Finance With Factor

Hosted by Jason Factor

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Episodes

149

Latest episode

May 2026

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About the show

Finance With Factor, hosted by Jason Factor, is a weekly show featuring conversations, with local experts, in and around the world of real estate. We discuss everything from how home buyers, realtors, investors, and real estate professionals can grow their business, navigate real estate financing, follow market trends, secure personal finances, and maintain a sliver of sanity in the process. || Jason Factor, Sr Loan Officer NMLS1401985 w/Movement Mortgage supports Equal Housing Opportunity NMLS39179 www.NMLSconsumeraccess.org | For full legal disclosures go to: www.JasonFactor.com

Listen to episodes

60 recent

May 28, 2026Episode 21838 min

“Collateral Swap" - Housing Market Solutions

Michael Chase — a 20-year commercial lending veteran and Managing Director at a national commercial mortgage lender — challenges traditional residential mortgage thinking by exploring how a “collateral swap” could help solve the housing market pressure from the "lock-in effect" as owners hesitate to give up their low rate mortgages. We discuss how residential lenders could learn from the commercial banking concept to implement this lending strategy and potentially create a win-win for lenders and consumers.

March 25, 2026Episode 21834 min

"Connect People" - Hire Production

What if recruiting wasn’t about closing—but connecting? In Connect People, Hire Production, mortgage recruiter Samia DeMarco shares how real relationships—not scripts—drive results. We dig into her best tactic: using events to create value, spark genuine connections, and attract talent organically. If you’re a real estate broker, branch manager, or small business owner looking to grow your team the right way, this one’s for you.

February 18, 2026Episode 21729 min

"Value Prop" - Relationship Networking

Connor Bartley, host of "The LO Down" podcast shares lessons he's learned as a recruiter that can benefit anyone looking to grow their network — with trust, value, and genuine relationships. He shares tangible action items and marketing tips on how you can add genuine selfless value by understanding people’s goals giving you a competitive edge. This episode will help you turn a cold call into a welcomed conversation. If you’re in mortgages, real estate, sales, or leadership (or just trying to grow a better network), this is your episode about how the patient long game and authenticity always wins.

December 17, 2025Episode 21536 min

"Mortgage Yoga" - MI Balancing Act

Many homebuyers stretch and twist themselves into painful positions trying to save 20% down — and listing agents often (incorrectly) view down payment size as a measure of a buyer’s qualification. In this episode, Louis Chinappi of Arch MI explains why low-down payment loans with private mortgage insurance (PMI) can be a smart homebuying strategy. Louis breaks down what mortgage insurance really is, how PMI pricing works, and how homebuyers can balance cash on hand vs. monthly payment to improve affordability and opportunity cost. We discuss how MI can be a tool to help balance the scale of monthly payment vs. available cash — keeping reserves to strengthen offers, cover appraisal gaps, or handle renovations and repairs. If you think PMI is a deal-breaker, this episode may change your mind.

December 4, 2025Episode 21814 min

"Giving Season" - Giveaways & Social Growth

Bea Murphy (@bmurphy388) of Lamacchia Realty to break down how she’s leveraged raffles, giveaways, and community-focused contests to quickly grow her social media following — and her real estate business. She shares how to host online giveaways to find clients, grow your social media followers, and translate online buzz into real-life clients.If you want to boost engagement, grow your audience, or elevate your real estate brand on Instagram, TikTok, or Facebook, this episode is basically your cheat code.Hit play and steal some of Bea’s best growth hacks.

November 5, 202552 min

"Planning Session" - Buying in Retirment

What if your dream home in retirement feels just out of reach—unless you cash out your investments? This is the dilemma so many homeowners face, living on a fixed income and feeling stuck in the wrong home because they are mortgage free or in a 3% rate.In this real-life client call, our team walks through homebuying and financing options for a soon to be retiree whose income alone couldn’t qualify her for the home she wanted. Hear how we built a solution that let her buy without disrupting her retirement cash flow, preserved her estate plans, and enabled her to retire with confidence that she can stay in her new home comfortably for as long as she wants!If you’re a Realtor helping downsizing clients or a financial advisor guiding retirees through asset management, this episode is a must-listen case study in strategic mortgage planning.

October 22, 2025Episode 21338 min

"Balancing Act" - Personal & Business Wellness

Abigail Gaw, a personal wellness and business consultant joins me for a coaching session. We explore the true meaning of health and wellness, emphasizing the importance of holistic approaches that go beyond diet and exercise. Abigail shares insights on digital wellbeing, work-life balance, and the necessity of setting boundaries in both personal and professional life. The discussion highlights the significance of self-care, the power of saying no, and the impact of leading by example for your children. She concludes with practical tips for maintaining a healthy relationship with technology and prioritizing your well-being. This is a must listen for any top producer, realtor, or self-employed business owner...actually everyone can probably pull a meaningful takeaway from our conversation.Guest: Abigail GawHttps://abigailcook.my.canva.site/coaching

September 24, 202530 min

"Audition Prep" - Winning the Job

Every client meeting is basically an audition. If you are a Realtor, sales professional, and business owner, tune in and learn from how performers prepare, manage nerves, and deliver their best when the spotlight’s on. You will be surprised by how much of Kevin's tips and advice is relevant to your business. This episode is packed with takeaways on how to: build confidence, prepare like a pro, and win the “audition” with clients.

August 28, 2025Episode 21128 min

"Unhoused Solutions" - Friends Needed

Darren Lee, board member of Friends of Boston’s Homeless, shares his powerful story of resilience. At 7 years old, Darren became unhoused when his mother courageously escaped an abusive spouse. With the support of community organizations and advocates, he found stability and went on to achieve personal and professional success.We talk about the realities of childhood homelessness, domestic violence, and the critical role of community support in breaking cycles of hardship. Darren’s journey is heartbreaking and hopeful, but not unfamiliar. He shares the impact that nonprofits like Friends of Boston’s Homeless can make for our community.Listen now to hear Darren’s inspiring story—and learn how you can get involved to help vulnerable neighbors facing homelessness and housing insecurity.***Trigger Warning: This episode contains discussion of domestic violence, homelessness, and substance abuse. Listener discretion is advised.

August 21, 2025Episode 21039 min

"Classroom Prep" - Engaging Learning

Back-to-school isn’t just for kids—real estate pros need engaging education too. Marisa Suescun of the Boston Debate League shares strategies to design workshops, panels, and seminars that captivate well-seasoned colleagues and first-time learners alike.