Learn all about investing in real estate in Gilbert, Arizona with a combination of real estate financial planning and modeling with numbers specific to Gilbert plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Gilbert).
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August 8, 2025Episode 17131 min
Introduction to Real Estate Investing Secrets Course
This is the introduction to the 46-module, 53-hour series called Real Estate Investing Secrets.
In this intro:
There are no real secrets in life
The 46 modules (53 hours) of content included in the course
Nothing is difficult or hard… the only actual skill you’ll need for the real estate investing business
The most common fears of real estate investors—and how to overcome them
A brief background on James Orr, your instructor
The Dunning-Kruger Effect as it applies to real estate investing
The aggregation of marginal gains and why making just a 1% improvement daily will have an incredible impact on your real estate investing business
Commencement
Plus much more...
Check out Real Estate Investing Secrets.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
August 1, 2025Episode 1701 hr 51 min
Secrets of Financial Independence
Learn the secrets of financial independence for real estate investors in Gilbert.
This class is Module 46 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this double-length module include:
A custom spreadsheet to model where your investment money is coming from and where you will invest it to achieve financial independence.
Your possible investing options to achieve financial independence.
Factors to consider when selecting investment options.
Typical returns an investor might see for each investing option.
The two reasons for reinvesting some of your returns back into purchasing new investments—especially after reaching financial independence.
Actions to avoid with your investment returns and why.
The ideal cash flow engine.
Financial independence mathematically defined.
What counts toward being financially independent and what doesn't—some of these are controversial.
How to speed up your journey toward financial independence.
Safe withdrawal rates and their application to rental properties.
Methods to accelerate achieving financial independence beyond earning more money and reducing expenses.
How to increase returns to achieve financial independence and the importance of Return on Equity.
The unexpected benefits of reallocating assets to speed up financial independence and how that impacts risk.
The relationship between risk and speed and why it matters.
The phases and stages of financial independence explained in detail.
A discussion on borrowing money to invest in stocks, bonds, etc.
A secret backdoor... chillaxing into financial independence.
Plus much more...
Check out the video and additional resources related to Secrets of Financial Independence.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
July 25, 2025Episode 16938 min
Secrets of Tax Optimization and Minimization
Learn the secrets of tax optimization and minimization for real estate investors in Gilbert.
This class is Module 45 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
The difference between Above the Line vs Below the Line tax benefits for real estate investors
The tax-free sale of a primary residence
A layman’s explanation of depreciation and depreciation recapture taxes for real estate investors
Accelerating depreciation to improve cash flow
Writing off repairs and maintenance on rental properties
Expensing landlord-paid utilities on rental properties
Writing off a home office and the downsides of doing so
Real estate investing related travel
Expensing meals for real estate investors
Writing off closing costs and other acquisition costs for real estate investors
How to deal with property management expenses from a tax perspective for real estate investors
Deductibility of insurance premiums for real estate investors
Mortgage interest tax deductions for real estate investors
Expensing accounting, legal, and other professional fees for real estate investors
Losses from casualty and theft for real estate investors
Expensing property taxes on your rental properties to save on taxes
Writing off the tools of the trade for real estate investors
Paying for and saving money on taxes with licenses, registration fees, and other taxes paid
Documenting and taking the business entity pass-through deduction for real estate investors
Plus much more...
Check out the video and additional resources related to Secrets of Tax Optimization and Minimization.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
July 18, 2025Episode 16838 min
Secrets of Cash on Cash ROI and Cap Rates
Learn the secrets of Cash on Cash ROI and Cap Rates in Gilbert.
This class is Module 44 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
The difference between capitalization rates and cash on cash return on investment
Why some real estate investors prefer one over the other
How to calculate each including the basic formula and deep visual dive into all the factors in the calculation
Where to see these calculations in your deal analysis spreadsheet
Why you might want to improve each and how to improve each
Plus much more...
Check out the video and additional resources related to Secrets of Cash on Cash ROI and Cap Rates.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
July 11, 2025Episode 16759 min
Secrets of ROI versus Return on Equity
Learn the secrets of return on investment and return on equity in Gilbert.
This class is Module 43 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
The 4 primary returns from rental properties and the additional area of return
The Return Quadrant™ with Reserves
Why measuring past returns is easy, but predicting future, pro-forma returns are more challenging and nuanced
The more speculative, more market-dependent returns on rental properties
The less speculative, more certain returns on rental properties
The cash now returns on rental properties and the cash later, wealth-building returns on rental properties
Measuring returns in dollars and as a return on investment
Where to see these returns on our deal analysis spreadsheet
Why the return when you buy a property becomes less important the longer you own a property… and what to do about it
It’s not just the return on equity… but this too
What stays the same and what changes between return on investment and return on equity
Where to see return on investment over time on our spreadsheet
What tends to happen to return on investment over time, the longer you own a rental property
What tends to happen to return on equity over time, the longer you own a rental property
What do many investors do about that phenomenon
Equity is not real… I prove it to you
What is real: introducing True Net Equity™
Equity versus True Net Equity™
Where to see True Net Equity™ on our spreadsheet
The cost-to-access True Net Equity™
Using True Net Equity™ when considering selling or refinancing a property
Plus much more...
Check out the video and additional resources related to Secrets of ROI versus Return on Equity.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
July 4, 2025Episode 1661 hr 0 min
Secrets of Partnerships
Learn the secret of real estate investing partnerships in Gilbert.
This class is Module 42 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
What are the 3 partnership roles
Applying real estate partnerships to a variety of real estate investing strategies
Partnering with the seller… especially when flipping properties
What is the marketplace value of each role and job in the partnership
How to finance deals when buying in a partnership
How various partnerships holding periods and exit strategies vary by real estate investing strategy and partner desires
A warning about the impact of changing partner desires
Are partnerships real estate investing or real estate entrepreneurship
How much money is required to invest using partnerships for each role and for what
What skills are required in partnerships for each role
How stable in investing in a partnership for each role
What is the risk exposure for each role in a partnership… it is not what you think
How quickly do you make money? And, what size of money do you make at what interval for each role in the partnership?
How to find partnership deals and partnership opportunities
How to analyze partnership deals
The ideal and most challenging market conditions for doing partnerships
Deal availability and accessibility for partnerships
Using retirement accounts to invest in partnerships
Plus much more...
Check out the video and additional resources related to Secrets of Partnerships.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
June 27, 2025Episode 1651 hr 8 min
Secrets of Being Preferred Client
Learn the secret of becoming the preferred real estate investor client that real estate agents and brokers in Gilbert call first with all the best deals.
This class is Module 41 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
How do you get a real estate agent/broker to call you first with the best deals? In other words, how do you become the preferred client that agents/brokers call first with all the best deals?
The 6 easy things you can do to get the call
What happens if the agent has one client; what happens if the agent has more than one client
What a typical day looks like for a real estate agent/broker… what are they dealing with when you think they should be calling you: actual number of emails, calls, texts, meetings and closings
With a schedule that… what are they doing for clients looking for properties
Are they obligated to send you deals?
What properties are they obligated to show you? And, what determines that?
When does that obligation start and expire?
What are the various deals that investors want to be called about
What happens when you’re proactive?
Intangibles for calling with deals
A discussion about commissions and who gets the discount
Plus much more...
Check out the video and additional resources related to Secrets of Being Preferred Client.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
June 20, 2025Episode 16457 min
Secret Real Estate Investing Horror Stories
Learn secret real estate investor horror stories.
This class is Module 40 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
Mike Tyson says, "Everyone has a plan: until they get punched in the face"... for real estate investors
Overcoming fear of tenants, toilets and termites
What is expected value and how does it apply to real estate investing
Thinking probabilistically for real estate investors
The importance of post-mortems and how it helps to reduce, eliminate or mitigate losses and maximizes gains and profits
Why making all the mistakes yourself is a novice move and what you should do instead
16 horror stories shared
Plus much more...
Check out the video and additional resources related to Secret Horror Stories.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
June 13, 2025Episode 1631 hr 14 min
Secrets of Analyzing Multi-Family Properties
Learn the secrets of analyzing multi-family properties in Gilbert.
