Kickin' with The Rickens: Redefining Retirement

Hosted by Gerry and Heidi Provost Ricken

Business Investing EducationInterviews guests

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Episodes

176

Latest episode

Aug 2026

Language

EN-US

About the show

Want to have FUN while listening to a financial podcast? Meet Ricken Financial’s father-daughter dynamic and hilarious duo Gerry Ricken and Heidi Ricken Provost. After listening to their podcast, you’ll feel like you are part of their family! Gerry, Founder, CEO, and Licensed Insurance Professional has been in the financial industry for decades. He started Ricken Financial in 2008 to better serve the community and help people like his parents, who scrimped and saved their whole lives, retire with less stress. He is joined by his business partner and youngest daughter, Heidi, who serves as President and Investment Advisor Representative at Ricken Financial. Working together since 2011, they inform their clients to achieve the retirement they deserve. Tune into Kickin’ with The Rickens: Redefining Retirement with co-host former MLB announcer Mark Owen’s and join in on the laughs as they cover topical news and trends in retirement. Learn more about the Rickens online and on social: Facebook and Instagram Insurance products are offered through the insurance business Ricken Financial, LLC. Ricken Financial, LLC is also an Investment Advisory practice that offers products and services through Impact Partnership Wealth, LLC (IPW), a Registered Investment Adviser. IPW does not offer insurance products. The insurance products offered by Ricken Financial, LLC are not subject to Investment Advisor requirements. 3276140 - 2/24

Listen to episodes

60 recent

August 18, 202618 min

The Preventative Care Plan Your Retirement Needs

Preventative care isn't just for your health. It's for your finances too. Heidi Ricken Provost and Gerry Ricken discuss retirement readiness, tax planning, Roth contributions, market risk, and why proactive financial decisions today may help create more flexibility later. Along the way, they share stories about hiking, retirement planning, and building healthy financial habits before retirement arrives. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

August 16, 202643 min

The Retirement Risks You’re Probably Overlooking

What if the biggest threat to your retirement isn’t the market, but the risks you haven’t planned for? Heidi Ricken Provost and Gerry Ricken explore the idea of “preventative care” for your wealth, covering tax strategies, market risk, retirement income planning, healthcare costs, estate considerations, and preparing for life’s unexpected twists. They explain why retirement requires more than investment advice and how a comprehensive plan can help address the many financial decisions retirees face. Plus, they discuss contingency planning, Social Security concerns, and the difference between being financially smart and financially wise. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

August 11, 202620 min

When the Mountain Changes the Plan

What do you discover when the mountain disrupts every part of your plan? Heidi Ricken Provost shares her experience attempting the 29029 endurance challenge, from extreme elevation and unexpected heat to nutrition problems, medical intervention, and returning to the course. Alongside Gerry Ricken, she connects the experience with retirement planning, where unexpected conditions can test preparation, discipline, and emotions. It is a personal conversation about adapting without abandoning the larger goal and recognizing that even a strong plan may need room to pivot. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

August 9, 202643 min

The Retirement Planning Gaps Many Families Overlook

What if the biggest threat to your legacy isn’t market risk, but poor planning around taxes, probate, and healthcare? In this episode, hosts Heidi Ricken Provost and Gerry Ricken discuss how retirement planning extends beyond investments to include beneficiary reviews, estate considerations, long-term care planning, and aligning financial decisions with your personal goals and purpose. They explain why a customized retirement strategy can help address the unique needs, wants, and priorities that shape life after work. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

August 4, 202618 min

The Retirement Threat Most People Haven’t Planned For

What happens to your retirement savings if a long-term care event changes everything? Gerry Ricken and Heidi Ricken Provost explore the rising need for long-term care planning, the risks of self-insuring, Medicaid considerations, and newer strategies that can help preserve assets while providing access to care. They discuss why planning ahead matters and how retirement income, healthcare costs, and legacy goals can all be impacted by an unexpected health event. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

August 2, 202642 min

When Retirement Takes an Unexpected Turn

One unexpected event can change your retirement plans overnight. Gerry Ricken and Heidi Ricken Provost discuss the power of pivoting through life's surprises, from health challenges and loss of a spouse to inheritances, business sales, and market volatility. Learn why a flexible retirement strategy, risk management, tax planning, and a comprehensive financial plan can help you adapt when life doesn't go according to schedule. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

July 28, 202619 min

The Surprising Connection Between Everest and Retirement

What do endurance challenges and retirement have in common? Plenty. Gerry Ricken and Heidi Ricken Provost discuss stepping into the unknown, overcoming fear, and embracing major life transitions. Along the way, they explore how retirement changes the way you think about risk, income, investing, and finding purpose beyond your career. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

July 26, 202643 min

The Retirement Mistakes That Start With the Wrong Mindset

What if the biggest retirement risk isn’t your investments—but thinking about retirement the same way you thought about work? Hosts Gerry Ricken and Heidi Ricken Provost explore the major mindset shifts retirees need to make around purpose, income, taxes, emergency funds, and portfolio risk. From Roth conversion timing to required minimum distributions and rethinking cash reserves, they discuss how retirement changes the rules of personal finance. Plus, Gerry shares the story of his 42-year marriage and the life lessons that come from navigating change successfully. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

July 21, 202617 min

Why Medicare Advice From Friends Can Backfire

What if one wrong Medicare move at age 65 could cost you money and limit future savings opportunities? Hosts Gerry Ricken and Heidi Ricken Provost break down common Medicare traps, including when not to enroll, how Medicare can affect an HSA, and why well-meaning advice from friends may not apply to your situation. They also discuss the flood of Medicare marketing and scams that target retirees and explain the importance of making healthcare decisions based on your personal needs rather than generic recommendations. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.

July 19, 202642 min

Don’t Let Your Retirement Tomatoes Rot on the Vine

Are your retirement savings ripe for the picking—or are you letting them sit too long on the vine? Hosts Gerry Ricken and Heidi Ricken Provost use a gardening analogy to explore preserving gains during market highs, managing retirement risk, and understanding how different annuity strategies may fit into a retirement plan. They also share lessons about perseverance, planning for the future, and why retirement investing should look very different from investing during your working years. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com . Click here to learn more about Ricken Financial's upcoming events or call 314-442-6476. Find the Rickens on social media: Facebook | Instagram | YouTube See omnystudio.com/listener for privacy information.