax and estate pitfalls families run into, and why early conversations between generations matter. The episode is aimed at both those planning to pass on wealth and those who may inherit it. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

July 11, 2026Episode 70830 min

8 Moments To Move Your Money

Preparing for retirement isn't just about saving—it's about knowing when to make important financial shifts. In 8 Moments to Move Your Money, we explore the key points in life when it may make sense to revisit your retirement plan, adjust investments, or rethink where your money is going. These moments—like switching jobs, reaching certain ages, or facing unexpected life changes—can have long-term effects on your financial future. This video walks through each of these moments in depth, offering insight into how they might shape your retirement path and what to consider when they come up. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com

July 4, 2026Episode 70430 min

Financial Independence

In this episode, we take a closer look at what financial independence really means—beyond catchphrases and surface-level advice. It's not about chasing a perfect number or following a rigid formula, but about understanding how money fits into the broader picture of your life, choices, and values. We talk about how the meaning of independence can shift over time, how it's influenced by personal and cultural expectations, and why it's often less about a finish line and more about an evolving relationship with security, freedom, and responsibility. This episode is less about giving answers and more about raising questions—encouraging a thoughtful conversation around what it means to live on your own terms. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.

June 27, 2026Episode 62730 min

Annuity Misconceptions & Mistakes

Many people have heard strong opinions about annuities, but not all of them are accurate. In this video, we discuss some of the most common misconceptions and mistakes people encounter when evaluating annuities, including how they work, potential benefits, limitations, fees, liquidity considerations, and the role they may play in a broader retirement strategy. Understanding these topics can help you ask informed questions and make more confident financial decisions based on your own goals and circumstances. This video is intended for educational purposes only and should not be considered financial, legal, tax, or investment advice. Every individual's situation is unique, and whether an annuity is appropriate depends on personal objectives, risk tolerance, financial circumstances, and other factors. Be sure to consult with qualified professionals before making any financial decisions. If you found this video helpful, consider liking, subscribing, and sharing it with someone who may benefit from learning more about retirement planning and financial education. If you'd like to speak with Chris to build a personalized retirement plan that addresses your unique goals, please give him a call at (800) 868-1194 or visit www.McIntireRetirementServices.com