IPA Payments Pod

Hosted by Innovative Payments Association

BusinessInterviews guests

Website RSS feed

Episodes

100

Latest episode

Oct 2026

Language

About the show

Hosted by the IPA, the Innovative Payments Pod is designed to keep you ahead of an ever-changing industry and position you to succeed in tomorrow's prepaid environment. Join us for thought-provoking discussions on the most pressing issues of the day.

Listen to episodes

60 recent

October 27, 202624 min

IPA's Midterms Preview

In this episode, Brian Tate , the IPA's CEO, talks about the possible outcomes in the Midterm elections and what that might mean for the payments industry. He covers what happens if the Democrats win enough seats to control the House of Representatives, the Senate, or both . He also discusses what might happen in the lame duck session, and why the payments industry needs to keep its eyes on the regulators that are part of the executive branch . This podcast was recorded on Octo ber 22 , 2026. Things may have changed by the time you hear it. As B ri an mentioned the IPA will be working to prepare a briefing to help our members prepare for the outcomes of the Midterms as soon as the results are in. If you are not currently a member, you can learn about this and other benefits of membership at our Web site. Make sure to also follow us on LinkedIn and YouTube for more insights into the world of payments, fintech, and financial regulation .

September 22, 202614 min

IPA's Government Update The Clarity Act and the CFPB

In this episode, Brian Tate , the IPA's CEO, talks about the latest developments in payments regulation out of Washington DC. He discuss es the status of the Clarity Act in the wake of its cloture vote, the work to confirm a new head of the Consumer Financial Protection Bureau, and what we might expect out of Congress between the midterms and the end of the year . This podcast was recorded on September 17 , 2026. Things may have changed by the time you hear it. The IPA 's upcoming Webinars offer a chance for members to learn more about how the economy is affected the world of payments . Experts from NERA, National Economic Research Associates, will do a deep dive on how payments choices are driven by income on September 23. In October, experts from the R&P Group will be presenting on how best to build your company's human capital. You can learn more about these events at our Web site, IPA.org .

August 5, 202618 min

IPA's Government Update Podcast August 2026

In this episode of the IPA's Monthly Government Update podcast , Brian Tate , the IPA's CEO, discusses where the regulatory action will happen throughout the rest of 2026 . He talks about the possibilities for payments legislation in Congress , the CFPB's Unified Agenda, and the changing of the guard at the Bureau . This podcast was recorded on Ju ly 30 , 2026. Things may have changed by the time you hear it. T he IPA is holding our Compliance Boot Camp at Discover's Headquarters outside of Chicago on September 10 th . Attendees can learn about topics such as third party compliance, regulation and AI, and what the Roman Senator Cicero can teach today's compliance experts. Continuing education credits are available to attendees. The Boot Camp has been approved for 9.75 CRCM and 2.5 CERP credits through ABA Professional Certifications, plus up to 7 CLE credits in IL, GA, FL, NY, AL, and TX. Agenda Preview Tectonic Shift in Payments - Are Stablecoins Stable? Rules, Rewrites, and Litigation - Open Banking US Journey Earned Wage Access is Front and Center Timeless Rules: What an Ancient Roman Lawyer Can Teach Us About Modern Ethics Me, You, and AI Third Party Relationships and Oversight - No Way Out Bank Charter Expansion: Opportunities and Key Regulatory Considerations Fight For Your Rights! Why Reg. E Will Always Matter View the full agenda to see every session and speaker, then register to save your seat. Space is limited, so don't wait to lock in your spot. ABA Professional Certifications is dedicated to promoting the highest standards of performance and ethics within the financial services industry. The Compliance Boot Camp has been approved for 9.75 CRCM and 2.5 CERP credits. This statement is not an endorsement of this program or its sponsor. Certification holders must report these credits at aba.csod.com.

July 21, 202621 min

IPA's July 2026 Government Update Podcast

In this episode, B rian Tate , the IPA's CEO, about the latest developments in payments regulation out of Washington DC. We discuss OMB director Russel Vought's testimony in front of Congress, what's next for open banking, and Brian gives his current vibe on the midterm elections . This podcast was recorded on Ju ly 17 , 2026. Things may have changed by the time you hear it. If you want to keep up on developments in payments regulation and innovations in the industry, make sure to subscribe to this podcast and share it with colleagues who might be interested. T he IPA is once again running its Summer of Learning Webinar series including one on the Atlanta Fed's payments research and another how Regulation E applies to stable coins. You can learn more about these events at our Web site, IPA.org. If you are responsible for compliance, then join us at our Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10 th . Attendees can earn CLE credits and learn about topics such as third-party compliance, regulation and AI, and what the Roman Senator Cicero can teach today's compliance experts.

July 2, 202625 min

Instant Study Shows the Financial Reality for Restaurant Workers

In th e latest episode of the IPA Payments Pod, Ben Jackson talks with Tal Clark, the CEO of Instant Financial , about its recent survey of restaurant workers and their financial health. The company surveyed all levels of restaurant staff – servers, cooks, and managers – and heard their stories about how they manage their financial lives, and the sacrifices they make to make ends meet . You can download the full study here: 2026 State of the Industry – Restaurants | Instant Financial This podcast was recorded on June 24 , 2026. Things may have changed by the time you hear it. L isteners can learn more about the evolving world of payments and the regulations that govern it at the IPA's IPA Payments Policy Briefing being held at the Bancorp's Offices in Sioux Falls, South Dakota on July 9 . Listeners who are responsible for regulatory compliance can build their skills and earn CLEs at the IPA's Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10 th .

June 5, 202621 min

IPA's May 2026 Government Update

In this episode, Brian Tate, the IPA's CEO, discusses the Federal Reserve's proposal for a new kind of payments account, the executive order about bank customer citizenship, and the new California agency that will headed by former CFPB director Rohit Chopra. This podcast was recorded on May 28 , 2026. Things may have changed by the time you hear it. L isteners can learn more about the world of payments by attending one of our upcoming events, including our IPA Payments Policy Briefing being held at the Bancorp's Offices in Sioux Falls, South Dakota on July 9 and our upcoming Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10 th . If you are interested in closed-loop cards, then join Ben Jackson at the 2026 Education Forum Hosted by the Retail Gift Card Association and Best Buy on June 10 th at Best Buy Headquarters in Richfield, Minnesota . He will be speaking about the role of gift cards in the world of Shopping 3.0 and there will be sessions on the future of the gift card industry with speakers addressing how artificial intelligence will affect the future of shopping, fraud prevention, and the world as a whole .

May 28, 202626 min

Talking Transit With Rebel: Riding with Customers is a Good Idea

I n th is episode , Rory Wilson, a consultant with Rebel , and Annalise Czerny , a payments lead for Rebel , talk about how their company works at the intersection of payments and mobility . They discuss how helping customers pay for getting around, whether by bus, train, or even rental scooters can help issuers build their payments program. They also cover why open-loop payments are an increasing part of fare payments in transit, and how these payments can help with financial inclusion . This podcast was recorded on May 12 , 202 6 . Things may have changed by the time you hear it. The IPA plans to have Rebel back as part of our summer of learning webinar series, so be on the look out for future announcements. In the meantime, if you want to learn more about the world of payments by attending one of our upcoming events, including our IPA Payments Policy Briefing being held at the Bancorp's Offices in Sioux Falls, South Dakota on July 9 and our upcoming Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10 th . If you are interested in closed-loop cards, then join Ben Jackson at the 2026 Education Forum Hosted by the Retail Gift Card Association and Best Buy on June 10 th at Best Buy Headquarters in Richfield, Minnesota . He will be speaking about the role of gift cards in the world of Shopping 3.0 and there will be sessions on the future of the gift card industry with speakers addressing how artificial intelligence will affect the future of shopping, fraud prevention, and the world as a whole.

May 21, 202627 min

Don't Work with Jerks – Understanding the DFPI Order Against Yotta

I n this episode, Brian Tate, the IPA's CEO, discusses the California Department of Financial Protection and Innovation's recent consent order against Yotta Technologies. He covers what led up to the order, how it might herald a new age of regulation for Fintechs, and why it shows that companies shouldn't do business with jerks. This podcast was recorded on May 19 , 2026. Things may have changed by the time you hear it. L isteners can learn more about the world of payments by attending one of our upcoming events : 2026 Education Forum Hosted by the Retail Gift Card Association and Best Buy , June 10 , 2026, at Best Buy Headquarters in Richfield, Minnesota IPA Payments Policy Briefing , July 9, 2026, at Bancorp's Offices in Sioux Falls, South Dakota Compliance Boot Camp , September 10, 2026, at Discover's Headquarters in Riverwoods, Illinois, on September 10

May 14, 202616 min

Innovative Payments Conference Wrap Up

The I PA recently wrapped up its annual conference last week . W hile payments has a bright future, industry players will need to navigate a complex landscape. I n this episode, Brian Tate, the IPA's CEO, talks about the conference and the lessons learned there. H e discuss es what the audience heard from the regulators who spoke, the trends that emerged during the sessions, and what was on attendees ' minds as they networked during informal gatherings at the conference. As Brian mentioned, listeners can learn more about the world of payments by attending one of our upcoming events, including our IPA Payments Policy Briefing being held at the Bancorp's Offices in Sioux Falls, South Dakota on July 9 and our upcoming Compliance Boot Camp being held at Discover's Headquarters outside of Chicago on September 10 th . If you are interested in closed-loop cards, then join Ben Jackson at the 2026 Education Forum Hosted by the Retail Gift Card Association and Best Buy on June 10 th at Best Buy Headquarters in Richfield, Minnesota . He will be speaking about the role of gift cards in the world of Shopping 3.0 and there will be sessions on the future of the gift card industry with speakers addressing how artificial intelligence will affect the future of shopping, fraud prevention, and the world as a whole . This podcast was recorded on May 7, 2026. Things may have changed by the time you hear it.

April 3, 202617 min

The Future of Payments Revealed at the IPC

A myriad of forces reshape the payments industry everyday . Whether it is new technology , new regulations, or new attacks by fraudsters, it can be tough to keep up with the ever-changing landscape. In this episode, we discuss how payments professionals can learn about all of these factors and more at the Innovative Payments Conference, taking place at the Mayflower Hotel in Washington DC, April 29 through May 1. Brian Tate, the IPA's CEO, talks about what's on the agenda for the upcoming conference, including: Russell Vought, head of OMB and acting director of CFPB, talking about the future of the Bureau and Regulation , and David Wasserman, of the cook Political Report, providing a nonpartisan analysis of the upcoming Midterms . We will also have sessions on things like AI, EWA, Fraud, and Open Banking. Additionally, t he IPA has also arranged a special tour of The FBI Experience immediately after the conference for those interested in learning about the history of the Bureau. This podcast was recorded on March 26, 2026. Things may have changed by the time you hear it. Registration is now open at this link: Innovative Payments Conference . Listeners can get $25 off the price of registration when they use the code Podcast. Make sure to capitalize the first letter.