Mastering Your Financial Life

Hosted by Judy Heft

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Dec 2024

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About the show

In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is Founder & CEO of Judith Heft & Associates, Financial and Lifestyle Concierge. On September 16, 2024, Wealthspire Advisors LLC acquired Judith Heft & Associates ("JHA"), a financial and lifestyle concierge firm. Following the acquisition, JHA became a subsidiary of Wealthspire, but JHA remains operationally independent.

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60 recent

December 3, 202432 min

Helping Lawyers Manage Stress with Lawyer Success Coach Kelli Proia

Mastering Your Financial Life — Episode 97 In this episode of Mastering Your Financial Life, Judy Heft interviews Kelli Proia, a Lawyer Success Coach helping stressed-out lawyers transform their law practices while rediscovering their lives. She has worn many hats throughout her 30+ years in the legal profession, including legal assistant, law student, patent associate, in-house intellectual property counsel, solo attorney, and coach. Kelli also teaches 21st Century Lawyer to the next generation of attorneys as an Adjunct Professor at Suffolk University Law School in Boston, MA. You can learn more at https://www.lawducate.com. Tune in to the episode to hear about: * The challenges faced by lawyers in achieving work-life balance and managing their law practices effectively * Kelli’s journey from being a lawyer to starting her coaching business, Lawducate, which focuses on teaching lawyers how to run their law practices efficiently * The importance of coaching, mindset, and personal strategies in overcoming the stress and business challenges within the legal profession * The evolving landscape of law, especially with the introduction and impact of AI and technology on legal practices Learn more about Kelli Proia: * Connect with Kelli on LinkedIn: https://www.linkedin.com/in/kelliproia * Visit Lawducate’s website: https://www.lawducate.com *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

November 19, 202428 min

Estate Planning Tips & Essentials with Attorney Alessandra Messineo Long

Mastering Your Financial Life — Episode 96 In this episode of Mastering Your Financial Life, Judy Heft interviews Alessandra Messineo Long, founder and principal of The Law Offices of Alessandra Messineo Long, representing corporations, nonprofit organizations, small businesses, entrepreneurs, consultants, and individuals. Alessandra also works in wills, trust and estates, corporate contracts, corporate formation, general business law, and sexual abuse matters. Tune in to the episode to hear about: * The importance of estate planning regardless of the size of one's assets * The differences between revocable and irrevocable trusts * The need for young adults to have essential legal documents like a durable power of attorney and healthcare proxy to ensure their parents can make decisions on their behalf if necessary * The upcoming federal estate tax exemption changes and the importance of consulting with legal professionals to protect assets and plan effectively Learn more about Alessandra Messineo Long: * Connect with Alessandra on LinkedIn: https://www.linkedin.com/in/alessandramessineolong * Visit Law Offices of Alessandra M. Messineo Long, LLC’s website: https://amlonglaw.com *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

November 12, 202427 min

Mastering Financial Planning & Community Impact with Michael LaMena

Mastering Your Financial Life — Episode 95 In this episode of Mastering Your Financial Life, Judy Heft interviews Mike LaMena, Chief Executive Officer of Wealthspire Advisors, a New York City-based, independent registered investment advisory firm with more than 300 associates serving clients from 20+ offices across the country. Tune in to the episode to hear about: * The transformation of the financial advisory industry over the past decades * The importance of talent, culture, and Wealthspire Advisors’ diverse service offerings * Wealthspire Advisors’ commitment to adding value through diverse capabilities like trust and estate planning, investment capabilities, and financial and lifestyle concierge services * Wealthspire's engagement in community impact and diversity initiatives Learn more about and connect with Mike LaMena: * Connect with Mike LaMena on LinkedIn: https://www.linkedin.com/in/michael-lamena * Visit Wealthspire Advisors’ website: https://www.wealthspire.com On September 16, 2024, Wealthspire Advisors LLC acquired Judith Heft & Associates ("JHA"), a financial and lifestyle concierge firm. Following the acquisition, JHA became a subsidiary of Wealthspire, but JHA remains operationally independent. *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

November 5, 202427 min

Insights from the Guardian of Real Estate Rights, Howard Koh

Mastering Your Financial Life — Episode 94 In this episode of Mastering Your Financial Life, Judy Heft interviews Howard Koh, Partner at Meister Seelig & Fein PLLC. Howard is a dynamic and creative real estate litigator who protects the rights of business owners. Tune in to the episode to hear about: * Understanding New York City Landlord-Tenant Disputes — what happens in a typical New York City commercial landlord-tenant dispute about rent? * The dramatic effect the COVID-19 pandemic had on landlord-tenant relations, in both residential and business * Real Estate Challenges and Solutions — what happens when you can’t pay the rent * Mezzanine Debt — defining it and real-life examples * Howard’s view of the future of commercial real estate and office spaces and the potential of turning them into residential spaces Learn more about Howard Koh: * Connect with Howard on LinkedIn: https://www.linkedin.com/in/howardkoh * Follow Meister Seelig & Fein PLLC on LinkedIn: https://www.linkedin.com/company/meister-seelig-fein-pllc * Visit Meister Seelig & Fein PLLC‘s website: https://meisterseelig.com * Email: hsk@msf-law.com * Call: (212) 655-3587 *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

