Expat Mortgage Podcast

Hosted by Atlas Mortgages

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170

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Jun 2026

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About the show

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

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June 3, 202647 min

Season 7, Episode 21 - Budget Replay

In this special episode of the Atlas Expat Mortgages Podcast, Managing Director - APAC, James Ridley is joined by Ben Turner, Managing Director of Atlas Tax, to replay our Australian Federal Budget 2026-27 webinar. Together, they unpack the most significant proposed changes to Australian tax and property legislation in decades, including reforms to capital gains tax, negative gearing, discretionary trusts and superannuation. The discussion focuses on what these changes could mean for Australian expats who own property, are considering investing in Australia, or plan to return home in the future. While the headlines have fuelled plenty of speculation, James and Ben cut through the noise to provide practical insights, explain the potential impacts for expats, and highlight the key opportunities and risks to watch as the proposed legislation develops. If you own Australian property or are planning your next investment move from overseas, this episode is essential listening. Relevant Links:  • Atlas Wealth Group webinar recordings - https://youtube.com/playlist?list=PLZnC6KM6iy463o8_gdyfrLivk0pPWbSFy&si=Rm9eFDI7fAvDTWb- • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

May 27, 202629 min

Season 7, Episode 20 - Budget Action Plan

In this episode of the Atlas Expat Mortgage podcast, Atlas Wealth Group Managing Directors James Ridley and Jeremy Harper unpack the practical implications of the proposed 2026–27 Federal Budget reforms for Australian expats at every stage of the property journey. The discussion explores how the proposed changes to capital gains tax, negative gearing and discretionary trusts may impact Australians preparing to move overseas, currently living abroad, or planning a return home. James and Jeremy share a practical action plan covering property ownership structures, borrowing capacity, valuations, trust considerations and investment strategies, while also discussing the uncertainty surrounding the proposed legislation and what expats should be considering now. The episode also addresses key questions from expats in Singapore, Dubai and London, providing real-world insights into buying, holding and financing Australian property in a rapidly changing tax and lending environment. Relevant Links:  • Australian Federal Budget webinar recording - https://youtu.be/Y1o9gFGlQkQ?si=X8QLfPPteMWIz9_N • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

May 20, 202633 min

Season 7, Episode 19 - Australian Federal Budget Recap

In Season 7, Episode 19 of the Atlas Wealth Expat Mortgage Podcast, Jeremy Harper and James Ridley unpack the proposed tax and property reforms announced in the 2026–27 Australian Federal Budget. The episode covers the potential impacts of changes to negative gearing, capital gains tax (CGT), and discretionary trusts, along with what these proposals could mean for Australian expats and property investors. Jeremy and James also explain the Budget legislative process, emphasising that the measures are still proposals and subject to change. Relevant Links:  • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

May 13, 202623 min

Season 7, Episode 18 - Buying Property in Sydney's Inner West: Tips for Australian Expats

In this episode of Atlas Expat Mortgages, Director, Jeremy Harper is joined by Kristan Johnson, Founder & Principal Buyers Agent, Johnson Property Co. They discuss why Sydney’s Inner West continues to attract strong interest from Australian expats. With changing market conditions and rising interest rates, they explore what expats should consider when buying property from overseas, where opportunities may be emerging, and how to avoid common mistakes when entering the Sydney market. A valuable listen for Australian expats considering their next property move or planning a future return home. Relevant Links:  • Johnson Property Co. - www.johnsonpropertyco.com.au • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - https://atlaswealth.com/resources/the-expats-handbook-wealth-strategies-for-australians-living-and-working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

May 6, 202626 min

Season 7, Episode 17 - Inflation Surge and Rate Hikes

In Episode 17 of the Expat Mortgage Podcast, Jeremy Harper and James Ridley break down the latest inflation jump to 4.6% and what it means for interest rates and expat borrowers in Australia. They discuss key inflation drivers like fuel, housing, and government spending, and why further RBA rate hikes are likely. The episode also covers the impact on mortgage repayments, fixed vs variable decisions, lending capacity (including HECS debt), and current property market trends. Jeremy and James finish with practical insights on buying opportunities in a shifting market and answer key listener questions on investing and managing Australian property from overseas. Overall, this episode delivers timely insights to help expats make informed mortgage and investment decisions in a high-inflation, rising-rate environment. Relevant Links:  • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/  • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

April 29, 202639 min

Season 7, Episode 16 - Melbourne Property, Lending Pressure & Rental Law Changes

In Episode 16 of the Expat Mortgage Podcast, host Jeremy Harper is joined by Daniel Stocco from Quixley Real Estate to unpack what’s really happening in Melbourne’s property market. They explore shifting buyer demand across inner-north suburbs, the emergence of a “K-shaped” market, and how affordability pressures and tighter lending conditions are influencing purchasing behaviour. The conversation also dives deep into Victoria’s latest rental reforms, including changes to evictions, rent increases, minimum standards, and tenant application rules — and what these mean for landlords, particularly Australian expats investing from abroad. To close, Jeremy and Daniel discuss current finance conditions, rising borrowing constraints, and whether Melbourne represents a buying opportunity or a market to wait on. A practical, on-the-ground update for expats, investors, and property owners navigating a rapidly changing market. Relevant Links:  • Quixley Real Estate - https://www.quixley.com.au/ • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/  • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

April 22, 202622 min

Season 7, Episode 15 - Budget Uncertainty, CGT Changes & What Expats Should Do Now

With the Australian Federal Budget fast approaching, uncertainty is building across the property market — especially for expats. In this episode of the Expat Mortgages Podcast, Atlas Wealth Group’s Jeremy Harper and James Ridley break down the latest developments, including proposed changes to capital gains tax (CGT), potential limits to negative gearing, and how rising interest rates are impacting borrowing capacity. If you’re an expat considering investing in Australian property, this episode cuts through the noise and focuses on what actually matters. Relevant Links:  • Upcoming events and webinars - https://atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/  • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

April 15, 202633 min

Season 7, Episode 14 - Navigating the Perth Property Market

In episode 14 of the Expat Mortgage Podcast, Navigating the Perth Property Market, host Jeremy Harper is joined by Adi from Folk Buyers Agency. They deep dive into the Perth property market and what it means for Australian expats looking to invest. Jeremy and Adi explore the rapid growth across Perth, with median house prices surpassing $1 million, strong rental yields, and continued demand driven by affordability and limited supply. The conversation highlights how quickly properties are moving, the importance of pre-approval in a competitive market, and the increasing role of off-market opportunities for expat buyers. The episode also covers key suburb trends, investor strategies, and the impact of rising interest rates on buyer sentiment—providing practical insights for expats considering their next property move in Western Australia. Relevant Links:  • Folk Buyers Agency - https://folkbuyersagency.com.au/ • Upcoming Singapore Masterclass event - www.eventbrite.com.au/e/singapore-ma…ff=SocialMedia  • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/  • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

April 10, 202630 min

Season 7, Episode 13 - Fuel Excise, Rates and Expat Property

In Episode 13 of the Expat Mortgage Podcast, Fuel Excise, Rates and Expat Property, Jeremy Harper and James Ridley break down back-to-back rate hikes, rising fuel costs, and the temporary fuel excise cut—and what it means for Australian expats with mortgages. They explore how inflation is influencing interest rates, why rate cuts may not be coming soon, and what this means for borrowing and property markets. A concise update to help expats plan ahead with clarity and confidence. Relevant Links: • Upcoming Singapore Masterclass event - www.eventbrite.com.au/e/singapore-ma…ff=SocialMedia  • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/  • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum  • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast  • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/  • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:  Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:  Facebook: www.facebook.com/atlaswealthmgmt  LinkedIn: www.linkedin.com/company/atlas-wealth-management  X: www.x.com/atlaswealthmgmt  Instagram: www.instagram.com/atlaswealthgroup  Youtube: www.youtube.com/atlaswealthmgmt

April 4, 202615 min

Season 7, Episode 12 - Australian Expat Q&A

In Episode 12 of the Expat Mortgage Podcast - Australian Expat Q&A, hosts Jeremy Harper and James Ridley answer questions from clients and listeners on the latest Australian property and lending landscape. From the RBA cash rate at 4.10% and rapidly rising fixed rates to surging construction costs and tighter borrowing for expats, the hosts provide practical guidance to help navigate the challenges of buying, investing, or building in Australia. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt