Home Buying for Women

Hosted by Home Buying For Women

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Episodes

Latest episode

May 2025

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EN-US

About the show

We give women step-by-step guidance, support, and resources to help them achieve their goal of homeownership.

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16 recent

May 29, 20257 min

Debt vs. Down Payment: How to Save for a Home Without Losing Your Mind

Trying to pay off debt and save for a home at the same time? It’s basically the financial version of juggling flaming torches on a tightrope over a shark tank… while budgeting. But don’t worry—Jennifer Shannon Templeton has a realistic, empowering, and slightly cheeky plan to help you make progress on both fronts without sacrificing your sanity or your snack budget.In this episode, you’ll learn:✅ The difference between "good debt" and "bad debt"—and which to tackle first✅ The debt avalanche vs. snowball method (and which one actually works for you)✅ How to balance saving for a home while paying down credit cards or loans✅ Why an emergency fund is your financial force field✅ What lenders look for—and how to prepare before you apply✅ How automation and mindset can make or break your progress✅ Real-life tips to protect your savings from lifestyle creep✅ Why reaching out early gives you a homebuying edge💡 Want expert help mapping your next steps?Book your free 1-on-1 financial coaching session:👉 homebuyingforwomen.com/coachingIf this episode gave you hope or helped you take a step forward, let us know! Like, subscribe, and share it with someone who’s trying to balance debt and dreams, too. You’re not alone—and we’ve got your back.

May 23, 202512 min

Budgeting Basics: Build a Real-World Plan to Buy Your First Home

Building a home buying budget doesn't have to be overwhelming—or boring. In fact, with the right approach, it can actually be empowering (and maybe even fun, if you like spreadsheets). In this episode, Jennifer Shannon Templeton walks you through how to craft a home buying budget that actually works—no shame, no unrealistic expectations, and definitely no crypto advice from grandma.You’ll learn:✅ Why talking to a lender early is your best first move (yes, even if you’re “not ready”)✅ The real breakdown of down payments (spoiler: you don’t need 20%)✅ How to calculate your full cost to buy—down payment, closing costs, moving expenses, and more✅ The magic of zero-based budgeting (and why every dollar should have a job)✅ How to budget $20K over time with real examples and timelines✅ Tools, mindset shifts, and financial habits that make saving for a home doable🔧 Want to plug in your own numbers?📊 Grab the Home Buying Budget Tracker Spreadsheet:👉 homebuyingforwomen.com/budget🤝 Ready to get personalized help on your finances?Schedule your FREE 1-on-1 coaching session with a real estate-savvy financial coach:👉 homebuyingforwomen.com/coaching

May 16, 202510 min

Down Payment, Not Downhearted: Real Strategies to Save for Your First Home

Saving for a home down payment might feel like trying to download the internet on dial-up—but with the right plan, it’s totally possible. Whether you're aiming for 3%, 20%, or somewhere in between, you can do this—and we’re here to show you how.In this episode, Jennifer Shannon Templeton breaks down how to create a clear, actionable savings strategy—no gimmicks, no guilt trips, and definitely no skipping your coffee. You’ll learn:✅ Why the 20% myth is outdated—and what your actual options are✅ Real-life breakdowns of FHA, VA, USDA & Conventional loans✅ 3 powerful savings strategies: Pay Yourself First, Side Hustle Shuffle & Lifestyle Audit✅ The biggest mistakes that can derail your savings (and how to avoid them)✅ Real-world savings timelines based on your lifestyle✅ The hidden world of down payment assistance programs and how to access them✅ How to get free 1-on-1 financial coaching to build a custom plan🎯 Ready to create your own savings strategy?Schedule your free home buying coaching session:👉 HomeBuyingForWomen.com/coachingIf this episode gave you hope or inspired you to take action, hit the like button, subscribe, and share it with someone else who's dreaming of homeownership. You’ve got this—and we’ve got you.

May 9, 20255 min

From Dream to Down Payment: How to Set Financial Goals for Buying a Home

Before you start scrolling Zillow at 2 AM or planning your future kitchen backsplash, there’s one thing you have to tackle first: your financial goals.In this episode, I lay out a clear, motivating, and totally doable strategy for setting SMART financial goals to help you go from dreamer to homeowner. With a little psychology, a lot of practical advice, and a few laughs along the way, you'll learn:Why your brain loves goal setting (and how to use it to your advantage)How to create a customized savings plan using the SMART goal frameworkThe top 3 financial traps that can quietly sabotage your home-buying dreamsTips to stay motivated with milestone tracking, visual reminders, and accountability partnersHow to turn vague intentions into a confident homeownership strategyWhether you’re just starting to save or are ready to take the next step, this episode is your GPS for getting financially ready to buy a home—without the overwhelm.

February 2, 202517 min

Explaining Home Buying Costs

This episode explains the financial aspects of buying a home, from understanding hidden costs beyond the down payment to strategically boosting savings. Learn about different loan options, budgeting tips, improving your credit score, and unique savings strategies that can fast-track your journey to owning your dream home. It'll guide you through choosing the right mortgage, working with a lender, and leveraging loan programs and seller concessions to reduce upfront costs. Gain confidence and get the expert advice you need to make homeownership an achievable goal! Get connected to one of our Home Buying for Women Lending Advisors: https://homebuyingforwomen.com/lending-advisors Home Buying for Women is brought to you by Jennifer Shannon Templeton, Realtor and Broker Associate with The Crestedge Group at Keller Williams Rockwall. TX License No. 0550951.

