Disaster Discussions Podcast

Hosted by Insurance Institute for Business & Home Safety (IBHS)

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Aug 2026

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Disasters like hurricanes, hailstorms, tornadoes, and wildfires can be devastating and frightening. They displace families, drive financial loss, and destroy communities. Join us as we sit down with science, insurance, and building industry professionals who will help us explore the intersection of these hazards with the built environment and steps being taken to prevent future devastation. ]]>

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58 recent

August 5, 202635 min

S5E11: Not All Hail is Created Equal: The journey to understanding hail damage

When it comes to hail damage, size is only part of the story. Two hailstones of the same size can produce very different outcomes depending on the roofing material, its age and condition, and the strength and structure of the hailstones themselves. In this episode of Disaster Discussions , IBHS Managing Director of Atmospheric Science Dr. Ian Giammanco, Research Project Scientist Jake Sorber, and Central Michigan University Ph.D. student and IBHS Summer Fellow Sabrina Servey recap the 2026 IBHS hail field deployment across the Plains. They discuss the partnership behind the research, the challenges of chasing hail during a drought-affected season, and what the team learned from 10 intensive operating periods. The conversation explores new field capabilities- from deployable trailers and roofing-panel exposures to hailstone strength testing and impact video- and how these observations help connect controlled laboratory testing with the complex conditions of real storms. Hear what researchers are learning about hailstone characteristics, hail concentration, and the performance of asphalt and composite roofing materials- and the questions that remain as IBHS works toward more realistic, actionable understanding of hail damage and how it impacts both roofing materials and the building envelope.

July 1, 202641 min

S5E10: Rebuilding with Purpose: Turning Disaster Assistance into Lasting Protection with SBA and IBHS

Disasters impact more than buildings- they affect entire communities. Recovery happens faster when homes, businesses, and local economies are rebuilt with resilience in mind. In this episode of Disaster Discussions , Chris Stallings of the U.S. Small Business Administration (SBA) and Michael Newman of the Insurance Institute for Business & Home Safety (IBHS) discuss how disaster assistance and research-backed mitigation can help reduce future losses and support stronger recoveries. Listeners will learn how SBA disaster assistance supports homeowners, renters, and businesses, how mitigation investments can help break the cycle of repeated disaster damage, and which practical resilience upgrades make the biggest difference. The conversation also explores the value of combining SBA recovery resources with IBHS building science to help communities rebuild smarter and recover faster. Resources: SBA Disaster Assistance: https://www.sba.gov/funding-programs/disaster-assistance SBA Mitigation Assistance: https://www.sba.gov/funding-programs/disaster-assistance/mitigation-assistance

June 3, 202653 min

S5E9: What the LA Fires Revealed About Zone 0 and Home Vulnerability

The January 2025 Palisades and Eaton fires exposed just how vulnerable neighborhoods become once wildfire enters the built environment. In this episode of Disaster Discussions , IBHS researcher Dr. Xareni Sanchez Monroy breaks down the findings from The 2025 LA Conflagrations report- from the critical role structure spacing and wind direction played in determining which homes survived, to how vegetation-covered fences, landscaping, and everyday combustible items can increase home vulnerability. We also dive into some of the IBHS research on Zone 0 vegetation and why even green, well-watered plants can become a source of heat and structural damage during conflagration conditions. Together, these studies paint a clearer picture of how wildfire spreads through communities and what it will take to build neighborhoods that are truly wildfire resilient.

May 20, 202631 min

S5E8: When Resilience Multiplies: The Road to 100,000 FORTIFIED Designations (Part 2)

What does it take to transform science experiments into a nationwide movement for stronger homes? In this episode of Disaster Discussions , host Rachael Penton Gauthier sits down with Fred Malik, Managing Director of FORTIFIED, to continue the conversation around the program’s milestone of 100,000 designations. Fred reflects on how IBHS reached this moment- from the early days of the program to where it stands today- and shares why verification and real-world performance matter more than ever. He also looks ahead, exploring what it will take to scale resilience even further: into inland communities, everyday roofing decisions, and ultimately, the default way we build for the future.

May 6, 202646 min

S5E7: When Resilience Multiplies: The Road to 100,000 FORTIFIED Designations (Part 1)

What does it take to transform science experiments into a nationwide movement for stronger homes? In this episode of Disaster Discussions , host Rachael Penton Gauthier sits down with Cliff Barros and Alex Cary- two IBHS FORTIFIED team members who have been part of the program's journey from its earliest days on the Alabama Gulf Coast to it's expansion into more than 30 states. Together, they reflect on how devastating storms like Hurricane Ivan and Katrina sparked an insurance crisis- and ultimately, a shift toward resilience. From their early work with Habitat for Humanity to helping grow the FORTIFIED program at IBHS, Cliff and Alex share stories about the people, partnerships, and pivotal moments that fueled the program’s expansion into a proven standard that now spans 100,000 homes nationwide. Plus, a look ahead: How far can this movement go, and what will it take to make resilience the norm in every community?

April 15, 202647 min

S5E6: The Workforce Behind the Recovery: America’s post-disaster skilled labor crisis (Part 2)

In Part 2 of The Workforce Behind the Recovery , we continue our conversation on the growing skilled labor shortage impacting the construction industry- in both everyday projects and after major disasters. Host Rachael Gauthier sits down with IBHS Director of Construction Shawn Macomber to explore his journey from rebuilding homes after Hurricane Katrina to becoming a leader in resilient construction. Shawn shares firsthand insights into the challenges of post-disaster rebuilding- from sourcing skilled labor and materials to addressing complex issues like moisture and mold that require specialized skills- and how those experiences reshaped his approach to building stronger, smarter homes. The conversation also dives into the unique role of construction at IBHS, where full-scale structures are built and tested under extreme conditions to advance resilience science. Shawn offers a behind-the-scenes look at managing a team that balances craftsmanship with experimentation, and the intricacies of building specimens used in controlled, repeatable projects. Shawn also shares his thoughts on why investing in the construction workforce- and building the right way- can leave a lasting legacy for homeowners across the country.

April 1, 202622 min

S5E5: The Workforce Behind the Recovery: America’s post-disaster skilled labor crisis (Part 1)

In Part 1 of The Workforce Behind the Recovery , we examine a growing challenge facing communities nationwide: the shortage of skilled labor slowing disaster recovery efforts. Host Rachael Gauthier is joined by Courtney Jenkins and Sean Vissar of The Home Depot Foundation to dive into new research they've conducted that reveals how widespread and urgent this issue has become. From wildfire-impacted communities in California to hurricane-stricken regions in Florida and North Carolina, rebuilding isn’t just about materials and plans- it’s about having enough skilled professionals to get the job done. The episode also spotlights the progress being made through The Home Depot Foundation's Path to Pro program- a major investment in building the next generation of skilled trades professionals- introducing thousands of individuals to careers in construction, supporting training and pre-apprenticeship programs, and helping create a stronger, more sustainable workforce pipeline. Plus, the Foundation’s broader commitment to disaster recovery and resilience, including education grants, scholarships, and partnerships that support rebuilding efforts and equip communities with the tools to come back stronger.

March 4, 20261 hr 3 min

S5E4: On the Radar: When Winter Hits the South- Science Communication, Infrastructure Stress‑Tests, & Interior Water Losses.

When winter hits the South, the impacts can be historic- and deeply disruptive. In this On the Radar episode of Disaster Discussions, host Rachael Penton Gauthier is joined by IBHS Managing Director of Atmospheric Research Dr. Ian Giammanco and Mississippi Live Weather Chief Meteorologist Matt Laubhan to break down a late‑January winter storm that delivered record snow, destructive ice, and dangerous cold across the Southeast. The conversation explores the meteorological setup behind back‑to‑back winter systems, the challenges of communicating high‑impact forecasts in regions unaccustomed to snow and ice, and how digital‑first weather platforms are reshaping public messaging. The episode also highlights IBHS research on interior water losses, showing how extreme cold, power outages, and building design standards combine to make burst pipes, ice dams, and water damage a perfect example of compounding disasters. Together, the discussion connects weather science, infrastructure vulnerability, and real‑world impacts to explain why winter weather in the South ranks among one of the most destructive and high impact weather events.

February 11, 202646 min

S5E3: New Revolution: How AI is Transforming Disaster Resilience, Part 2

In Part 1 of A New Revolution: How AI is Transforming Disaster Resilience , host Rachael Penton Gauthier sat down with IBHS Director of AI Research Dr. Hesam Fallahian to trace the sweeping history of artificial intelligence—from its roots in science fiction and pop culture to its emergence as a real-world force reshaping how humans live and work. The episode explored the major technological revolutions—agricultural, industrial, and information—and how AI is poised to become the next game‑changer. The conversation followed the evolution of AI, from early concepts and landmark breakthroughs to the rapid rise of generative AI and large language models like ChatGPT. In Part 2, Dr. Fallahian returns to dive into the real-world impact of artificial intelligence on disaster resilience, exploring how AI is transforming weather forecasting, risk assessment, and insurance—making communities safer and smarter. This episode also highlights cutting-edge research at IBHS, the rise of AI agents and behavioral models, and the challenges and risks that come with these powerful new tools. Plus, listeners get a glimpse of what’s ahead for the future of AI.

February 4, 202629 min

S5E2: A New Revolution: How AI is Transforming Disaster Resilience, Part 1

Artificial intelligence isn’t just the next big tech trend—it’s the newest revolution reshaping how we understand, prepare for, and respond to disasters. In this two‑part episode of Disaster Discussions , we trace AI’s evolution from science fiction and pop‑culture icon to a real‑world force transforming weather forecasting, insurance, and community resilience. Host Rachael Gauthier sits down with Dr. Hesam Fallahian, Director of AI Research at IBHS, to unpack everything from generative models and AI agents to behavioral models, computer vision, and the surprising risks and misconceptions surrounding today’s systems. Whether you’re curious about how AI is changing storm prediction, modernizing risk assessment, or helping communities stay safer before disaster strikes, this episode pulls back the curtain on one of the most transformative technologies of our time.

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