Between the Ts

Hosted by TBT Studios

Business Investing Education

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Oct 2026

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About the show

Whether you’re just starting college or just starting your new career. You need to learn to control your finances before they control you. Don’t look back 20 years from now and wish you had learned how to manage your money sooner. Between the Ts is a financial literacy podcast with real talk from real people. Let us help you make sense of the complex world of personal finance. Your future self will thank you.

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33 recent

October 2, 2026Episode 341 hr 4 min

How to Start Investing With Your First Job (Even If It’s Small)

Just landed your first job and not sure what to do with that paycheck? This episode breaks down strategies for investing young – even with very little money. Learn why capturing your full 401(k) employer match provides extra money that you can’t afford to leave on the table, as well as how a Roth IRA can be a big win for young investors. We also discuss how the power of compound interest can turn small, consistent contributions into serious long-term wealth. Be sure to check on this episode. Your future self will thank you. Investment products are not a deposit or obligation of Texas Bank and Trust, not guaranteed by Texas Bank and Trust, not insured by FDIC or any federal government agency, and may go down in value.

August 27, 2026Episode 3347 min

BTT Rewind - Blueprint to an effective Budget

Would you trust a contractor to build your dream home if he said he would figure out the floorplan as he goes? Or would you expect a detailed blueprint that describes where every element of the house will be placed? Shouldn’t we expect the same type of planning when it comes to our money? Surprisingly, studies show that many Americans live paycheck-to-paycheck with very little saved for emergencies. Even among those who use a budget, many admit to overspending and not sticking to the plan they made. Do NOT let the concept of a budget feel like handcuffs or a list of rules that rein in your ability to enjoy life. Instead, think of a budget like a blueprint that actually give you permission to enjoy life within your means by making sure you plan for the most important things first. In this conversation, BTT Host Aaron May sits down with co-host Blake Bradshaw and guest Rachelle Carter to discuss the common myths about budgeting and a method for creating an effective financial plan that puts you in control of your money.

August 7, 2026Episode 3244 min

Protecting Aging Parents from Abuse

An increasingly important topic of care of our senior parents is the topic of Elder Abuse. As our parents enter life stages, their dependence on caregivers increase for daily support and financial management. But, what if those caregivers don't their best interests at heart? In this edition of Between the Ts, we discuss these challenges and ways families can protect their loved ones from physical, emotional, and financial abuse. Investment products are not a deposit or obligation of Texas Bank and Trust, not guaranteed by Texas Bank and Trust, not insured by FDIC or any federal government agency, and may go down in value.

July 13, 2026Episode 311 hr 10 min

The High Cost of Freedom

If America’s 250th anniversary can teach us anything, it’s that declaring freedom is easy—but maintaining it requires strategy, sacrifice, and consistent action. The same is true of personal finance. True financial independence comes with a cost, and it requires a plan. In this edition of Between the Ts, we sit down with Chris Bearden, Chief Financial Officer for Texas Bank and Trust, to examine The High Cost of Financial Freedom and how everyday financial decisions can shape our future. Listen now and be encouraged to take your next step toward financial freedom. Member FDIC

May 26, 2026Episode 3050 min

BTT Rewind: Traveling on a Budget

School's out for the summer, and vacation season has arrived! But did you know it is possible to save a significant amount of money on vacation by doing a little pre-planning? In this episode of BETWEEN THE Ts, Kelly Rankin, Treasury Management Customer Support Supervisor for Texas Bank and Trust, shares how her family saves thousands of dollars on vacations, and how our listeners can use some simple steps to maximize their budgets, both on the go or while “stay-cationing” close to home.

May 5, 2026Episode 2943 min

The Financial Mistakes that May Quietly Ruin Small Business

Ever wonder why some small businesses with steady customers still struggle to stay afloat? In this episode of Between the Ts, we take a practical look at the financial habits and overlooked decisions that can quietly hold entrepreneurs back. From cash flow blind spots and mixing personal and business finances to the challenges of planning for slower seasons, this conversation breaks down what often gets missed when a passion project turns into a profitable business. You’ll also hear how lenders evaluate financial health and what it really means for a business to be “bankable” in today’s economy. Tune in for straightforward, real-world insights that can help you avoid common pitfalls and set your business up for more stable, sustainable growth. Member FDIC and Equal Housing Lender. All lending products offered by Texas Bank and Trust are subject to credit approval.

April 1, 2026Episode 2847 min

Teach Children to Save

It’s never too early to begin teaching children the value of money and wise ways to save for their future. April is Teach Children to Save Month and in this edition of Between the Ts, we discuss ways to make learning about money fun and interactive for children of all ages. After listening to our conversation, be sure to check out our engaging animated lessons called The Money Project at www.thisismytbt.com . Also, if you find value in our content, like, share, and subscribe for future episodes.

March 3, 2026Episode 2742 min

Hidden Money in the Home Buying Process: Keys to understanding mortgage loan programs and other tips for first-time buyers in 2026

Have you ever wondered what first-time home buyers miss when they jump straight into house hunting? In this episode of Between the Ts, we sit down with TBT Mortgage lenders Lace Deibert and Jon Weakley to unpack the "real" home buying journey. We discuss the steps to pre-qualification, gaps between lender approvals and our actual budget, and everyday costs (i.e. taxes, insurance, and monthly subscriptions) that can catch many of us off guard. Join us as we dive into the world of home ownership and explore ways to remove the mystery that surrounds this exciting journey. Between the Ts is a production of Texas Bank and Trust, Member FDIC and Equal Housing Lender. All TBT lending products are subject to credit approval. NMLS # 402927

February 4, 2026Episode 2631 min

Roots Over Branches: Why Community Banks Win for Small Business

Are you tired of fintech frustrations and impersonal big-bank service when running your small business? In this episode of Between the Ts from Texas Bank and Trust, host Aaron May and Treasury Management expert Cameron Robb reveal why community banks deliver the same advanced treasury tools—like ACH payments, remote deposit capture, and mobile merchant services—paired with real relationships and responsive support that fintechs often struggle to match. Hear how banks with roots in the local community give them a personalized connection to the customers they serve while still being strong enough to provide protection from fraud. Tune in to discover how high-tech meets high-touch for small business banking. #SmallBusinessBanking #CommunityBank #FintechVsBank

December 9, 2025Episode 2548 min

Real Talk about AI, Digital Deception, and the Return to Human Engagement

AI is rapidly changing our world and how we interact with technology – and each other. The hidden irony of this technological advancement is that it may just drive us back to personal engagement with other humans. Join us in this edition of Between the Ts as we discuss the rise of AI, how it is shaping our world, and how we can protect ourselves and our money in an age of deepfakes and digital deception. #AI #AIandSociety #CyberSecurity #TechTalk #Digital Privacy #AIFuture #AIinBanking

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