Mastering Money For Moms

Hosted by Jennifer Barner

Business InvestingInterviews guests

Website RSS feed

Episodes

Latest episode

Aug 2024

Language

About the show

Here on Mastering Money For Moms, we discuss generating wealth, financial freedom, and raising a family. We aim to educate and inspire Mothers to take an active role in their families financial quality. Do you need to be a Mother to listen? No! This podcast is great for Husbands, working professionals and all those looking for advice or resources on investing, personal finance, and raising a family!

Listen to episodes

60 recent

August 31, 202434 min

Mortgage Professionals, Erin Wood & Lisa Nesper | Ep. 72

Today I spoke with two amazing guests Erin Wood and Lisa Nesper. Erin has been in the mortgage industry in one capacity or another since 2001. Her career began as a receptionist and she has worked her way up and through different operations, credit, sales, and support positions. In her current role, she is responsible for a variety of things including training/coaching, presentations to borrowers and industry professionals, marketing, operation, and sales support, amongst many other things. Erin Wood’s personal quote/motto: ‘Life is best lived, working alongside others, towards positive results.’ She is also a licensed Loan Officer in California, although not actively originating. She has completed FNMA Underwriting courses and continually increases her knowledge of finance and real estate. Lisa has been a Mortgage Loan Officer/Branch Manager for 38 years. She has helped hundreds of families and individuals to purchase a home and achieve their dreams. Her business is based on referrals, so ensuring her clients are happy with their mortgage experience is a top priority! As a licensed Senior Mortgage Loan Originator and Branch Manager, my mission is a simple one: She starts each day determined to be a full-time, full-service professional dedicated to supporting her clients and referral sources. She's eager to help you reach your dreams of purchasing a home. She loves working with people and helping them reach their goals and takes pride in her ability to deliver the very best customer service. To her, providing great service means going beyond the basics. She brings value-added knowledge, education, and experience that ensure her customers the best outcome at the closing table. She's here to help and just a phone call away. We discussed the following topics: The mortgage industry offers opportunities for women to succeed and be rewarded for their hard work. Interest rates have historically been higher than they are now, and they are expected to drop in the future. Assumable loans are rare, but real estate agents may mention them in property listings to attract buyers. The All-in-One Loan is a unique product that combines home financing with personal banking, allowing for interest cost savings and increased flexibility. Credit management is crucial for financial success, including keeping credit card balances low and paying bills on time. CMG offers a variety of loan programs, including options for investors and self-employed borrowers. To connect with Erin: Phone: 858-529-2326 Email: ewood@cmgfi.com Website: www.allinoneloan.com To connect with Lisa: Phone: 949-303-6623 Email: lnesper@cmgfi.com Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

August 24, 202440 min

Power Hour, Megan J. Huber | Ep. 71

Today I spoke with Megan J. Huber, a high-growth Client Success and Retention Strategist, Megan Huber partners with established, high growth online coaching and education-based business owners and their teams to increase client results, retention, and revenue leading to greater profitability, scalability, and sustainability. Megan combines her 19 years of experience across public education, athletic coaching, curriculum development, client success management, group coaching, and entrepreneurship in a way to support leaders and teams to provide a superior client experience so that customers never want to leave. We discussed the following topics: Many businesses fail due to a lack of delegation and inconsistent sales and marketing efforts. The Power Hour is a daily routine focusing on attracting leads, nurturing relationships, and making offers. Building a successful business requires consistent effort and a willingness to adapt and learn new skills. Addressing inflammation in the body is crucial for overall health and happiness. Network marketing can provide an opportunity to build a business and work on personal growth. To connect with Megan: Facebook Profile: https://www.facebook.com/megan.j.huber/ Instagram: https://www.instagram.com/meganjhuber/ LinkedIn: https://www.linkedin.com/in/megan-huber-88001418/ Built To Last Podcast: www.meganjohnsonhuber.com/podcast Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

