Fintech-X

Hosted by KredX

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Mar 2026

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About the show

Two leaders. Two contrasting worlds. One unexpected common ground. Manish Kumar. Founder and CEO, KredX has had a front-row seat to how India does business. Join us to listen in as he steers conversations between leaders from completely different worlds. Whether it's "Jugaad" vs. "Process" or CFO vs. Supply Chain, Manish nudges these experts to reveal the hard truths they have learned along the way. Tune in for unscripted, high-stakes dialogue that reveals the blind spots in your own strategy and discover the 'Growth Code'.

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42 recent

March 24, 202652 min

How to Scale to 30x: Srikanth Iyer & Vivek Mehta on "Wartime" vs. "Strategic" Growth Code

Manish Kumar (Founder & CEO, KredX) joins Srikanth Iyer (Co-Founder & CEO, HomeLane) and Vivek Mehta (CEO, Urban Ladder) to decode the "Growth Code" of the Indian home interiors industry. From "Wartime" tennis agility to "Strategic" golf precision, they reveal the expensive lessons of bridging the "Imagination Gap". Discover the secrets to 30x growth, managing dead capital, and navigating massive scaling with the leaders in home interior space.

February 6, 202552 min

The Future of Fintech: What Lies Ahead in 2025?

As technology continues to transform the financial landscape, what innovations and disruptions can we expect in fintech in 2025? In this episode, we delve into the key trends, challenges, and opportunities shaping the future of financial technology. Our expert panel—Carlin Crasto, CTO of Mobileware Technologies, and Kunal Nandwani, Co-Founder and CEO of uTrade Solutions—discuss the latest advancements in AI-driven finance, embedded banking, digital assets, and regulatory shifts that will define the industry in the year ahead. Tune in for an insightful discussion on what’s next for fintech and how businesses, investors, and consumers can stay ahead in this rapidly evolving space.

November 18, 202440 min

The Growth of Embedded Finance: How It’s Bridging the Financial Inclusion Gap

Embedded finance is revolutionizing how consumers access financial services by seamlessly integrating banking, payments, insurance, and lending into non-financial platforms. By embedding these tools into everyday applications, it fosters greater financial inclusion and empowers individuals who have traditionally been excluded from conventional banking systems. However, as this ecosystem evolves, addressing security challenges—such as data protection and regulatory compliance—is essential to ensure the safety and trustworthiness of this growing financial landscape. Join us in this episode of FintechX with Mr. Lokanath Panda, Chief Operating Officer at BLS E-Services, and Mr. S Anand, Founder & Chief Executive Officer of PaySprint Private Limited, as they explore how embedded finance is breaking down barriers, enhancing convenience, and broadening access, particularly for underserved and unbanked populations.

September 16, 202443 min

Can Central Bank Digital Currencies Enhance Financial Inclusion?

Central Bank Digital Currencies (CDBCs) have emerged as a transformative innovation in the financial landscape, promising to reshape the way we interact with money. One of the key areas of focus for CBDCs is their potential to enhance financial inclusion by providing secure, accessible, and efficient digital payment systems. This discussion explores the opportunities CBDCs offer to bring underserved populations into the formal financial system, the challenges involved in implementation, and the broader impact they could have on the global economy. Join us in this episode of FintechX with Rohit Pateria, Co-foinder & CEO of Lark Finserv and Sanjeet Kumar, Executive Director of Resurgent India, as they discuss how CBDCs can truly make financial services more inclusive, and what hurdles must be overcome to realize this vision?

July 26, 202435 min

IoT and Fintech: Pioneering Secure Transactions or Unveiling New Threats?

The intersection of the Internet of Things (IoT) and financial technology (Fintech) is revolutionizing the way transactions are conducted, making them more convenient and efficient. IoT devices are increasingly being integrated into financial services, enabling seamless, real-time transactions and personalized banking experiences. However, this integration also brings significant security concerns. Join us in this episode of FintechX with Gautam Sinha, CEO of LTFLoW, and Yatin Paednekar, Co-Founder and CTO of Mobicule Technologies, as they discuss the opportunities and challenges, as well as the security measures needed to harness the benefits while mitigating risks.

May 31, 202442 min

How Generative AI is Transforming the FinTech Industry

In today's rapidly evolving digital landscape, the intersection of artificial intelligence and finance is becoming increasingly pivotal. As financial institutions strive for greater automation, efficiency, and personalization, generative AI emerges as a transformative force. Join us in this episode of FintechX with Ashish Khandelwal, Founder & CEO of ANQ Finance, and Pramod Kathuria, Founder & CEO of Easiloan, as we explore how generative AI is revolutionizing the fintech industry by enhancing customer experiences, improving risk management, streamlining operations, and driving innovation.

April 19, 202439 min

Tackling The 'R' Word: How Can Indian Fintechs Prepare For Downturns

In an ever-evolving financial landscape, fintech companies stand at the forefront of innovation and disruption. However, navigating market downturns requires more than just technological prowess—it demands strategic foresight and investor confidence. Join us in this episode of FintechX with Roopak Naresh Gupta, Founder of mTap & Rahul M. Mishra, Co-Founder & Director, of Policy Ensure, as we delve into the proactive measures fintechs can adopt to navigate through economic downturns while reassuring investors of their resilience. From risk management strategies to transparent communication channels, learn how fintechs can not only survive but innovate and pivot amidst these uncertain times.

March 21, 202427 min

Regulation Vs Innovation: The FinTech Question

The fintech landscape is constantly shaped by regulatory changes, presenting both challenges and opportunities for industry players. These shifts serve as a catalyst for innovation while necessitating compliance and adaptation. In recent weeks, the fintech industry has been abuzz with discussions surrounding regulatory changes. Regulators are grappling with the rapid pace of innovation, as fintech companies introduce novel products and services that push the boundaries of traditional financial regulation. Join us in this episode of FintechX with Mr.Nikhil Aggarwal, Founder & CEO, Grip Invest & Rahul Raghuwanshi, Director at Rupeeseed as we discuss how regulatory changes influence market dynamics, impacting competition, market entry, and consolidation trends within the fintech space.

February 1, 202444 min

Open Banking Innovation Vs. Security - Nikhil CEO Finarkein Analytics & Rayan CEO NeoFinity

Dive into the intriguing realm of 'Open Banking: Innovation vs. Security'. Uncover the delicate balance between fostering ground-breaking financial innovations and ensuring robust security measures in the evolving landscape of open banking. Tune in to this insightful episode of FintechX, featuring Nikhil Kurhe, CEO at Finarkein Analytics, and Rayan Malhotra, Founder and CEO of NeoFinity. Gain valuable insights into how organizations can effectively navigate the delicate equilibrium between fostering innovation and ensuring security within the realm of Open Banking.

November 21, 202344 min

How Are Fintech Innovations Tackling Cyber - Risk And Data Security Challenges

In recent years, the financial sector has witnessed a rapid evolution in technological advancements, with fintech playing a pivotal role in transforming traditional financial services. However, this transformation has also brought about new challenges, particularly in terms of cybersecurity and the protection of sensitive financial data. Join us in this episode of FintechX where we delve into the innovative approaches and solutions that fintech companies are adopting to mitigate cyber-risks and enhance data security. Hear from the industry experts; Sanket Sarkar, Founder & CEO, of Zeron, and Aditya Kumar, Co-founder & CEO, of Niro where they discuss the various technologies, strategies, and best practices being employed to safeguard financial transactions, customer information, and overall digital assets.