Cyberattacks that cause physical damage can fall between policies, broker warns
HUB International Ontario’s Karishma Gabriel says AI is speeding up attacks from hours to minutes, and that standalone AI cyber policies may not be far off
Episodes
293
Latest episode
Oct 2026
Language
EN
Insurance Business provides a unique offering in the insurance space as an aspirational business magazine featuring a series of industry reports that recognize the achievements of key individuals and businesses as well as providing the latest in business best practice in a continually evolving industry.
HUB International Ontario’s Karishma Gabriel says AI is speeding up attacks from hours to minutes, and that standalone AI cyber policies may not be far off
BIG's Neil Culp says most small and mid-sized employers don't think they need EPL coverage – right up until they find out the hard way that they do
Transport and logistics risk has rarely moved this fast. Post-pandemic supply chain volatility, diesel dependency, and shifting shipping routes around geopolitical flashpoints such as the Strait of Hormuz mean the risk picture for road and marine clients can change well before renewal. For brokers, that puts a premium on asking better questions and catching what clients don't think to disclose. In this episode, Andrew Kidd, Chief Underwriting Officer at NTI, and Alisha Hill, Head of Platforms at NTI, unpack how the transport insurance provider is helping brokers stay a step ahead of disruption, from mapping a client's full supply chain to understanding how a well-tested marine wording can adapt automatically when shipping patterns shift. Both guests bring specific, practical guidance brokers can use in their very next client conversation. Key Takeaways: - Early notification at the time of a loss is the single biggest factor in a good claims outcome - Why physically walking a client's yard can surface risk changes that declarations miss - How NTI's package policies are designed to close gaps between commercial motor and liability cover - How globally standardised marine wordings adjusted automatically when shipping patterns shifted around the Strait of Hormuz - The one question brokers should ask every transport client about claims readiness Tune in now to hear how brokers can turn disruption into an opportunity to prove their worth.
From assumption gaps to labor shortages, Valerie Cusano breaks down why risk management needs to be built into multi-unit construction from day one, not bolted on when problems arise
AXA's Matt Briggs discusses the emerging risks reshaping commercial property insurance, from lithium-ion batteries and net zero retrofits to climate change and what underwriters look for in a well-managed risk.
Anthony Saunders says every broker should understand their clients' exposure to environmental externalities. The partnership director for EnviroSure at Gow-Gates Insurance Australasia in Sydney says it's not just about protecting the client - any liability not covered for a client by the broker can become a direct exposure against the broker's own professional indemnity insurance.
Prevention, collaboration and changing expectations are reshaping construction insurance. AXA's Andrew Hogg shares where the market is heading.
Navacord's Robert Beeston breaks down how these pressures are colliding to change how construction risk gets priced and placed
NFP's Randy Ramkissoon says one GPS tracker isn't enough anymore – thieves know where to look, and the claims are getting more severe
Coverdrone's Phil Heath and Richard Webb discuss the growth of drone insurance and what it reveals about insuring emerging technologies.
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