Exploring Super with ESSSuper

Death and disability benefits & insurance options

Defined benefit superannuation funds offer death and disability benefits within the fund at no extra cost, but do vary in their offerings and how they are paid out. Regular superannuation accounts, like ESSSuper’s Accumulation Plan, offer optional insurances that come with a premium. In this episode of ESSSuper's Exploring Super podcast, we discuss the differences so you can ensure you're adequately covered.---This podcast is of a general nature only and does not consider your personal circumstances, financial needs or objectives. Before acting on any advice contained in this podcast, please download and read the relevant Product Disclosure Statement and target market determination, found on our website: esssuper.com.au, The Board recommends that you seek financial advice before acting upon this information. Benefits in ESSSuper's Accumulation Plan, Income Streams and Beneficiary Account products are not guaranteed or underwritten by the Victorian Government or ESSSuper.The insurance for Death, TPD, and Income Protection in the Accumulation Plan is provided by AIA Australia Limited ABN 79 004 837 861 AFSL 230043 through group insurance policies that the Board holds with the Insurer. The information in this podcast is only a summary and is subject to policy terms which may change. A copy of the Insurance guide is on ESSSuper's website and a copy of the Insurer’s Policy is available upon request.

Interview with former Board President, Joan Fitzpatrick

In this episode of ESSSuper's Exploring Super podcast, we sit down with Joan Fitzpatrick, ESSSuper’s former Board President. Joan tells us about her time with the fund, along with the changes and the challenges ESSSuper has seen over the last decade.

Investment market update, Q2 2025-26

In this episode of ESSSuper's Exploring Super podcast, Martin Thompson, an Investment Manager at ESSSuper, provides economic and market commentary for the October to December Quarter 2025 period, plus some more up to date commentary.---This investment commentary does not constitute advice.Before acting on any advice contained in this article, podcast or video, please download and read the relevant Product Disclosure Statement and target market determination, found on our PDS and handbooks web page. The Board recommends that you seek financial advice before acting upon this information.Investment returns cannot be guaranteed as investment markets can be volatile. As a consequence, returns can be positive or negative. Past investment performance is not a reliable indicator of future performance.Benefits in ESSSuper’s Accumulation Plan, Income Streams and Beneficiary Account products are not guaranteed or underwritten by the Victorian Government or ESSSuper, and ESSSuper does not come under the jurisdiction of the Australian Financial Complaints Authority (AFCA). ESSSuper comes under the jurisdiction of the Victorian Civil and Administrative Tribunal (VCAT).SuperRatings is a third-party superannuation research company providing data analysis, information, and commentary to both the public and the superannuation industry. Established in 2002, it is the most widely used and accepted ratings firm in the superannuation industry. Refer to superratings.com.au and our Ratings and awards webpage for more information. Ratings are only one factor to be taken into account when choosing a super fund.

How much will you need to retire?

How much super do you need for a comfortable lifestyle in retirement? In this episode of ESSSuper’s Exploring Super podcast, we discuss how much the average Australian needs in retirement, and how tools like the ASFA retirement standard can help.

Investment market update, Q1 2025-26

In this episode of the Exploring Super podcast, Paul Griffiths, an Investment Manager at ESSSuper, provides commentary on economic and market movements for the July to September 2025 period.____This article and podcast are of a general nature only and do not consider your personal circumstances, financial needs or objectives. Before acting on any advice contained in this podcast or article, please download and read the relevant Product Disclosure Statement and target market determination, found on our website: esssuper.com.au The Board recommends that you seek financial advice before acting upon this information. Investment returns cannot be guaranteed as investment markets can be volatile. As a consequence, returns can be positive or negative. Past investment performance is not a reliable indicator of future performance. Benefits in ESSSuper's Accumulation Plan, Income Streams and Beneficiary Account products are not guaranteed or underwritten by the Victorian Government or ESSSuper. Any institutions mentioned by name does not constitute endorsement.  SuperRatings is a third-party superannuation research company providing data analysis, information and commentary to both the public and the superannuation industry. Refer to superratings.com.au for more information.

2025 in review with CEO Robbie Campo

In this episode of ESSSuper's Exploring Super podcast, Chief Executive Officer Robbie Campo shares what’s been happening as we wrap up a historic year for ESSSuper.

Investing in super: asset classes

ESSSuper’s investments cover a wide range of asset groups and global markets. In this episode of our Exploring Super podcast, ESSSuper Investment Manager Leroy D’Souza joins us to discuss the investment options available to our members, how they work and the objectives behind them.

How does Centrelink assess superannuation for the Age Pension?

Investment market update, Q4 2024-25

In this episode of ESSSuper’s Exploring Super podcast, we dive into economic updates and market commentary focused on the April to June 2025 quarter with ESSSuper Investment Manager Marie Cardaci.

Personal deductible contributions

In this episode of ESSSuper’s Exploring Super podcast, we discuss personal deductible contributions and how they could be a tax-effective way to boost your super.