Behind The Wealth Podcast

Hosted by Roger Abel

Business EducationInterviews guests

Website RSS feed

Episodes

200

Latest episode

Oct 2026

Language

About the show

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. The opinions voiced in these videos are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial for accuracy or completeness. The financial professionals associated with Premier Investments of Iowa may discuss and/or transact business only with residents of the states in which they are registered or licensed. No offers may be made or accepted from any resident of any other state. https://www.finra.org/ https://www.sipc.org/

Listen to episodes

60 recent

October 16, 2026Episode 30432 min

Navigating The First 5 Years of Retirement

You’ve spent decades saving for retirement. Now, how do you turn those savings into income—and keep your plan on track when markets get uncomfortable? On this episode of Behind the Wealth, Roger Abel, Elias Randel, and Scott Klahn discuss why the first five years of retirement deserve extra attention. From establishing a spending routine to coordinating Social Security, taxes, and investment withdrawals, they explore the decisions that shape life after your final paycheck. Plus, how useful are familiar guidelines like the 4% withdrawal rule and a 60/40 portfolio? The team explains what those rules leave out and discusses preparing for market declines through spending flexibility, accessible reserves, and the Premier Bucket Strategy. Whether retirement is approaching or already underway, this conversation can help you think through what your money needs to do next. Check Out Our Investor Guide Series: https://www.premieriwm.com/investor-guides Get started on your path to financial freedom: www.premieriwm.com Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. Prior to investing in a five twenty nine Plan, investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

October 8, 2026Episode 30338 min

Can You Afford to Spend More in Retirement?

You’ve spent decades saving for retirement—but how do you turn those savings into income and feel comfortable spending it? On this episode of Behind the Wealth, Elias, Scott, and Casey discuss how to plan for uncertain retirement expenses, what changing interest rates mean for your finances, and why spending your retirement savings can feel harder than building them. We explore: • Planning for health care, inflation, Social Security, and Medicare. • How interest rates affect debt, cash, and investments. • The role of cash in a retirement income plan. • Finding a balance between cautious spending and enjoying the life you’ve worked toward. • Creating a retirement “paycheck” and revisiting your spending as circumstances change. Whether retirement is approaching or already underway, this conversation can help you think through the transition from saving to spending. Check Out Our Investor Guide Series: https://www.premieriwm.com/investor-guides Get started on your path to financial freedom: www.premieriwm.com Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. Prior to investing in a five twenty nine Plan, investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

September 25, 2026Episode 30258 min

How to Turn Retirement Savings Into Income

How do you turn retirement savings into an income plan? In this episode of Behind the Wealth, Casey, Steve, and Scott discuss matching income to your needs and goals, making thoughtful withdrawal decisions, and adjusting your plan as life changes. Visit premieriwm.com to download our Retirement Vision Board and Retirement Expense worksheets. Check Out Our Investor Guide Series: https://www.premieriwm.com/investor-guides Get started on your path to financial freedom: www.premieriwm.com Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. Prior to investing in a five twenty nine Plan, investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

September 18, 2026Episode 30144 min

How to Balance Your Biggest Financial Goals

Financial independence isn’t just about saving as much as possible—it’s about making thoughtful decisions with your money along the way. In this episode, we discuss how to balance enjoying life today with competing financial priorities such as buying a home, saving for college and preparing for retirement. Learn how to prioritize your goals, navigate tradeoffs and build a financial plan that supports both your current lifestyle and long-term vision. Check Out Our Investor Guide Series: https://www.premieriwm.com/investor-guides Get started on your path to financial freedom: www.premieriwm.com Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. Prior to investing in a five twenty nine Plan, investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

August 13, 2026Episode 30044 min

3 Unexpected Retirement Expenses That Could Disrupt Your Plan

Unexpected retirement expenses can put even a carefully built plan under pressure. Elias Randel, Scott Klahn and Steve Hough discuss three commonly overlooked retirement costs: supporting adult children, paying for health care beyond Medicare and maintaining a paid-off home. Learn how to budget for these expenses, establish financial boundaries and build greater flexibility into your retirement plan. Check Out Our Investor Guide Series: https://www.premieriwm.com/investor-guides Get started on your path to financial freedom: www.premieriwm.com Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