January 24, 202519 min

How I Went From $38k in Debt to Homeowner: The Surprising First Time Home Buyer Strategies Nobody Tells You!

Ladies, are you dreaming of being a first time home buyer but feel overwhelmed by debt or financial uncertainty? In this episode, I share my personal journey from being a single mom with $38,000 in debt to becoming a first-time home buyer—all while paying off every penny of that debt along the way. 🎉 I’ll walk you through the exact steps I took, including: ✔️ How I tackled $38,000 in debt using the avalanche method. ✔️ The budgeting strategies that worked for me (and how you can use them too). ✔️ How I saved for a down payment as a first-time home buyer. ✔️ The first-time home buyer program that helped me. ✔️ How I navigated the home-buying process with no financial help beyond a mortgage. ✨ Resources mentioned in this video: My budget and expense tracker spreadsheet: https://homebuyingforwomen.com/freebies Join a Growth Group: https://homebuyingforwomen.com/growth Join our Book Club: https://homebuyingforwomen.com/bookclub Get Encouraging Motivational and Goal Coaching Text Messages: https://homebuyingforwomen.com/motivationtextsignup Connect with a Home Buying for Women REALTOR Advisor: https://homebuyingforwomen.com/guide Connect with a Home Buying for Women LENDING Advisor: https://homebuyingforwomen.com/lending-advisors Learn about first-time home buyer grants and loans: https://homebuyingforwomen.com/lending-advisors You don’t have to navigate this journey alone. Subscribe for more tips and resources to make your dream of homeownership a reality. 💪

January 7, 202519 min

Budgeting & Debt-Free Living: The Ultimate Plan for Women Home Buyers

Are you ready to take control of your finances and make your dream of homeownership a reality? In this episode of our Clever Girl Finance book club series, we dive into Section 2: "The Plan." This episode is a sneak peek into our upcoming book club where you'll get a practical guide packed with budgeting tips, debt management strategies, and savings techniques tailored to women on the path to buying a home. 🌟 Join the Book Club! Visit HomeBuyingForWomen.com/BookClub to reserve your spot. And it's free! 📚 Don't miss next week's episode where we explore Section 3: The Necessary from Clever Girl Finance. Subscribe and hit the notification bell so you don’t miss it!

December 17, 202418 min

Home Buying for Women | Book Club Sneak Peak

Welcome to the Home Buying for Women Book Club! Are you ready to take control of your homeownership journey? In this episode, we’re giving you a sneak peek of our empowering book club for women looking to confidently navigate the home buying process. Our first book, Clever Girl Finance by Bola Sokunbi, will help you build financial confidence as you take the first steps toward homeownership. Each month, we’ll break down key lessons, share actionable insights, and create a supportive space to learn and grow. Whether you’re buying your first home or just exploring your options, this is the community for you! ✨ What to Expect: • Insights on budgeting, saving, and planning for your dream home • How to overcome financial barriers that hold women back • A step-by-step guide to making smart real estate decisions • Monthly virtual book club meetups (via Zoom) 🔗 Join the Book Club Here: https://homebuyingforwomen.com/bookclub 🔔 Don’t forget to like, subscribe, and hit the notification bell to stay updated on all things Home Buying for Women! 📈 Why Home Buying for Women Matters: At Home Buying for Women, we believe every woman deserves to feel confident and empowered when buying a home. From breaking down the complex mortgage process to providing expert tips, we’re here to make your dream of homeownership a reality. 🏡 Ready to take the next step? 📧 Get Started on your home purchase: https://homebuyingforwomen.com/get-started #HomeBuyingForWomen #WomenHomeowners #CleverGirlFinance #HomeBuyingTips #FinancialEmpowerment #RealEstateForWomen #BookClubForWomen #FirstTimeHomeBuyer

December 11, 202410 min

Achieving Homeownership in 2025 Real Estate Tips for Women Home Buyers

Are you ready to take the next step toward owning your dream home? In this episode, we’re launching an exciting book club for women featuring Bola Sokunbi’s Clever Girl Finance. This empowering series is designed to give you the tools, resources, and support you need to achieve your goal of homeownership in 2025. 📚 Join the Book Club Our book club dives into Clever Girl Finance, breaking it down into actionable steps to help you take control of your finances, build confidence, and start your home-buying journey. Learn how to: Budget for your first home Improve your financial literacy Empower yourself to make smart real estate decisions 👉 Sign up for the Book Club and Take the First Step: https://homebuyingforwomen.com/bookclub

September 19, 202436 min

First Time Home Buyers | How to Buy a Home

Curious about the home buying process? Whether you're a first-time homebuyer looking to understand the steps or you've been through it before and need a refresher, this episode is for you. In this episode, we'll walk you through the process of buying a home, share tips specifically for first-time buyers, explain how long it typically takes, and break down how much you'll need. We'll also cover advice on first-time homebuyer loans and more. Schedule a FREE Strategy Session: https://tidycal.com/crestedge/buyerconsult Search for homes with our ad-free home search app: https://app.kw.com/KW2EGFOHD Thinking of buying or selling a home? You can reach out directly to get started: WEB - https://getstarted.thecrestedgegroup.com EMAIL - jshannon@kw.com PHONE/TEXT - 214-803-4444