Get Rich Slow Club

Hosted by Ana Kresina & Natasha Etschmann

Business Investing Education

Website RSS feed

Episodes

285

Latest episode

Jun 2026

Language

About the show

The Get Rich Slow Club podcast will empower you to go from beginner to confident investor. Follow along with Tash Etschmann from @TashInvests and Ana Kresina from Pearler as they take you step by step to build your wealth. This isn't a get rich quick scheme, instead it's all about being consistent, and focusing on long-term growth. So let's all Get Rich Slow together. Hosted on Acast. See acast.com/privacy for more information.

Listen to episodes

60 recent

June 16, 202643 min

275. Your EOFY Checklist (with an accountant)

Already feeling stressed about EOFY and tax time? We’ve got you covered.In this episode, Ana sits down with Julian from Mauro to break down what you actually need to know and action before 30 June. From dodgy deductions to sole trader traps, this one is packed with practical tips whether you're an employee, investor, or building something on the side.In this episode, they cover:💸 The most common tax mistakes the ATO is actively scrutinising right now (and how to avoid them)💸 Working from home claims: the two methods, what records you actually need, and which one could give you a better deduction💸 What "it's a tax write-off" actually means (and where most people get it wrong)💸 Super contributions before 30 June, including the five-year carry-back rule you might not know you can use💸 Sole trader vs company: when the switch makes sense and what happens to your tax rate if you wait too long💸 What investors need to know about dividends, share sales, and why the ATO already knows more than you think💸 Plus, what's changing from 1 JulyPrefer to hand it off to an expert? You can find Julian at @mauro.auCase Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

June 10, 202625 min

274. First Home Buyer Meltdown: What This Reddit Post Gets Wrong About Interest Rates

A first home buyer posted on the Oz Finance subreddit convinced that rising interest rates were about to swallow 84% of their income. The maths looked terrifying. The only problem wast that it was completely wrong.Tash and Emma from The Broke Generation are back together again to break down exactly where this buyer's calculations fell apart, and why it's far more common than you'd think.In this episode, they cover:The specific mistake that turned a manageable rate rise into a financial nightmare on paperWhy the lending system already has a built-in buffer most borrowers don't know aboutHow fear-driven headlines are making first home buyers worse at reading their own financesWhat to actually do if you're worried about rate rises and don't know where to startCase Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

June 8, 202630 min

273. How to build wealth when everything feels uncertain

Relying on a single income stream has always carried risk, but in today's rapidly shifting economic landscape, it might be riskier than ever. In this episode, Ana sits down Melissa Browne - entrepreneur, author, and founder of the 'Her Wealth Her Way' conference. Mel has lived through serious financial hardship and come out the other side with a very clear philosophy on how to build resilience, both financially and personally.They cover a lot of ground, including:💸 Why a "portfolio career" with could be the smartest move you make right now💸 How to use AI discerningly in your business without ignoring the very real risks it poses to certain roles💸 Mel's thoughts on the latest budget announcements and who it hits hardest💸 How human connection and community can be the antidote to financial shame and overwhelm💸 The basics that are easy to forget when everything feels uncertainThere's also a candid personal story in here about navigating divorce, debt, and starting over financially that might resonate more than any strategy ever could. Hope you love it!Check out Mel's resources here.Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

June 3, 202632 min

272. What’s your super persona? And what is it costing you?

Most of us know we should be paying more attention to our super. But knowing and doing are very different things. In this episode, we're joined by Anne McLennan from Vanguard to break down the seven personas that explain why so many Australians stay stuck when it comes to their super, and what to actually do about it. Some of us are panickers, some of us are procrastinators, and some of us are a whole lot of other things in-between.We cover:💸 Which persona might be costing you money 💸 Why set and forget can backfire as you get older 💸 How to actually get on top of your super without it taking all weekend 💸 What's worth reviewing before June 30 this yearChances are you'll recognise yourself in at least one of these. The good news is none of them are unfixable.Keen to compare super funds? Check out Vanguard’s SuperRatings comparison tool here https://ratemysuper.com.au/vanguard This episode was brought to you by Vanguard.We love sharing ideas to help you build wealth the slow and steady way, but remember that everything you hear on the Get Rich Slow Club podcast and across our socials is general in nature and not personal financial advice. All investing carries risk, and it's important you do your own due diligence.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd AFSL #563907. Natasha Etschmann is also an Authorised Representative #1299881 of Rask Licensing Pty Ltd AFSL #563907. Any advice is general & does not consider your financial situation, needs or objectives so consider whether it's appropriate. Read the FSG linked in Tash's bio. Check out the relevant ETF’s PDS & TMD before deciding, available from the product issuer’s website. Past performance is not a reliable indicator of future investment returns.Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFSL 227263) is the product issuer of Vanguard Personal Investor and the Vanguard Australian funds and ETFs. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFSL 526270) is the trustee of Vanguard Super. You should read the relevant IDPS Guide, PDS and TMD available at www.vanguard.com.au and consider if a product is right for you before making an investment decision. Hosted on Acast. See acast.com/privacy for more information.