This class is Module 39 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
The differences between analyzing a multi-family property with commercial financing and a single-family home with more traditional financing
Obviously, the numbers are larger when you’re analyzing multi-family property deals, but what about the nuance of the increases
How to deal with the listing and getting info on analyzing these types of deals
The difference between actual and pro-forma numbers
Why you might not be able to see all the units prior to making your offer and how it typically works with larger multi-family properties
Why and how to make adjustments to numbers provided to you
Determining the value of the property (ARV) and understanding the difference between these multi-family properties and smaller properties
Negotiating with multi-family sellers and their agents/brokers
How is financing different for 5+ units compared to financing < 5 units
What lenders typically look for when financing 5+ unit commercial loans
Down payments on 5+ unit commercial loans
Debt Service Coverage Ratios… how to calculate it and how it is used when analyzing multi-family properties
How amortization/loan term changes with multi-family financing
How interest rates differ from more traditional financing
The ugly truth about pre-payment penalties with 5+ unit commercial financing
Can lenders really insist on reviewing your financials every year when getting commercial financing
How closing costs change when analyzing multi-family properties
Analyzing properties where you are improving their economics… and how to represent that with rent ready costs
Why you’re much less likely to have to use cumulative negative cash flow when analyzing multi-family properties… and it is NOT because the properties cash flow better
Modeling monthly rents and monthly other income—especially if you’re improving rents—when analyzing multi-family properties
Correctly analyzing vacancy rates for multi-family deal analysis
Why you can’t just use the property taxes in the listing when analyzing these deals
Why you should call your insurance agent instead of using the seller’s insurance costs during deal analysis
Dealing with landlord-paid utilities on multi-family properties including modeling switching to billback for utilities
What common expenses might you see when analyzing multi-family properties
Dealing with maintenance and capital expenses during multi-family deal analysis
A word on liquidity challenges with multi-family
Multi-family pros and cons
Plus much more...
Check out the video and additional resources related to Secrets of Analyzing Multi-Family Properties.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
June 6, 2025Episode 1622 hr 18 min
Secrets of Creative Financing
Learn the secrets of creative financing and real estate entrepreneurship in Gilbert.
This DOUBLE LENGTH class is Module 38 of 46 in a series called Real Estate Investing Secrets.
Topics covered in this module include:
What is creative financing and how to use it as a real estate investor
The 6 types of creative financing
Why you should only do deals that are win-win for all involved
The benefits and downsides of creative financing as an investor
Using jargon versus general discussions… especially with sellers
The importance of realizing that you’re not your sellers
Why would a seller do creative financing… and why might they not do it
The key characteristics of each type of owner financing, the benefits to the seller for doing that type, the qualifications for doing it and what the returns typically look like for each
The dangers of specific types of owner financing and why/when you might consider doing a different strategy instead
Dealing with seller’s equity
Which loans should you assume and which should you consider passing on
The differences between rent-to-own, lease-to-own, lease-option and lease-purchases and how attorneys can mix them
How much money is required for each type of creative financing
What happens to if you don’t buy
An advanced strategy that can add an extra $13,500 or more to your bottom line on some deals
With creative financing as an acquisition strategy, the options can you utilize on the back end
How active/passive are creative financing strategies and what is the typical holding period
What are the most common exits from creative financing deals and what financing do your buyers typically use
Is creative financial and real estate entrepreneurship more of a real estate investor activity or a real estate entrepreneurial activity
What money is required to do creative financing… the most common requirements and less common options
What credit is required and for which creative financing strategy
What skills are required to do creative financing
Are creative financing strategies active or passively stable
How scalable is utilizing creative financing and what are its limitations and strengths
How risky is creative financing… including a list of its risks
How do you find creative financing deals including a discussion of lazy and poor marketing methods
What are the best (and worst) market conditions for creative financing
How easily available/accessible are creative financing deals and where do you find them
Can you invest using creative financing strategies with your retirement accounts
A detailed discussion of the most common Frequently Asked Questions (FAQs) and Should Be Ask Questions (SAQs) about creative financing
How to think about collecting fees from your tenant-buyers
Plus much more...
Check out the video and additional resources related to Secrets of Creative Financing.
Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheet
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