Calling All Real Estate Investors

Hosted by Caeli Ridge

Business Investing Education

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Episodes

122

Latest episode

Mar 2024

Language

EN-US

About the show

Listen along to this podcast or watch the videos of each episode at https://community.ridgelendinggroup.com or YouTube.com/RidgeLendingGroup Ridge Lending Group (RLG) is a nationwide lender and second-generation company specializing in residential investment property financing. But the heart of Ridge Lending Group is our commitment to the continued education and success of our clients.There is a reason that we are the #1 choice for so many repeat clients and referrals. Ridge Lending Group remains a standout leader in the industry by providing the most competitive programs and rates available and unsurpassed customer service. From the beginning of your loan transaction through closing and beyond, we are your dedicated resource team for financing and all things related to real estate investing. 1.855.74.RIDGE (855-747-4343) or email to info@RidgeLendingGroup.com Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

Listen to episodes

60 recent

March 12, 2024Episode 115 min

Self Employed Income Calculation Crash Course

The first episode of "Now You Know" with Caeli Ridge is here !Caeli is going to walk you through calculating your income for mortgage loans as a self-employed person and what this means when applying for a mortgage loan. For more education and access to live events join our Community here ! https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2024 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

February 20, 2024Episode 433 min

Remote Real Estate Investing: Pros, Cons & Tips

Caeli Ridge recorded this episode on 2/20/2024 Remote Real Estate Investing : Pros, Cons & TipsCaeli details the Pros, Cons and Tips to Master Remote Real Estate Investing including diversifying portfolios, thorough research, build reliable local teams, embracing technology, finding reliable property managing partnerships and other topics! https://www.narpm.org/Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these live by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2024 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

February 6, 2024Episode 334 min

When is the Right Time to Refi? Let’s do the Math!

Caeli Ridge recorded this episode on 2/6/2024 When is the Right Time to Refi? Let’s do the Math! In today's call Caeli discussed the things you should be looking at when you are deciding whether or not to refinance your property. She outlines the checklist that she would recommend you doing before making your decision, to cover all of your bases and make sure that the math is adding up to be the shortest amount of time to recapture your costs in the process. Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these live by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2024 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

January 24, 2024Episode 253 min

Guest Speaker Sam Parker with My Credit Guy

Caeli Ridge recorded this episode on 1/23/2024 Guest Speaker Sam Parker with My Credit Guy Sam Parker of My Credit Guy joins the podcast today to talk about credit, credit repair, the percentages of the different points that make up your credit score, and some really interesting tips and tricks of the trade for building your credit and maintaining a high credit score while investing in real estate. Sam & Caeli have some great Q&A where Sam details a few things you can do to improve your credit score, and how his company can help you in achieving better credit scores by following their personalized guides. Sam also shared with us his website where he partners with Experian, creditsitter.com You can find Sam at mycreditguy.com or www.team-parker.com Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these live by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2024 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

January 3, 2024Episode 143 min

Creative Financing Strategies for Non-Owner Occupied Portfolios

Caeli Ridge recorded this episode on 1/2/2024 Creative Financing Strategies for Non-Owner Occupied Portfolios Caeli Ridge discusses some really creative options that Ridge Lending Group can offer as it relates to purchases and refinances. Ever wondered about some alternative ways to get funding for your next home or investment property? Tune it to hear about all that Ridge Lending Group offers! Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these live by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2024 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

December 21, 2023Episode 4021 min

Risk Management: Understanding Through a Lenders Perspective

Caeli Ridge recorded this episode on 12/26/2023 Risk Management: Understanding Through a Lenders Perspective Caeli Ridge will go through the understanding of risk management as it pertains to the lender, so that investors can have a better understanding of what is going on behind the scenes when it comes to investing in real estate. She will round out the episode by discussing the state of the market and what can be expected in the new year, 2024! Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these live by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2023 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

December 13, 2023Episode 3949 min

Staying Consistent Long After the New Years Resolutions are Forgotten

Caeli Ridge recorded this episode on 12/12/2023 Guest Speaker Brent Widman from Southwestern Consulting joins today as our guest speaker. Caeli and Brent have a great Q&A on what it means to stay consistent in life and discuss the power of writing your goals down in order to achieve them. They discuss many personal insights on what it means to be successful, and what drives us all! You can contact Brent Widman at bwidman@southwesternconsulting,com or call or text him at 507-382-7641. He offers a 30 minute business action plan so please check him out to help you reach your goals! Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these live by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2023 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

November 28, 2023Episode 3848 min

How to Confirm Property Taxes via County Tax Assessor

Caeli Ridge recorded this episode on 11/28/2023 Have you ever been hit with a property tax bill that far exceeded your expectations? You've come to the right place ! Caeli breaks down property tax definitions for us as well as showing us how you can know exactly what you'll be paying in property taxes based on the county in which your property resides. We dive into a Q & A after this explanation as well as some news, updates and expectations for rates and other real estate investment pieces. Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these live by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeliAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2023 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

November 6, 2023Episode 3746 min

Guest Speaker Alex Hines- How to Turn $40K into a $160K Investment Property & Get Passive Income !

Guest Speaker Alex Hines Caeli Ridge pre-recorded this episode on 11/3/2023 Caeli and Guest Speaker ( & Ridge Lending Group Borrower) Alex Hines discuss how he has been so successful in real estate investing in just the few years he has been doing it.They go into detail about his properties and how he has been able to fix and flip while still turning a great passive income on his properties. Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these calls live by clicking on this registration link. As always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2023 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

October 18, 2023Episode 3631 min

How to Prepare for Year-End-Investor Push for Tax Write-Offs

Edit DeleteHow to Prepare for Year-End-Investor Push for Tax Write-Offs DescriptionCaeli Ridge pre-recorded this episode on 10/17/2023 Caeli dives into how to prepare for the year-end closings and investor pushes for tax write-offs.98% of our industry is only focused on non-owner-occupied transactions. For non-owner-occupied transactions, the end of the year is the slowest but for investors, it is the busiest time of year because everyone is cramming to get year-end tax credits.Closing transactions earlier is key but starting now is not too late. Make sure you have all the necessary documents ready and available.Check out the video with the screen share and the documentation in the Community and our YouTube Channel.https://www.youtube.com/c/RidgeLendingGroupYou can join these live each week by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/listAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2023 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved