FUMO: Future Of Money Podcast

Hosted by Gaurav Dhar & Ronit Ghose

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131

Latest episode

Oct 2026

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About the show

FUMO is your weekly guide into the world of finance and technology. Hosted by Ronit Ghose and Gaurav Dhar! It will bring you the latest financial innovations in company of exceptional leaders - all curated for you. Don’t get FOMO with FUMO!

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60 recent

October 29, 202646 min

Tokenizing Wall Street & The AI Agent Revolution: Robby Yung | Animoca Brands

In this episode of FUMO, we explore the intersection of Web3, artificial intelligence, real-world asset (RWA) tokenization, and institutional adoption. Joining us is Robby Yung, CEO of Animoca Investments, who shares how Animoca Brands evolved from a free-to-play video game company into a global ecosystem leader. Learn about how AI agents will transform digital commerce and payments, how $18 billion in US home equity loans are being tokenized for global investors, and Animoca’s strategic vision for public markets and Web3 expansion. Powered by capital.com Thank you Surfin.

October 27, 202652 min

Building a Profitable NeoBank: Lessons From Wio CEO Jayesh Patel

In this episode of FUMO, we explore building scalable fintech platforms, digital bank architecture, and path-to-profitability strategies. Joining us is Jayesh Patel, CEO of Wio Bank, who shares how he built Wio Bank from a blank page during COVID to serving half a million retail and business customers. Learn about early-stage startup culture, launching a game-changing 6% rate product, scaling through word-of-mouth referral, and his vision for the future of global banking.

October 27, 20261 hr 6 min

Building a $1B Emerging Market NeoBank: Morgan Stanley to Founder with Omair Ansari

In this episode of FUMO, we explore emerging market investing, operating, and building scalable fintech platforms. Joining us is Omair Ansari, Co-Founder and CEO of Abhi, who shares why he left Morgan Stanley to build a profitable digital bank spanning Pakistan, the UAE, Saudi Arabia, and Oman. Learn about raising money at the top of the cycle, strategic market exits, and his vision to build a single bank for emerging markets from Nigeria to Indonesia. 👇

October 13, 20268 min

What’s Q-Day? Quantum and the end of encryption, with Steve Suarez

What happens on the day quantum computers can break the encryption on your phone, your bank and your business? Steve Suarez, advisor to QuSecure, joins Ronit Ghose and Gaurav Dhar to talk Q-Day. The timeline has moved from 2040 to 2035 and now even sooner. He explains why the shift to post-quantum security is the largest cryptography upgrade in human history, bigger than Y2K, and why up to $2.7 trillion in quantum value could be created by 2035. 🎙️ FU.MO: Future of Money is the weekly podcast on finance and future technology. 📺 Watch the full episode on YouTube: youtube.com/@fumopodcast_ Lead sponsor: Capital.com Thank you Surfin

October 12, 2026Episode 152 min

Is quantum computing about to break all modern encryption?

In this episode of FUMO, we dive into quantum strategy, post-quantum cryptography (PQC), and the concept of "Q-Day." Joining us are Steve Suarez, former HSBC executive and MIT quantum strategy instructor, and Garfield Jones, former Associate Chief of Strategic Technology at the US Department of Homeland Security.Learn why data harvested today can be unlocked tomorrow and what steps organizations must take to stay secure.🎙️ Hosts:• Gaurav Dhar: https://www.linkedin.com/in/fintechguydubai/• Ronit Ghose: https://www.linkedin.com/in/ronit-ghose-86033610/ 👥 Guests:• Steve Suarez: https://www.linkedin.com/in/stevesuarez/• Garfield Jones: https://www.linkedin.com/in/garfield-jones-d-eng-0aba558b/🙌 Sponsored by Capital.com. Thank you to Capital.com for supporting this season of FUMO!Thank you to Surfin.

August 11, 202552 min

Building Fintech Ecosystems | Inside MENA with Nameer Khan

What does it take to build a fintech movement in the Middle East? This week on FUMO, we sit down with Nameer Khan, the driving force behind MENA Fintech Association — the region’s most influential fintech network. 💥 We dive into: How to build ecosystems from scratch 🌍 The mindset needed to unite founders, regulators, and investors 🤝 Why MENA is exploding with fintech potential 🚀 Lessons from launching multiple ventures and shaping policy at scale 🧠 Whether you're a fintech founder, investor, or just curious about how financial systems are evolving — this one’s for you. 🎧 Tune in now to get behind the scenes with one of the region’s most powerful ecosystem builders. #Fintech #MENA #Startups #FounderJourney #FUMOPodcast #NameerKhan #MiddleEastTech

July 28, 202550 min

Inside UAE’s Growth Engine: EDB CEO Ahmed Al Naqbi on Building the Future

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Ahmed Al Naqbi, CEO of Emirates Development Bank — the man behind the UAE’s boldest $30 billion bet on the future. In this episode, Ahmed reveals how EDB is rewriting the playbook on government-backed finance: zero-collateral funding, rapid approvals, and a laser focus on AI, biotech, space, and advanced manufacturing. If you’re a founder, this is your roadmap to unlocking capital in the UAE. We get into how EDB thinks like a VC, not a traditional bank — and why Ahmed is on a mission to fund the builders of tomorrow. He shares what startups get wrong when pitching, the power of sovereign backing, and how EDB is fast becoming the Gulf’s answer to Silicon Valley Bank. 🎧 Tune in to discover how the UAE is financing its next economic leap — and why EDB might just be the most founder-friendly bank in the region. #startups #UAE #VC #innovation #futureofwork #manufacturing #AI

July 22, 20251 hr 3 min

The Founder Mindset: Sophie Guibaud on Fintech, Saudi and What’s Next

🎙 Scaling Smart: Fintech Lessons from Europe to Saudi Arabia What separates productive fear from paralysing doubt when you're building at speed? How do you launch fintech propositions across borders, and make decisions with clarity under pressure? Join Ronit Ghose and Gaurav Dhar as they sit down with Sophie Guibaud, B2B fintech entrepreneur, advisor, and Co-Chair of the MENA Fintech Association (Saudi chapter), for a high-velocity episode of FUMO: Future of Money. Now based in Riyadh, Sophie shares candid, rapid-fire lessons from over 15 years in fintech, from scaling financial services across Europe to advising founders around the world. With deep experience in regulated banking, embedded finance, and Web 2.5/crypto rails, she unpacks what it really takes to build smart, fast, and with focus. 🎧 In this episode: 🚀 From Rocket Internet to regulated banking across borders 🌍 Why Saudi Arabia is becoming fintech’s most dynamic frontier ⚙️ Real-world use cases for crypto rails (beyond speculation) 🤖 Gen Z vs Gen X: how different generations approach AI 🧠 Founder mindset: when fear sharpens you — and when it clouds your vision📊 Prioritizing when everything screams “urgent” #ai #podcast #fintech #web3 #crypto #saudiarabia #business #entrepreneur #web3community #founder #millionaire #billions #bitcoin

July 14, 202554 min

The Digital Asset Race: Regulation, Innovation & Crypto in MENA with Serena from PwC

Join hosts Ronit Ghose and Gaurav Dhar as they sit down with Serena from PwC—one of the sharpest voices shaping digital assets, blockchain regulation, and crypto compliance across MENA. From stablecoins to startup strategy, she breaks down how the UAE is becoming the world’s sandbox for Web3, and why traditional finance is finally embracing tokenization, transparency, and digital innovation. We explore: 🪙 The real impact of stablecoins & local currency-backed tokens 🏛 How regulation is accelerating digital asset adoption 🌐 Why the UAE is emerging as the global hub for Web3 🏗️ What fintech founders need to know to launch & scale 🤝 The new dynamics between banks, regulators & crypto platforms 🎧 Tune in to discover how MENA is shaping the next chapter of global finance.

June 18, 202530 min

The Fintech Battleground: Startups, Struggles & Scaling in MENA with Usman Ahmed from Zodia

From the heart of TradFi in Hong Kong to the frontier of digital assets in Abu Dhabi — meet Usman Ahmad, CEO of Zodia Markets, in our latest podcast episode! We dive into: 💼 His rise through traditional finance powerhouses 🌐 The big pivot to crypto & digital assets 🇦🇪 Why the UAE is the next big thing for institutional crypto 🏗️ What it really takes to build a regulated digital asset platform from the ground up If you’re into the future of finance, global markets, and bold career moves — this one’s for you. 🎧 Listen now, then drop your thoughts👇 📍Would you make the jump from TradFi to crypto? 📍Is Abu Dhabi one of the new global crypto capital? #ZodiaMarkets #CryptoCEO #TradFiToDeFi #DigitalAssets #Fintech #UAEFinance #PodcastDrop #AbuDhabiCrypto #FutureOfFinance #Zodia #UsmanAhmad