BankTalk Podcast

Hosted by Charlie Kelly

Business InvestingInterviews guests

Website RSS feed

Episodes

147

Latest episode

Jun 2026

Language

EN-US

About the show

Welcome to BankTalk Podcast, the show where we talk to leaders and experts from the community banking sector. Whether you are a current CEO or aspire to be one, this podcast will give you valuable insights and advice on how to run your financial institution better. Each episode features a different topic and a guest who shares their experience and knowledge with us. Tune in and learn something new with BankTalk Podcast.

Listen to episodes

60 recent

June 9, 2026Episode 14722 min

The Growth of Asset-Based Lending and What It Means for Banks | BankTalk Ep. 148

Asset-based lending is booming—but one key challenge remains: can you actually trust the value of your collateral? In this episode, Charlie sits down with Thomas Galbraith, CEO of Barkr, to explore why asset valuations have historically been inconsistent, how private credit stepped in as banks pulled back, and how new, data-driven approaches are helping lenders better understand and manage risk in this growing space.Send us Fan MailFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

May 28, 2026Episode 14724 min

Breaking the Stigma: How Credit Unions Are Navigating Cannabis Banking | BankTalk Episode 147

Cannabis banking is complex, highly regulated, and full of opportunity. In this episode, Kristin Stowe of Credit Union 1 shares what it really takes to serve this underserved industry—from compliance and operational challenges to pricing and long-term strategy.We cover key differences from traditional banking, why starting with deposits matters, and what’s ahead as the industry evolves. Whether you're exploring cannabis banking or refining your approach, this episode offers practical, real-world insight.Send us Fan MailPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

May 12, 2026Episode 14632 min

Supercharged Growth: What the FDIC Report Reveals About Bank Lending to NDFIs | BankTalk Episode 146

Joe Bergquist of The Banker Next Door joins us to unpack the FDIC’s recent report on bank lending to non‑depository financial institutions (NDFIs). Joe walks through the supercharged growth within the NDFI space, highlighting what’s driving expansion and where banks are placing their bets.We break down the types of borrowers, examine concentration trends across banks, and discuss what these findings mean for balance sheets, risk management, and future regulatory focus. Whether you’re tracking indirect exposure or actively lending into the space, this conversation provides timely context and practical insight into one of banking’s fastest‑growing segments.Send us Fan MailPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

April 28, 2026Episode 14342 min

Behind the Software: Private Equity, Open Banking, and What Comes Next | BankTalk Episode 145

Lori Wilson of Remedy Consulting joins BankTalk to break down key trends reshaping the software ecosystem for community financial institutions.In this episode, we explore the growing influence of private equity ownership across banking software providers and consulting firms—and what that means for long-term partnerships, pricing, and product direction. We also take a closer look at open banking initiatives and the digital migration strategies underway at the largest core providers, unpacking how these shifts could impact your next software contract.Whether you’re planning a core renewal, evaluating fintech partnerships, or simply trying to stay ahead of industry change, this conversation offers practical insights to help community banks make smarter technology decisions.To connect with Lori Wilson or continue the conversation, you can reach her at lwilson@remedyconsult.net Send us Fan MailPresented by Remedy ConsultingExecutive Wins PodcastThe Executive Wins Podcast features inspiring Executives who share their biggest wins.Listen on: Apple Podcasts   SpotifyFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

April 21, 2026Episode 14334 min

Balance Sheets Under Pressure: Rates, Risk Appetite, and What Comes Next | BankTalk Episode 144

In a market defined by uncertainty, standing still on the balance sheet may be the biggest risk of all. Zach Zoia of Darling Consulting Group—and co‑host of the On the Balance Sheet podcast—joins us to unpack how financial institutions should be thinking about rate risk, balance sheet strategy, and margin pressures amid persistent yield curve volatility. We dive into how recent global events, including heightened geopolitical tensions, private credit stress, and shifting risk appetite, are influencing bank decision‑making today—and why loan and deposit pricing discipline will matter more than ever as we move into 2026. Whether you’re re‑evaluating your tolerance for risk or wondering where margin tailwinds (and headwinds) may emerge, this conversation offers practical insights for ALCO and executive teams navigating what’s next.Send us Fan MailPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

March 31, 2026Episode 14328 min

What We Learned Choosing a Next‑Gen Core | BankTalk Episode 143

In 2021, PeoplesBank transitioned its core banking system to Nymbus, after the transition of its digital bank Zynlo, the previous year. Aleda DeMaria EVP, COO of Peoples Bank spearheaded the integration of a new modern core, and she joins us to reflect on a strategic partnership with Nymbus. Is your bank interested? Hear from Aleda on the strategies to prepare for this unique conversion and ways to achieve a successful transition. Send us Fan MailPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

March 17, 2026Episode 14248 min

Mergers and Acquisitions – Preparing to be a Buyer | BankTalk Episode 142

So, you’re thinking about entering the M&A arena as a buyer? Join Kenny Haglund and Beau Hurtig from Ballard Spahr, LLP, as they walk through a practical checklist of considerations every prospective community bank buyer should evaluate to ensure a smooth acquisition process.Send us Fan MailPresented by Remedy ConsultingExecutive Wins PodcastThe Executive Wins Podcast features inspiring Executives who share their biggest wins.Listen on: Apple Podcasts   SpotifyFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

March 3, 2026Episode 14144 min

Stablecoin Basics | BankTalk Episode 141

Stablecoin — is it a threat or an opportunity for community bankers?Since the passing of the GENIUS Act, the debate over how stablecoin issuers should be regulated has continued to grow. Join Robert Zondag, Partner at Wipfli Advisory, as we discuss stablecoins, the evolving regulatory landscape, and the potential threats and opportunities they present for community bankers.Send us Fan MailPresented by Remedy ConsultingExecutive Wins PodcastThe Executive Wins Podcast features inspiring Executives who share their biggest wins.Listen on: Apple Podcasts   SpotifyFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

February 17, 2026Episode 14052 min

Open Banking, Rule 1033, and the Risk of Being a ‘Fast Follower’ FI | BankTalk Episode 140

We are in a data cold war that is beginning to warm up. Today, community banks only hold 20%-25% of their customers’ total financial data, due to the financial fragmentation of average Americans. With this massive data deficit on customers, bankers are realizing the need to switch from defense to offense when it comes to gathering information that can be put to work for the bank. Open banking is the best way to plug those data deficits by securing customers’ permission to aggregate their disparate financial data back to the bank from the 10-15 other financial service providers they typically use. Join the discussion with Jack Henry’s Sr. Director of Corporate Strategy, Lee Wetherington, on the importance of data regardless of the regulatory chaos at the federal level.Send us Fan MailPresented by Remedy ConsultingExecutive Wins PodcastThe Executive Wins Podcast features inspiring Executives who share their biggest wins.Listen on: Apple Podcasts   SpotifyFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

February 3, 2026Episode 13928 min

Loyalty Card Programs Increase More than Share of Wallet | BankTalk Episode 139

Join the discussion with Beth McCoy, CEO of CORA Loyalty, on CORA Group’s recent survey of over 2,000 adults that found the top factor influencing which credit card Americans choose is Loyalty and rewards programs (50%). Rewards won out ahead of convenience (38%), credit limit (36%), fees (32%), interest rate (32%), and security / fraud protection (31%). We dive deep into comprehensive loyalty programs, and share actionable insights into how FI’s can turn this consumer interest into revenue-driving banking relationships.Send us Fan MailPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.