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Beyond the Buildings

Beyond the Buildings

Hosted by Cotality

TechnologyScienceInterviews guests

Episodes

120

Latest episode

Jul 2025

Language

EN

About the show

Get a new perspective on property. Host Maiclaire Bolton Smith, Vice President of Product Marketing at Cotality, goes in-depth with experts to understand how the property ecosystem is evolving, glean information on how to solve housing's greatest challenges, and see what's going to happen next.

Listen to episodes

60 recent
August 11, 202125 min

What's the Secret to Increasing Appraised Value?

Let's put in a pool. Remodel the kitchen. Upgrade the bathroom hardware. Throughout the pandemic especially, people have been putting in some serious elbow grease into home renovation--but how much does this make a difference when selling a house? In this episode, host Maiclaire Bolton Smith is joined by the Appraiser Coach, Dustin Harris. He discusses the value of truth, the impact of appraisal bias and reveals the secret to increasing the appraised value of a home.

February 3, 202121 min

Innovation is a Buzzword. What Does It Really Mean?

When we think about innovation and invention, everything from flying cars to Steve Jobs to TikTok comes to mind. But when it comes to the nuts and bolts of it, how does innovation come to be? How did we get to the airplane, and why is Google as successful as they are? CoreLogic Chief Innovation Officer John Rogers chats with host Maiclaire Bolton Smith to let us in on the magic, science and marketplace understanding of what it takes to innovate.

March 30, 202226 min

A Flood of Change Comes with FEMA’s Risk Rating 2.0

In April, the Federal Emergency Management Agency will be updating its flood insurance risk grading systems. After decades of using the same system to understand the flood risk for properties in and around flood zones, these changes will be far-reaching, and the results of this shift will be numerous. In this episode, host Maiclaire Bolton Smith sits down with Scott Giberson, principle of flood compliance at CoreLogic, to discuss the implications of this migration to Risk Rating 2.0.

May 1, 202424 min

Why Valuing Barndominiums, Tiny Homes Needs the Cost Approach

Whether you're valuing, insuring, underwriting or even simply buying and selling real estate, understanding the nuances of property valuation is crucial.But why do homes have so many different values and what role does each value play in the grand scheme of things? From market value to insurable value to the cost approach, who you are and what type of value you’re looking for plays a pivotal role in how you consider property values.But then there is the world of unconventional homes like barndominiums and tiny houses.In this episode, host Maiclaire Bolton Smith and Ed Martinez, director of industry solutions at CoreLogic, discuss how a home's location, size and effective age make the cost approach an excellent benchmark when valuing these unique properties.In This Episode: 2:12 – An explanation of why there are different values on the same property.3:26 – What is the cost approach and why can’t all property valuations be uniform?5:38 – How does the value of land factor into overall valuations?6:58 – How do you influence the effective age of a structure? Is it really kitchen and bathroom remodels?8:42 – Erika Stanley goes over the numbers in the housing market in The Sip.10:05 – Why are barndominiums so popular right now?12:27 – For non-traditional homes, why is the cost approach the most accurate method?15:22 – How much of a cost savings do barndominiums offer, really?18:12 – Erika Stanley reviews natural catastrophes and extreme weather events across the world.19:22 – What are the most important factors when assessing the value of a home?Links: Hazard HQ Command CentralRead CoreLogic Intelligence Up Next: Which U.S. Metros Sit in the Crosshairs of Remote Work Migration?Find full episodes with all our guests in our podcast archive here: https://clgx.co/3HFslXD4 Copyright 2025 Cotality

November 25, 202029 min

How Has COVID-19 Affected the Global Economy?

Core Conversations host Maiclaire Bolton Smith explores the economic impact of this year's pandemic from two perspectives: the United States and Australia. CoreLogic Chief Economist Dr. Frank Nothaft, based in the Washington, D.C. area, and Tim Lawless, Executive Research Director for Asia Pacific, based in Brisbane, explore the extent of the impact varying lockdowns, social distancing orders and other coronavirus regulations have had on each country--and find what the similarities and differences are, from labor to GDP to the housing market and beyond.

December 1, 202127 min

What's In Store for 2022?

We are wrapping up the season by bringing back five of our favorite guests from the year to get their take on 2021 and their outlook for the new year ahead.

February 15, 202313 min

PropTech’s Convenience Will Cost You, But How Much? | Part Two | 2

In Part 2 of this episode, host Maiclaire Bolton Smith continues the conversation with CoreLogic’s real estate tech solutions expert Mark Weaver to discuss what the market tipping point for the success of iBuyers will be and how much people will be willing to pay for the sake of convenience. Find full episodes in our podcast archive here: https://clgx.co/3zqhBZtIn this episode:3:57 – What is the balance between convenience and profit?6:00 – What is one single "point" so important? Hint: It’s a convenient insurance policy7:52 – Who pays the convenience fee? The buyer or the seller?9:13 – Will the iBuyer market bounce back?11:02 – Optimize your business and meet us at MBA in Orlando11:19 – How will major PropTech technologies evolve over the next couple of years?

May 29, 202424 min

What Are the Ethical Implications of AI in the Property Industry?

A full 67% of IT senior leaders are prioritizing generative AI for their businesses, according to Salesforce data. This statistic underscores the growing importance of AI in today's business landscape and highlights the urgency of understanding its implications.Although AI is not new technology, over the past couple of years, it has reshaped industries. But with its rise comes a myriad of questions and concerns, ranging from technical complexities to ethical implications.From forecasting floods to streamlining insurance claims, AI is revolutionizing how we interact with property data and make decisions. But as we navigate this technological landscape, we must also address the ethical dimensions of AI, ensuring fairness, transparency, and accountability.In this episode, host Maiclaire Bolton Smith and Amy Gromowski, CoreLogic vice president, head of Data Science, delve into these questions surrounding AI, exploring its potential, challenges, and ethical considerations.In This Episode: 2:35 – Explain AI like I’m a five-year-old.5:31 – AI not new technology. How long has CoreLogic been using it?7:05 – Why is data security and integrity so crucial for AI models?10:03 – Erika Stanley goes over the numbers in the housing market with The Sip.11:12 – What can we do to limit implicit bias and explicit bias in AI models?15:52 – What does it mean to responsibly use AI?18:48 – Erika Stanley talks about what is happening in the world of natural disasters. 20:19 – What will widespread adoption of AI look like for the property industry? Will this ever transpire?Links: Hazard HQ Command CentralRead CoreLogic Intelligence Up Next: Some Insurers Banned AI — Will Insurtech Bring It Back?Find full episodes with all our guests in our podcast archive here: https://clgx.co/3HFslXD4 Copyright 2025 Cotality

May 11, 202222 min

Catastrophic change is pushing real estate to redefine protection

Weather and climate are important risk factors that we monitor closely here at CoreLogic since these phenomena affect not only homeowners but also insurers and the property market at large. However, climate change is altering familiar seasonal climatic patterns, leading to more frequent and severe weather events that are sweeping across the nation and leaving billions of dollars in damages in their wake.Host Maiclaire Bolton Smith sits down with Tom Larsen, an expert in catastrophe risk management and insurance solutions at CoreLogic, to answer some questions such as what led to the $56.92 billion in property damage in 2021? What is the difference between property damage and reconstruction cost value? How do natural disasters affect mortgage delinquency rates?To take a deeper look at CoreLogic coverage of 2021 natural disasters, visit the company’s natural hazard risk information center, Hazard HQ™, at www.hazardhq.com or download the 2021 Climate Change Catastrophe Report at corelogic.com/catastrophereport.

May 15, 202425 min

Can Housing Market Foreclosures Remain Low as Consumer Debt Rises?

As housing prices remain elevated, it's crucial to examine the other side of the coin, where worries about affordability linger despite the substantial equity many homeowners have amassed.In a housing market characterized by high prices, soaring equity, and ballooning consumer debt, it is worth examining mortgage delinquency and foreclosure rates, which are currently hovering around historic lows. But what's behind this trend, and what does it signify for the future of the housing market and real estate?In this episode, host Maiclaire Bolton Smith and CoreLogic Principal Economist Molly Boesel examine the monumental increases in home prices over the past decade, the subsequent strain on affordability, and how these trends have been exacerbated by a surge in mortgage rates and a persistent scarcity of housing supply. Compounding the market complexity is the relationship between mortgage delinquencies and consumer debt. Nevertheless, amidst these challenges, mortgage delinquencies are at historic lows, buoyed by a robust job market and homeowners' substantial equity cushions.Maiclaire and Molly unpack how rising prices for essentials like groceries and gas are stretching household budgets and how people can navigate through the uncertainties of potential economic shifts while maintaining an optimistic outlook for the housing market.In This Episode:1:54 – What is the state of affordability in the U.S. economy?3:26 – How are mortgages affected by overall real estate market trends?5:15 – Why is it important to track mortgage delinquencies?7:49 – How does rising consumer debt affect property owners’ ability to pay mortgages?  Is it a leading indicator that there may be more late payments soon?11:15 – What is the status of foreclosures in the market?12:42 – How are mortgage servicers using equity to protect property owners from late payment and foreclosure?15:46 – Erika Stanley goes over the numbers in the housing market in The Sip.17:08 – How have home equity gains differed across the U.S.?19:52 – Are there certain states where the potential for mortgage delinquencies is higher?20:35 – Erika Stanley reviews natural catastrophes and extreme weather events across the world22:00 – What does the future look like for mortgage delinquencies are foreclosures?Links: Hazard HQ Command CentralRead CoreLogic Intelligence Up Next: Are Investors and Interest Rates Abolishing the Dream of Homeownership?Find full episodes with all our guests in our podcast archive here: https://clgx.co/3HFslXD4 Copyright 2025 Cotality

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