The Business Ownership Show

How to Buy a Boring Service-Based Business Using an SBA 7a Loan

Accounting firms, HVAC companies, commercial cleaning: "boring" service businesses are in high demand, with low overhead, predictable cash flow and room to scale. In this episode Beau explains why they make strong acquisition targets and why the SBA 7(a) loan, with longer repayment terms and lower down payments than traditional banks, is an ideal way to buy one. He walks through the six steps: finding a business, determining its value, negotiating the deal, working on the SBA 7(a) loan, closing the sale, and evaluating the acquisition, including the key personnel meetings after you take over. Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com Check out Avail here: http://info.avail.com/beau

Common Pitfalls In FDD Item 7 During Franchise Due Diligence

Thinking about buying a franchise? Item 7 of the FDD is where a lot of buyers underestimate what it really takes to open the doors and stay afloat. In this Q&A, Beau breaks down the most common Item 7 pitfalls, from underestimating working capital to covering your living expenses during the ramp-up. He explains why accurate projections matter, why you should detail every expense for your SBA loan and plan for unforeseen costs, and why talking to existing franchise owners about their real startup costs is essential before you commit. Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com Check out Avail here: http://info.avail.com/beau

The Benefits of Buying a Business with Real Estate A Smart Investment Strategy

Why does buying a business that comes with its real estate make such a smart long-term investment? Beau breaks down a $3.4 million acquisition, $2.2 million in real estate and $1.2 million in the business, and shows how the real estate piece stretches loan terms and adds flexibility through SBA financing. He covers how to structure the purchase agreement between business and property, why weighting more value toward the real estate gets you better amortization, how SBA 7(a) and 504 loans fit these deals, and why banks love them. He also shares how this strategy helps you build a legacy through business ownership. Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com Check out Avail here: http://info.avail.com/beau

Top Business Ideas for 25K and Part-Time Availability

Can you start a business with $25K saved and only part-time hours outside a 9-to-5? Beau answers a listener question from someone working a manufacturing job and breaks down realistic options, from franchises to smaller ventures like vending machines, dog-sitting, childcare, and waste management. He explains how SBA financing can get you started with as little as $10K down, walks through business models under $100K, and shares how to pick the right fit for your skills, schedule, and local market. Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com Check out Avail here: http://info.avail.com/beau

What Credit Score Do You Need for SBA Franchise Financing

Wondering whether your credit score is good enough to finance a franchise with an SBA loan? Beau breaks down the role your credit score plays in SBA franchise financing, the minimum score requirements, and why a 680 score is the ideal target. He also covers the exceptions that allow approvals with lower scores, how credit utilization impacts your score, and practical tips to optimize your credit before you apply. Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com Check out Avail here: http://info.avail.com/beau

What Really Happens When You Sign a Letter of Intent to Buy a Business

DSCR Loans for Foreign National Borrowers Without U.S. Credit

Can a foreign national investor get a DSCR loan without a U.S. credit history? Beau answers a question from Theo, a real estate broker whose investor clients are often foreign nationals, about whether Debt Service Coverage Ratio loans are possible for buyers who have no U.S. credit. He explains whether DSCR financing is an option for these borrowers and what that means for brokers and agents serving international real estate investors. Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com Check out Avail here: http://info.avail.com/beau

Business Acquisition vs. Franchise Startup Key Considerations

Should you buy an existing business or start a franchise? Beau breaks down the key considerations to help you pick the right path for your entrepreneurial journey. He covers the benefits of established franchises, the financing and support that come with a franchise system, and how to decide between a startup and a franchise. He also walks through financing options, including SBA loans. Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com Check out Avail here: http://info.avail.com/beau

Unlocking Funding Opportunities A Guide to Securing Projection-Based SBA 7a Loans

Buying a startup franchise with $30,000 saved and no extra reserves on a $130,000 project? Beau answers a listener question about what underwriters actually look at on a projection-based SBA 7(a) loan. He covers the SBA's relaxed guidelines for loans under $500,000, how the SBSS credit score and credit history come first, and why projections matter, especially if you keep W-2 income during the startup phase. He also explains how a high-paying job helps as a compensating factor, why low reserves aren't necessarily a deal breaker, and the minimum 10% equity injection you'll need. 👉 Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com 📞 Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com 👉 Check out Avail here: http://info.avail.com/beau

The Truth About Semi-Absentee Franchise Ownership

Can you keep your current job while running a successful franchise? Beau breaks down the franchise models built for part-time, semi-absentee owners and how hiring a general manager makes that possible. He also covers passive and semi-passive options like vending machines, where to find franchise listings and resale inventory, and how a quick business readiness assessment can tell you whether semi-absentee ownership is the right fit. 👉 Not sure which business model fits you? Take the free Business Ownership Assessment: https://businessownershipblueprint.com 📞 Need financing or have questions about buying or owning a business? Book a call: https://bookwithbeau.com 👉 Check out Avail here: http://info.avail.com/beau