Centsational Women Investing

Hosted by Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey, Martin Lewis, Ramit Sethi, Mel Robbins, Warren Buffett, Ray Dalio, Charlie Munger, Bill Ackman, Ray Dalio, Benjamin Graham, Peter Lynch, Brené Brown, Morgan House

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215

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Jun 2026

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About the show

Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here! Investing is only for rich men in suits… right? LOL. Nope. Not here. Whether you: - Don’t know what a portfolio is - Feel intimidated by the word “investing” and by the whole process - Or secretly worry you’re “just not a money person”… You’re in the right place. I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress. I didn’t grow up knowing any of this. Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients. But that’s when I started. Slowly, awkwardly, imperfectly. Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required. If you’ve ever thought: “I’m too behind…” “I’m bad with numbers…” “Investing isn’t for someone like me…” Press play — and get ready to prove yourself wrong. We’ll prove you wrong (and you’ll thank us later). 🎧 Ready to take the first step? Join my free investing workshop , made for women in Europe who are ready to stop Googling and start growing. 👉 👉 Click HERE to save your spot instantly Legal disclaimer Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.

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60 recent

June 15, 2026Episode 21511 min

215. Own the Canal, Not the Ship: The Real Money Is Never Where Everyone's Looking

Everyone watches the ship. Almost no one watches the canal.In this episode, I share one mental model that, once you see it, you can't un-see, the quiet reason the obvious investment is almost never the one that makes people wealthy. We'll go from the great age of shipping to the phone in your hand, and I'll show you why the real value (and the real risk) almost always sits one layer beneath the headlines.This is the difference between consuming money facts and becoming a woman who can stand in the noise and see clearly.→ Ready to learn how we actually think? Join our free Investing Workshop — link below.🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

June 11, 2026Episode 21423 min

214. Is It Too Late to Start Investing? The Truth for Women Over 40, 50 & 60

You'll hear why women say "it's too late" about money with a grief they'd never feel about learning a language, what to do if you're starting at 50 or 55, how to set a goal that's actually realistic, and why the answer is almost always: it's not too late but you do need the right structure and support around you.What you'll learn in this episode:Whether it's realistically possible to start investing at 40, 50, 55 or olderThe "everything or nothing" mindset that keeps women stuck and how to break itWhy age gets wrongly associated with risk and loss (and how strategy changes as you near retirement)The Rule of 72 and the true mathematical cost of staying in cashThe questions to ask before you invest a single euroHow to set a goal that fits the money and time you actually haveWhy "it's too late" is more an attitude than a fact🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

June 8, 2026Episode 21313 min

213. The Most Expensive Investing Mistake Women Make at Market Highs

You finally did it. You put money in the market. Things are going well and instead of feeling good, you feel tense. You're watching the number, waiting for it to all fall apart.That feeling has a name, a mechanism, and a cost. And if you don't understand it, it won't just bite you once it'll cost you again and again, across your entire investing life.In this episode, we unpack:The hidden reason your brain screams sell at exactly the wrong moment (it's not a flaw — it's ancient wiring)One line from the greatest investor alive that will permanently change how you look at a share priceThe myth about all-time highs that quietly costs women the most moneyAnd the real thing that separates women who build lasting wealth from those who keep almost investingIf you've done the reading, you know the theory and you still freeze when the market moves, this one's for you.Book a call with our team to talk about where you are and whether the Centsational Academy is your right next step.🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

June 4, 2026Episode 21215 min

212. You Know What to Do With Your Money. So Why Aren't You Doing It?

You've done the research. You understand the strategy. You even agree with it. And yet you still haven't done it.Today I'm joined by Kristin, our certified somatic and accountability coach inside the Academy, and we're going somewhere most financial podcasts never go: your body.We cover the four nervous system patterns that quietly run your financial decisions (scarcity, hypervigilance, freeze, and fawn), where they come from, and what it actually takes to change them not just understand them, but genuinely shift them.Because investing isn't only a knowledge problem. It's a nervous system problem.If something in this episode lands, there's a structured place where we work through all of this together, with real one-on-one support.👉 Book a call with our team — link below.🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

June 1, 2026Episode 21113 min

211. Why Markets Keep Rising And the Hidden Force Most Investors Have Never Heard Of

Most people think they understand why stock markets go up. Companies do well, prices rise. Simple, right?Not quite.There are actually two completely separate forces that drive markets higher and if you only know one of them, you're missing half the picture. More importantly, you're making decisions based on an incomplete map.In this episode: — The two engines that drive stock prices higher (and why most people only know one) — What multiple expansion is, explained with a bakery — Why falling interest rates can be a powerful tailwind for markets — The gap between understanding a framework and being able to use it with your own moneyIf today's episode resonated and you want to go beyond the theory to build real structure, confidence, and the emotional capacity to invest consistently, book a call with our team. 🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

May 28, 2026Episode 21018 min

210. Are You Running Out of Time? Every Woman Thinks She Missed the Train

Every week a woman asks us this question a little quietly, a little ashamed: is it too late for me to start?In this episode Francesca sits down with the full Centsational Women team to answer it honestly. No false comfort. No "it's never too late!" cheerleading. Just the real answer, the numbers, and what starting at 40, 45 or 50 actually builds.Because underneath that question is almost always something else entirely. And that's where the real conversation begins.If you're ready to stop wondering and start building book a call with our team. The link is below.🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

May 25, 2026Episode 20917 min

209. The Inflation Nobody Can Fix — And What Smart Women Do About It

Prices are rising. Wages aren't keeping up. And yet the stock market just hit an all-time high. If that feels confusing — this episode is for you.In today's episode I break down why the inflation we're living through right now is fundamentally different from anything central banks know how to fix, how one geopolitical conflict is directly raising the price of your groceries, and what this moment actually means for your money.Understanding the type of economic problem you're facing is the first step to making smart financial decisions.🔗 Join our free Investing Workshop!🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

May 21, 2026Episode 20815 min

208. Still Waiting to Feel Ready? This Is Why.

You've read the articles. You've listened to the podcasts. You understand the basics. So why haven't you started investing yet?Spoiler: it's not because you don't know enough.This week, Francesca sits down with KristIn, our somatic and accountability coach, to talk about the real reason intelligent, high-earning women stay on the sidelines and what actually moves them forward.Because the problem was never information. It was never the right moment. It was your nervous system. And in this episode, we explain exactly why and what to do about it.🎙️ If today felt uncomfortably familiar, book a call with our team. Let's talk about what's specifically in the way for you.🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

May 18, 2026Episode 20712 min

207. You Got a Pay Rise. So Why Do You Feel Broker Than Ever?

You got a pay rise this year. So why does money still feel tight?In this episode, we break down one of the most important — and most quietly confusing — things happening in the economy right now: the difference between what your salary says on paper, and what it's actually worth in real life.You'll learn what real wages are and why this single concept changes how you read any financial headline. You'll understand how inflation works as a slow, invisible leak on your savings and why cash is not as safe as it feels. And I'll give you a simple calculation you can do right now to find out exactly what your money is actually earning in the real world.Because once you see that number, it becomes very hard to keep treating "doing nothing" as the responsible choice.🎓 Ready to go further? Book a call with our team and let's talk about what building a real investment strategy could look like for you🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

May 14, 2026Episode 20620 min

206. What If I Lose Everything? The Honest, Layered Answer

There's one question that comes up more than almost any other when women think about investing: What if I lose all my money?In this episode, Francesca sits down with three members of the Centsational Women team to give this question the full, honest answer it deserves.Not "don't worry, it'll be fine." A real one.By the end, you'll understand:Where this fear actually comes from and why it tends to feel much bigger than the evidence says it shouldWhat the numbers actually tell us about the real risk of losing everything in a well-structured, diversified long-term portfolioWhat to do when that fear shows up in your body because it will, and learning to move alongside it is a skillSpoiler: you don't need to be good at maths. You need to be a good student.🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop 🎙 If you're ready to go deeper, book a free 1:1 call with our team: here. 🌐 Let’s Stay ConnectedOur WebsiteFollow us on InstagramFollow us on LinkedInFollow us on YouTube⚠️ DisclaimerThis podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.