
E20: Global Benefit Financing Innovation - the Cell Captive
The number of companies funding global employee benefits via a captive has increased over 400% in past 20 years. While the traditional captive program was seen as a solution for only the largest multinationals, Aon’s cell captive innovation allows companies with much smaller global footprints to leverage.Introduced in 2025, Aon’s cell captive provides quick access to a captive infrastructure, while offering greater flexibility on local fronting insurance partners across the world. Two of Aon’s leading experts on global benefits financing and captive solutions share their views on the current market, and why the cell captive has become a popular alternative funding platform.













