Lykken on Lending by David Lykken | Biz and Tech Podcasts

June 16, 202642 min

AI, Interest Rates, and Industry Transformation: Mortgage Lending at a Turning Point

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

June 11, 202627 min

Weekly AI Update: The Difference Between AI Theater and Real Mortgage Intelligence

Artificial intelligence is everywhere, but not all AI is created equal. In this episode of the Weekly AI Update, David Lykken sits down with Jennifer from Angel AI and Celligents to explore the difference between AI hype and true mortgage intelligence. Their conversation dives into what it really takes to build an AI system capable of performing meaningful work in a highly regulated industry, from decades of engineering and proprietary lending data to the disciplined culture required to create technology that borrowers, loan officers, and lenders can trust. They discuss the emerging definition of Artificial General Intelligence (AGI), why most AI solutions are little more than wrappers around large language models, and how purpose-built AI is transforming mortgage origination, compliance, risk management, and operational efficiency. If you're curious about where AI is truly creating value in financial services—and where the industry is headed next—this is a conversation you won't want to miss.

June 10, 202624 min

Putting Shoes on Kids’ Feet: The Heart Behind High-Performance Mortgage Lending with Molly Dean of LeaderOne Financial

In an industry often defined by rates, guidelines, and transactions, Molly Dean reminds us that mortgage lending is ultimately about people. In this inspiring episode, Molly shares her unlikely journey from studying genetics and selling cars to becoming one of the mortgage industry's rising leaders. Along the way, she reveals the moment that shaped her purpose—helping a real estate agent provide for her family through a successful closing—and how that experience continues to drive her passion today. From building authentic relationships and creating a client-first culture to balancing a thriving business with family life, Molly offers a candid look at what it takes to succeed in modern mortgage lending. Her story is a powerful reminder that every loan impacts far more than a borrower; it creates opportunities, supports families, and strengthens entire communities. Whether you're a mortgage professional, industry newcomer, or business leader, this conversation delivers valuable insights on purpose, leadership, and building a career that truly makes a difference.

June 9, 202641 min

Mortgage Markets at a Crossroads: Strong Jobs, Higher Rate Risks, and Industry Optimism

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

June 3, 202634 min

Your Haters Will Build Your Brand: Why Authenticity Wins in the AI Era with Shanda Sumpter of Heartcore Business

Artificial intelligence is changing the rules of business faster than most professionals can keep up, but according to entrepreneur and branding expert Shanda Sumpter, the real competitive advantage isn't AI—it's authenticity. In this insightful episode, Shanda joins David Lykken to discuss why personal branding has become one of the safest investments in today's economy, how AI should amplify your voice rather than replace it, and why standing firmly for your values can be the key to attracting loyal clients and creating lasting influence. From building audiences and generating inbound leads to leveraging AI twins and embracing faith-driven leadership, this conversation offers a powerful roadmap for professionals who want to remain relevant, visible, and profitable in an increasingly automated world.

June 2, 202652 min

Mortgage Markets, AI Disruption, and FHA Reform: Navigating Uncertainty and Opportunity

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

May 27, 202613 min

Who’s Liable When AI Gets Mortgage Underwriting Wrong? with Arthur Prieston and David Kittle

The mortgage industry is rapidly embracing AI-powered underwriting, automated income analysis, appraisal reviews, and fraud detection tools—but with that innovation comes a critical question: who’s responsible when the technology gets it wrong? In this episode, David Lykken sits down with industry veterans David Kittle and Arthur Prieston to unpack the growing wave of repurchase demands tied to vendor-driven AI decisions and third-party data integrity issues. The conversation explores how liability is shifting from traditional underwriting errors to technology and vendor oversight, why lenders must rethink how they evaluate AI partners, and how repurchase insurance and vendor certification are becoming essential safeguards in today’s evolving risk environment. If your organization is implementing AI anywhere in the loan manufacturing process, this discussion offers timely insight into the legal, operational, and financial implications every mortgage lender should understand.

May 26, 202612 min

The Mortgage Industry’s AI Inflection Point

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

May 22, 202633 min

The Imperfect CEO: Why Vulnerability Builds Stronger Organizations with Jim Brown of OrgHealth

What if the best leaders aren’t the ones pretending to have all the answers? In this powerful conversation, leadership consultant and author Jim Brown joins David Lykken to unpack the core message behind his new book, The Imperfect CEO. Together, they explore why authentic leadership, vulnerability, and trust are becoming essential leadership competencies in today’s workplace culture. Drawing on real-world executive coaching experiences, organizational health principles, and practical leadership frameworks, Jim explains how CEOs and emerging leaders can move beyond heroic leadership models to build organizations where employees feel valued, engaged, and empowered. This episode is packed with actionable insights for executives, managers, and anyone committed to creating healthier, high-performing teams. 

May 21, 202619 min

Weekly AI Update: The $5 Refi That Cost a Veteran $37,000 with Pavan Agarwal

The mortgage industry is entering a new era of scrutiny around VA refinance lending, and this Weekly AI Update exposes a troubling issue hiding in plain sight. David Lykken sits down with AI expert Pavan Agarwal to unpack how some VA refinance loans are technically meeting guidelines while financially harming veterans by stripping away tens of thousands of dollars in home equity for minimal monthly savings. In one shocking example, a veteran lost $37,000 in equity to save just $5 per month. The conversation dives into the ethical responsibility lenders carry, the limitations of legacy underwriting systems, and how AI-powered platforms like Angel AI are identifying harmful loan structures before they close. This podcast segment delivers a powerful warning to lenders while spotlighting how artificial intelligence can help protect veterans, reduce liability, and restore integrity to the lending process.

Lykken on Lending

About the show

Listen to episodes

AI, Interest Rates, and Industry Transformation: Mortgage Lending at a Turning Point

Weekly AI Update: The Difference Between AI Theater and Real Mortgage Intelligence

Putting Shoes on Kids’ Feet: The Heart Behind High-Performance Mortgage Lending with Molly Dean of LeaderOne Financial

Mortgage Markets at a Crossroads: Strong Jobs, Higher Rate Risks, and Industry Optimism

Your Haters Will Build Your Brand: Why Authenticity Wins in the AI Era with Shanda Sumpter of Heartcore Business

Mortgage Markets, AI Disruption, and FHA Reform: Navigating Uncertainty and Opportunity

Who’s Liable When AI Gets Mortgage Underwriting Wrong? with Arthur Prieston and David Kittle

The Mortgage Industry’s AI Inflection Point

The Imperfect CEO: Why Vulnerability Builds Stronger Organizations with Jim Brown of OrgHealth

Weekly AI Update: The $5 Refi That Cost a Veteran $37,000 with Pavan Agarwal

Is this your show?

More Business podcasts

Sin88

Toldjya Finance Podcast

WW88

Thabet

SowGrow Marketing Council

Matrix Unboxed