Beyond the Bell: Lifestyle Design for Canadian Teachers

Hosted by Anuja Pereira and Dan McMullen

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Latest episode

Jun 2024

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EN-US

About the show

Beyond the Bell is a podcast for Canadian teachers who want to learn more about strategies to increase their financial freedom. Hosted by two teachers, this podcast aims at helping colleagues make intentional lifestyle decisions to create the present and future they want.

Listen to episodes

26 recent

June 25, 202427 min

S2E4: Keeping your family cottage IN the family - with Dan McMullen

In this episode we flipped the script and interviewed BTB Co-Host Dan McMullen.It is certain that a lifestyle advantage of being a teacher is having the summer months off. Many teachers take advantage of this and spend time lakeside at a family cottage. In this episode, Dan shares how he is helping cottagers navigate the new realities of cottage ownership. Capital gains taxes, property taxes and rising maintenance costs are a real threat to cottage ownership. Being a Licensed Life Insurance Advisor, Dan explains how he is using cash value life insurance to help cottagers put a legacy plan in place to secure the family cottage for generations to come.****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

June 4, 202439 min

S2E3: Adult Children of Seniors

Lifestyle Design is not only about finances, but also about experiencing a life of freedom by trying to mitigate the unavoidable stresses in our lives. Teachers who are part of the "sandwich generation" are often handling the responsibilities of their children and aging parents.In this episode, Anuja tells about the ways in which she is working with senior clients and helping them get into the appropriate home.As adult children of seniors, many teachers face the concerns and fears of their parents aging safely in their homes.A year ago, Anuja launched Seamless Rightsizing: Full-Service Real Estate Support for Seniors. This service provides senior homeowners and their children a streamlined process for what can feel like a daunting task of moving into a home that meets current and future needs.In today's episode, she tells us about the services, how she's been helping families and some suggestions for adult children in maintaining a positive relationship with their parents throughout the process.Website: Seamless RightsizingDownload a free copy of the guide: Am I Ready to Rightsize?Email: Info@SeamlessRightsizing.ca****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

April 26, 202438 min

S2E2: Applying your teaching skills to a successful side hustle - with Gabrielle McGill

Gabrielle McGill is a Teacher in York Region , and serves as a Head of a Guidance Department in a Secondary School. Gabrielle bought her first property in the early 2000s and after learning the benefits that comes with owning property, she continued as an investor since.During COVID, this busy mom of two boys was inspired to dive into real estate on the other side and is now also working as a Realtor with Royal LePage.Listen in as we talk with Gabrielle about the ways in which her teaching skills have benefited her business and the strategies she uses to make it all work.Learn more here and follow Gabrielle on Instagram****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

April 9, 202438 min

S2E1: Creating a Scalable Business - with Adam Buchnea

Adam Buchnea attended summer camps as a kid and worked at them before becoming an Ontario teacher. He loved working with younger people and helping them developIn 2013, he and another Phys-Ed colleague turned their passion into a camp they named Rouge Valley Sports Camp. They now have multiple locations running and train and employ many counsellors to work at the various teacher-led sports camps.Adam's story is a great example of being able to create and build a scalable business based on interest and that aligns closely with the work teachers do in the classroom.To learn more about Rouge Valley Sports Camp, visithttps://rougecamps.com/****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

March 12, 202438 min

S1E22: Finding Lifestyle Freedom by Moving to Alberta - with Jeff Reid

****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

February 15, 202447 min

S1E21: Investing in Exempt Markets - with Chris Molder

In this eye-opening episode, we dive into the world of investments with the expertise of Chris Molder, a seasoned mortgage broker and Exempt Market Dealing Representative. Chris breaks down the complex differences between exempt and public markets, illuminating how educators can leverage these insights to grow their wealth. Discover the advantages of exempt markets, from their unique benefits to the diverse investment opportunities they offer, including Real Estate Investment Trusts (REITs). Whether you're a financial novice or looking to expand your portfolio, this episode is your guide to making informed investment choices.Connect with Chris Molder -Email: cmolder@tridacmortgage.com****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

February 1, 202444 min

S1E20: Becoming your own Bank - with Peter Lount

Peter Lount is committed to building processes and collaborations that bring a massive reduction to tax exposure for entrepreneurs & investors. The outcome is greater momentum and control to clients goals while building a true legacy aligned to family values and principles - all while not having to decide between spending a dollar now or saving for the future.Tune into this episode to learn more about the Infinite Banking Concept, its benefits and how it can provide a user with more control over their finances.Connect with Peter:Return on Life websiteBook a Strategy Call****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

January 16, 202434 min

S1E19: Investing in Costa Rica - with Rob Break

Pura Vida. The Pure Life.Rob Break had a successful real estate career in Peterborough when he moved his young family to Costa Rica.Since then, Rob has learned much about the country and continues to work in real estate as an agent with KRAIN Luxury Real Estate. He has also helped facilitate purchases for Canadians wanting to invest in Costa Rica.In this episode, Rob discusses the process of buying from outside of the country, the differences in how properties are purchased and the opportunities available for investors who want to include spending time in Central America as part of their lifestyle design. Connect with our guest:Rob Break, KRAIN Real EstateThe Breakthrough Podcast****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

January 2, 202441 min

S1E18: Passive Investing through Rent to Own - with David Pereira, Rent to Grow Homes

For new or seasoned investors who want to avoid dealing with "tenants and toilets", but want to benefit from the appreciation real estate can offer, the Rent to Own investing strategy could fit the bill.In this episode, we sit down with David Pereira, of Rent to Grow Homes to learn about the structure of an RTO deal, the ways it can be Win-Win for the investor and tenant-buyer, and how it provides a clear exit strategy and predictable return.Learn More:https://renttogrowhomes.com/investors/Get in Touch:David Pereira - info@renttogrowhomes.com****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca

December 13, 202337 min

S1E17: Why Teachers Make Great Borrowers - with Lorne Andrew, Mortgage Broker

We are launching a series of interviews with EXPERTS.Where better to start than to talk mortgages with an experienced broker?Lorne Andrews, of Dominion Lending is featured in this episode and allows to us to learn more about the ins and outs of borrowing.In this episode, we discussThe reasons teachers are appealing to lendersThe differences between a broker and your bankThe recent changes and the outlook for mortgages in 2024Creating borrowing optionsGet in touch with Lorne at:Tel: 416-276-6445 Email: lorne@expertfinancial.caWeb: www.OptimalFinance.ca www.expertfinancial.ca ****Follow us on Instagram and join our community on FacebookWe are always looking for new guests from across the country. Do you know an educator who is on a journey of intentional lifestyle design and financial freedom outside the classroom? If so, email us at beyondthebellteachers@gmail.comConnect with us:Anuja: anuja@anujapereira.comDan: dan@cashflowcrew.ca