October 29, 202420 min

Mastering Financial Controls & Growth Strategies with Dave Grumer

Mastering Your Financial Life — Episode 93 In this episode of Mastering Your Financial Life, Judy Heft interviews Dave Grumer, Fractional CFO and business consultant. With 40 years of experience in public accounting, Dave has served as an audit partner for a national firm, specializing in financial services. Now, as a fractional CFO, he helps small to mid-sized businesses manage their financial strategies and plan for long-term success. Tune in to the episode to hear about: * What a fractional CFO is and when businesses should hire one * The importance of financial controls and planning for business stability * How to evaluate large purchases and manage cash flow * Insights on borrowing, leveraging, and managing debt effectively Learn more about Dave Grumer: * Connect with Dave on LinkedIn: https://www.linkedin.com/in/david-grumer-cpa-cma-5825209 * Email: dave.grumer@gmail.com *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

October 22, 202422 min

Navigating Emotional Money Decisions with Anora Gaudiano

Mastering Your Financial Life with Judy Heft — Episode 92 In this episode of Mastering Your Financial Life, Judy Heft interviews Anora Gaudiano, a Financial Advisor at Wealthspire Advisors. Anora specializes in creating tailored financial plans for her clients, helping them navigate retirement, estate planning, and more. She contributes articles to Bloomberg on personal finance and volunteers her time providing pro bono financial advice through the Financial Planning Association. Tune in to the episode to hear about: * The emotional relationship people have with money and how it affects financial decisions. * Creating spending plans and why budgeting doesn’t have to be a daunting process. * Prioritizing retirement savings over other financial goals like education. * Managing debt and credit cards responsibly to avoid financial pitfalls. * Practical advice on balancing financial security with spending for enjoyment. Learn more about Anora Gaudiano: * Connect with Anora on LinkedIn: https://www.linkedin.com/in/anoragaudiano * Email: anora.gaudiano@wealthspire.com * Read Anora’s bio on Wealthspire’s website: https://www.wealthspire.com/our-team/anora-gaudiano-cfp *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

October 1, 202421 min

Estate & Succession Planning On & Off the Farm with Cari Rincker

Mastering Your Financial Life — Episode 91 In this episode of Mastering Your Financial Life, Judy Heft interviews Cari Rincker, the Principal at Rincker Law, PLLC, a nationally recognized law firm focusing on Food, Farm, and Family. Cari is a mediator and a licensed attorney in New York, New Jersey, Connecticut, Illinois, Texas, and Kentucky. Cari is the mother of two toddlers and a children’s book author. She also hosts her own podcast, The Billable Mom. Tune in to the episode to hear about: * Estate and Succession Planning: Cari discusses the critical importance of having a strategic plan for estate and succession, particularly for family-owned farms and businesses. * Advantages of Using Trusts: Learn about the benefits of incorporating trusts into estate plans, including avoiding probate and maintaining privacy. * Importance of Will Preparation: Insights on the necessity of having a will and the ideal times to review and update your estate plan. * Medicaid Planning and Trusts: Cari explains the strategic use of irrevocable trusts for Medicaid planning to protect assets when anticipating long-term care needs. * Succession Tips for Multi-Generational Businesses: Essential advice on preparing operational manuals and other tools to ensure a smooth generational transition in family businesses. Learn more about Cari Rincker: * Connect with Cari on LinkedIn: https://www.linkedin.com/in/caririncker/ * Follow The Billable Mom on LinkedIn: https://www.linkedin.com/company/thebillablemom * Follow Rincker Law PLLC: https://www.linkedin.com/company/rincker-law-pllc * Subscribe to Cari’s YouTube channel: http://www.youtube.com/@CariRincker * Subscribe to The Billable Mom’s YouTube channel: https://www.youtube.com/@TheBillableMom-uv2vp * Visit Rincker Law’s website: https://rinckerlaw.com * Visit The Billable Mom’s website: https://thebillablemom.com * Follow Cari on Facebook: https://www.facebook.com/caribrincker * Follow The Billable Mom on Facebook: https://www.facebook.com/thebillablemom * Follow Rincker Law on Facebook: https://www.facebook.com/RinckerLaw * Follow The Billable Mom on X: https://x.com/@TheBillableMom * Follow Cari on X: https://x.com/@CariRincker * Follow Rincker Law on X: https://x.com/@RinckerLaw * Follow The Billable Mom on Instagram: https://www.instagram.com/theBillableMom * Follow Rincker Law on Instagram: https://www.instagram.com/rinckerlaw *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