June 1, 202629 min

271. Jasmine has saved her emergency fund & bought her first ETFs. Now what?

What happens when you've ticked all the boxes on paper but still feel like something's off?In this episode, Tash and Ana chat with Jasmine, who found herself seemingly successful in her 20s by most measures, but still deeply unfulfilled. Rather than walking away from her income, she did something smarter with it.They get into:How growing up with two very different money "role models" shaped Jasmine's avoidant relationship with financesThe mindset shift that changed how she thinks about money as a tool for buying back timeHow she made her first ETF investment and the strategy she now usesHow she manages finances and goals in a new-ish relationshipHer current emergency fund goalsThey also reflect on the challenge of five-year plans when life rarely goes in a straight line, and what financial independence actually looks like when your goals are more about flexibility than a number.Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

May 27, 202634 min

270. The real numbers behind owning a franchise

What does it actually look like to own a franchise business, and can it stack up financially against a traditional career path?In this episode, Tash & Ana sit down with Angelica, a Baker's Delight franchisee & business owner who purchased her first bakery at 21 after first being a Baker's Delight employee.They get into:🥐 How she structured the purchase and why she prefers buying existing stores over new builds🥐 The real costs and numbers behind franchise ownership🥐 What she looks for when hiring & training staff🥐 Leveraging tiktok to grow her business🥐 Plus how she co-parents her franchise with her ex 👀If you've ever been curious about business ownership as a path to financial independence, or wondered what the numbers behind a franchise actually look like, this one is worth a listen.Follow Angelica on Tiktok & Instagram for some bakery and business BTS 🥖Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

May 25, 202640 min

269. Values vs Value: When is Lifestyle Creep Worth It?

This week, Tash sits down with Emma from 'The Broke Generation' to get honest about how spending quietly shifts as income grows. From Ubers replacing public transport to $120 moisturisers feeling somehow reasonable, they unpack the small decisions that add up faster than most people realise.👉🏼 Why big fixed costs like a mortgage can make small splurges feel practically invisible👉🏼 The anchoring effect and how one expensive purchase makes the next one so much easier to justify👉🏼 Whether "time is money" is a valid reason to upgrade or just a slippery slope👉🏼 The case for setting firm money rules instead of making case-by-case calls every time👉🏼 Food, groceries, Uber Eats and where convenience quietly becomes a very expensive habitIf any of this sounds a little too familiar, this one is worth a listen.Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

May 20, 202613 min

268. What Does the Budget Actually Mean for Housing? (with Clare O'Neil, Minister for Housing)

Australia's housing crisis isn't going away, and the government's latest budget announcements have left a lot of people with more questions than answers. In this episode, Tash sits down with Minister for Housing Clare O'Neil to get into the detail behind the headlines, and find out what these policy shifts actually mean for everyday Australians trying to get ahead.Tash asks Clare:👉🏼 What the government's budget changes actually do (and don't do) for housing affordability👉🏼 Whether the new negative gearing and CGT rules will help renters or hurt them👉🏼 If the 5% deposit scheme is quietly pushing up prices at the affordable end of the market👉🏼 What's actually happening with the 1.2 million new homes target👉🏼 Whether rentvesting counts as a workaround, or whether young people doing it got caught in the crossfire👉🏼 If there's any chance the government will ever incentivise renting out spare bedroomsWhether you're renting, trying to buy, or already investing in property, there's probably something in here that will affect you. Let us know what you think of Clare's answers! 👀Case Study FormUse the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

May 19, 202614 min

267. Budget Bonus Episode: The Treasurer on CGT, Negative Gearing, & Housing

Australia's latest federal budget has landed, and there's a lot to unpack. In this bonus episode, Tash sits down with Treasurer Jim Chalmers to get straight to the questions that actually matter for everyday investors, homeowners, and anyone (trying) to build wealth or just survive in the current economy.Tash asks Jim:👉🏼 Who gets left behind under the new CGT rules👉🏼 Whether we're still incentivising property investment under this budget👉🏼 If these changes will push rents even higher👉🏼 Why the decision was made to grandfather negative gearing rather than scrap it entirely👉🏼 What the government is actually doing about AI and its impact on jobs and the economyLet us know your thoughts on some of these answers! 👀Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

May 18, 202630 min

266. Budget Recap: CGT, Negative Gearing, & What To Do Now

The Federal Budget has dropped some of the most significant proposed changes to Australian investment strategy in decades, and if you own property, hold assets in a trust, or are planning your wealth-building approach, this one is worth paying attention to.Tash & Ana break down exactly what's on the table, including what Tash saw firsthand at the budget lock-up in Parliament House before the announcements went public.In this episode, they cover the proposed negative gearing changes and what they actually mean for existing and future property investors, how the capital gains tax shake-up could affect the way you think about when and what to sell, the new discretionary trust rules and why the bucket company strategy may no longer work the way it used to, and which investment vehicles are looking more attractive in a post-budget world.If these changes go ahead, the playbook a lot of Australians have relied on for building wealth could look very different. The question is, what do you do with your strategy now?Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.