July 22, 2026Episode 29944 min

Market Rotation, AI Expectations and Investor Behavior

Market leadership is expanding beyond the handful of mega-cap technology companies that have dominated investor attention—but what could that mean for the road ahead? In this episode of Behind the Wealth, Elias Randel, Steve Hough and Casey Mushrush discuss how broader participation across sectors may be creating a more balanced market environment. They also examine a critical question surrounding artificial intelligence: Could AI transform the economy while still falling short of investors’ financial expectations? Finally, the advisors explore why investors repeatedly chase strong performance, how fear of missing out can lead to poorly timed decisions and what previous trends—including the early-2000s technology boom and the pandemic-era meme-stock craze—can teach us today. Learn how diversification, regular rebalancing and a long-term financial plan can help investors participate in emerging opportunities without allowing the latest market narrative to take control of their decisions. Link To LPL Research Article: https://www.lpl.com/research/blog/imagining-the-unthinkable-for-ai-investors.html Check Out Our Investor Guide Series: https://www.premieriwm.com/investor-guides Get started on your path to financial freedom: www.premieriwm.com Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

July 9, 2026Episode 2981 hr 49 min

The Truth About Buying Your First Home (What Nobody Tells You)

Buying your first home is about much more than finding the right house. In this episode of Behind the Wealth, Casey Mushrush is joined by experienced Realtor Corey Rath to discuss today's housing market, down payments, mortgages, home inspections, hidden costs, affordability, and the financial decisions every first-time homebuyer should understand before making an offer. Whether you're planning to buy this year or just starting to save, this conversation can help you avoid costly mistakes. Follow Cory: https://coryrath.com/ https://www.instagram.com/coryrathrealtor/ https://www.facebook.com/CoryRathRealtor/ Notes from the show: Study Cory Referenced on Adults Aged 18-29 Living At Home https://www.pewresearch.org/short-reads/2020/09/04/a-majority-of-young-adults-in-the-u-s-live-with-their-parents-for-the-first-time-since-the-great-depression/ Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. Cory Rath and their company are not affiliated with or endorsed by LPL Financial or Premier Investments & Wealth Management. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.

July 2, 2026Episode 29733 min

Retirement Income Planning: What Most People Get Wrong

How much can you safely spend in retirement without worrying about running out of money? In this episode of Behind The Wealth, we tackle one of retirement's biggest questions. We break down why the famous 4% rule isn't a one-size-fits-all solution, discuss the fear many retirees have about spending the money they've worked so hard to save, and explain why planning for the financial realities of the solo years is an important part of every retirement strategy. Whether you're preparing for retirement or already retired, this conversation will help you think beyond rules of thumb and focus on building a flexible plan that can adapt as life changes. Co-Host: Elias Randel Co-Host: Steve Hough, CFP Co-Host: Scott Klahn Producer: Molly Nordlocken Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

June 25, 2026Episode 29635 min

The New Rules of Retirement Planning

Stocks and bonds have traditionally balanced one another—but what happens when they start moving in the same direction? This week, Roger, Elias, and Scott explore why market relationships are changing, what it means for diversification, and why investors may need to think differently about managing risk. They also discuss the growing movement to add pension-like income options to 401(k) plans and whether those features are a welcome addition or simply another layer of complexity. Finally, they tackle one of the biggest concerns among retirees today: the future of Social Security, separating the headlines from the facts and discussing what investors can actually control as they prepare for retirement. Whether you're approaching retirement or already there, this conversation offers practical perspective on building a retirement strategy that can adapt to changing markets and changing times. Co-Host: Roger Abel, AIF Co-Host: Elias Randel Co-Host: Scott Klahn Producer: Molly Nordlocken Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. Annuities are sold by prospectus, which contains detailed information about investment objectives and risks, as well as charges and expenses. You are encouraged to read the prospectus carefully before you invest or send money to buy an annuity contract. The prospectus is available from the insurance company or from your financial professional. The guarantees of an annuity contract depend on the issuing company’s claims-paying ability. Variable annuity subaccounts will fluctuate in value based on market conditions, and may be worth more or less than the original amount invested if the annuity is surrendered. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

June 18, 2026Episode 29546 min

Can Good News Be Bad News for Investors?

This week on Behind The Wealth, Casey Mushrush, Steve, and Scott tackle a strange reality facing investors today: both good economic news and bad economic news seem capable of rattling the markets. Check Out Our Investor Guide Series: https://www.premieriwm.com/investor-guides Get started on your path to financial freedom: www.premieriwm.com Co-Host: Casey Mushrush, CFP Co-Host: Scott Klahn Co-Host: Steve Hough, CFP Producer: Molly Nordlocken Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

Is this your show?

Claim this listing to keep it up to date, reach guests who want to pitch you, and manage bookings with Guestify.

Claim this listing

More Business podcasts