Get Real Podcast

Hosted by Ron Phillips

Business Investing

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362

Latest episode

Mar 2026

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About the show

A refreshing look at the good, the bad… and the crazy challenges business owners face while building a profitable business and a beautiful life. Real estate investing power-preneur Ron Phillips pulls back the curtain, cuts through the hype – and helps you Get Real about success.

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60 recent

March 16, 202642 min

#362 The Biggest Mistakes Investors Make When Selling Real Estate - William "Caleb" Pearson

Selling real estate isn't just about putting a sign in the yard and waiting for offers. In this episode, Ron Phillips sits down with top-producing REALTOR® William "Caleb" Pearson to break down what actually determines whether a property sells quickly and for the highest price possible. They discuss the two biggest drivers of a successful sale, why overpricing kills deals, how condition and presentation affect buyer demand, and why choosing the right agent can make or cost you tens of thousands of dollars. If you're planning to sell an investment property, complete a 1031 exchange, or simply want to maximize your sale price, this episode is packed with practical strategies you can apply immediately. WHAT YOU'LL LEARN FROM THIS EPISODE ● 2 factors that determine whether a property sells ● Why overpricing a property is the fastest way to lose buyers ● How strategic pricing can generate multiple offers and drive the price up ● Average agents vs. high-volume listing professionals ● A strategy that can cost sellers far more than they save ABOUT WILLIAM "CALEB" PEARSON William "Caleb" Pearson is a top-producing REALTOR® and team leader of the Caleb Pearson Team, serving buyers and sellers with a focus on strategic marketing, client advocacy, and results-driven negotiations. Known for combining local market expertise with modern digital marketing and strong relationship-building, Caleb has built a reputation for helping clients navigate complex real estate transactions with clarity and confidence. Through his team-based approach, he prioritizes responsive communication, data-driven pricing strategies, and personalized service that supports both first-time buyers and experienced homeowners. CONNECT WITH WILLIAM "CALEB" ● Website: Caleb Pearson Team | Homes for Sale in LowCountry ● LinkedIn: Caleb Pearson CONNECT WITH US: ● If you need help with anything in real estate, please email invest@rpcinvest.com ● Reach Ron: RP Capital ● Leave podcast reviews and topic suggestions: iTunes ● Subscribe and get additional info: Get Real Estate Success ● Facebook Group: Cash Flow Property Facebook Community ● Instagram: @ronphillips_ ● YouTube: RpCapital ● Get the latest trends and insights: RP Capital Newsletter

February 9, 202612 min

#361 Why Real Estate Beats Every Other Asset for Generational Wealth

After more than two decades in real estate, Ron Phillips has seen firsthand how powerful this asset class can be, not just for building wealth but for changing families' financial futures for generations. In this solo episode, Ron breaks down the unique stack of advantages that make real estate unlike any other investment. From control and cash flow to fixed-rate leverage, downside protection, tax benefits, and compounded growth, he explains why real estate continues to outperform stocks, gold, and other traditional assets when it comes to long-term wealth creation. WHAT YOU'LL LEARN FROM THIS EPISODE How investors can directly increase property value The power of combining cash flow with long-term appreciation Fixed-rate debt: real estate's greatest advantages Why real estate never goes to zero, even in major market crashes Major tools for accelerating compounded growth CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter

February 2, 202614 min

#360 The Real Agenda Behind Rent Control and Social Housing

Rent control is often sold as an affordability solution, but that's not what this movement is really about. In this solo episode, Ron Phillips breaks down recent statements from New York City housing leadership that openly frame rent control as a tool to destroy asset value and weaken the real estate industry. Ron explains why this isn't about helping renters, how government price-setting undermines private property rights, and why these ideas aren't confined to big coastal cities. He also shares what investors and homeowners can do now to protect wealth and maintain control in an increasingly politicized housing landscape. WHAT YOU'LL LEARN FROM THIS EPISODE How "social housing" reframes housing away from wealth building The difference between market pricing and government price setting Reasons why local and state elections matter more than most people realize Main impacts of rent stabilization on private property rights Why affordability problems aren't caused by landlords or investors CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter

January 26, 202610 min

#359 Should You Use Your 401(k) to Buy a House?

Bold ideas are flying around Washington, but not all of them solve the real problem. In this episode, Ron Phillips breaks down a proposed plan to allow Americans to use their 401(k) funds to buy a home. While the idea sounds helpful on the surface, Ron explains why removing early withdrawal penalties doesn't fix affordability—and could actually make it worse. He walks through the tax implications, supply constraints, equity mechanics, and why government policies continue to miss the mark on housing costs, even when intentions are good. WHAT YOU'LL LEARN FROM THIS EPISODE What the proposal to use 401(k) funds for home purchases actually allows How 401(k) loans already exist—and why this idea may not be better The difference between personal residences and self-directed real estate investing Why increased access to money worsens affordability when supply is constrained 2 ingenious ways to outperform traditional market returns CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter

January 12, 202613 min

#358 Are Institutional Investors Really Driving Up Home Prices?