August 12, 202440 min

Hearts for Moms, Angela Ball | Ep. 70

Today I spoke with Angela Ball originally from Colombia, South America, Angela Ball embarked on a journey to the United States at the age of 15, during her high school years. Settling in North Palm Beach, Florida, she found a supportive community through family friends and eventually met her husband, Ray, with whom she has shared 29 wonderful years. Together, they are proud parents to Ashton, a 20-year-old basketball enthusiast who is venturing into entrepreneurship with his business, Ready Set Dump iT. For over a decade, Angela has dedicated herself to supporting single mothers in various capacities. Nearly seven years ago, she took her commitment to the next level by founding "Hearts for Moms" in West Palm Beach, Florida, where she currently serves as the CEO. The mission of Hearts for Moms is to provide resources to enrich the lives of single moms and their children. Angela's vision is to inspire hope, foster personal growth, and liberate these women from reliance on government assistance, enabling them to pursue their dreams and embrace the abundant life that awaits them. We discussed the following topics: Hearts for Moms provides comprehensive wraparound services to support single moms and their children, including housing, education, childcare, transportation, and mental health counseling. Financial coaching and budgeting skills are crucial for single moms to become self-sufficient and bridge the income gap. Affordable housing is a major challenge for single moms, and the lack of it can lead to homelessness and the separation of families. The Believe in Me campaign aims to provide financial resources and support to help single moms achieve their dreams and become independent. Community support and volunteerism are essential in helping single moms and their families thrive. To connect with Angela: Website: https://www.heartsformoms.org/ Email: angela@heartsformoms.org Main: 561-601-6555 Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

August 1, 202436 min

Building a Strong Team, Hillarie Wright | Ep. 69

Today I spoke with Hillarie Wright the owner and founder of Creative Capital Lenders. This company is a division of the parent company, The Apprentice Network, that has been owned and operated by Hillarie since its creation in 2007. Hillarie has worked in almost all facets of real estate, starting in 1999, in areas including single-family and multi-family rehabs & construction, portfolio acquisitions, finance, and sales. Hillarie has a passion for rehabbing residential properties and is often known for saying, “How can we help you make more money?” She loves to educate, train, and coach - focusing on helping others and building lasting relationships. In addition to real estate, Hillarie is a mom of 2 kids, has a husband who runs a landscaping business, loves to cook, and is a proud momma to a golden doodle. We discussed the following topics: Find mentors and surround yourself with experts in different areas of real estate. Thoroughly analyze potential investments and understand local ordinances before diving in. Build a strong team of professionals, including a real estate attorney, CPA, and property manager. Have multiple exit strategies in place to adapt to market changes. To connect with Hillarie: Email: Loans@CreativeCapitalLenders.com Website: www.CreativeCapitalLenders.com Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

July 26, 202424 min

House Hacking, Amanda Waitsman | Ep. 68

Today I spoke with Amanda Waitsman, she is a professional with a background in construction, real estate, and mortgage industries, she embarked on my steel building career in 2012, driven by a commitment to continuous knowledge, growth, and excellence. Bringing a wealth of experience to each project, she prioritizes transparency and collaborative solutions. Currently leading with integrity, strategic vision, and relationship-building at Semper Fi Steel. Open to networking in construction, real estate, mortgage, and steel industries. We discussed the following topics: Getting educated in real estate is crucial to protect yourself and make informed decisions. Having a business mindset and treating your property as an investment can lead to success. Hospitality and providing a positive guest experience are important aspects of hosting on Airbnb. Research the area, laws, and average rental rates before getting into the Airbnb space. Financial freedom can be achieved through real estate investing. To connect with Amanda: Website: www.semperfisteel.com Facebook: https://www.facebook.com/semperfisteelbuilt Instagram: https://www.instagram.com/semperfisteel/ LinkedIn of her company: https://www.linkedin.com/company/semper-fi-steel-built/ Personal LinkedIn: https://www.linkedin.com/in/amanda-waitsman/ Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

July 17, 202428 min

Tax Strategy, Alexis Sidney | Ep. 67

Today I spoke with Alexis Sidney, EA, and with over a decade of experience steering investors toward bigger profits, she have mastered the art of maximizing returns. As an IRS Enrolled Agent, licensed Realtor, certified tax strategist, and Profit First professional, she delivers the tax and money-saving strategies that propel portfolio growth. She excels at reducing investors' tax burdens by thousands of dollars. She founded The Twelve Firm to streamline tax compliance and help investors achieve peak profitability. She bridges a critical gap, equipping real estate entrepreneurs with essential tools for success. We discussed the following topics: Real estate investors can save on taxes by utilizing strategies such as qualifying for real estate professional status and taking advantage of depreciation. Having a tax strategist on your financial team is crucial for optimizing your tax situation and ensuring you're taking advantage of all available tax benefits. Regular conversations with a tax strategist, at least on a quarterly basis, can help you stay on track with your tax strategy and make any necessary adjustments. It's important to work with professionals who are knowledgeable and experienced in real estate tax strategies to ensure you're maximizing your tax savings. Even limited partners in syndications can benefit from working with a tax strategist to navigate their tax situation and explore potential tax-saving strategies. To connect with Alexis: Office: 678-379-2550 Website: www.thetwelvefirm.com Email: info@thetwelvefirm.com Instagram: a.sidney_theaccountant Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

July 5, 202430 min

Non-traditional Investments, Brett Synicky | Ep. 66

Today allow me to present Brett, a Solo 401k Consultant here at Sense Financial. With a professional journey spanning over 18 years in real estate investing, Brett is also a licensed California Real Estate Agent and his passion lies in empowering people to attain financial independence, affording them the possibility of an early retirement. Please join me in welcoming Brett, an advocate for financial success. We discussed the following topics: Using a qualified custodian, such as Sense Financial, allows individuals to invest their IRA and 401k funds in alternative assets like real estate. Self-directed IRAs and solo 401ks offer similar investment options, but solo 401ks have higher contribution limits and the ability to borrow from the account. Checkbook control provides convenience and flexibility in managing investments, allowing for easier transactions and payments. Prohibited transactions, such as investing with disqualified parties, should be avoided to comply with IRS regulations. Sense Financial offers educational consultations to help individuals determine if self-directed IRAs or solo 401ks are suitable for their investment goals. To connect with Brett: website: sensefinancial.com Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

June 28, 202424 min

Framework, Tayisha Beard | Ep. 65

Today I spoke with Tayisha Beard she is originally from New Orleans, LA, and currently resides in Gonzales, Louisiana with her husband and two children. She earned her bachelor's degree from Louisiana Tech University, is currently pursuing her MBA at Southern University, and is a member of The International Business Honor Society (Beta Gamma Sigma). She's also a member of the Junior League of Baton Rouge and a member of the NAACP Gonzales chapter. She aims to be a model of ambition and drive so that her children, as well as other women and minorities in her community, will know they do not have to choose between success in business and a loving environment at home. We discussed the following topics: Having the drive to do more and make an impact is essential for success. Overcoming fear and taking the first step is crucial in achieving goals. Having a supportive circle of like-minded individuals is important for growth. Faith and belief in abundance are key to breaking free from mental shackles. Creating a legacy for future generations is a powerful motivator. To connect with Tayisha: email: tayisha@hotmail.com IG: asset_multipliher Heart for Moms provides the tools and support single moms need to build a secure future. https://www.heartsformoms.org/ Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

June 13, 202432 min

Forecasting, Diana Miret | Ep. 64

Today I spoke with Diana Miret, a fractional CFO, who shares valuable insights on mastering money for business owners, especially women. She emphasizes the importance of financial organization, separate bank accounts, and budgeting. Additionally, she discusses the significance of forecasting, burn rate, and the ideal time to hire a CFO. Diana's expertise is best suited for businesses with a revenue of half a million dollars or more. We discussed the following topics: Financial organization and separate bank accounts are crucial for business stability and growth. Budgeting and forecasting help manage expenses and plan for the future. Understanding the burn rate and having a reserve account is essential for financial security. Hiring a CFO becomes more critical as the business revenue reaches half a million dollars or more. To connect with Diana: Website: dianamiret.com Instagram: dianamiretbusinessprofitcoach Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!

June 3, 202426 min

Worship, Stacy Jo Coffee-Thorne | Ep. 63

Today I spoke with Stacy Jo Coffee-Thorne the founder and President of Freedom Support Solutions, a daily money management and bookkeeping firm. Before forming FSS, she was a certified paralegal for over 20 years, working in several law offices in Ohio and Florida, focusing primarily on guardianship, tax, and estate planning. She has been a Financial Concierge since 2012, managing her clients’ monthly finances, and has been a bookkeeper for over 30 years. She is a QuickBooks Online ProAdvisor and a member of AADMM (Association of Daily Money Managers) and the National Association of Certified Public Bookkeepers. Aside from her other affiliations, Stacy Jo is a certified Life Coach, a certified member of the John Maxwell Team, and a certified Dave Ramsey Master Coach. She is grateful for the opportunities that God has given her and lives by Philippians 4:13 which states, “I can do all things through Christ who gives me strength.” We discussed the following topics: The impact of faith on financial stewardship and financial freedom The importance of perseverance and family support in business endeavors The value of surrounding oneself with like-minded individuals for encouragement and growth The vision for helping Christian women in business achieve financial freedom To connect with Stacy: Website: thefreedompros.com Work number: 561.247.1778 LinkedIn: Stacy Jo Coffee-Thorne Please Like, Subscribe, and Share to promote awareness around finances and building a legacy. It helps us grow our community of financially strong homes. Thank you for listening!