September 24, 202427 min

Navigating Career Transitions with Maureen Weisner

Mastering Your Financial Life — Episode 90 In this episode of Mastering Your Financial Life, Judy Heft interviews Maureen Weisner, co-founder and Managing Partner of career-consulting firm KICKSTART Your Transition. She specializes in working with individuals in or approaching transition, typically involving career change, divorce, education, business sale, workplace re-entry and other work/life events. Maureen is a certified professional coach, seminar leader, speaker, and author and has been recognized as a Top 10 Executive Coach by Women’s Business Boston. Her extensive business knowledge integrates a broad depth of experience drawn from corporate sales, training, education and small business ownership, which she brings to her client base. Tune in to the episode to hear about: * Career Transition Strategies: Maureen discusses the comprehensive approach required to guide clients through career changes, emphasizing the importance of alignment between personal skills and professional goals. * Challenges of Re-entering the Workforce: Insightful exploration of the unique challenges faced by those re-entering the workforce, particularly after significant life changes like divorce or child-rearing. * Effective Job Search Techniques: Maureen shares essential tips on how to optimize a job search, including leveraging LinkedIn for networking and the importance of cultural fit within potential employment opportunities. * Educational Choices and Career Development: Advice on navigating further education and training to align with career aspirations, especially for younger or mid-career professionals contemplating graduate school or a complete career pivot. * Navigating Corporate Culture: A deep dive into understanding and integrating into corporate cultures, crucial for both job retention and satisfaction in new roles. Learn more about Maureen Weisner: * Connect with Maureen on LinkedIn: http://linkedin.com/in/maureenweisner * Follow KICKSTART Your Transition on LinkedIn: https://www.linkedin.com/company/kick-start-your-transition * Visit KICKSTART Your Transition’s website: http://www.kickstartyourtransition.com *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

September 17, 202429 min

Optimizing Business Sales and Acquisitions with Anja Bernier

Mastering Your Financial Life — Episode 89 In this episode of Mastering Your Financial Life, Judy Heft interviews Anja Bernier, Managing Director of Efficient Evolutions™ LLC, a company specializing in business sales and acquisitions. Anja is an experienced company sale and company acquisition advisor to small and medium-sized businesses, individual investors and private equity firms. She is also a Certified Business Appraiser and Certified Valuation Analyst. Tune in to the episode to hear about: * The importance of planning ahead for business sales, starting ideally 3-5 years in advance. * Key strategies to increase the value of your business, including customer diversification and financial transparency. * The role of profit margins and reducing discretionary expenses in optimizing business value. * How to effectively prepare your business and key employees for a smooth transition during the sale process. Learn more about Anja Bernier: * Connect with Anja on LinkedIn: https://www.linkedin.com/in/anjabernier * Visit Efficient Evolutions’s Website: http://www.efficientevolutions.com *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com * Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

August 6, 202433 min

Empowering Millennials and Gen X families with Financial Education with Shari Rash

Mastering Your Financial Life — Episode 88 In this episode of Mastering Your Financial Life, Judy Heft interviews Shari Rash, Founder of GWA Wealth, a virtual financial advisory firm that helps women and millennial families address financial challenges and questions in a fun, comfortable, no-nonsense way. Shari, who also hosts her own podcast called Money Chic, specializes in empowering millennials and Gen X families with financial knowledge. She focuses on simplifying financial strategies to help her clients balance living for today while planning for tomorrow. Tune in to the episode to hear about: * The Pitfalls of Traditional Budgeting: Shari discusses why conventional budgeting often fails and suggests alternative strategies for managing finances that accommodate real-life expenses and unexpected costs. * Creating a Spending Strategy: Learn how Shari guides her clients in developing a personalized spending strategy that includes saving for "wishes" like vacations and home renovations, which plays a crucial role in growing net worth. * Understanding Money Personalities: Shari explores the concept of money personalities and how understanding yours can drastically improve your financial decisions and relationships. * Teaching Kids About Money: Insights on how parents can effectively communicate about finances with their children to foster responsible money habits from a young age. * The Challenges of 'Adulting' Financially: Shari and Judy discuss the pressures and uncertainties millennials face as they navigate financial responsibilities without adequate guidance. Learn more about Shari Rash: * Connect with Shari on LinkedIn: https://www.linkedin.com/in/shari-rash * Visit GWA Wealth’s website: https://www.gwawealth.com * Follow GWA Wealth on LinkedIn: https://www.linkedin.com/company/greenway-wealth-advisory * Subscribe to Shari’s YouTube Channel: https://www.youtube.com/@MoneyChicshari * Follow Shari on Facebook: https://www.facebook.com/moneychicshari * Follow Shari on X: https://x.com/moneychicshari * Follow Shari on Instagram: https://www.instagram.com/moneychicshari * Check out Shari’s podcast, “Money CHIC”: https://www.gwawealth.com/podcast *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft * Visit Judith Heft & Associates' Website: http://www.judithheft.com Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