Institutional investors are often blamed for America's housing affordability crisis, but are they really the problem? Ron Phillips breaks down recent claims about banning institutional investors from buying single-family homes and explains why the numbers don't support the narrative. He walks through actual ownership data, highlights why government regulation and inflation play a far bigger role in rising home prices, and challenges listeners to look past political talking points and into the real drivers behind housing supply, demand, and affordability. WHAT YOU'LL LEARN FROM THIS EPISODE How much of the housing market do institutional investors actually own Why blaming large investors ignores the real affordability drivers The breakdown of owner-occupied, rental, and vacant housing in the U.S. Main factors that inflate construction costs Unintended consequences of government intervention in housing markets RESOURCES MENTIONED IN THIS EPISODE Why It's Nearly Impossible to Build Affordable Housing in America with Brian Mertz CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter

December 15, 202511 min

#357 The 50-Year Mortgage: Fix or Failure for Housing Affordability?

With affordability at record lows, new mortgage ideas are surfacing to "fix" the housing market, but not all solutions make sense. In this solo episode, Ron Phillips breaks down the proposed 40- and 50-year mortgage options and explains how they might impact buyers, investors, and the broader economy. He compares payment savings versus long-term costs, exposes why extended loans could worsen inflation and supply issues, and shares his preferred alternative: a hybrid interest-only model that offers flexibility without trapping buyers in decades of debt. Ron also calls out how government overreach, regulation, and inflation continue to drive up housing costs, and what voters should know before supporting more intervention. WHAT YOU'LL LEARN FROM THIS EPISODE What 40-year and 50-year mortgages actually mean for buyers The math behind payment savings, and why it's not the full story Why long-term loans could increase demand without fixing supply A smarter hybrid approach: interest-only periods that create flexibility How local elections matter most for housing reform CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter

December 8, 202515 min

#356 The Real Affordability Crisis: Why First-Time Buyers Can't Compete

Is the housing market broken, or just misunderstood? Ron Phillips cuts through the noise to explain why affordability is collapsing for first-time buyers and why interest rates aren't the real culprit. Dive in as he breaks down the true barriers, rising costs, debt loads, and all-cash competition, and shares clear strategies for investors to buy smart, stay cash-flow positive, and build wealth while others wait for a "reset" that may never come. WHAT YOU'LL LEARN FROM THIS EPISODE Why the biggest issue in real estate isn't rates A gap between first-time buyers and cash-rich repeat buyers 2 factors reshaping who controls the housing market How long-term investors can still win using fundamental buying rules The dangers of listening to perpetual "crash" predictors and market timers RESOURCES MENTIONED IN THIS EPISODE NAR 2025 Profile of Home Buyers, Sellers Reveals Market Extremes Mortgage Applications Increase in Latest MBA Weekly Survey CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter

November 17, 20258 min

#355 How Tech Is Redefining Homeownership

The real estate industry is changing faster than ever, and technology is leading the charge. In this solo episode, Ron Phillips breaks down Rocket Companies' latest acquisitions of Mr. Cooper Group and Redfin, and what this means for the future of real estate. By combining the nation's largest loan originator, mortgage servicer, and home search platform, Rocket is building a true end-to-end homeownership experience. Ron explores how this new model will disrupt traditional brokerages, challenge the National Association of REALTORS®, and finally simplify the complex process of buying and owning a home. WHAT YOU'LL LEARN FROM THIS EPISODE How Rocket Companies is evolving into a full homeownership platform Why the acquisition of Mr. Cooper and Redfin changes everything for consumers What an end-to-end real estate experience means for homebuyers and investors 2 things that could simplify mortgage and closing processes The reason traditional brokerages and MLS systems may face major disruption RESOURCES MENTIONED IN THIS EPISODE Rocket Companies Redfin Mr. Cooper CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter

November 10, 202519 min

#354 Who Really Owns America's Rentals? Inside the 2025 Investor Report

Think Wall Street dominates the real estate market? Think again. In this solo episode, Ron Phillips breaks down key insights from Batch Data's Q2 2025 Investor Pulse Report, revealing the real story behind who owns America's homes. Over 90% of rental properties are owned by small and mid-sized investors, not mega hedge funds. Ron explains how these independent investors are stabilizing markets, adding rental supply, and outperforming institutional players. He also highlights how shifting mortgage rates, cash purchases, and investor behavior are shaping the future of real estate. WHAT YOU'LL LEARN FROM THIS EPISODE The truth about investor ownership, small investors dominate, not Wall Street How investors are returning inventory to traditional homebuyers "Build-to-rent" communities and what they mean for the market Why 6% mortgage rates aren't high, and how affordability has shifted What institutional pullbacks mean for small investors and rehabbers in 2025 RESOURCES MENTIONED IN THIS EPISODE Investor Pulse - Q2 2025 - BatchData CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter

November 3, 20259 min

#353 How to Maximize Real Estate Tax Benefits Before Year-End

It's that time of year again, when smart investors make last-minute moves that pay off big. Today, we explain why waiting until December to buy or refinance property could cost you valuable tax advantages. Hear updates on mortgage rates, small investor power, and why now is the time to plan, not panic, before the year closes. WHAT YOU'LL LEARN FROM THIS EPISODE Why early November is the true deadline for year-end real estate tax strategy How bonus depreciation can create massive write-offs on investment properties What's really happening with the Fed funds rate vs. mortgage rates Builder incentives and discounts you can leverage before the new year An effective way to create negotiation leverage in 2025's market CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter