Financial Safari with Coach Pete

Hosted by Coach Pete D'Arruda

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Episodes

100

Latest episode

Jun 2026

Language

EN-US

About the show

The mission of the Financial Safari is to equip you with the tools and knowledge that you need to successfully navigate through today's complex financial jungle. Each week, the hosts and guests on the show reveal the latest developments in the financial world to keep you informed of changes that may affect you personally, while sharing some common sense strategies that will help you make the most out of your retirement savings.

Listen to episodes

60 recent

June 15, 202657 min

Financial Termites: Hidden Costs That Can Eat Away at Retirement

In this episode of Financial Safari, Coach Pete and the team discuss how retirees can make more confident decisions by understanding the fine print before they buy, borrow, invest, or start drawing income. From big purchases and hidden fees to market risk and rollover mistakes, the conversation highlights the importance of having a written retirement plan instead of relying on guesswork. Listeners will also hear about “financial termites” — the hidden costs, fees, taxes, and risks that can quietly eat away at retirement savings. The episode covers income planning, risk versus safety, bucket strategies, and why the money you have saved is not always the same as the money you can safely spend.See omnystudio.com/listener for privacy information.

June 8, 202657 min

The Four Retirement Questions Every Family Should Answer

In this episode, Coach Pete walks through the key questions families should answer before retirement, especially when it comes to protecting a spouse, creating reliable income, planning for the home, managing taxes, and leaving a clear legacy. The conversation focuses on turning uncertainty into a written plan that helps loved ones avoid confusion during difficult seasons. Listeners will hear practical guidance on life insurance, survivor income, Social Security decisions, long-term care, housing costs, required minimum distributions, charitable giving, estate documents, beneficiary forms, and family communication. The episode emphasizes that retirement planning is not just about saving money. It is about making sure income, taxes, health care, housing, and legacy decisions all work together to protect the people you love.See omnystudio.com/listener for privacy information.

June 1, 202657 min

7 Critical Retirement Strategies You Can't Afford to Miss

This episode features a lively discussion on retirement planning, the importance of lifetime income, and strategies to secure financial stability in retirement. Experts share insights on market trends, inflation, and practical steps to avoid common pitfalls.See omnystudio.com/listener for privacy information.

May 22, 202657 min

Tax Loss Harvesting, Direct Indexing, and Smarter Market Strategy

Coach Pete is joined by tax strategist and entrepreneur Alan Grissom for a conversation about indexing, tax strategy, and how technology is changing the way investors manage money. Alan explains the role of indices like the S&P 500 and Dow Jones Industrial Average, why passive strategies often outperform active management, and how direct indexing can give investors more control over their portfolios. The discussion also takes a historical detour through railroads, Wall Street, and Cornelius Vanderbilt to show how markets and wealth-building have evolved over time. From there, the episode digs into tax loss harvesting and how selling gains alongside offsetting losses may help reduce taxable exposure. For listeners looking to keep more of what they have earned, this episode offers a practical look at tax-aware investing strategies that were once mostly available to the ultra-wealthy.See omnystudio.com/listener for privacy information.

May 15, 202657 min

Building Your Own Paycheck in Retirement

Retirement is not just about how much you have saved; it is about turning those savings into reliable income. In this episode, Coach Pete, Thomas, Morgan, and Carrie talk about the emotional shift from receiving a paycheck to creating one yourself. The conversation touches on AI, scams, 401(k) savings, pensions, market losses, and why retirement planning requires more than simply hoping your investments cooperate. Coach Pete explains why timing matters, how sequence-of-returns risk can affect retirees, and why having a paycheck plan can help reduce stress. The episode also explores taxes, Roth strategies, and the importance of building a retirement plan that gives you confidence instead of guesswork.See omnystudio.com/listener for privacy information.

May 8, 202657 min

Why Annuities Are Back in the Retirement Conversation

Annuities are getting renewed attention, but many people still misunderstand what they are and how they can fit into a retirement plan. In this episode, Coach Pete, Jackie, and Thomas break down annuities in plain language, from their historical roots to their modern use as a potential source of protected retirement income. The conversation covers how certain annuities may help create income you cannot outlive, reduce exposure to market timing mistakes, and support a more predictable retirement paycheck. They also discuss legacy planning, beneficiaries, avoiding probate, and how annuities may help provide continued income for a surviving spouse. If retirement certainty, safe money, and income planning are on your mind, this episode is a helpful starting point.See omnystudio.com/listener for privacy information.

May 1, 202657 min

7 Critical Retirement Concerns and How to Address Them

This episode covers essential retirement planning topics including income security, inflation, healthcare costs, long-term care, market volatility, and the importance of a written retirement plan. Hosted by Thomas with Coach Pete, it offers practical strategies to ensure a secure and worry-free retirement.See omnystudio.com/listener for privacy information.

April 17, 202657 min

Project and Protect: Building a Retirement Plan Before You Turn the Page

In this episode of The Financial Safari, Thomas Lipscomb is joined by Jackie Selby and bestselling author Coach Pete D’Arruda for a practical conversation about preparing for retirement before emotions, market headlines, or tax surprises take control. Coach Pete explains why retirees should “project and protect”: project the lifestyle and income they want, then protect the assets needed to support that lifestyle. The discussion covers test-driving retirement, adjusting emotionally to life after work, coordinating retirement goals with a spouse, and making sure income plans are built before the paycheck stops. The episode also highlights key ideas from Coach Pete’s 22-Step Total Retirement Plan, including retirement spending plans, Roth conversion strategies, estate planning, powers of attorney, special needs trusts, charitable giving strategies, life insurance with living benefits, and old retirement accounts from previous jobs. Listeners also learn how to access Coach Pete’s retirement resources, including TotalRetirementPlan.com, FinancialSafari.com, RetirementHelpCenter.com, and the opportunity to receive a physical copy of the 22-step Total Retirement Plan.See omnystudio.com/listener for privacy information.

April 3, 202657 min

Don’t Let Market Losses Fund Your Retirement: Building a Safer Income Plan

In this episode of The Financial Safari, Thomas Lipscomb and Coach Pete D’Arruda discuss how retirees and pre-retirees can avoid turning temporary market volatility into permanent retirement damage. Coach Pete explains the difference between paper gains, paper losses, and realized losses, and why money needed in the next five to ten years should not be sitting fully exposed to market risk. The conversation highlights key concepts from Coach Pete’s 22-Step Total Retirement Plan, including red, yellow, and green money; emergency accounts; GPI strategies; lifetime income; inflation protection; and the importance of having a written plan before retirement decisions become urgent. The episode also covers common ways people lose money in retirement, including forced selling, poor Social Security timing, tax leakage, Medicare surcharges, non-traded REITs, scams, overconfidence, and relying on long-term money for short-term needs. Coach Pete also shares why the right plan can help retirees reduce worry, protect income, and still leave room for growth once the foundation is secure. Listeners also learn how to access resources like TotalRetirementPlan.com, RetirementHelpCenter.com, and Coach Pete’s book The Seven Baby Steps to a Ridiculously Reliable Retirement Income.See omnystudio.com/listener for privacy information.

March 28, 202657 min

The 22-Step Retirement Plan: Turning Savings Into Lifelong Income

In this episode of The Financial Safari, Thomas Lipscomb joins Coach Pete D’Arruda, Gary Marriage, and Phil Graham for a practical conversation about what it really takes to retire with confidence. The group discusses why rising interest rates, inflation, market volatility, and headline-driven anxiety can be especially stressful for retirees and pre-retirees—but also why those concerns are easier to manage when there is a written retirement plan in place. Coach Pete explains the purpose behind his 22-step Total Retirement Plan, including income planning, inflation protection, emergency accounts, Social Security timing, Medicare planning, tax strategies, and legacy considerations. The conversation also explores the difference between building wealth and turning that wealth into a dependable retirement paycheck. Coach Pete, Gary, and Phil share why lifetime income, spouse protection, independent advice, and avoiding procrastination can make a major difference for families entering the financial red zone. Listeners also learn how to access Coach Pete’s retirement resources, including the Total Retirement Plan guidebook and workbook, Tax Savvy Retirement, and the educational content available through Financial Safari and CoachPete.com.See omnystudio.com/listener for privacy information.