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FMH InsureCast

FMH InsureCast

Hosted by Farmers Mutual Hail Insurance

Episodes

56

Latest episode

Apr 2026

Language

EN

About the show

FMH InsureCast brings you the latest from FMH and the industry to help navigate the expansive crop and farm insurance landscape. Topics include new products to leverage crop insurance within your risk management plan, and helpful tips from FMH staff and industry experts to stay informed on industry developments.

Listen to episodes

56 recent
April 29, 2026Episode 5739 min

2026 Planting Updates & Industry Impacts

As planters roll for across the country, farmers are navigating a wide range of conditions, from early planting in some regions to drought, cold, and excess moisture in others. Join Dave DeCapp as he connects with FMH experts and farmers from across the country to discuss what they’re experiencing and seeing in the field and how it may impact planting, claims, and risk management for the 2026 season.

February 4, 2026Episode 5644 min

2026 Crop Insurance Decisions

Farmers are facing another financially-challenging year heading into 2026. With federal crop insurance program enhancements to ECO, SCO, and Beginning Farmer & Rancher (BFR), as well as new FSA and Disaster Relief Program options, farmers have many new considerations to update their crop insurance policy this spring. Dave and FMH experts break it down for farmers and agents.

November 25, 2025Episode 5537 min

Dig Into the Story of Sugar Beets

The sugar beet industry plays a vital role in the U.S. sugar supply—and in the lives of the growers who produce it. Join Dave and FMH experts Sara Ahrenholz and Andrew Sather as they share firsthand insights into the lifecycle of sugar beets, from planting to processing, and what agents and insureds should know in this holiday special FMH InsureCast episode.

October 24, 2025Episode 5416 min

Bonus Episode: BFR Updates for 2026

The Beginning Farmer & Rancher (BFR) program offers qualifying producers enhanced benefits under federal crop insurance to make it more affordable and help them grow a sustainable operation. Certain changes to the program, such as increased eligibility and benefits, took effect with the passage of the One Big Beautiful Bill (OBBB) earlier this year. Join Dave and FMH expert Josh Menz as they discuss what agents and insureds should know about these changes in this bonus episode of FMH InsureCast.

September 11, 2025Episode 5342 min

One Big Beautiful Bill Impacts on Crop Insurance

The One Big Beautiful Bill Act (OBBBA) made changes to the Federal Crop Insurance Act. On August 20, 2025, RMA announced immediate implementation of certain sections of this legislation, including premium discount increases for certain federal products including ECO, SCO, and MCO, changes to the Beginning Farmer & Rancher (BFR) program, and more.Join Dave DeCapp and Ken Ripley as they discuss what agents and insureds need to know about these changes and updates to FSA and farm safety programs, including ECAP and SDRP.

September 4, 2025Episode 5236 min

What is the New MCO Product?

Join Dave and Farmers Mutual Hail crop insurance experts as they discuss the new federal product for 2026, Margin Coverage Option (MCO). MCO is an MPCI endorsement that combines the simplicity of the popular Enhanced Coverage Option (ECO) with the unique capability to insure against reduced margins. With a September 30 Sales Closing Date, be sure to learn about the product now and if it’s right for your farm operation.

July 3, 2025Episode 5132 min

USDA Supplemental Disaster Relief Program w/ Tom Sell

The target date for farmer sign-up for the USDA Supplemental Disaster Relief Program (SDRP) opens on Monday, July 7, 2025. This program provides assistance to farmers who experienced losses of revenue, quality, or production of crops due to weather-related events in 2023 and 2024. Join Dave and Ken as they talk about what to expect with SDRP with special guest Tom Sell, on topics like application requirements, payment limitations, and how crop insurance plays into the process.

May 20, 2025Episode 5051 min

FMH InsureCast: Planting Updates & Claims Concerns Across the Country

Planting is wrapping up across the country and we’re checking in with FMH Regional Claim Managers about what they’re seeing as crops are going into the ground and what areas are impacted by adverse weather conditions. Join host Dave DeCapp as they discuss what areas and crops may be affected, and share important reminders in case of a replant of prevent plant claim.

February 18, 2025Episode 4834 min

Understanding FSA Programs

Understanding how Farm Service Agency (FSA) programs work can help farmers make better decisions. Host Dave DeCapp talks with FMH expert and farmer Ken Ripley as he explains how FSA programs work with crop insurance. They also discuss considerations for different regions across the country with fellow FMH expert Derek Watters. This episode dives deep into two popular FSA programs and covers:Price Loss Coverage (PLC) and Agriculture Risk Coverage (ARC) optionsProgram eligibility with SCO and STAX coveragesProgram payment calculation examplesImportant forms to obtain for decision-makingDecision deadline update

February 13, 2025Episode 4730 min

2025 Crop Insurance Decisions

Sales Closing Dates are quickly approaching, with February 28 and March 17 as deadlines for a majority of FMH policyholders. FMH experts Ken Ripley and Derek Watters join Dave in our 2025 Crop Insurance Decisions episode to discuss the major considerations farmers across the country need to make this year when it comes to their risk management plan.We'll cover what farmers need to know while they make their crop insurance decision for spring 2025, including:Updates to the federal programUpdates to FSA programs and how those play into crop insuranceHow to choose coverage considering current crop prices

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