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Dollars & Common Sense

Dollars & Common Sense

Hosted by Wealthway Financial Advisors

Episodes

113

Latest episode

Oct 2026

Language

EN

About the show

A listener-driven radio show aired on WNIS AM790. Objective, unbiased financial advice on all personal financial planning matters delivered by CERTIFIED FINANCIAL PLANNERS™.

Listen to episodes

60 recent
October 15, 202642 min

The Art and Science of Spending Money

We spend decades learning how to save and invest, but what happens when it's finally time to spend? For many retirees, shifting from saving to spending can be surprisingly difficult, even when they can comfortably afford it. In this episode of Dollars and Common Sense, we explore the psychology of spending, the importance of making intentional financial decisions, and how to use your wealth to create a more fulfilling retirement. Tune in to learn how a thoughtful financial plan can help you find the balance between preserving your savings and enjoying the life you've worked so hard to build.

October 15, 202642 min

The Art and Science of Spending Money

We spend decades learning how to save and invest, but what happens when it's finally time to spend? For many retirees, shifting from saving to spending can be surprisingly difficult, even when they can comfortably afford it. In this episode of Dollars and Common Sense, we explore the psychology of spending, the importance of making intentional financial decisions, and how to use your wealth to create a more fulfilling retirement. Tune in to learn how a thoughtful financial plan can help you find the balance between preserving your savings and enjoying the life you've worked so hard to build.

October 15, 202642 min

The Art and Science of Spending Money

We spend decades learning how to save and invest, but what happens when it's finally time to spend? For many retirees, shifting from saving to spending can be surprisingly difficult, even when they can comfortably afford it. In this episode of Dollars and Common Sense, we explore the psychology of spending, the importance of making intentional financial decisions, and how to use your wealth to create a more fulfilling retirement. Tune in to learn how a thoughtful financial plan can help you find the balance between preserving your savings and enjoying the life you've worked so hard to build.

September 28, 202642 min

The Financial Decisions Couples Do Not Always Agree On

Money disagreements are not always really about the numbers. In this episode, we explore why even strong couples can have different views on when to retire, how much to spend, how much investment risk to take, and how much to help children or family members. One spouse may see a certain account balance as security, while the other sees it as permission to enjoy the life they worked hard to build. We discuss how to move beyond who is right and uncover what each person is trying to protect, whether that is security, freedom, family, or legacy. You will hear practical ways to define shared goals, clarify tradeoffs, and make financial decisions that both spouses can live with.

September 10, 202643 min

When Can You Stop Worrying About Money?

This episode explores a question many people struggle with even after they have built a strong financial foundation: When can you finally stop worrying about money? Reaching a certain savings goal does not always create confidence, and for many people, the finish line simply keeps moving. We discuss why “enough” is less about a specific account balance and more about understanding your lifestyle, risks, flexibility, and backup plans. You will learn how to separate productive financial concerns from worries that no amount of additional savings can eliminate. Ultimately, a good financial plan should give you the confidence to use your money intentionally, not leave you endlessly waiting to feel completely certain.

August 13, 202643 min

The Five Big Retirement Questions All Families Face

Retirement is not one decision. It is a series of questions that can shape your financial security for decades. In this episode of Dollars & Common Sense, we explore the big retirement questions every family eventually faces, from knowing when you can afford to retire and how much you can comfortably spend to deciding when to claim Social Security. We also discuss what happens financially after the loss of a spouse, how to prepare for a potential long term care need, and how to balance helping family with protecting your own future. The key is understanding how each decision connects to the others so you can approach retirement with a coordinated plan and greater confidence.

July 30, 202644 min

The Financial Habits That Separate Confident Retirees from Anxious Retirees

Why do some retirees enjoy retirement with confidence while others constantly worry about money, even when they have similar savings? In this episode, we explore the financial habits that help turn retirement from a source of stress into a source of freedom. We'll discuss how creating a reliable retirement paycheck, understanding what you can comfortably spend, staying disciplined during market volatility, and regularly updating your financial plan can provide lasting peace of mind. Retirement confidence isn't about predicting the future or having the biggest portfolio. It's about building a plan that allows you to enjoy the life you've worked so hard to create.

July 16, 202643 min

Coordination of Comprehensive Financial Planning

Many people think they have a financial plan because they have a 401(k), IRA, brokerage account, or pension, but having accounts is not the same as having a coordinated strategy. In this episode, we explore what comprehensive financial planning really means and why the way your investments, taxes, cash flow, insurance, and estate plan work together matters far more than any single financial decision. You'll learn why goals should drive your plan, why cash flow is the foundation of long term success, and why investment returns alone won't determine your financial future. Whether you're preparing for retirement or simply trying to make smarter financial decisions, this conversation will help you identify the difference between having scattered pieces and having a clear, intentional plan that supports the life you want.

June 25, 202643 min

The Hidden Cost of Waiting: Financial Decisions That Get More Expensive Over Time

When it comes to financial planning, one of the most expensive words can be "later." In this episode, we discuss how delaying important decisions about saving, investing, taxes, estate planning, healthcare, and retirement can quietly reduce your future options and increase the cost of reaching your goals. You'll learn why taking small, intentional steps today is often far more valuable than waiting for the perfect time to act. We also explore common situations where procrastination leads to missed opportunities and share practical ways to stay ahead of life's biggest financial decisions. If you've been putting off an important financial task, this conversation may be the motivation you need to get started.

June 11, 202643 min

The Financial Decisions That Matter More Than Investment Returns

Most people assume investment returns are the biggest factor in building wealth, but the reality is often much different. In this episode, we explore the financial decisions that can have an even greater impact on long-term success, including saving habits, spending choices, tax planning, risk management, and retirement income strategies. You'll learn why strong financial outcomes are usually driven by consistent, repeatable decisions rather than finding the perfect investment. We also discuss how emotions and behavior can quietly undermine even the best portfolios, and what you can do to stay focused on what you can control. If you've ever wondered whether financial planning is about more than just investment performance, this conversation will help put returns in their proper perspective.

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